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The Motley Fool August 24, 2006 Nathan Parmelee	The Seedy Side of Consumer Lending in Japan Consumer lending has a necessary place in Japan, but the industry's disrespect for laws and regulations is perplexing.
The Motley Fool April 2, 2007 Nathan Parmelee	Quick Take: Credit Tightens Outside U.S. Too Consumer credit is tightening in Japan.
The Motley Fool December 4, 2006 Dan Caplinger	Avoid the Loan Sharks For those with less-than-perfect credit histories, there's a scary trend in personal finance these days. In the name of convenience, some borrowers are digging themselves into a hole from which they may never emerge.
The Motley Fool February 15, 2007 Nathan Parmelee	Quick Take: More Dirty Laundry at Mitsubishi UFJ Lending practices at most Japanese banks still have a way to go
Commercial Investment Real Estate Jul/Aug 2004 Brown & Weiss	The Money Race Borrowers benefit as lenders chase commercial property deals.
BusinessWeek May 1, 2008	Navigating the Crunch A financial aid expert explains how borrowers can best ride it out.
Commercial Investment Real Estate Sep/Oct 2003 Peltin & Swibel	Lenders Tighten Loan Standards in Reaction to Uncertain Economy With interest rates at record lows, demand for new mortgage loans remains strong. However, in today's anemic economic climate, lenders face increased risk of making non-performing loans. Commercial lenders have implemented new safeguards and follow stricter policies to minimize exposure.
Bank Systems & Technology September 29, 2005 Maria Bruno-Britz	People Who Need People (And Their Money) Imagine if private citizens in search of loans were able to go online and receive their money from lenders - who just so happen to be private citizens as well? This unlikely concept actually is being put into action in the U.K. by a company called Zopa.
BusinessWeek March 29, 2004 Brian Bremner	Japan's Dazzling But Dark Consumer-Finance Firms Despite an unsavory image, their big profits have made them red-hot.
The Motley Fool July 19, 2007 Dan Caplinger	Pay Less on Your Student Loans Should you consolidate your loans? Take the time to understand all the pros and cons before you choose what to do.
The Motley Fool November 23, 2007 Dan Caplinger	Find the Right Student Loan College loans come in many varieties. Some have very attractive provisions and guarantees, but others can spell trouble for even the most responsible young adults.
The Motley Fool February 2, 2007 Nathan Parmelee	2 Banks Too Big for Their Own Good Mitsubishi UFJ and Mizuho are Japanese banks with lackluster opportunities for growth. Investors, take note.
FDIC FYI June 3, 2002	Favorable Interest-Rate Environment Drives Record First-Quarter Bank Earnings Commercial banks earned a record $21.7 billion in the first quarter of 2002, besting the previous quarterly earnings record set in the first quarter of 2001 by 9.6 percent.
The Motley Fool October 9, 2008 Dan Caplinger	The Real Threat to the U.S. Economy While big companies grab the headlines, small businesses need credit they can't get.
BusinessWeek March 14, 2005 Ian Rowley	Japan: Bank Services With A Smile? Japan's banks are focusing on a huge retail push -- a sign they're fit again.
The Motley Fool October 16, 2006 Joseph Khattab	Peer-to-Peer Lending Makes Waves A new trend in online lending challenges traditional banking. Peer-to-peer lending sounds like fun and games, but there's always risk involved with lending.
The Motley Fool November 9, 2009 Sean Ryan	Pawn Lenders Looking More Like Kings A confluence of trends looks ready to push pawn lenders higher. The declining availability of credit should spur more demand for pawn loans, and rising gold prices should make those loans more profitable.
U.S. Banker November 2001 John Hackett	Ethically Tainted A number of banks are moving into variations of payday lending, the high-yielding business that some observers would describe as predatory. But those who participate in such lending say they're no different than banks that charge high fees for bounced checks...
The Motley Fool December 2, 2004 Bill Mann	Spitzer Helps Loan Sharks When the state doesn't allow companies to charge sufficient interest on high-risk payday loans legally, the black market fills the void.
U.S. Banker January 2008 Michael Sisk	The Rise of Lending Communities Peer-to-peer lending holds valuable clues to the nature of lending and borrowing.
BusinessWeek July 12, 2004 Ian Rowley	A Mortgage Of Her Own Japan's banks are finding that women are a safe -- and lucrative -- market.
HBS Working Knowledge September 22, 2014 Karen Mills	Online Banks Fill Funding Needs for Small Business In the final column on small business lending, the author is optimistic that the rise of alternative online banks can fund entrepreneurial business growth.
The Motley Fool January 24, 2007 Mary Dalrymple	Study Your College Loan Options Know when to use a private or a federal loan to pay your tuition bill.
BusinessWeek March 12, 2007 Mara Der Hovanesian	Lender Woes Go Beyond Subprime Few are feeling the hangover from housing's heyday as much as subprime lenders that cater to risky borrowers.
BusinessWeek September 26, 2005 Ian Rowley	Rebuilding Japan's Banks Prime Minister Koizumi's finance-sector overhaul is driving Japan's recovery. It has also kept him in power.
