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Bank Technology News March 1, 2008 Anthony Malakian	If The Going Gets Tough, Automate One result of the foundering mortgage marketplace is a turn to using more self-servicing products to help the homeowner and the bank avoid foreclosure and potentially return the loan to good standing.
Bank Technology News October 2007 John Adams	Credit Collections: Fair Isaac, Online Resources Are at the Door Online Resources is partnering with Fair Isaac to make its Web-based collections tool available to hundreds of collection agencies and debt buyers via Fair Isaac's ScoreNet network.
U.S. Banker November 2007 John Adams	Credit Products: OR, Fair Isaac Partner On Debt-Collection Tool Online Resources is partnering with Fair Isaac to make its Web-based collections tool available to hundreds of collection agencies and debt buyers via Fair Isaac's ScoreNet network.
Bank Technology News February 2010 John Adams	Daylight Come and They Need Loans Paid Banks require improving collections systems to locate troubled loans that can be prevented from hitting the default dustbin, then helping overburdened staff reach a resolution that gets the borrower paying again. There's also a bit of amnesia that has to be cured.
Bank Systems & Technology November 29, 2004 Ivan Schneider	Credit Scoring Models Get Analytical Adjustments Lenders update analytics to assess the likelihood of collections and recovery in new economy.
Bank Systems & Technology March 17, 2009 Katherine Burger	U.S. Treasury Adopts Open Source Strategy to Drive Electronic Tax Payments The Department of the Treasury's Financial Management Service is publishing the full specification for a free, real-time Web services interface for its Electronic Federal Tax Payment System.
OCC Bulletin January 8, 2003	Credit Card Lending: Account Management and Loss Allowance Guidance Recent examinations of institutions engaging in credit card lending have disclosed a wide variety of account management, risk management, and loss allowance practices, a number of which were deemed inappropriate.
Bank Systems & Technology July 12, 2010 Matt Gunn	Online Bill Payment Tops Among Internet Households Synergistics study shows preference toward online payments.
Bank Systems & Technology November 23, 2009 Maria Bruno-Britz	This Holiday Shopping Season Will See More Debit, Less Credit Accenture Holiday Shopping Survey notes that thrifty Americans are opting to use cash/debit in their spending and that banks would do well to be mindful of these changing payment preferences.
U.S. Banker September 2008 Tambor & Cortez	The Perils Of Crisis Mode Risk exposure is now racing through the home equity lending industry, leaving a far different landscape for institutions to navigate. As home prices fall and delinquencies soar, lenders are scurrying into defense mode.
CRM October 2010 Koa Beck	Anybody's Bot Virtual agents, deemed the new concierge of the Internet, help customers navigate through ever-increasing Web site complexities.
CRM August 28, 2014 Mike Hennessy	5 Best Practices for Deploying an Intelligent Virtual Assistant The right technology can help customers, increase sales, and boost your brand.
Bank Systems & Technology July 12, 2010 Penny Crosman	Mobile Banking Usage Nearly Doubled in Past Year, IDC Says The good news: consumers and banks have made great progress in mobile banking adoption. The bad news: it's hard for banks to make money via mobile.
Bank Technology News April 2009 John Adams	Loss Mitigation in 3-D Collections and loss mitigation platforms are graduating to a level of Web-enabled sophistication that culls data from multiple channels and multiple products.
Entrepreneur July 2009 Randy B. Hecht	Pay Me! How to get the money you're owed when no one seems to have any.
Bank Technology News August 2007 Dan Fisher	Pay And Settle At Warp Speed The innovation of the payment system will not be in speed, but in total end-to-end processing.
Bank Technology News January 2010 John Adams	Spending on Treasury, Data and Risk: The Sun Will Shine Brightly Big banks are chasing treasury management treasure around the world, and that means lots of dollars for IT to come up with new projects and platforms to make it easier for payers and billers to access automated corporate payments.
The Motley Fool October 7, 2005	What's Your Down Payment? If you're wondering what percentage of what you're paying for a house should be your down payment, know that there's no single best amount, and it will likely vary according to your situation.
Bank Systems & Technology September 27, 2004 Jacob Jegher	Collaboration Conundrum As markets become increasingly global, however, there is a pressing need to fulfill the requirements of corporations participating in cross-border trade and the financial institutions that serve them.
Bank Systems & Technology March 30, 2010 Penny Crosman	Fiserv Offers Online Bill Pay Widget Bank customers of Fiserv's Checkfree online bill payment software can now incorporate it into their online banking homepage, according to Fiserv.
Bank Systems & Technology October 30, 2007 Richard Winston	Mobile Wallet Will Take Time to Mature In U.S. Contactless payments are a transitional technology on the way to the anticipated wallet phone.
Bank Systems & Technology July 29, 2008 Deena M. Amato-McCoy	Experts Foresee Boom in Payment Service Hubs Payment service hubs could help banks overcome the traditional silos separating payments solutions and promote efficiency.
National Real Estate Investor July 1, 2006 David Cardwell	Electronic Payments Accelerate Cash Flow Adept property managers are encouraging the use of electronic payments and customizing options to meet residents' needs. Electronic payments help close new business faster, accelerate the availability of funds, reduce delinquencies, and enhance security.
Science News September 10, 2005	Dinosaurs! The Smithsonian Institution's dinosaur website lets on-line visitors peruse through their collection as well as view the evolution of the dinosaur.
The Motley Fool February 27, 2008 Selena Maranjian	Higher Credit Card Rates May Be Lurking in Your Mailbox Some credit cards are quietly raising their rates. Here's what you should do.
