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U.S. Banker June 2007 John Tozzi	Union Bank of Cal's Edge Sharpens Its Diversity Success Taking advantage of a little used Fed exemption, one California bank made 263 loans to minority borrowers last year that would have been denied under the bank's usual lending criteria.
U.S. Banker September 2010 Bonnie McGeer	Finding the Right Match Online loan exchanges like BoeFly and Biz2Credit are gaining traction as banks look for new ways to find more small-business borrowers.
The Motley Fool May 24, 2007 Dan Caplinger	Mortgages for the Military The Veterans Administration has programs for current and former members of the military to help them get financing to buy a home. Serving in the military generally makes you eligible to take out a VA loan.
Financial Planning December 1, 2008 Andrew Ackerman	DOE Supports Loans The U.S. Department of Education plans to provide liquidity support to the student loan market.
Entrepreneur November 2007 Rosalind Resnick	Find Unsecured Loans and Credit Lines How to get a bank loan without risking your personal record.
Entrepreneur February 2005 C.J. Prince	New Way to 7(a) With no more federal subsidy, entrepreneurs are uncertain about the future of small-business loans.
Entrepreneur July 2005 Jennifer Pellet	Money Buzz 07/05 Businesses can connect to all potential lenders with only one on-line application.
Commercial Investment Real Estate Mar/Apr 2003 Len Deering	Multifamily Property Owners Benefit From Competitive Financing Soft occupancies force lenders to be more creative in competing for multifamily loans.
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BusinessWeek May 1, 2008	Navigating the Crunch A financial aid expert explains how borrowers can best ride it out.
U.S. Banker December 2010 Rob Garver	SBA Aims to Attract More Banks The lower fees and higher guarantees enacted for the government s small-business lending programs have some in the industry optimistic that interest by banks might surge.
Commercial Investment Real Estate Mar/Apr 2010 Jerry Dunn	Bridging the Gap A new breed of lenders is providing capital in today's commercial real estate market.
The Motley Fool December 4, 2006 Dan Caplinger	Avoid the Loan Sharks For those with less-than-perfect credit histories, there's a scary trend in personal finance these days. In the name of convenience, some borrowers are digging themselves into a hole from which they may never emerge.
Financial Planning June 1, 2010 Donald Jay Korn	College Loans Say Uncle The new law excluding banks from making federal education loans should be a PLUS for borrowers who can now turn to the Bank of Uncle Sam.
Commercial Investment Real Estate Nov/Dec 2002 Stephen V. Jacquemin	Understand Lender Criteria to Finance Manufactured-Housing Communities Manufactured-home community buyers have two main financing choices: long-term loans from institutional or conduit lenders or short-term bank loans. To obtain the appropriate financing for these investments, commercial real estate professionals should understand lender criteria for each type.
Commercial Investment Real Estate Sep/Oct 2003 Peltin & Swibel	Lenders Tighten Loan Standards in Reaction to Uncertain Economy With interest rates at record lows, demand for new mortgage loans remains strong. However, in today's anemic economic climate, lenders face increased risk of making non-performing loans. Commercial lenders have implemented new safeguards and follow stricter policies to minimize exposure.
The Motley Fool January 24, 2007 Mary Dalrymple	Study Your College Loan Options Know when to use a private or a federal loan to pay your tuition bill.
Inc. September 2003 Amy Gunderson	Banks May Sell Off Your Loans A secondary market for small-business loans could benefit entrepreneurs.
Entrepreneur March 2007 C.J. Prince	Alternate Route States and banks are teaming up to offer financing programs that provide not only capital, but also benefits all around.
Investment Advisor October 2008 Kara P. Stapleton	Foreign Aid Ledford Financial is making an impact on the lives of small business owners worldwide.
National Real Estate Investor February 1, 2003 Kathleen Fitzpatrick	Mezz Debt Is a Magnet for Borrowers and Lenders The combination of historically low interest rates and tighter underwriting standards on senior loans has made mezzanine debt highly attractive to borrowers. But with lenders tripping over each other to woo customers, returns are shrinking.
Inc. February 2008 Robb Mandelbaum	Soldiering On to Remake the SBA Steven Preston talks about efforts to improve the SBA's processes - and its image.
The Motley Fool June 1, 2004 Selena Maranjian	Get Record-Low Rates This is a great time to consolidate your student loans and save money.
U.S. Banker April 2011 Barbara Morrison	Midsize Is Now a Fit for SBA By utilizing new SBA options offered through legislation redefining small business, banks can help small and midsize businesses benefit from better access to credit.
Commercial Investment Real Estate Sep/Oct 2011 Thomas R. Petty	Loan Language What can borrowers negotiate under today's stricter standards?
