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Managed Care December 2001	Tie to Employers Stresses Fragility Of Health Coverage About two thirds of Americans receive health insurance through their employers or families, and many gain or lose coverage when they marry, divorce, or move to new jobs...
The Motley Fool November 7, 2007 Dan Caplinger	Add Hundreds to Your Paycheck Take advantage of your annual chance to change your health insurance enrollment. Choosing the right options can make the difference between saving a bundle and spending too much.
The Motley Fool June 7, 2007 Dan Caplinger	Health Insurance for Healthy People Even though you can't eliminate insurance costs, you can still make them as small as possible. By keeping the responsibility for paying some of your own health costs, you can save hundreds on health insurance premiums.
The Motley Fool July 5, 2006 Dan Caplinger	Get an Insurance Checkup: Part 2 Insurance is a tricky subject, rife with complexity and confusing language and concepts. If you remember that your main goal in buying insurance is to reduce your own risk, it's easier to evaluate exactly what risks you have and therefore what sort of insurance you really need.
Managed Care January 2001	Private Proposals Aim To Reduce Lack of Coverage Two new proposals to solve the conundrum of Americans without health coverage would build on the country's existing health system...
The Motley Fool September 18, 2007 Dan Caplinger	Health Insurance ... or Else Health insurance can protect you from huge medical bills. Yet for a variety of reasons, many people go without health insurance. Now, government leaders are taking a new approach toward making sure everyone gets the medical care they need.
Inc. April 2006 Carl Schramm	Unexpected Benefits More people will start companies, thanks to health savings accounts.
Managed Care November 2000	Rise in employer-based coverage spurs drop in ranks of uninsured The Census Bureau reports that the number of Americans without health insurance dropped from 44 million in 1998 to 42 million in 1999, thanks in large part to a boost in the share of employers offering job-based coverage...
Financial Planning April 1, 2007 Donald Jay Korn	Healthy, Wealthy and Wise As more and more affluent clients start managing their medical costs, financial advisors may be asked to provide a second opinion on the choices.
Financial Planning April 1, 2007 Elizabeth O'Brien	Are Your Clients Covered? Today's healthcare system demands vigilance from consumers and planners alike. Some financial planners are taking on the complex, expensive market for individual health insurance. And they're finding solutions.
Managed Care September 2000	Any way you cut it, employers appear to save if Medicare adopts drug benefit A new analysis suggests that a prescription drug benefit in Medicare would reduce employer expense for health coverage--which, in turn, could encourage more employers to offer some form of drug coverage and thus reverse this erosion...
Managed Care December 2007	Most HSA/HDHPs Cover Preventive Treatment on a First-Dollar Basis Most health savings account plans cover recommended preventive benefits on a first-dollar basis, which is to say without regard to whether the deductible has been met. A new survey shows which high-deductible plans are compatible.
The Motley Fool April 26, 2007 Dan Caplinger	Don't Quit Your Health Insurance Quitting a job can elevate you to new heights in your career. To keep from paying the price, however, you need to make sure you bring your health insurance with you.
Managed Care December 2003	Pay-or-Play Ideas Make Employers Help Uninsured Employers would have to "pay or play" in some proposals for how to boost coverage for the uninsured.
Managed Care November 2001	For Now, at Least, Fewer People Lack Insurance The Census Bureau says the number of uninsured Americans dropped in 2000, for the second year in a row -- a trend many experts doubt will continue, thanks to a weakening economy...
Managed Care October 2002	Survey: '90s Boom Didn't Increase Number of Covered Employees You would think that the roaring economy and tight labor market in the 1990s would have meant a significant increase in the number of people with employer-sponsored health insurance. But you would be wrong, according to a report by the Center for Studying Health System Change.
Managed Care October 2005 Martin Sipkoff	The Lure of Tax Reform Politicians on both sides of the aisle are considering tax reforms as a way of fixing the health care system. What might it mean for health plans?
The Motley Fool September 6, 2011 Dan Caplinger	Make Your Job Work Harder for You You need to make the most of what employee benefits your employer gives you.
Managed Care June 2006 Lola Butcher	As Employers Step Back, Individual Plans Step In Imagine an America where few businesses purchase health care for employees. Should that come about, the individual market will have new products ready.
Managed Care July 2005 MargaretAnn Cross	Efforts To Cover the Uninsured An Opportunity for Health Plans Employers and state governments are getting together to design imaginative insurance programs to cover low-pay workers.
Entrepreneur March 2008 Mark Henricks	An Apple a Day . . . When Jason Crawforth started Treetop Tech Inc. in 1997, he didn't offer employees company-sponsored health coverage. Today, he is finding there are more avenues to get health insurance.
The Motley Fool December 11, 2007 Dayana Yochim	PPO? HMO? HSA? OMG! Ready or not, for many employees, this is the only chance for the next 12 months to modify their health coverage. Here's how to pick the right employee health-care plan, whether you're single, married, in a family way, or feathering an empty nest.
The Motley Fool August 3, 2007 Dan Caplinger	When to Buy Long-Term Care Insurance Long-term care insurance pays out financial benefits to help you pay the expenses of nursing homes and home health care. Should you buy now, wait, or just skip the whole thing?
Managed Care October 2000	Employer-based coverage up in strong economy Health insurance premiums rose 8.3 percent over the past year for all types of coverage, according to an annual survey of employers...
Managed Care September 2005 Martin Sipkoff	The Private Sector Can, Should, and Will Help Solve the Problem of the Uninsured WellPoint Chairman Leonard Schaeffer and other health plan leaders believe they can help with the chronic societal issue of uninsured Americans.
