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Bank Technology News March 1, 2008 Anthony Malakian	If The Going Gets Tough, Automate One result of the foundering mortgage marketplace is a turn to using more self-servicing products to help the homeowner and the bank avoid foreclosure and potentially return the loan to good standing.
Bank Technology News February 2010 John Adams	Daylight Come and They Need Loans Paid Banks require improving collections systems to locate troubled loans that can be prevented from hitting the default dustbin, then helping overburdened staff reach a resolution that gets the borrower paying again. There's also a bit of amnesia that has to be cured.
Bank Technology News April 2009 John Adams	Loss Mitigation in 3-D Collections and loss mitigation platforms are graduating to a level of Web-enabled sophistication that culls data from multiple channels and multiple products.
Bank Technology News February 2009 Bob Craig	Virtual Collections Lead to Reduced Loan Charge-offs With consumer delinquencies on the rise across-the-board, smart financial institutions are employing innovative, virtual collections technology to decrease charge-offs and have a significant impact on their income statements.
Bank Technology News February 2007 Glen Fest	Mortgage Securities: Slow MBS Market Hikes Fraud Risk Investment banks that buy mortgage-backed securities have a deeper worry than the billion-dollar estimate of fraud in lending each year. The fear is that it could be much worse. Technology vendors are selling products that ferret out fraud in secondary market pools.
U.S. Banker September 2010 Bonnie McGeer	Finding the Right Match Online loan exchanges like BoeFly and Biz2Credit are gaining traction as banks look for new ways to find more small-business borrowers.
The Motley Fool October 31, 2006 Nathan Parmelee	Portfolio Recovery Still on Track For being such a well-run company, shares in Portfolio Recovery Associates are quite volatile. This has more to do with investors' expectations and perceptions of the company than its performance, which were impressive once again.
National Real Estate Investor February 1, 2007 Ben Johnson	Small Banks, Big Risks In the new era of commercial real estate lending, federal regulators are pressuring even the smallest banks to upgrade their portfolio analysis capabilities to avoid the pitfalls of past downturns.
T.H.E. Journal May 2004	FYI ... ArtSite and ArtWebsite ArtSite and ArtWebsite are two programs that allow teachers and students to publish their art portfolios on the Internet or on their school's intranet.
U.S. Banker April 2007 Lee Conrad	Credit Data On the Fly For bankers with trouble luring small-business prospects into the office, BizGo's credit data via cell phone or PDA helps them make more of their field visits.
The Motley Fool December 4, 2006 Dan Caplinger	Avoid the Loan Sharks For those with less-than-perfect credit histories, there's a scary trend in personal finance these days. In the name of convenience, some borrowers are digging themselves into a hole from which they may never emerge.
Entrepreneur July 2006 Carol Tice	Fund Do Business borrowers and individual lenders come together on this new site.
The Motley Fool January 22, 2007 Nathan Parmelee	Can Japanese Consumer Lenders Survive? There is little reason to think the fortunes of Japanese consumer lenders will improve. Investors, take note.
Bank Systems & Technology February 21, 2008 Maria Bruno-Britz	Banks Scrutinize Lending Technology and Underwriting Practices Following the Credit Crisis With so many lending technology solutions at their disposal, how was it that bankers and other industry participants did not foresee the gloom to come?
Inc. August 2006 Alex Salkever	Brother, Can You Spare a Dime? The new alternative to banks and VCs: person-to-person lending.
Entrepreneur July 2005 Jennifer Pellet	Money Buzz 07/05 Businesses can connect to all potential lenders with only one on-line application.
The Motley Fool April 28, 2006 Jim Gillies	The Value of This Portfolio What's a fair value for Portfolio Recovery Associates? After all, a great story does not necessarily make a great investment.
Bank Technology News November 2008 Glen Fest	Workout Analytics Taken to Loan Level Several technology providers in the past year have rolled out various workout analytics systems to help banks keep homeowners in houses and out of collections.
U.S. Banker December 2008 Glen Fest	Workout Analytics Taken to Loan Level Banks and servicers are broadening portfolio analytics to include more loan-level details and more predictive analytics around consumer behavior.
AskMen.com March 4, 2001 Luis Rodrigues	The Truth About Bank Loans When the time comes to borrow money from the bank to buy a house, a car or start a business, people still get extremely stressed about meeting with the banking loans officer...
Bank Technology News October 2010 Sausner et al.	Balancing Act Here's a look at three areas of mortgage lending -- origination risk, default management, and impending regulations -- and some of the answers on the table today.
CFO March 1, 2007 Rob Garver	Nothing to Bank On Bank executives will undoubtedly spend much of the next year assessing the likelihood and impact of new rules, while at the same time trying to keep earnings growth on its upward trend.
BusinessWeek September 11, 2006 Mara Der Hovanesian	Nightmare Mortgages They promise the American Dream: A home of your own - with ultra-low rates and payments anyone can afford. Now, the trap has sprung.
BusinessWeek May 1, 2008	Navigating the Crunch A financial aid expert explains how borrowers can best ride it out.
The Motley Fool October 30, 2009 Morgan Housel	Riding the Wave of a Wrecked Financial System Portfolio Recovery buys defaulted credit receivables that banks and other lenders have given up on, and then squeezes a few pennies out of the defaulted borrowers. Big rewards are likely to come down the road for investors.
Information Today September 10, 2013	Credo Enhances Its Subject and Publisher Collections Librarians now have even more reference options from Credo with the launch of 19 new and updated Subject and Publisher Collections.
