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The Motley Fool December 4, 2006 Dan Caplinger |
Avoid the Loan Sharks For those with less-than-perfect credit histories, there's a scary trend in personal finance these days. In the name of convenience, some borrowers are digging themselves into a hole from which they may never emerge. |
Salon.com March 6, 2001 Arianna Huffington |
The real quid pro quo in Washington While Congress holds hearings on the Marc Rich pardon case, it should also take a look at its own payoff to credit card giants in passing the bankruptcy bill... |
Reason April 2002 Mike Lynch |
Legal Loan Sharking or Essential Service? The great "payday loan" controversy... |
The Motley Fool March 10, 2005 Selena Maranjian |
Bye-Bye, Bankruptcy? Expect to have a tougher time declaring bankruptcy soon. If you're deep in debt, learn more about the new rules. |
Mother Jones May/Jun 2001 Brendan I. Koerner |
Preying on Payday How national banks are teaming up with storefront lenders to profit from high-interest loans to the poor... |
FDIC FYI February 27, 2002 |
Loan Weakness Spreads; Banks' Defenses Hold Large banks' business loans have been hit hardest by the recession, but some weakening is now appearing for smaller banks and for other kinds of loans... |
The Motley Fool July 19, 2007 Dan Caplinger |
Pay Less on Your Student Loans Should you consolidate your loans? Take the time to understand all the pros and cons before you choose what to do. |
Salon.com March 12, 2001 Bruce Shapiro |
Let the hogfest begin! Washington's new "bankruptcy reforms" will fatten bankers' bulging wallets and force more credit-card debtors into the poorhouse. Welcome to the Bush era -- where greed is good again! |
U.S. Banker November 2001 John Hackett |
Ethically Tainted A number of banks are moving into variations of payday lending, the high-yielding business that some observers would describe as predatory. But those who participate in such lending say they're no different than banks that charge high fees for bounced checks... |
Financial Planning August 1, 2006 Donald Jay Korn |
College Refinancing 101 After the gold rush of mid-2006, consolidating old student loans is no longer a slam dunk. Here's what financial planners can do to help. |
U.S. Banker September 2001 Robert A. Bennett |
Glass-Steagall Revisted The real reasons for passage of the "Depression-era" Glass-Steagall Act, which separated commercial and investment banking, have been obscured, but they are popping up again... |
The Motley Fool October 17, 2005 John Reeves |
A Bankrupt New Law The new bankruptcy law goes into effect today, and there is only one thing to do. Cut up at least one of your credit cards today. It will be the wisest personal-finance choice that you will ever make. |
The Motley Fool October 18, 2006 Dan Caplinger |
Did Bankruptcy Reform Work? A year after new bankruptcy laws took effect, the results are still mixed. What is clear, however, is that many honest people are suffering for the bad actions of a few abusive debtors. |
FDIC FYI September 17, 2003 Susan Burhouse |
Evaluating the Consumer Lending Revolution Consumer balance sheets have become stretched by large amounts of new consumer and mortgage debt. This rapid increase in consumer spending and borrowing raises important questions about the sustainability of current debt loads and the vulnerability of the consumer sector to economic shocks. |
The Motley Fool November 23, 2007 Dan Caplinger |
Find the Right Student Loan College loans come in many varieties. Some have very attractive provisions and guarantees, but others can spell trouble for even the most responsible young adults. |
The Motley Fool August 12, 2005 Selena Maranjian |
Dangerous Borrowing Beware of quicksand with credit cards and mortgages. Dangers abound when we borrow. Credit cards, if used suboptimally, can land you a world of trouble, while even mortgages these days are carrying more risks than ever. |
Commercial Investment Real Estate Nov/Dec 2002 Stephen V. Jacquemin |
Understand Lender Criteria to Finance Manufactured-Housing Communities Manufactured-home community buyers have two main financing choices: long-term loans from institutional or conduit lenders or short-term bank loans. To obtain the appropriate financing for these investments, commercial real estate professionals should understand lender criteria for each type. |
