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Commercial Investment Real Estate Jonathan A. Peckham |
Borrower Beware Most commercial mortgage lenders charge application, due diligence, and loan commitment fees, but do your clients know what that money really is buying? Often, it is less than they think. |
Commercial Investment Real Estate May/Jun 2007 David Weisman |
Closing Counsel Commercial real estate developers may benefit from hiring a real estate lawyer to manage details. |
Commercial Investment Real Estate Sep/Oct 2011 Thomas R. Petty |
Loan Language What can borrowers negotiate under today's stricter standards? |
Commercial Investment Real Estate Jul/Aug 2010 David C. Hannah |
Community Banks Step Into a New Role Banks can band together with other similarly situated community banks to share the credit risk through a loan participation or syndication arrangement. |
Commercial Investment Real Estate May/Jun 2006 A. Barry Cappello |
Making It Work Investors soon may feel the effects of a cooling real estate market through subtle and not-so-subtle shifts in the way lenders view commercial real estate loans. When lenders' requirements tighten, borrowers should consider these options. |
Commercial Investment Real Estate Jul/Aug 2012 Gantz et al. |
CMBS Concerns Are securitized loans worth the trouble? |
Commercial Investment Real Estate May/Jun 2009 Traci Jervis & Jen Kraft |
Demystifying Defeasance The credit markets are frozen and conduit lenders are not lending, but defeasance transactions are still closing. What role does this financing strategy play in today's market? |
Commercial Investment Real Estate Jul/Aug 2009 Safarian, Choi & Grant |
Carveout Consequences Learn how the courts rule on non-recourse loan provisions. |
Commercial Investment Real Estate Nov/Dec 2011 Taylor Liska |
What's Your Exit Strategy? There are many factors to consider when entering into a fixed-rate commercial real estate loan; what's often forgotten is how to get out. Borrowers should map out all options at the start of the loan process. |
Commercial Investment Real Estate Jul/Aug 2010 Huntley & Mullaney |
Both Sides Now Commercial property borrowers and lenders must face the music together with a plan. |
Commercial Investment Real Estate Jul/Aug 2013 Steve Zorich |
Off Balance Do commercial borrowers benefit from bank relationships? |
National Real Estate Investor February 1, 2007 W. Joseph Caton |
Attached Strings to Conduit Loans As a property investor's real estate management needs and development skills expand, the nature of the loans that investor buys into begins to take on new meaning. |
Commercial Investment Real Estate Jan/Feb 2011 Brad Cox |
The Loan Request Package How to request -- and get -- the best loan from today's limited lending sources |
Commercial Investment Real Estate May/Jun 2008 Campbell & Walsh |
Exist Strategies Comparing yield maintenance and defeasance can help investors determine the best alternative to fixed-rate financing. |
Commercial Investment Real Estate Mar/Apr 2005 Mittler & Korbin |
Financing Focus: Lenders Talk TICs Investors should be clear on how tenancy-in-common transactions differ from single-investor or entity investment transactions. Understanding this raises the likelihood that a transaction will close with a minimum of cost, time, and frustration. |
Entrepreneur February 2005 Crystal Detamore-Rodman |
Fees of Danger When assessing commercial loan costs, the interest rate is often only a drop in the bucket. Business owners can avoid costly errors by discussing any major purchases with their creditors, accountants and attorneys beforehand. |
Commercial Investment Real Estate Sep/Oct 2010 Regan Campbell |
Choosing a Defeasance Consultant Borrowers may need help navigating this complicated exit strategy. |
Commercial Investment Real Estate Sep/Oct 2003 Peltin & Swibel |
Lenders Tighten Loan Standards in Reaction to Uncertain Economy With interest rates at record lows, demand for new mortgage loans remains strong. However, in today's anemic economic climate, lenders face increased risk of making non-performing loans. Commercial lenders have implemented new safeguards and follow stricter policies to minimize exposure. |
Commercial Investment Real Estate May/Jun 2005 John Hosmer |
Repayment Options Borrowers who defeased loans in the last four years kept in check their visceral reaction to defeasance premiums and analyzed its effects on the underlying commercial real estate transaction. |
Entrepreneur February 2008 Crystal Detamore-Rodman |
The Real Estate Deal Shopping for a commercial real estate loan can be tricky. Here's what you need to stay balanced. |
Commercial Investment Real Estate Nov/Dec 2008 Connolly et al. |
Debt Transfer While new money is difficult to find in the current economic climate, loan assumptions may provide the prospective debt commercial real estate buyers need to close deals. |
Commercial Investment Real Estate Sep/Oct 2008 Michael G. Ramsey |
Experience Pays Qualified ground lease lenders can help borrowers save time and money. |
Commercial Investment Real Estate Jul/Aug 2010 Cunill-Fals & JShindell |
Buying Into Distress This article discusses the typical loan purchase process and some of the advantages and disadvantages of buying nonperforming commercial real estate loans. |
The Motley Fool December 4, 2006 Dan Caplinger |
Avoid the Loan Sharks For those with less-than-perfect credit histories, there's a scary trend in personal finance these days. In the name of convenience, some borrowers are digging themselves into a hole from which they may never emerge. |
