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FDIC FYI
February 27, 2002 |
Loan Weakness Spreads; Banks' Defenses Hold Large banks' business loans have been hit hardest by the recession, but some weakening is now appearing for smaller banks and for other kinds of loans...   |
FDIC FYI
November 26, 2002 |
Quarterly Banking Profile Commercial Banking Performance, Third Quarter 2002 Gains on securities sales keep earnings near record level... Weakness in overseas operations limits industry profits... Margins improve at community banks, decline at larger institutions... Strong mortgage demand fuels growth in loans... Asset-quality problems continue to grow at large banks |
U.S. Banker
February 2008
John Adams |
Waiting for the Other Shoe To Drop? Not Really. We'll soon see how contagious the mortgage flu is for other banking business lines, particularly corporate lending. |
U.S. Banker
February 2007
Andrew Reinbach |
Are Small Banks Reevaluating A Big-Bank Technique? Scoring small-business loans is often believed to be unnecessary at the community bank level, especially if the lender and applicant know each other. But it may yet be valuable for credit quality. |
Inc.
September 2003
Amy Gunderson |
Banks May Sell Off Your Loans A secondary market for small-business loans could benefit entrepreneurs. |
FDIC FYI
August 29, 2002 |
Strong Bank Earnings Reflect Nature of U.S. Downturn Second quarter 2002 earnings results for commercial banks show that the benefits of a steep yield curve continue to outweigh the costs of higher credit losses. |
BusinessWeek
April 17, 2008 |
The Story of Basel II So Far... A chronological look at the Basel II banking accord since its inception in 2004. |
FDIC FYI
February 21, 2002 |
Business Credit Flowing Despite Recession Business credit is more plentiful in this recession than in any other recessionary episode since the early 1970s, according to an FDIC report released today... |
FDIC FYI
June 3, 2002 |
Favorable Interest-Rate Environment Drives Record First-Quarter Bank Earnings Commercial banks earned a record $21.7 billion in the first quarter of 2002, besting the previous quarterly earnings record set in the first quarter of 2001 by 9.6 percent. |
FDIC FYI
March 25, 2004 |
The Evolving Role of Commercial Banks in U.S. Credit Markets A careful analysis of U.S. financial sector data shows that banks' share of the financial services market has not shrunk to the extent that is commonly asserted. Moreover, banks have assumed leading roles in providing some of the newer types of financial services products, such as credit card securitizations and mortgage banking services. |
U.S. Banker
January 2008
Michael Sisk |
Keeping The Spigot Open The fact is not lost on banks that American consumers are, by and large, still employed and paying their bills. Credit is, and will be, still available. |
Entrepreneur
February 2008
Rosalind Resnick |
Nothing Personal How can you protect yourself and your assets from risk when securing a business loan? |
BusinessWeek
July 29, 2010
Kopecki & Campbell |
Low Rates are Squeezing Bank Profits What started as a blessing for big lenders is becoming a burden as profit margins shrink. |
U.S. Banker
May 2007
Lee Conrad |
Subprime Mortgages: As the Knot Unravels, A Question Lingers: Why? Consumers and companies following their self-interest are supposed to be guiding forces that drive a capitalist economy. The recent meltdown of the subprime-mortgage market, however, raises the question of whether all participants were headed in that direction. |
National Real Estate Investor
February 1, 2007
Ben Johnson |
Small Banks, Big Risks In the new era of commercial real estate lending, federal regulators are pressuring even the smallest banks to upgrade their portfolio analysis capabilities to avoid the pitfalls of past downturns. |
U.S. Banker
February 2004
Karen Krebsbach |
In Land of Rising Sun, Rays of Hope for Struggling Bank Sector Though Japan's banks have been ailing for more than a decade, the sector's pulse is strengthening. Signs of change are everywhere, as the four megabanks reported second-half 2003 profits for the first time in 20 years. Can the recovery last? |
Reason
March 2009
Veronique de Rugy |
Dissatisfaction Guaranteed The government has decided to encourage more lenders to take more chances by guaranteeing yet more loans to high-risk borrowers. The only guarantee for these loans is that our children will be paying billions to cover the losses. |
The Motley Fool
August 10, 2006
Dan Caplinger |
How the Fed Affects You Federal Reserve decisions about interest rates trickle down to everyone. |
The Motley Fool
May 9, 2011
Cindy Johnson |
Are Banks Starting Another Race to the Bottom? Easier credit standards are being driven by competition to lend. |
AskMen.com
March 4, 2001
Luis Rodrigues |
The Truth About Bank Loans When the time comes to borrow money from the bank to buy a house, a car or start a business, people still get extremely stressed about meeting with the banking loans officer... |
The Motley Fool
November 27, 2009
Russ Krull |
Banking on Clues From the FHA FHA funds report sheds some light on mortgage performance. |
The Motley Fool
February 26, 2008
Morgan Housel |
Bernanke's Quiet Bailout By using the term auction facility, Ben Bernanke was able prevent panic and simultaneously keep the banking system sound. Did he do the right thing? |
BusinessWeek
September 11, 2006 |
Worst Practices The option ARM trend is only the most obvious example of shaky lending during the bubble. |
U.S. Banker
April 2011
Hugh Kelly |
