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Managed Care October 2000	Employer-based coverage up in strong economy Health insurance premiums rose 8.3 percent over the past year for all types of coverage, according to an annual survey of employers...
Managed Care May 2004	Many Not Eligible For Benefits Get Them Anyway Audits by employers of employee health claims reveal many ineligible dependents are still receiving benefits on health insurance plans.
Managed Care April 2002	Where Employers, Employees Don't See Eye to Eye Hewitt Associates found key differences in employers' and employees' views of health coverage...
Managed Care December 2003	Pay-or-Play Ideas Make Employers Help Uninsured Employers would have to "pay or play" in some proposals for how to boost coverage for the uninsured.
Managed Care September 2000	Any way you cut it, employers appear to save if Medicare adopts drug benefit A new analysis suggests that a prescription drug benefit in Medicare would reduce employer expense for health coverage--which, in turn, could encourage more employers to offer some form of drug coverage and thus reverse this erosion...
Managed Care May 2002	Small employers plan to shift increased costs to workers Small companies -- those with 3 to 24 employees -- are bracing for continuing health care cost increases, and indicate that they may have to shift more of that expense to workers
Managed Care December 2001	Tie to Employers Stresses Fragility Of Health Coverage About two thirds of Americans receive health insurance through their employers or families, and many gain or lose coverage when they marry, divorce, or move to new jobs...
Managed Care March 2000	Employers Predict Liability Expansion Bad for Coverage How employers would respond if patients were allowed to sue employer-sponsored health plans.
BusinessWeek November 26, 2007 Epstein & McGregor	You've Got Dependents? Prove It "Dependent eligibility audits," in which companies demand proof that spouses and children qualify for medical benefits, are swiftly becoming both fashionable and financially rewarding for companies frantic to curb the runaway costs of health coverage.
Managed Care February 2004	Employers see cost-shifting efforts pay off In the fall of 2002, as employers were getting their first 2003 rates from the health plans, they were looking at a 14-percent increase," says Blaine Bos, one of the study's authors. "Then they took out their scalpel.... In 2003, employers took back lost ground."
Managed Care January 2004	Large Employers Now Use DM To Cut Their Costs Employers are adopting disease management programs in a big way to slow the pace of health care premium increases, according to a survey of 3,000 businesses.
Managed Care February 2001	Employers more willing to pass benefit costs along Facing significant increases in health-benefit costs, employers appear less willing to bite the bullet than in the past -- and are passing many of those increases on to workers...
Managed Care July 2005	Premium hikes for 2006 could be lowest in 5 years There's a good chance that the increase in health care premiums will be less than 10 percent in 2006.
Managed Care July 2005 MargaretAnn Cross	Efforts To Cover the Uninsured An Opportunity for Health Plans Employers and state governments are getting together to design imaginative insurance programs to cover low-pay workers.
Inc. September 2003 Alison Stein Wellner	A Small Price to Pay Long-term care coverage makes growing old a little bit easier.
Managed Care January 2001	Private Proposals Aim To Reduce Lack of Coverage Two new proposals to solve the conundrum of Americans without health coverage would build on the country's existing health system...
Investment Advisor August 2006 Marlene Y. Satter	Insurance Update: Insurance Multitasking Long-term care insurance is frequently a hard sell, until people are older and often ineligible for coverage. Planners thus may be interested in a multifaceted strategy that answers several needs at once.
Managed Care June 2004	Headlines On Deadline ... About 50 of the largest U.S. employers plan to form a health insurance pool... Managed Medicare plans will receive at least a 6.6 percent increase in payment rates in 2005... The biotechnology industry...
Managed Care February 2008	Employer-Backed Insurance Gets Nonpartisan Nod The majority of Americans believe that universal coverage costs should be shared by individuals, employers, and the government.
Managed Care July 2004	Premium Hikes Slow As Plans Seek Members The opening murmurs in negotiations between health plans and large employers have been heard. Insurers are expected to seek an average 13.7 percent hike in premiums in 2005, according to a survey of 160 large employers.
The Motley Fool November 7, 2007 Dan Caplinger	Add Hundreds to Your Paycheck Take advantage of your annual chance to change your health insurance enrollment. Choosing the right options can make the difference between saving a bundle and spending too much.
Managed Care June 2007 Lola Butcher	Big Companies Holding Fast To Employer-Sponsored System In board rooms across the country, decisions are being made to battle, rather than run from, rising costs of health care.
Managed Care May 2005 John Carroll	Evaporation of Retiree Benefits May Be Health Plan Opportunity With big companies steadily reducing coverage for retirees, plans need to devise products for this needy population.
CFO June 1, 2007 Joseph McCafferty	A Little Less Shifty Employers are passing on less of the health-care burden to workers.
Managed Care February 2002	Small Employers Want To Sidestep Giving Benefits The recession and higher medical costs are causing small employers to take a hard look at their sponsorship of health benefits...