National Real Estate Investor May 1, 2007 W. Joseph Caton	Small-Cap Attraction The business of buying, managing and trading smaller commercial properties has now become a favored target market of both portfolio and conduit lenders.
Registered Rep. August 24, 2015 Lynn O'Shaughnessy	Tackling Student Debt Because high levels of student loan debt are far more common than they used to be, you should expect queries from clients about how to minimize their own balances, in addition to those of their grown children.
Commercial Investment Real Estate Sep/Oct 2013 Jeff Rauth	Follow the Money What are today's most financeable deals? Several market forces currently at work foretell a stronger lending environment in the next 12 to 18 months.
Commercial Investment Real Estate Sep/Oct 2007 Leighton & Mayer	Be Resourceful While some commercial real estate investors secure financing through deals with their existing banks, most investors, developers, and owners derive the best terms when lenders compete for their business. Consultants can help borrowers secure the most favorable loan terms.
Entrepreneur June 2004 Crystal Detamore-Rodman	Public Works Looking for a capital infusion? Don't ignore public funding sources in your own backyard.
The Motley Fool September 25, 2007 Dan Caplinger	Cut Your Borrowing Costs When you're looking to borrow money, always look into how much you can save by financing a little bit less. The savings from making even a small down payment will often pay dividends for years to come.
Entrepreneur February 2008 Crystal Detamore-Rodman	The Real Estate Deal Shopping for a commercial real estate loan can be tricky. Here's what you need to stay balanced.
Financial Planning March 1, 2008 Donald Jay Korn	Seeing Red Sallie Mae, the leading lender to college students, reported a $1.6 billion loss in the fourth quarter of 2007. Sallie Mae isn't the only student lender that has been bloodied recently. Students and parents need to be cautious when looking for student loans.
Inc. May 1, 2007	What the SBA Actually Does for Small Business An overview to services the SBA provides such as capital and contract assistance.
The Motley Fool November 23, 2007 Dan Caplinger	Find the Right Student Loan College loans come in many varieties. Some have very attractive provisions and guarantees, but others can spell trouble for even the most responsible young adults.
Commercial Investment Real Estate Mar/Apr 2009 Mark Dellonte	FHA Facts In today's tight credit market, multifamily owners and developers are challenged with finding financing. In such turbulent times, the Federal Housing Administration loan programs serve as good, reliable sources of capital.
HBS Working Knowledge August 4, 2014	Why Small-Business Lending Is Not Recovering Lending to small businesses has not returned to levels seen before the financial crisis. Karen Mills, former head of the US Small Business Administration, explains the reasons.
Entrepreneur March 2008	Making the Grade How can I use my personal credit to get a loan to start a business?
U.S. Banker February 2007 Andrew Reinbach	Are Small Banks Reevaluating A Big-Bank Technique? Scoring small-business loans is often believed to be unnecessary at the community bank level, especially if the lender and applicant know each other. But it may yet be valuable for credit quality.
Entrepreneur July 2003 C.J. Prince	Makeover Magic The SBA may give its underused 504 loan program a face lift. How will that help you?
The Motley Fool October 9, 2008 Dan Caplinger	The Real Threat to the U.S. Economy While big companies grab the headlines, small businesses need credit they can't get.
Reason April 2007 Katherine Mangu-Ward	Loan Arrangers A newly booming website, kiva.org, has made microlending more accessible by collating small individual contributions into larger loans. The non-profit connects people willing to invest small sums directly with entrepreneurial projects in the Third World.
Entrepreneur February 2008 Rosalind Resnick	Nothing Personal How can you protect yourself and your assets from risk when securing a business loan?
BusinessWeek November 14, 2005 Lindsey Gerdes	The Private-Loan Dilemma Unable to borrow enough via the federal government, more students are turning to other lenders, which can be a risky last resort.
Commercial Investment Real Estate Nov/Dec 2014 Pruitt & DeRensis	CMBS Maturity Wave Commercial mortgage-backed securities lending has shown signs of health to the tune of $84 billion issued in 2013, and issuance anticipated to approach $100 billion in 2014
Commercial Investment Real Estate Jul/Aug 2011 David F. Webb	The Lending Scene Commercial mortgage-backed securities' return brightens the picture in primary markets.
Entrepreneur January 2004 Niles Howard	Where the Money Is The path to financing a franchise may not be easy. But if you know what lenders are looking for, you'll be well on your way.
Entrepreneur August 2004 Crystal Detamore-Rodman	Commercial Break When banks can't give you the funds you need, look to commercial finance companies for help.
Entrepreneur December 2009 Carol Tice	A Small Business Bailout--Maybe ARC loans are only available to businesses that meet very strict criteria.