There They Go Again? Banks opening the spigot for commercial real estate lending are not as foolhardy as some critics contend. |
BusinessWeek
September 3, 2007
James C. Cooper |
Savvy Moves That Should Soothe The Markets The Fed's quick and innovative response may avert the need to cut rates. |
National Real Estate Investor
June 1, 2005
Kingsley Greenland |
Why Liquidity Should Help You Sleep Better There is no crystal ball that can predict the next lending squeeze, or if one will even occur. What is certain however, is that greater liquidity in the secondary market for commercial real estate loans is an important safety valve for the entire industry. |
BusinessWeek
October 31, 2005
Mara Der Hovanesian |
Hedges: The New Corporate ATMs Hedge funds and other institutional investors are lending money to corporations as banks get pickier. |
U.S. Banker
May 2008 |
As the Credit Crisis Grinds On, Lending Falls Off the Cliff The current climate for loan production might not be Great Depression 2.0, but try telling that to someone with less than perfect credit. |
U.S. Banker
August 2001
Ted Cornwell |
Fears of Defaults Subprime loans are behind the fears. They have not been tested in a declining economy and analysts don't know what to expect. |
Entrepreneur
April 2005
Crystal Detamore-Rodman |
Just Your Size Don't make assumptions about a bank's lending methods based on size alone--here's how to find the bank that can help your business cash in. |
IndustryWeek
July 1, 2006
Michael K. Evans |
Evans On The Economy -- The (Still) Coming Slowdown U.S. economic growth won't finally 'buckle' until lenders cut back on 'foolish' home loans. |
U.S. Banker
November 2007
Lee Conrad |
Buckle Up! Next Year will be A Bumpy Ride. Maybe the best thing economists can say about the 2008 outlook for banks is that it won't be as bad as the third quarter of 2007. |
Inc.
January 1, 2003
Martin Mayer |
A Borrower Be Tough economies and easy credit usually don't mix. So why are banks falling all over themselves to lend small businesses money? |
FDIC FYI
October 8, 2002 |
Syndicated Credits Deteriorate, But at a Slower Pace Large banking organizations are continuing to feel the effects of the recession, as syndicated loan quality remains generally weak. |
BusinessWeek
September 3, 2007
Peter Coy |
It's Out Of Bernanke's Reach There's little the Fed can do about the information gap behind investors' panic. |
CFO
December 1, 2003
Randy Myers |
Basel's New Balance A new accord may soon help banks lend more for less. |
U.S. Banker
April 2002 |
Tougher On The Big Boys Being bigger is not necessarily better for corporations seeking loans from their banks. A study by the Association for Financial Professionals indicates that banks are putting heavy pressure on their biggest borrowers to throw more business the banks' way. Or else: No credit... |
U.S. Banker
June 2007
John Tozzi |
Union Bank of Cal's Edge Sharpens Its Diversity Success Taking advantage of a little used Fed exemption, one California bank made 263 loans to minority borrowers last year that would have been denied under the bank's usual lending criteria. |
CFO
March 1, 2008
Karen M. Kroll |
Pedaling As Fast As They Can Companies will now need to work harder for credit, as banks' markedly different posture on lending money is affecting businesses of all stripes -- not just those in default. |
U.S. Banker
March 2008
John Adams |
Another Lending Sector Teeters on the Edge Like a bad virus, the subprime-mortgage-driven plague is spreading from one sector of banking to another. |
CFO
Joseph McCafferty |
Another Nick in the Wall Regulators are looking into allegations that banks are "tying" loans to other fee-based business. |
U.S. Banker
January 2008
Lee Conrad |
In Pursuit of the Next Whopper: Rising Franchisee Class The number of franchises in the U.S. has risen by about 65 percent in just the past five years, and this segment of the small-business landscape represents a fertile area for loan growth that largely has gone untapped. |
BusinessWeek
December 13, 2004
Frederik Balfour |
Bolstering China's Banks Beijing seems serious about bank reform, and bad-loan burdens are easing. China is racing to upgrade its banking system in advance of a 2007 WTO deadline for fully opening the sector to foreign competition. |
BusinessWeek
April 12, 2004
Christopher Palmeri |
Home Buyers: ARMed And Dangerous? Adjustable-rate mortgages are pulling in new buyers -- but the risks are high |
Commercial Investment Real Estate
Mar/Apr 2006
Jeffrey A. Davis |
Seniors-Housing Funding Sources Capital sources pump money into the seniors housing segment.: Insured Government Loans... Quasi-Government Agencies... Finance Companies... Commercial Banks... Wall Street... Healthcare REITs... Insurance Companies... etc. |
The Motley Fool
September 14, 2011
Selena Maranjian |
Be Careful With This Bandwagon Home-equity loans present dangers for borrowers and banks alike. |
BusinessWeek
February 27, 2006
Justin Hibbard |
How To Ride A Housing Bubble Golden West specializes in exotic mortgages - and in surviving downturns. |
U.S. Banker
January 2006
Michael Dumiak |
Banks Making Inroads Into Car-Loan Business Banks have been losing out to the captive financing companies in the car-loan market, but new programs spark hope to capture some of the lost customers. This means the light is green for banks. |
The Motley Fool
January 24, 2007
Mary Dalrymple |
Study Your College Loan Options Know when to use a private or a federal loan to pay your tuition bill. |
BusinessWeek
July 11, 2005
Jack Ewing |
Creative Financing For The Small Fry Europe's mid-cap businesses discover new ways to raise cash. |
