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Commercial Investment Real Estate
Jonathan A. Peckham |
Borrower Beware Most commercial mortgage lenders charge application, due diligence, and loan commitment fees, but do your clients know what that money really is buying? Often, it is less than they think.   |
Entrepreneur
February 2008
Crystal Detamore-Rodman |
The Real Estate Deal Shopping for a commercial real estate loan can be tricky. Here's what you need to stay balanced. |
Commercial Investment Real Estate
Sep/Oct 2003
Peltin & Swibel |
Lenders Tighten Loan Standards in Reaction to Uncertain Economy With interest rates at record lows, demand for new mortgage loans remains strong. However, in today's anemic economic climate, lenders face increased risk of making non-performing loans. Commercial lenders have implemented new safeguards and follow stricter policies to minimize exposure. |
Commercial Investment Real Estate
Jul/Aug 2010
Huntley & Mullaney |
Both Sides Now Commercial property borrowers and lenders must face the music together with a plan. |
The Motley Fool
January 24, 2007
Dan Caplinger |
The Dangers of Co-Signing Know what you're getting into before you guarantee someone else's debt. Co-signing on another person's loan is beyond the regular call of duty, and you shouldn't feel bad if you decide it's not worth risking your own financial stability to do it. |
Commercial Investment Real Estate
May/Jun 2007
David Weisman |
Closing Counsel Commercial real estate developers may benefit from hiring a real estate lawyer to manage details. |
Commercial Investment Real Estate
Jul/Aug 2015
Brooks R. Smith |
Loan Commitments Borrowers should negotiate early and often. |
Commercial Investment Real Estate
Sep/Oct 2011
Thomas R. Petty |
Loan Language What can borrowers negotiate under today's stricter standards? |
Commercial Investment Real Estate
Jul/Aug 2009
Safarian, Choi & Grant |
Carveout Consequences Learn how the courts rule on non-recourse loan provisions. |
Commercial Investment Real Estate
Jan/Feb 2010
Justin Bert |
Bank Shot Do you have the right moves to score with lenders' troubled assets? |
The Motley Fool
December 4, 2006
Dan Caplinger |
Avoid the Loan Sharks For those with less-than-perfect credit histories, there's a scary trend in personal finance these days. In the name of convenience, some borrowers are digging themselves into a hole from which they may never emerge. |
Commercial Investment Real Estate
Jul/Aug 2010
David C. Hannah |
Community Banks Step Into a New Role Banks can band together with other similarly situated community banks to share the credit risk through a loan participation or syndication arrangement. |
Commercial Investment Real Estate
Jul/Aug 2012
William C. Jenczyk |
Why Comply? Ignoring loan covenants is a dire mistake in today's market. |
Commercial Investment Real Estate
Jan/Feb 2011
Brad Cox |
The Loan Request Package How to request -- and get -- the best loan from today's limited lending sources |
Commercial Investment Real Estate
May/Jun 2012
Howard W. Smith |
Financing Fundamentals These 5 tips help borrowers open the door to the right lender. |
Commercial Investment Real Estate
Jul/Aug 2012
Gantz et al. |
CMBS Concerns Are securitized loans worth the trouble? |
Commercial Investment Real Estate
Mar/Apr 2014
Reisner & McMahon |
Restructuring Rights Credit tenant lease borrowers must preserve their Chapter 11 reorganization options. |
U.S. Banker
September 2010
Bonnie McGeer |
Finding the Right Match Online loan exchanges like BoeFly and Biz2Credit are gaining traction as banks look for new ways to find more small-business borrowers. |
National Real Estate Investor
June 1, 2005
Kingsley Greenland |
Why Liquidity Should Help You Sleep Better There is no crystal ball that can predict the next lending squeeze, or if one will even occur. What is certain however, is that greater liquidity in the secondary market for commercial real estate loans is an important safety valve for the entire industry. |
Commercial Investment Real Estate
Sep/Oct 2007
Leighton & Mayer |
Be Resourceful While some commercial real estate investors secure financing through deals with their existing banks, most investors, developers, and owners derive the best terms when lenders compete for their business. Consultants can help borrowers secure the most favorable loan terms. |
Commercial Investment Real Estate
May/Jun 2003
Christopher Carroll |
Understanding Today's Underwriting Criteria Makes Refinancing Easier With historically low interest rates still available, many property owners are seeking to refinance their loans. However, they should be aware that today's lenders underwrite real estate values far differently than in the past by using a relatively new set of cash flow adjustments. |
National Real Estate Investor
February 1, 2003
Kathleen Fitzpatrick |
Mezz Debt Is a Magnet for Borrowers and Lenders The combination of historically low interest rates and tighter underwriting standards on senior loans has made mezzanine debt highly attractive to borrowers. But with lenders tripping over each other to woo customers, returns are shrinking. |
Commercial Investment Real Estate
Mar/Apr 2005
Mittler & Korbin |
Financing Focus: Lenders Talk TICs Investors should be clear on how tenancy-in-common transactions differ from single-investor or entity investment transactions. Understanding this raises the likelihood that a transaction will close with a minimum of cost, time, and frustration. |
Commercial Investment Real Estate
May/Jun 2009
Traci Jervis & Jen Kraft |