FDIC FYI April 11, 2002	Economic Conditions and Emerging Risks in Banking The report describes recent signs of a consumer-led recovery in the U.S. economy that may have begun in the first quarter...
National Real Estate Investor June 1, 2005 Kingsley Greenland	Why Liquidity Should Help You Sleep Better There is no crystal ball that can predict the next lending squeeze, or if one will even occur. What is certain however, is that greater liquidity in the secondary market for commercial real estate loans is an important safety valve for the entire industry.
Commercial Investment Real Estate Jul/Aug 2010 Huntley & Mullaney	Both Sides Now Commercial property borrowers and lenders must face the music together with a plan.
Commercial Investment Real Estate Jul/Aug 2010 David C. Hannah	Community Banks Step Into a New Role Banks can band together with other similarly situated community banks to share the credit risk through a loan participation or syndication arrangement.
This Old House Sid Davis	Here's How to Finance Your Remodel Financing a remodeling project doesn't have to be a crap shoot. Here's a game plan for choosing the best deal.
HBS Working Knowledge August 28, 2014	Government Can Do More to Unfreeze Small Business Credit In part three of her series on the state of small-business lending, Karen Mills discusses how public-private partnerships and government guarantee programs have the potential to enhance economic growth.
CIO June 1, 2002 Michael Symmers	'What If' Technology Planning Experience has shown that asking 'What if?' is the best way to guard against 'Why me?'
Commercial Investment Real Estate May/Jun 2006 A. Barry Cappello	Making It Work Investors soon may feel the effects of a cooling real estate market through subtle and not-so-subtle shifts in the way lenders view commercial real estate loans. When lenders' requirements tighten, borrowers should consider these options.
The Motley Fool August 3, 2006 Nathan Parmelee	No Recovery Needed at Portfolio Recovery The business remains strong and well-managed, which is good for investors with a long-term view.
U.S. Banker September 2008 Tambor & Cortez	The Perils Of Crisis Mode Risk exposure is now racing through the home equity lending industry, leaving a far different landscape for institutions to navigate. As home prices fall and delinquencies soar, lenders are scurrying into defense mode.
The Motley Fool October 22, 2004 Seth Jayson	Pennies on the Dollar Portfolio Recovery Associates weathers doldrums by watching the pocketbook. Investors sent the stock down about 7%.
The Motley Fool July 27, 2011	Portfolio Recovery Associates Earnings Preview Portfolio Recovery Associates will unveil its latest earnings on Thursday, July 28.
Information Today June 4, 2015	Credo Updates Its Collections Credo added content to its new Essentials Collections of curated, award-winning reference titles in subjects such as criminal justice, nursing, and psychology.
Commercial Investment Real Estate Jonathan A. Peckham	Borrower Beware Most commercial mortgage lenders charge application, due diligence, and loan commitment fees, but do your clients know what that money really is buying? Often, it is less than they think.
Commercial Investment Real Estate Jan/Feb 2011 Brad Cox	The Loan Request Package How to request -- and get -- the best loan from today's limited lending sources
Commercial Investment Real Estate Sep/Oct 2003 Peltin & Swibel	Lenders Tighten Loan Standards in Reaction to Uncertain Economy With interest rates at record lows, demand for new mortgage loans remains strong. However, in today's anemic economic climate, lenders face increased risk of making non-performing loans. Commercial lenders have implemented new safeguards and follow stricter policies to minimize exposure.
The Motley Fool October 19, 2004 Dayana Yochim	Your Credit File Smells Funky Bad behavior lingers on your credit report. It's time to check the expiration date. The credit scoring system has a long and unforgiving memory.
Information Today January 17, 2013	Atlas and OCLC Announce CONTENTdm and Aeon Integration Atlas Systems, a provider of time-saving solutions for libraries, and OCLC announced the integration of the CONTENTdm Digital Collection Management Software and Atlas System's Aeon software for managing special collections user services.
Information Today October 1, 2015	LexisNexis Rolls Out Newest A.S. Pratt Journal Pratt's Privacy & Cybersecurity Law Report, launching on Lexis Advance in late October, focuses on current local and worldwide aspects of privacy and cybersecurity law.
Bank Systems & Technology April 28, 2008 Maria Bruno-Britz	Analytics Are Becoming Increasingly Important Tools in Banks' Customer Retention Strategies Predictive analytics tools are helping banks understand customers' behaviors and meet their unique needs with tailored products and services, improving customer retention as a result.
Financial Planning September 1, 2006 Kurt Johnson	Practice Tips Many disaster recovery plans look good on paper but lack the detail necessary to function in a real disaster. Consider these factors when establishing your recovery procedures.
Information Today August 9, 2010	ARL Promotes Member Use of Large-Scale Digitization Principles Special collections often include valuable and unique materials, but also incur special responsibilities for their stewards.
U.S. Banker January 2007 Lee Conrad	Another Collection Instrument For NSF-Fee Scofflaws From the Office of Irony: People who rack up non-sufficient-funds fees sometimes don't pay them. But banks are becoming more aggressive than ever in finding ways to collect.
Bank Technology News October 2007 John Adams	Credit Collections: Fair Isaac, Online Resources Are at the Door Online Resources is partnering with Fair Isaac to make its Web-based collections tool available to hundreds of collection agencies and debt buyers via Fair Isaac's ScoreNet network.