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Registered Rep. March 11, 2011 Mark Miller	Navigating the Long-Term Care Minefield Long-term care insurance is a tough market to navigate -- for clients and planners alike.
The Motley Fool August 3, 2007 Dan Caplinger	When to Buy Long-Term Care Insurance Long-term care insurance pays out financial benefits to help you pay the expenses of nursing homes and home health care. Should you buy now, wait, or just skip the whole thing?
Entrepreneur September 2005 Jacquelyn Lynn	Thinking Ahead As Americans age, long-term care insurance may prove one of the most important insurance products on the market, and this coverage can offer advantages to both employers and employee
Managed Care October 2000	Employer-based coverage up in strong economy Health insurance premiums rose 8.3 percent over the past year for all types of coverage, according to an annual survey of employers...
Investment Advisor September 2010 Marlene Y. Satter	Insurance Update: Is It Really a CLASS Act? How the new government long-term care insurance program may affect your clients.
Investment Advisor September 2008 Melanie Waddell	LTC Payouts: $3.5 Billion in '07 Approximately 180,000 Americans with long-term care insurance policies were paid benefits in 2007, according to a new study.
Managed Care February 2001	Employers more willing to pass benefit costs along Facing significant increases in health-benefit costs, employers appear less willing to bite the bullet than in the past -- and are passing many of those increases on to workers...
Managed Care November 2006	Managed Care Outlook Health benefit costs continue to outpace CPI.
Financial Advisor January 2009 Allen Hamm	Read Carefully Big improvements have come to long-term care insurance, but financial advisors need to be aware that some policies still contain unacceptable restrictions for accessing benefits.
The Motley Fool September 3, 2010 Dan Caplinger	Don't Make This Life-Changing Mistake Too many people have given up life insurance coverage.
Registered Rep. October 1, 2005 Janet Arrowood	The Advisor's Safety Net: LTC Insurance While boomer-aged clients are in the process of shifting from asset-accumulation to asset-withdrawal mode, advisors need to discuss long-term care insurance.
The Motley Fool January 25, 2011 Dan Caplinger	You'll Pay More for This Must-Have Protection Long-term care insurance is becoming harder to afford.
Financial Planning April 1, 2011 Ingrid Case	Crisis Brewing Many long-term care policy owners received uninsulated surprises recently -- substantial rate increases from carriers including MetLife, John Hancock and TransAmerica. What alternatives can planners suggest to clients?
Managed Care November 2006	Employers Focus On Just Who Should Be Covered Here are two interesting recent moves by employers to manage health benefits.
The Motley Fool December 5, 2008 Dan Caplinger	Can You Afford This Bailout? Companies including MetLife, Manulife Financial's John Hancock division, and Genworth Financial have increased long-term care premiums -- increases that many policyholders never expected to see.
Job Journal June 13, 2004 Marty Nemko	Quick Fix: Is the Customer Always Right? Unbending customer service may not be the best policy.
Investment Advisor July 2007 Rosanne Grande	"A Piece of Paper or a Place to Live?" Here are some key issues that must be addressed before advising financial planning clients to purchase a long-term-care insurance policy.
Job Journal July 24, 2005 Michael Kinsman	Career Pros: Ailing Healthcare Coverage As healthcare costs increase, a survey by Yankelovich finds more workers rate healthcare coverage as their preferred employee benefit.
Managed Care May 2002	Small employers plan to shift increased costs to workers Small companies -- those with 3 to 24 employees -- are bracing for continuing health care cost increases, and indicate that they may have to shift more of that expense to workers
The Motley Fool February 4, 2011 Selena Maranjian	Grab a Piece of This $11 Million Despite its industry's current turbulence, there's a good chance you'll need long-term care insurance.
The Motley Fool December 8, 2010 Selena Maranjian	You May Really Need This Expensive Insurance Don't let the need for long-term care for yourself or a loved one derail your retirement.
Job Journal October 12, 2008 Michael Kinsman	Career Pros: Benefits a Big Deal at Small Firms When it comes to perks, smaller employers need to think big.
Managed Care December 2003	Pay-or-Play Ideas Make Employers Help Uninsured Employers would have to "pay or play" in some proposals for how to boost coverage for the uninsured.
The Motley Fool October 30, 2006 Tim Beyers	Foolish Advice on Life Insurance Life insurance seems simple. And it should be. But more and more agents are selling complex, commission-boosting products that do little for consumers. Be cautious and buy only the minimum.
Financial Planning September 1, 2007 Laura A. Candris	Manager No-No's Disgruntled employees can sue employers at any time. Here are some common employee relations mistakes management should avoid.
Managed Care January 2006 John A. Marcille	Will Tinkering With Premiums Make Beneficiaries Happier? Some companies in the Philadelphia area have begun to link how much an employee contributes to the benefits package to how much an employee takes home.
