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FDIC FYI November 26, 2002 |
Quarterly Banking Profile Commercial Banking Performance, Third Quarter 2002 Gains on securities sales keep earnings near record level... Weakness in overseas operations limits industry profits... Margins improve at community banks, decline at larger institutions... Strong mortgage demand fuels growth in loans... Asset-quality problems continue to grow at large banks |
FDIC FYI March 13, 2002 |
Banks and Thrifts Post Record Earnings, Insurance Funds Slide Full-year 2001 financial data for all FDIC-insured institutions, released today in the Quarterly Banking Profile, depict record bank and thrift earnings even as the reserve ratios of the FDIC insurance funds continue to slide... |
FDIC FYI June 3, 2002 |
Favorable Interest-Rate Environment Drives Record First-Quarter Bank Earnings Commercial banks earned a record $21.7 billion in the first quarter of 2002, besting the previous quarterly earnings record set in the first quarter of 2001 by 9.6 percent. |
FDIC FYI August 29, 2002 |
Strong Bank Earnings Reflect Nature of U.S. Downturn Second quarter 2002 earnings results for commercial banks show that the benefits of a steep yield curve continue to outweigh the costs of higher credit losses. |
National Real Estate Investor February 1, 2007 Ben Johnson |
Small Banks, Big Risks In the new era of commercial real estate lending, federal regulators are pressuring even the smallest banks to upgrade their portfolio analysis capabilities to avoid the pitfalls of past downturns. |
The Motley Fool May 9, 2011 Cindy Johnson |
Are Banks Starting Another Race to the Bottom? Easier credit standards are being driven by competition to lend. |
The Motley Fool February 1, 2010 Morgan Housel |
Banks Aren't Lending? Says Who? The popular chant that "banks aren't lending, banks aren't lending!" is grossly misconstrued. |
U.S. Banker February 2008 John Adams |
Waiting for the Other Shoe To Drop? Not Really. We'll soon see how contagious the mortgage flu is for other banking business lines, particularly corporate lending. |
FDIC FYI April 18, 2002 |
New Reporting Offers Insight Into Bank Activities Until last year, the quarterly Reports of Income that banks filed with federal regulators provided only limited detail on noninterest revenues. Last year, these reports began to include more detail on the relative importance of different activities and products to bank earnings... |
FDIC FYI February 13, 2002 |
The Twenty Five Largest Banking Companies: Taking Stock of 2001 Credit quality concerns at large banks took center stage in a year that saw the onset of recession, the September 11 attacks, the Argentine financial crisis and the bankruptcy of Enron, according to FDIC analyses released today... |
BusinessWeek April 17, 2008 |
The Story of Basel II So Far... A chronological look at the Basel II banking accord since its inception in 2004. |
CFO October 1, 2006 Fink & Durfee |
The 2006 CFO Survey of Trends in Banking Finance executives' concerns about the banking industry. |
The Motley Fool January 24, 2007 Mary Dalrymple |
Study Your College Loan Options Know when to use a private or a federal loan to pay your tuition bill. |
FDIC FYI April 11, 2002 |
Economic Conditions and Emerging Risks in Banking The report describes recent signs of a consumer-led recovery in the U.S. economy that may have begun in the first quarter... |
U.S. Banker July 2007 Lee Conrad |
Banks Fret Over Expected Spike In Company Failures Banks that extend loans to middle-market firms will have their work cut out for them in the next 12 months. |
HBS Working Knowledge August 4, 2014 |
Why Small-Business Lending Is Not Recovering Lending to small businesses has not returned to levels seen before the financial crisis. Karen Mills, former head of the US Small Business Administration, explains the reasons. |
U.S. Banker March 2008 John Adams |
Another Lending Sector Teeters on the Edge Like a bad virus, the subprime-mortgage-driven plague is spreading from one sector of banking to another. |
National Real Estate Investor October 28, 2003 |
Retail, Office Loan Delinquencies Rise in the Third Quarter Retail loan delinquencies increased sharply, 24%, between the end of the second and third quarters, reports Fitch Ratings. Office loan delinquencies also increased by 27% over the same period. |
The Motley Fool April 9, 2007 Joseph Khattab |
What's the Deal With Bank Reserves? Understanding a bank's loan loss reserve is tricky, but it will be an important topic as investors head into first-quarter earnings |
The Motley Fool April 25, 2011 Morgan Housel |
Why Big Banks Are Cheap Loans dropping; watch out below! |
The Motley Fool July 27, 2011 Matt Koppenheffer |
1 Big, Fat Yellow Flag for Bank Stocks Bank-stock investors will want to investigate this ratio because it could help drag down a bank's earnings. |
U.S. Banker January 2008 Michael Sisk |
Keeping The Spigot Open The fact is not lost on banks that American consumers are, by and large, still employed and paying their bills. Credit is, and will be, still available. |
U.S. Banker August 2001 Ted Cornwell |
Fears of Defaults Subprime loans are behind the fears. They have not been tested in a declining economy and analysts don't know what to expect. |
FDIC FYI August 8, 2002 |
Twenty-Five Largest Banking Companies Second quarter net income dips slightly; asset quality worsens. |
The Motley Fool October 12, 2007 Matt Koppenheffer |
M&T Still Fogbound Market conditions continue to squeeze results at M&T Bank; third-quarter results missed estimates. |
