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Entrepreneur July 2005 Jennifer Pellet |
Money Buzz 07/05 Businesses can connect to all potential lenders with only one on-line application. |
The Motley Fool December 4, 2006 Dan Caplinger |
Avoid the Loan Sharks For those with less-than-perfect credit histories, there's a scary trend in personal finance these days. In the name of convenience, some borrowers are digging themselves into a hole from which they may never emerge. |
BusinessWeek May 1, 2008 |
Navigating the Crunch A financial aid expert explains how borrowers can best ride it out. |
This Old House Sid Davis |
Here's How to Finance Your Remodel Financing a remodeling project doesn't have to be a crap shoot. Here's a game plan for choosing the best deal. |
Commercial Investment Real Estate Sep/Oct 2011 Thomas R. Petty |
Loan Language What can borrowers negotiate under today's stricter standards? |
Commercial Investment Real Estate Jul/Aug 2010 David C. Hannah |
Community Banks Step Into a New Role Banks can band together with other similarly situated community banks to share the credit risk through a loan participation or syndication arrangement. |
The Motley Fool September 25, 2007 Dan Caplinger |
Cut Your Borrowing Costs When you're looking to borrow money, always look into how much you can save by financing a little bit less. The savings from making even a small down payment will often pay dividends for years to come. |
Entrepreneur March 2010 Asheesh Advani |
Finally, Someone Wants to Give You Money If you dismissed micro loans in the past, it's time to look again. |
The Motley Fool January 24, 2007 Dan Caplinger |
The Dangers of Co-Signing Know what you're getting into before you guarantee someone else's debt. Co-signing on another person's loan is beyond the regular call of duty, and you shouldn't feel bad if you decide it's not worth risking your own financial stability to do it. |
Commercial Investment Real Estate May/Jun 2006 A. Barry Cappello |
Making It Work Investors soon may feel the effects of a cooling real estate market through subtle and not-so-subtle shifts in the way lenders view commercial real estate loans. When lenders' requirements tighten, borrowers should consider these options. |
Commercial Investment Real Estate Sep/Oct 2003 Peltin & Swibel |
Lenders Tighten Loan Standards in Reaction to Uncertain Economy With interest rates at record lows, demand for new mortgage loans remains strong. However, in today's anemic economic climate, lenders face increased risk of making non-performing loans. Commercial lenders have implemented new safeguards and follow stricter policies to minimize exposure. |
U.S. Banker January 2008 Michael Sisk |
The Rise of Lending Communities Peer-to-peer lending holds valuable clues to the nature of lending and borrowing. |
Entrepreneur February 2008 Rosalind Resnick |
Nothing Personal How can you protect yourself and your assets from risk when securing a business loan? |
Commercial Investment Real Estate Jonathan A. Peckham |
Borrower Beware Most commercial mortgage lenders charge application, due diligence, and loan commitment fees, but do your clients know what that money really is buying? Often, it is less than they think. |
The Motley Fool February 15, 2011 Selena Maranjian |
Good Credit Won't Save You Now The "adverse market" surcharge could cost mortgage borrowers thousands annually. |
The Motley Fool November 16, 2007 Rich Duprey |
Battling for Payday Loans A ban on military payday loans keeps underpaid soldiers even more short of cash. |
Entrepreneur February 2008 Crystal Detamore-Rodman |
The Real Estate Deal Shopping for a commercial real estate loan can be tricky. Here's what you need to stay balanced. |
Commercial Investment Real Estate May/Jun 2003 Christopher Carroll |
Understanding Today's Underwriting Criteria Makes Refinancing Easier With historically low interest rates still available, many property owners are seeking to refinance their loans. However, they should be aware that today's lenders underwrite real estate values far differently than in the past by using a relatively new set of cash flow adjustments. |
Bank Technology News December 2007 Michael Sisk |
The Rise of Community P2P is no threat to banks -- yet -- but the rise of these exchanges, which cut out banks and allow people to lend directly to each other is a phenomenon worth studying. Are P2P exchanges the credit unions of the Internet age? |
The Motley Fool June 1, 2004 Selena Maranjian |
Get Record-Low Rates This is a great time to consolidate your student loans and save money. |
The Motley Fool January 24, 2007 Mary Dalrymple |
Study Your College Loan Options Know when to use a private or a federal loan to pay your tuition bill. |
Financial Planning March 1, 2008 Donald Jay Korn |
Seeing Red Sallie Mae, the leading lender to college students, reported a $1.6 billion loss in the fourth quarter of 2007. Sallie Mae isn't the only student lender that has been bloodied recently. Students and parents need to be cautious when looking for student loans. |
Entrepreneur June 2008 Crystal Detamore-Rodman |
How Low Can You Go? Refinancing could entrepreneurs lower monthly loan payments. |
Commercial Investment Real Estate Jul/Aug 2010 Huntley & Mullaney |
Both Sides Now Commercial property borrowers and lenders must face the music together with a plan. |
Entrepreneur February 2005 C.J. Prince |
New Way to 7(a) With no more federal subsidy, entrepreneurs are uncertain about the future of small-business loans. |
National Real Estate Investor September 1, 2006 Parke M. Chapman |