The Motley Fool June 30, 2004	What's Your Down Payment? Learn to determine how much you should put down when buying a home.
The Motley Fool October 19, 2004 Dayana Yochim	Your Credit File Smells Funky Bad behavior lingers on your credit report. It's time to check the expiration date. The credit scoring system has a long and unforgiving memory.
FDIC FYI September 17, 2003 Susan Burhouse	Evaluating the Consumer Lending Revolution Consumer balance sheets have become stretched by large amounts of new consumer and mortgage debt. This rapid increase in consumer spending and borrowing raises important questions about the sustainability of current debt loads and the vulnerability of the consumer sector to economic shocks.
The Motley Fool October 20, 2005 Dayana Yochim	The Real Impact of Late Payments It turns out that lenders may not be keeping such close tabs after all. As it turns out, the method that lenders use to calculate the impact of late payments is less like a strict scorecard and more like the honor system.
Bank Technology News July 2001 Louise West	Bibit Gets Funding Despite Cash Squeeze The Dutch online payment service provider will use the funds to push into the United States...
Information Today May 28, 2015	Library of Congress Updates Website With New Interface and Web Archive Content This is the first big content release since June 2013, and it comes with a simplified interface and similarities to web archives at other institutions.
D-Lib May 2003 Tanner & Deegan	Exploring Charging Models for Digital Cultural Heritage in Europe The authors explore and report upon the pricing practice and policy for the transition to digital for a wide range of cultural and heritage organisations.
D-Lib Jan/Feb 2010 Eschenfelder & Agnew	Technologies Employed to Control Access to or Use of Digital Cultural Collections: Controlled Online Collections This article describes the results of a survey investigating the use of technological protection measure tools to control patron access to or use of digital cultural materials made accessible by U.S. archives, libraries and museums.
Bank Systems & Technology December 28, 2008	The Bank Technology Hot List: Solutions That Sizzle According to a cross section of bank tech executives, this could be the year that heretofore unproven solutions -- including mobile payments, cloud computing and social networking -- become essential components of banks' strategies.
The Motley Fool May 20, 2009 Dan Caplinger	Dream On, Credit Card Companies! If credit card companies want to shoot themselves in the foot, we'll be happy to take our business elsewhere -- and take the revenue we generate with us.
Bank Systems & Technology December 1, 2006 Phil Britt	Banks to Allow E-Bill Pay Customers to Pay With Cards The growing popularity of online bill payment services presents a revenue opportunity for banks.
OCC Bulletin March 31, 2004	FFIEC Information Technology Examination Handbook The Federal Financial Institutions Examination Council (FFIEC) has issued the "Retail Payment Systems (RPS) Booklet" to provide updated guidance on the risks and risk management practices applicable to financial institutions' retail payment activities, including checks, card-based electronic payments, and other electronic payment media.
PHONE+ September 16, 2009 Lynn McCullough	Agents Identify 7 Best Practices for Channel Managers Agents share their points of view on what can be done on a daily basis to ensure the best possible customer experience.
Bank Technology News July 2008 Shari Krikorian	B2B Payments Face Major Transformation Across the globe, market forces such as innovation, the need for efficient cash flow management models, cross-border trade and new industry standards are shaping the future of the B2B payments industry.
The Motley Fool February 14, 2007 Mary Dalrymple	Fix Your Credit, Reap the Profits Improving your credit score can be great for your wallet. Once you know how lenders weigh your behavior, you can take the right steps to improve your image.
Knowledge@Wharton	New Payment Methods Give Old-fashioned Checks and Credit Cards a Run for Their Money Emerging technologies are currently gaining momentum while paper check usage is in decline, according to a new study by the Federal Reserve...
Bank Technology News March 2010 John Adams	Slipping A Card Into The Payments Chain For all the money that bank IT departments are pouring into treasury management innovation, a lack of corporate tech literacy and a strategic disparity between buyers and sellers anchors many corporations to an old school B-to-B paradigm dominated by paper checks.
The Family Room Gary Foreman	Behind On Credit Card Bills They call nearly every day hounding us for the rest of our minimum payment which has reached in the neighborhood of $800 a month. Although we are not paying what they request every month, we ARE making a payment. Is there any way we can stop the phone calls?
Insurance & Technology November 12, 2007 Alenka Grealish	Banks Will Revamp Payment Infrastructures In 2008, financial institutions will increasingly test "payment architecture committees" and seed enterprise-level IT budgets.
D-Lib September 2000 Andy Powell, Michael Heaney & Lorcan Dempsey	RSLP Collection Description A description of an effort to develop a way to describe collections in a consistent and machine readable way that is applicable to physical and digital collections of all kinds, including library, art and museum materials.
Bank Systems & Technology August 28, 2009 Maria Bruno-Britz	Citi Launches Multicurrency Virtual Card With MasterCard Citi Virtual Card Accounts provides corporates with a secure means for making and controlling purchases.
The Motley Fool April 12, 2011 Selena Maranjian	Good Luck Getting That Mortgage Now! Securing a home loan grows ever more difficult -- but still not impossible.
The Motley Fool March 19, 2009	3 Ways You Must Protect Your Credit Now Your credit is under assault. Do what you can to keep it.
IndustryWeek March 1, 2008 Nick Zubko	Always Follow the Money Manufacturers often don't recognize the value of cash flow until it's too late. Here are five tips to keep the cash flowing through your business.
Bank Systems & Technology May 4, 2005 Peggy Bresnick Kendler	Cards Product innovation is key to growth in the card business, but the ability to grow without sacrificing security, speed and reliability is critical. Banks that can provide these things will achieve success.