Bank Director 4th Quarter 2010 Jack Millligan |
A Short Leash on Risk Bankers all across the country are beginning to tighten up their lending practices as a response to the regulatory pressure they are under to keep lending plain, conservative, and firmly under control. |
The Motley Fool March 2, 2007 Matt Koppenheffer |
Quick Take: Brokerages' Sloppy-Looking Swaps Current trading around banks' debt could suggest trouble ahead. Investors may be concerned that risk wasn't adequately managed with regards to the mortgage loans the banks took on. |
FDIC FYI February 21, 2002 |
Business Credit Flowing Despite Recession Business credit is more plentiful in this recession than in any other recessionary episode since the early 1970s, according to an FDIC report released today... |
Registered Rep. March 1, 2008 Kristen French |
The Lending Squeeze The tightening credit conditions is causing some financial advisors to have trouble getting loans for clients. |
FDIC FYI February 7, 2002 |
Subprime Mortgage Lending Faces the Test of a Slowing Economy Entry by FDIC-insured institutions into subprime lending as a targeted line of business was largely a phenomenon of the 1990s. These lending programs are now being tested by recession, in most cases for the first time... |
FDIC FYI October 8, 2002 |
Syndicated Credits Deteriorate, But at a Slower Pace Large banking organizations are continuing to feel the effects of the recession, as syndicated loan quality remains generally weak. |
The Motley Fool February 15, 2007 Nathan Parmelee |
Quick Take: More Dirty Laundry at Mitsubishi UFJ Lending practices at most Japanese banks still have a way to go |
FDIC FYI May 8, 2002 |
Twenty-Five Largest Banking Companies The 25 largest banking companies grew their earnings significantly in the first quarter of 2002 amid signs of resurgence in U.S. economic activity... |
The Motley Fool August 24, 2007 Joseph Khattab |
Time to Dump the Banks? After reading the FDIC's quarterly report, you may just want to dump every financial investment you own, but don't panic just yet. |
U.S. Banker February 2007 Andrew Reinbach |
Are Small Banks Reevaluating A Big-Bank Technique? Scoring small-business loans is often believed to be unnecessary at the community bank level, especially if the lender and applicant know each other. But it may yet be valuable for credit quality. |
The Motley Fool August 31, 2005 Stephen D. Simpson |
A Closer Look at Bank Stocks These investors must deal with unusual terms and funny-looking financial statements, but the rewards can be well worth it. |
FDIC FYI September 17, 2003 Susan Burhouse |
Evaluating the Consumer Lending Revolution Consumer balance sheets have become stretched by large amounts of new consumer and mortgage debt. This rapid increase in consumer spending and borrowing raises important questions about the sustainability of current debt loads and the vulnerability of the consumer sector to economic shocks. |
The Motley Fool November 23, 2007 Dan Caplinger |
Find the Right Student Loan College loans come in many varieties. Some have very attractive provisions and guarantees, but others can spell trouble for even the most responsible young adults. |
The Motley Fool September 22, 2006 Stephen D. Simpson |
A Closer Look at Bank Stocks Learn the secrets of investing in this often-intimidating sector. |
National Real Estate Investor July 28, 2003 Parke Chapman |
CMBS Loan Delinquencies Up in Second Quarter The balance of U.S delinquent loans jumped from $2.8 billion to almost $3.4 billion during the second quarter, reports Fitch Ratings. That brings the Fitch Loan Delinquency Index (LDI) up to 1.62%. At the close of the first quarter, it measured 1.39%. |
U.S. Banker May 2008 |
As the Credit Crisis Grinds On, Lending Falls Off the Cliff The current climate for loan production might not be Great Depression 2.0, but try telling that to someone with less than perfect credit. |
FDIC FYI March 21, 2002 |
Weak Fundamentals for U.S. Office Markets The U.S. commercial office sector eclipsed a variety of records for speed of decline in 2001. Commercial real estate lenders may experience rising delinquencies in 2002, as office vacancy rates appear likely to increase further... |
Entrepreneur December 2007 Aliza Pilar Sherman |
Landing the Loan How some women are approaching bank loans. |
The Motley Fool October 9, 2006 Dan Caplinger |
Know Your Numbers: Consumer Credit Use economic data to gain the upper hand in your investing. The Federal Reserve's consumer credit report provides some useful information about the borrowing practices of typical consumers. |
Inc. September 2003 Amy Gunderson |
Banks May Sell Off Your Loans A secondary market for small-business loans could benefit entrepreneurs. |
BusinessWeek April 17, 2008 |
The Lowdown on Basel II Its No. 1 goal is to smooth out financial crises, and its main method is fine-tuning banks' capital requirements. |
The Motley Fool June 1, 2004 Selena Maranjian |
Get Record-Low Rates This is a great time to consolidate your student loans and save money. |
Entrepreneur September 2007 Carol Tice |
New Bank in Town The recent boom in community banks could mean better lending options for entrepreneurs. With modest assets, these smaller banks can't serve corporate giants, so they prefer entrepreneurial businesses. |
Inc. February 2008 Robb Mandelbaum |
Soldiering On to Remake the SBA Steven Preston talks about efforts to improve the SBA's processes - and its image. |
The Motley Fool August 10, 2006 Dan Caplinger |
How the Fed Affects You Federal Reserve decisions about interest rates trickle down to everyone. |