Demystifying Defeasance The credit markets are frozen and conduit lenders are not lending, but defeasance transactions are still closing. What role does this financing strategy play in today's market? |
National Real Estate Investor
August 1, 2006
Matt Hudgins |
Mesmerized by Mezzanine Mezzanine lending for commercial real estate is exploding. |
Commercial Investment Real Estate
Mar/Apr 2015
Joel C. Solomon |
Seeking Balance Construction loans present unique circumstances for lenders. |
Entrepreneur
February 2008
Rosalind Resnick |
Nothing Personal How can you protect yourself and your assets from risk when securing a business loan? |
Commercial Investment Real Estate
Jul/Aug 2013
Steve Zorich |
Off Balance Do commercial borrowers benefit from bank relationships? |
BusinessWeek
May 1, 2008 |
Navigating the Crunch A financial aid expert explains how borrowers can best ride it out. |
Commercial Investment Real Estate
Nov/Dec 2011
Taylor Liska |
What's Your Exit Strategy? There are many factors to consider when entering into a fixed-rate commercial real estate loan; what's often forgotten is how to get out. Borrowers should map out all options at the start of the loan process. |
Commercial Investment Real Estate
Sep/Oct 2010
Tom Follain |
The Big Fix Is deferred maintenance the next obstacle to market recovery? |
Entrepreneur
October 2008
Crystal Detamore-Rodman |
Loan-Packaging Help How do you show lenders you mean business? A professionally prepared loan package may help. |
Entrepreneur
February 2005
Crystal Detamore-Rodman |
Fees of Danger When assessing commercial loan costs, the interest rate is often only a drop in the bucket. Business owners can avoid costly errors by discussing any major purchases with their creditors, accountants and attorneys beforehand. |
National Real Estate Investor
February 1, 2007
W. Joseph Caton |
Attached Strings to Conduit Loans As a property investor's real estate management needs and development skills expand, the nature of the loans that investor buys into begins to take on new meaning. |
Commercial Investment Real Estate
Nov/Dec 2002
Stephen V. Jacquemin |
Understand Lender Criteria to Finance Manufactured-Housing Communities Manufactured-home community buyers have two main financing choices: long-term loans from institutional or conduit lenders or short-term bank loans. To obtain the appropriate financing for these investments, commercial real estate professionals should understand lender criteria for each type. |
Commercial Investment Real Estate
Nov/Dec 2014
Pruitt & DeRensis |
CMBS Maturity Wave Commercial mortgage-backed securities lending has shown signs of health to the tune of $84 billion issued in 2013, and issuance anticipated to approach $100 billion in 2014 |
Commercial Investment Real Estate
Jul/Aug 2008
Essa & Hoskote |
Fast Funding Asset-based financing provides quicker access to securing loans. |
CFO
June 15, 2012
Vincent Ryan |
A Better Way to Borrow? Middle-market companies and leveraged-buyout firms are returning to the recent past with a hybrid loan structure that simplifies the use of subordinated debt and offers companies a lower cost of capital. |
National Real Estate Investor
April 1, 2005
Moskowitz & Napoliello |
Orchestra Funds Strike the Proper Chord Orchestra (i.e. pre-mezzanine) lenders and funds are the new frontier in real estate. They seek to add growth, value and innovation in the once staid, and much misunderstood, world of "hard money" -- a term that may have seen its last days. |
Commercial Investment Real Estate
Sep/Oct 2013
Jeff Rauth |
Follow the Money What are today's most financeable deals? Several market forces currently at work foretell a stronger lending environment in the next 12 to 18 months. |
This Old House
Sid Davis |
Here's How to Finance Your Remodel Financing a remodeling project doesn't have to be a crap shoot. Here's a game plan for choosing the best deal. |
Commercial Investment Real Estate
Mar/Apr 2010
Jerry Dunn |
Bridging the Gap A new breed of lenders is providing capital in today's commercial real estate market. |
Commercial Investment Real Estate
Jul/Aug 2010
Cunill-Fals & JShindell |
Buying Into Distress This article discusses the typical loan purchase process and some of the advantages and disadvantages of buying nonperforming commercial real estate loans. |
The Motley Fool
January 24, 2005
David FitzMaurice |
Providian Picks Itself Up Earnings statement reveals the consumer lender is on the right track. |
Commercial Investment Real Estate
Jul/Aug 2004
Brown & Weiss |
The Money Race Borrowers benefit as lenders chase commercial property deals. |
Entrepreneur
February 2005
C.J. Prince |
New Way to 7(a) With no more federal subsidy, entrepreneurs are uncertain about the future of small-business loans. |
Commercial Investment Real Estate
Sep/Oct 2014
Douglas M. Thompson |
Money Talk Borrowers may need a translator to understand today's lending language. |
BusinessWeek
May 14, 2007
Anne Tergesen |
Borrower, Be Wary Those student loan rebates and discounts aren't always as alluring as they seem. You have to scrutinize the terms to get a good deal. |
Commercial Investment Real Estate
Mar/Apr 2009
Mark Dellonte |
FHA Facts In today's tight credit market, multifamily owners and developers are challenged with finding financing. In such turbulent times, the Federal Housing Administration loan programs serve as good, reliable sources of capital. |
Entrepreneur
June 2008
Crystal Detamore-Rodman |
How Low Can You Go? Refinancing could entrepreneurs lower monthly loan payments. |