Entrepreneur September 2005 Jacquelyn Lynn	Thinking Ahead As Americans age, long-term care insurance may prove one of the most important insurance products on the market, and this coverage can offer advantages to both employers and employee
Managed Care March 2002	Employees increasingly inclined to enroll for benefits via Internet Ready or not, more people are turning to the Internet to do everything from researching health conditions and medications to enrolling for benefits...
Financial Planning February 1, 2008 David Certner	A Pain for Retirees A new policy on retiree healthcare benefits could leave millions with reduced coverage.
Managed Care November 2006	Managed Care Outlook Health benefit costs continue to outpace CPI.
Financial Planning July 1, 2010 Jeanne Lee	The Sky Is Not Falling Small business clients have been hard-hit by increased healthcare expenditures over the past 10 years, so it's not surprising that the healthcare reform bill has many of them anxious and confused.
Managed Care October 2007	Headlines On Deadline... Health insurance premiums rose an average of 6.1% in 2007... Employers are backing the development of Web-based health records... Commercial health plans posted improvements in 30 of 44 quality of care measures...
The Motley Fool August 29, 2007 Dan Caplinger	Play It Safe With Your Health Census Bureau figures indicate 47 million Americans do not have health insurance. High deductible insurance is one solution that may help these individuals to avoid a potential financial disaster.
The Motley Fool December 29, 2006	"All Risks" Policies Be on top of your financial situation -- know what you are and aren't protected against on your homeowner's insurance, and make sure you have the coverage you want and need.
Registered Rep. November 1, 2005 Lynn O'Shaughnessy	Medicare Drug Benefit 101 If financial advisers can understand the basics of the new Medicare drug benefit plan, they can provide a great service to their clients -- perhaps even save them money in premiums. Here's where to start.
Entrepreneur June 2006 Mark Henricks	What's Up, Doc? Inflated health insurance prices are putting the squeeze on your budget, but are consumer-directed plans the way to go?
Managed Care January 2002	Employers struggle to preserve pharmacy benefit In an effort to protect the pharmacy benefit for employees, companies are using a variety of techniques to manage expenditures...
Financial Advisor July 2008 Allen Hamm	A Better Option The long-term care insurance industry is up to a new trick: Marketing LTC insurance through groups.
Managed Care February 2008 Frank Diamond	You Will Live Healthily! Employers want to do everything within the law to make workers change their lifestyles, and they expect health plans to help
Managed Care May 2003	High Profits Seen for HMOs Through 2003 The good times will go on for most health plans in terms of earnings through the rest of this year, experts believe. That's because rate hikes are "in excess of medical trends," Rob Mains, an analyst with Advest, tells Business Insurance.
BusinessWeek September 27, 2004 Weber et al.	Health Insurance: Small Biz Is In A Bind Disproportionately hit by cost hikes, more small businesses have stop offering health care coverage to their workers.
Managed Care September 2003 Martin Sipkoff	This Isn't the First Attempt To Shift Cost to Employees Companies are decreasing their share of medical insurance premiums. It remains to be seen how this will affect workers' health status.
Managed Care November 2003	Calif. Businesses Vow To Fight Coverage Law A new law that makes employers extend health benefits to about a million uninsured Californians will be watched carefully. Opponents of the law, signed by Gov. Gray Davis two days before the recall vote that ousted him, vow to challenge it in the courts.
Inc. October 2006	Best On: Health Care The best candidates for governor based on health care policy.
Managed Care March 2005	Lawmakers Seek To Closely Watch Genetic Info Flow The U.S. Senate is looking to create a bill that states health coverage cannot be denied based on genetic information.
BusinessWeek July 3, 2008 Anne Tergesen	Keeping Covered Why companies -- and insurers -- are suddenly interested in offering health insurance to early retirees.
Job Journal June 13, 2004 Marty Nemko	Quick Fix: Is the Customer Always Right? Unbending customer service may not be the best policy.
Managed Care November 2000	Rise in employer-based coverage spurs drop in ranks of uninsured The Census Bureau reports that the number of Americans without health insurance dropped from 44 million in 1998 to 42 million in 1999, thanks in large part to a boost in the share of employers offering job-based coverage...
Managed Care November 2005 MargaretAnn Cross	Health Plans by Design, Not by Default Fortune 500 employers are ready to shed old benefit models for "managed consumerism".
Managed Care October 2001	Small businesses use aggressive tactics to keep benefit costs down Small and mid-sized employers (10-999 workers) saw average health-benefit-premium increases of 9.2 percent last year. Marsh Inc. reports that these companies aggressively blunted the effects of fast-rising health care costs...
BusinessWeek October 7, 2009 Catherine Arnst	Health Costs: Steeper Still Workers will bear a greater share of soaring premiums in 2010, but employers take a hit, too.