Mortgage Industry's Digital Divide Not all segments of the commercial mortgage industry are embracing technology at the same rate. A study last year found that many firms still rely on time-consuming faxes, certified mail and reams of FedEx-delivered paper to process, close and monitor their loans. |
This Old House L. Gallant & D. Snoonian |
The Mortgage Crisis: Where to Go for Help The Fed's decision to lower interest rates means more people might be looking for home loans again. These Web-based resources can help you avoid the risky ones, and find the loan that's right for you. |
Commercial Investment Real Estate Jan/Feb 2011 Brad Cox |
The Loan Request Package How to request -- and get -- the best loan from today's limited lending sources |
The Motley Fool November 23, 2007 Dan Caplinger |
Find the Right Student Loan College loans come in many varieties. Some have very attractive provisions and guarantees, but others can spell trouble for even the most responsible young adults. |
Financial Planning June 1, 2010 Donald Jay Korn |
College Loans Say Uncle The new law excluding banks from making federal education loans should be a PLUS for borrowers who can now turn to the Bank of Uncle Sam. |
BusinessWeek November 14, 2005 |
Federal vs. Private Loans At a glance, here's how federal and private student loans differ. |
The Motley Fool January 24, 2005 David FitzMaurice |
Providian Picks Itself Up Earnings statement reveals the consumer lender is on the right track. |
Commercial Investment Real Estate May/Jun 2012 Howard W. Smith |
Financing Fundamentals These 5 tips help borrowers open the door to the right lender. |
BusinessWeek May 14, 2007 Anne Tergesen |
Borrower, Be Wary Those student loan rebates and discounts aren't always as alluring as they seem. You have to scrutinize the terms to get a good deal. |
U.S. Banker February 2007 Andrew Reinbach |
Are Small Banks Reevaluating A Big-Bank Technique? Scoring small-business loans is often believed to be unnecessary at the community bank level, especially if the lender and applicant know each other. But it may yet be valuable for credit quality. |
AskMen.com Michael Estrin |
7 Things to Remember When Borrowing Money Whether you're starting a small business, remodeling your home or just paying some bills, from time to time you'll need to borrow money. When your time comes, here are some things to consider. |
The Motley Fool October 30, 2007 Dan Caplinger |
Get a Cheap Loan Fast ... From Yourself If you're facing a temporary setback and need a short-term solution, a 401(k) loan may not be as bad as some experts think, and a lot better than other alternatives. |
Commercial Investment Real Estate Mar/Apr 2010 Jerry Dunn |
Bridging the Gap A new breed of lenders is providing capital in today's commercial real estate market. |
Reason March 2009 Veronique de Rugy |
Dissatisfaction Guaranteed The government has decided to encourage more lenders to take more chances by guaranteeing yet more loans to high-risk borrowers. The only guarantee for these loans is that our children will be paying billions to cover the losses. |
Commercial Investment Real Estate Sep/Oct 2007 Leighton & Mayer |
Be Resourceful While some commercial real estate investors secure financing through deals with their existing banks, most investors, developers, and owners derive the best terms when lenders compete for their business. Consultants can help borrowers secure the most favorable loan terms. |
Inc. May 2009 Ryan McCarthy |
Loans You Pay Every Day One firm gives loans when banks won't -- and, yes, there's a catch |
U.S. Banker March 2011 Tim Grace |
Mortgage Buybacks Point To Need for Better Analytics With mortgage fraud rising, the need for consistent, industry-wide fraud controls are a fundamental building block for improved loan quality. |
BusinessWeek November 14, 2005 Lindsey Gerdes |
The Private-Loan Dilemma Unable to borrow enough via the federal government, more students are turning to other lenders, which can be a risky last resort. |
Bank Technology News January 2006 John Adams |
Wholesale Mortgages: UBOC's Broker Road Becomes Automated The lender's strategy is heavy on implementing electronic loan execution. The goal? Cutting cost and time-and eliminating paper from desks of customer-facing partners. |
Inc. February 2008 Robb Mandelbaum |
Soldiering On to Remake the SBA Steven Preston talks about efforts to improve the SBA's processes - and its image. |
U.S. Banker December 2010 Rob Garver |
SBA Aims to Attract More Banks The lower fees and higher guarantees enacted for the government s small-business lending programs have some in the industry optimistic that interest by banks might surge. |
National Real Estate Investor February 1, 2003 Kathleen Fitzpatrick |
Mezz Debt Is a Magnet for Borrowers and Lenders The combination of historically low interest rates and tighter underwriting standards on senior loans has made mezzanine debt highly attractive to borrowers. But with lenders tripping over each other to woo customers, returns are shrinking. |
Inc. August 2006 |
The Prosper Diaries Landing a loan on Prosper isn't always easy. Here's how one business owner navigated the process. |
Entrepreneur November 2007 Rosalind Resnick |
Find Unsecured Loans and Credit Lines How to get a bank loan without risking your personal record. |
National Real Estate Investor May 1, 2007 W. Joseph Caton |
Small-Cap Attraction The business of buying, managing and trading smaller commercial properties has now become a favored target market of both portfolio and conduit lenders. |