BusinessWeek October 8, 2009 Aaron Pressman	Getting Health Insurance When You're Laid Off The government is giving jobless workers help with COBRA, but other plans may be better. Check carefully to see what's covered.
Financial Planning July 1, 2010 Jeanne Lee	The Sky Is Not Falling Small business clients have been hard-hit by increased healthcare expenditures over the past 10 years, so it's not surprising that the healthcare reform bill has many of them anxious and confused.
Job Journal August 26, 2007 Michael Kinsman	Career Pros: No Cure for Healthcare Costs? Has healthcare coverage become too costly for employers to provide?
Financial Advisor July 2008 Allen Hamm	A Better Option The long-term care insurance industry is up to a new trick: Marketing LTC insurance through groups.
Inc. September 2008	Insuring Your Business A closer look at the insurance coverage businesses should have includes consideration of growing companies and special circumstances.
The Motley Fool February 1, 2005	Long-Term Care Insurance Tips If you're in the market for long-term care insurance, good for you! It's not something to ignore, and many of us would be smart to get it.
Managed Care December 2001	Tie to Employers Stresses Fragility Of Health Coverage About two thirds of Americans receive health insurance through their employers or families, and many gain or lose coverage when they marry, divorce, or move to new jobs...
Registered Rep. January 18, 2011 Alan Lavine	Insurers Raising Premiums, Changing Terms on Long-term Care Policies If you're selling long-term care insurance to clients, it's best to stay away from carriers with a history of raising premiums or discontinuing other types of insurance coverage.
The Motley Fool September 6, 2011 Dan Caplinger	Make Your Job Work Harder for You You need to make the most of what employee benefits your employer gives you.
Entrepreneur November 2005 Jennifer Pellet	Power of Choice Can managed competition lower health-care costs?
Managed Care January 2004	Large Employers Now Use DM To Cut Their Costs Employers are adopting disease management programs in a big way to slow the pace of health care premium increases, according to a survey of 3,000 businesses.
Managed Care August 2005	Who's Responsible For Controlling Costs? When it comes to controlling rising health care costs, consumers think the responsibility rests squarely on health insurance companies' shoulders, a new survey says.
Investment Advisor August 2006 Marlene Y. Satter	Insurance Update: Insurance Multitasking Long-term care insurance is frequently a hard sell, until people are older and often ineligible for coverage. Planners thus may be interested in a multifaceted strategy that answers several needs at once.
Managed Care September 2000	Any way you cut it, employers appear to save if Medicare adopts drug benefit A new analysis suggests that a prescription drug benefit in Medicare would reduce employer expense for health coverage--which, in turn, could encourage more employers to offer some form of drug coverage and thus reverse this erosion...
Managed Care June 2007 Lola Butcher	Big Companies Holding Fast To Employer-Sponsored System In board rooms across the country, decisions are being made to battle, rather than run from, rising costs of health care.
The Motley Fool June 7, 2007 Selena Maranjian	Who Needs Umbrella Insurance? It might surprise you how handy -- and inexpensive -- this insurance can be.
Commercial Investment Real Estate May/Jun 2015 Mary Stark-Hood	Liability Solutions Commercial real estate practitioners need to be concerned about liability issues that can result from handling complex transactions. A comprehensive real estate errors and omissions policy is a necessity.
Investment Advisor September 2009 Marlene Y. Satter	Insurance Update: An Asset to Planning According to the American Association for Long-Term Care Insurance, asset-based LTC insurance is on the rise.
Insurance & Technology June 3, 2009 Anthony O'Donnell	MetLife Launches Open Enrollment Portal for Employers and Brokers Benefits portal includes tools and resources to help employers control costs and craft effective benefits communication.
The Motley Fool August 31, 2007 Dan Caplinger	Keep Life Insurance Simple Why make a useful tool more complicated than it needs to be? Life insurance is a helpful tool to have.
Financial Advisor February 2004 Dorothy Hinchcliff	To Buy Or Not To Buy? That's still a big question for clients when it comes to long-term care insurance.
CFO June 1, 2010 David McCann	Web Access Limits: Not Suitable for Work? SEC porn surfers shine a spotlight on rules for employee Internet access.
Managed Care September 2003 Martin Sipkoff	This Isn't the First Attempt To Shift Cost to Employees Companies are decreasing their share of medical insurance premiums. It remains to be seen how this will affect workers' health status.
Financial Planning November 1, 2011 Donald Jay Korn	Barely Covered When the going gets tough, the tough cut costs. Clients worried about their finances may think about dumping big expenses that may seem to be a luxury, such as disability insurance. In this case, they would likely be wrong.