U.S. Banker February 2004 Karen Krebsbach	In Land of Rising Sun, Rays of Hope for Struggling Bank Sector Though Japan's banks have been ailing for more than a decade, the sector's pulse is strengthening. Signs of change are everywhere, as the four megabanks reported second-half 2003 profits for the first time in 20 years. Can the recovery last?
Entrepreneur July 2006 Carol Tice	Fund Do Business borrowers and individual lenders come together on this new site.
The Motley Fool January 12, 2006 Stephen D. Simpson	M&T Bank: Smart Prevails M&T isn't cheap relative to your average bank, but it is a better-than-average operator trading at a bit of a discount to historical valuations.
Bank Technology News December 2007 Michael Sisk	The Rise of Community P2P is no threat to banks -- yet -- but the rise of these exchanges, which cut out banks and allow people to lend directly to each other is a phenomenon worth studying. Are P2P exchanges the credit unions of the Internet age?
BusinessWeek April 24, 2006 Mara Der Hovanesian	Mortgage Lenders: Who's Most At Risk As delinquency rates rise, red flags are flying over some aggressive finance outfits.
BusinessWeek March 8, 2004 Brian Bremner in Tokyo	Japanese Banks: From Pariahs To Objects Of Desire With the economy rebounding, the rally in these stocks may well hold up
The Motley Fool May 23, 2007 Nathan Parmelee	Growth Is Tough for Godzilla-Sized Banks These two Japanese financial Goliaths are heading in the right direction, but size and unattractive returns make them tough to get excited about.
The Motley Fool February 12, 2007 Rich Duprey	I Love Payday Lenders Payday lenders are good investments. They're disliked by large swaths of people, and they have a high ick factor, but they provide a necessary and highly profitable service.
Commercial Investment Real Estate Mar/Apr 2010 Jerry Dunn	Bridging the Gap A new breed of lenders is providing capital in today's commercial real estate market.
U.S. Banker December 2010 Rob Garver	SBA Aims to Attract More Banks The lower fees and higher guarantees enacted for the government s small-business lending programs have some in the industry optimistic that interest by banks might surge.
Entrepreneur July 2005 Jennifer Pellet	Money Buzz 07/05 Businesses can connect to all potential lenders with only one on-line application.
Bank Systems & Technology November 1, 2005 Phil Britt	Show Me the Money Mortgage lenders are investing in technologies to increase process efficiencies and enable better targeting of loan prospects, according to industry analysts.
FDIC FYI February 27, 2002	Loan Weakness Spreads; Banks' Defenses Hold Large banks' business loans have been hit hardest by the recession, but some weakening is now appearing for smaller banks and for other kinds of loans...
Entrepreneur February 2008 Rosalind Resnick	Nothing Personal How can you protect yourself and your assets from risk when securing a business loan?
FDIC FYI November 26, 2002	Quarterly Banking Profile Commercial Banking Performance, Third Quarter 2002 Gains on securities sales keep earnings near record level... Weakness in overseas operations limits industry profits... Margins improve at community banks, decline at larger institutions... Strong mortgage demand fuels growth in loans... Asset-quality problems continue to grow at large banks
Reason March 2009 Veronique de Rugy	Dissatisfaction Guaranteed The government has decided to encourage more lenders to take more chances by guaranteeing yet more loans to high-risk borrowers. The only guarantee for these loans is that our children will be paying billions to cover the losses.
Entrepreneur April 2005 Crystal Detamore-Rodman	Just Your Size Don't make assumptions about a bank's lending methods based on size alone--here's how to find the bank that can help your business cash in.
Entrepreneur May 2008 Scott Bernard Nelson	Between Peers Could a new wave of social lending sites be a good place for your investment dollars?
The Motley Fool July 24, 2007 John Rosevear	Is Your Bank Out to Get You? Are bank overdraft charges designed to drive you into debt?
Inc. February 2008 Robb Mandelbaum	Soldiering On to Remake the SBA Steven Preston talks about efforts to improve the SBA's processes - and its image.
The Motley Fool January 21, 2011 Selena Maranjian	Payday Lending's Not Dead Yet Plenty of companies still profit from charging 400% interest.
Commercial Investment Real Estate Jul/Aug 2010 David C. Hannah	Community Banks Step Into a New Role Banks can band together with other similarly situated community banks to share the credit risk through a loan participation or syndication arrangement.
National Real Estate Investor June 1, 2005 Kingsley Greenland	Why Liquidity Should Help You Sleep Better There is no crystal ball that can predict the next lending squeeze, or if one will even occur. What is certain however, is that greater liquidity in the secondary market for commercial real estate loans is an important safety valve for the entire industry.
BusinessWeek March 15, 2004 David Fairlamb	Banks Put The Squeeze On Euro-Zone Growth Cautious lenders are keeping interest rates up -- and making loans harder to get. That could stall an already slow recovery
The Motley Fool November 16, 2007 Rich Duprey	Battling for Payday Loans A ban on military payday loans keeps underpaid soldiers even more short of cash.