The Motley Fool September 14, 2011 Dan Caplinger	How You Can Make Health Care Affordable Health savings accounts and high-deductible health plans make a powerful combination.
The Motley Fool April 13, 2007 Dan Caplinger	Save on Insurance for Your Home Because of the stakes involved, making smart insurance decisions is tough. But if you have the means to work through your financial problems if disaster strikes, then you can turn your financial stability into increased savings on your insurance bill.
BusinessWeek March 15, 2004 Carol Marie Cropper	Why Health Savings Accounts May Flop It's that time of year: Accountants are reminding you to make contributions to tax-favored plans such as IRAs and 401(k)s. This year brings a new option -- the Health Savings Account, approved late last year in the same bill that gave seniors prescription-drug coverage. But don't rush to sign up: You almost certainly don't qualify.
Managed Care April 2007	Comparing Congressional Health Care Proposals A review of health care reform bills proposed by Congress shows that many of them would cover more uninsured Americans than the current administration proposal.
Financial Planning April 1, 2006 Donald Jay Korn	HSAs Determining how to procure vital health insurance without breaking clients' bankbooks has become a challenge for financial planners. Are these low-priced insurance plans the new prescription for rising healthcare costs?
Registered Rep. October 22, 2012 Kevin McKinley	Giving Working Clients a Health Insurance Checkup As health care has taken center stage in the national debate, one of clients' biggest concerns is how to handle their ever-increasing and always-confusing health insurance and health care costs.
Financial Planning April 1, 2008 Donald Jay Korn	Healthcare Without Medicare For many under-65 retirees, the most important question for them to think about is "How's your health?"
The Motley Fool September 3, 2010 Dan Caplinger	Don't Make This Life-Changing Mistake Too many people have given up life insurance coverage.
Managed Care June 2004	Headlines On Deadline ... About 50 of the largest U.S. employers plan to form a health insurance pool... Managed Medicare plans will receive at least a 6.6 percent increase in payment rates in 2005... The biotechnology industry...
The Motley Fool June 8, 2007 Brian Lawler	This Stupid Mistake Cost Me More Than $20,000 Going without health-care coverage can spell disaster for your finances. Even if you only intend to be without insurance for a few months, weeks, or days, it could end up costing you a lifetime of financial pain.
Managed Care January 2007 John Carroll	Erosion of Employer-Sponsored Health Care: Bad for Everyone More companies are offering less coverage - or none at all. Even those that offer coverage find that more of their workers choose not to sign up.
BusinessWeek October 8, 2009 Aaron Pressman	Getting Health Insurance When You're Laid Off The government is giving jobless workers help with COBRA, but other plans may be better. Check carefully to see what's covered.
Managed Care December 2004	Tracking the Coverage Divide Low-wage workers face more than just one obstacle in trying to obtain health care coverage, according to a Commonwealth Fund report.
Managed Care November 2001 Michael D. Dalzell	The Uninsured: How Health Plans Can Do Well By Doing Good While health plans battle for market share, 38 million Americans are uninsured. At least some could be signed up, but pursuing them is not without risk...
The Motley Fool September 13, 2006 Dan Caplinger	The Dark Side of HSAs The combination of tax-deductible savings, tax-free income and withdrawals, and lower insurance premiums make the health savings account provisions extremely attractive. However, HSAs aren't right for everyone.
Financial Planning November 1, 2011 Donald Jay Korn	Barely Covered When the going gets tough, the tough cut costs. Clients worried about their finances may think about dumping big expenses that may seem to be a luxury, such as disability insurance. In this case, they would likely be wrong.
Managed Care July 2005 John Carroll	For More and More Workers, Small Pay Means Small Plans Some large health insurers are starting to offer limited-benefit plans for an unexpectedly vibrant niche - the working poor.
BusinessWeek October 20, 2003 Carol Marie Cropper	The New Pinch In Health Coverage Plans are costing more -- again. Here's how to sort them out.
Job Journal July 25, 2004 Michael Kinsman	Career Pros: Too Few Workers Insured When a problem affects nearly 44 million Americans, it becomes everyone's problem. Industry leaders hope to fund expanded coverage.
The Motley Fool October 13, 2009 Brian Orelli	Health-Care Reform: You Can't Have It Both Ways Requiring insurers to cover pre-existing conditions needs to go hand-in-hand with requiring healthy people to purchase insurance.
Financial Advisor March 2004 Marla Brill	Will Health Savings Accounts Have A Market? new way to pay for health care that combines an insurance component with an intriguing savings kicker was introduced by the Medicare Reform Act in December. Health savings accounts (HSAs) are designed to help individuals save for qualified medical and retiree health expenses on a tax-favored basis.
Entrepreneur July 2006 Chris Pentttila	Running for Cover Should you eliminate health coverage entirely or limit it to a few key employees?
Managed Care February 2008 John Carroll	Move to Mandatory Coverage Wouldn't Ensure Universality Compared to the existing state of affairs, there's a lot to like in mandatory coverage, but the Massachusetts experiment is a lesson to not expect miracles.
Job Journal July 24, 2005 Michael Kinsman	Career Pros: Ailing Healthcare Coverage As healthcare costs increase, a survey by Yankelovich finds more workers rate healthcare coverage as their preferred employee benefit.
Financial Planning July 1, 2010 Jeanne Lee	The Sky Is Not Falling Small business clients have been hard-hit by increased healthcare expenditures over the past 10 years, so it's not surprising that the healthcare reform bill has many of them anxious and confused.