Commercial Investment Real Estate Jan/Feb 2010 Justin Bert |
Bank Shot Do you have the right moves to score with lenders' troubled assets? |
Commercial Investment Real Estate Mar/Apr 2010 Pam Krug |
Post-Bailout Financing Challenges The loan market remains frozen today. Hundreds of billions of dollars of commercial mortgages are coming due in 2010 and 2011. The government must address the issue of commercial mortgage market liquidity or the impact of commercial loan defaults on the economy will be devastating. |
The Motley Fool January 24, 2007 Dan Caplinger |
The Dangers of Co-Signing Know what you're getting into before you guarantee someone else's debt. Co-signing on another person's loan is beyond the regular call of duty, and you shouldn't feel bad if you decide it's not worth risking your own financial stability to do it. |
Commercial Investment Real Estate Mar/Apr 2015 Joel C. Solomon |
Seeking Balance Construction loans present unique circumstances for lenders. |
Commercial Investment Real Estate May/Jun 2012 Howard W. Smith |
Financing Fundamentals These 5 tips help borrowers open the door to the right lender. |
Financial Advisor December 2003 Gail Liberman |
Tricks To Nail Down Low Mortgage Rates Know your lender -- and don't forget old-fashioned horse-trading. |
Commercial Investment Real Estate Nov/Dec 2011 Taylor Liska |
Cost Comparison: A Case Study When looking to extinguish fixed-rate debt, borrowers have two alternatives: yield maintenance or defeasance. |
National Real Estate Investor August 1, 2006 Matt Hudgins |
Mesmerized by Mezzanine Mezzanine lending for commercial real estate is exploding. |
Commercial Investment Real Estate Jul/Aug 2012 William C. Jenczyk |
Why Comply? Ignoring loan covenants is a dire mistake in today's market. |
U.S. Banker October 2008 John Adams |
DoJ's Open Season on Subprime The Department of Justice is suing Countrywide over allegations of abuse in bankruptcy and foreclosure processes |
National Real Estate Investor September 1, 2006 Parke M. Chapman |
Mortgage Industry's Digital Divide Not all segments of the commercial mortgage industry are embracing technology at the same rate. A study last year found that many firms still rely on time-consuming faxes, certified mail and reams of FedEx-delivered paper to process, close and monitor their loans. |
The Motley Fool January 31, 2005 Selena Maranjian |
Beware of Payday Lending Don't be a victim of highway robbery: Avoid the predatory practices of those who offer paycheck advances. |
Commercial Investment Real Estate Jan/Feb 2015 Eitan Weinstock |
Defeasing CMBS Loans Low interest rates fuel loan prepayments. |
Commercial Investment Real Estate Sep/Oct 2007 Leighton & Mayer |
Be Resourceful While some commercial real estate investors secure financing through deals with their existing banks, most investors, developers, and owners derive the best terms when lenders compete for their business. Consultants can help borrowers secure the most favorable loan terms. |
Commercial Investment Real Estate Jul/Aug 2008 Essa & Hoskote |
Fast Funding Asset-based financing provides quicker access to securing loans. |
Commercial Investment Real Estate May/Jun 2003 Christopher Carroll |
Understanding Today's Underwriting Criteria Makes Refinancing Easier With historically low interest rates still available, many property owners are seeking to refinance their loans. However, they should be aware that today's lenders underwrite real estate values far differently than in the past by using a relatively new set of cash flow adjustments. |
Commercial Investment Real Estate May/Jun 2007 Todd Davis |
Loan Liaison Qualified mortgage bankers can help to assess the risks associated with proposed commercial real estate transactions as well as the accuracy of transaction pricing in relation to the market. |
U.S. Banker September 2010 Bonnie McGeer |
Finding the Right Match Online loan exchanges like BoeFly and Biz2Credit are gaining traction as banks look for new ways to find more small-business borrowers. |
BusinessWeek May 1, 2008 |
Navigating the Crunch A financial aid expert explains how borrowers can best ride it out. |
Commercial Investment Real Estate Mar/Apr 2003 Len Deering |
Multifamily Property Owners Benefit From Competitive Financing Soft occupancies force lenders to be more creative in competing for multifamily loans. |
National Real Estate Investor February 1, 2003 Kathleen Fitzpatrick |
Mezz Debt Is a Magnet for Borrowers and Lenders The combination of historically low interest rates and tighter underwriting standards on senior loans has made mezzanine debt highly attractive to borrowers. But with lenders tripping over each other to woo customers, returns are shrinking. |
The Motley Fool January 24, 2005 David FitzMaurice |
Providian Picks Itself Up Earnings statement reveals the consumer lender is on the right track. |
CFO June 15, 2012 Vincent Ryan |
A Better Way to Borrow? Middle-market companies and leveraged-buyout firms are returning to the recent past with a hybrid loan structure that simplifies the use of subordinated debt and offers companies a lower cost of capital. |
This Old House Sid Davis |
Here's How to Finance Your Remodel Financing a remodeling project doesn't have to be a crap shoot. Here's a game plan for choosing the best deal. |
Commercial Investment Real Estate Mar/Apr 2014 Reisner & McMahon |
Restructuring Rights Credit tenant lease borrowers must preserve their Chapter 11 reorganization options. |
BusinessWeek November 20, 2008 Robert Berner |
'Help' Can Be Costly Beware up-front, nonrefundable fees of loan-modification pros. |