Salon.com April 12, 2001 Damien Cave |
Generation bankrupt They got hooked on credit cards when the good times seemed forever. Now the bills are due... |
Finance & Development March 1, 2001 William P. Mako |
Corporate Restructuring in East Asia: Promoting Best Practices A number of East Asian corporations, saddled with debt, nearly collapsed during the financial crisis of 1997. Many have managed to avoid both repayment and restructuring, however, and remain overly indebted and invested in unprofitable businesses... |
The Motley Fool October 13, 2005 Dayana Yochim |
Why America's Really in Debt A new study says shopaholism isn't to blame for the average American's debt woes. A new study reveals credit card companies aren't just encouraging card-shuffling when they send out 5 billion solicitations annually. They're cheering on consumers to take on more credit than they can handle. |
BusinessWeek May 1, 2008 |
Navigating the Crunch A financial aid expert explains how borrowers can best ride it out. |
U.S. Banker July 2007 John Engen |
Financial Char-aid The $85 billion student-loan industry just got a lot more complicated. |
This Old House Sid Davis |
Here's How to Finance Your Remodel Financing a remodeling project doesn't have to be a crap shoot. Here's a game plan for choosing the best deal. |
FDIC FYI June 3, 2002 |
Favorable Interest-Rate Environment Drives Record First-Quarter Bank Earnings Commercial banks earned a record $21.7 billion in the first quarter of 2002, besting the previous quarterly earnings record set in the first quarter of 2001 by 9.6 percent. |
FDIC FYI February 21, 2002 |
Business Credit Flowing Despite Recession Business credit is more plentiful in this recession than in any other recessionary episode since the early 1970s, according to an FDIC report released today... |
Financial Planning March 1, 2008 Donald Jay Korn |
Seeing Red Sallie Mae, the leading lender to college students, reported a $1.6 billion loss in the fourth quarter of 2007. Sallie Mae isn't the only student lender that has been bloodied recently. Students and parents need to be cautious when looking for student loans. |
BusinessWeek November 12, 2007 R. Berner & B. Grow |
Prisoners of Debt The fresh start promised by bankruptcy is under attack as big lenders keep squeezing money out of consumers whose debts were canceled by the courts. |
The Motley Fool July 20, 2004 Dayana Yochim |
When to Turn Down "Help" For those seeking a more formal get-out-of-debt plan, heed the following advice offered in the "Credit Counseling Crisis" report. Here's a list of what to avoid. |
Entrepreneur December 2007 Aliza Pilar Sherman |
Landing the Loan How some women are approaching bank loans. |
Finance & Development December 1, 2000 Dadush, Dasgupta, & Ratha |
The Role of Short-Term Debt in Recent Crises The 1990s witnessed a boom in short-term lending by international banks to developing countries that lasted until Asia's financial crisis erupted in 1997. By 1997, nearly 60 percent of all outstanding international bank claims on developing countries had a remaining maturity of less than one year. |
U.S. Banker July 2007 Lee Conrad |
Banks Fret Over Expected Spike In Company Failures Banks that extend loans to middle-market firms will have their work cut out for them in the next 12 months. |
Inc. January 1, 2003 Martin Mayer |
A Borrower Be Tough economies and easy credit usually don't mix. So why are banks falling all over themselves to lend small businesses money? |
The Motley Fool May 25, 2005 Tom Taulli |
What Bankruptcy Reform Means for You This year, bankruptcy will become a much more severe option. Here's a look at the new law. |
U.S. Banker February 2007 Andrew Reinbach |
Are Small Banks Reevaluating A Big-Bank Technique? Scoring small-business loans is often believed to be unnecessary at the community bank level, especially if the lender and applicant know each other. But it may yet be valuable for credit quality. |
FDIC FYI August 29, 2002 |
Strong Bank Earnings Reflect Nature of U.S. Downturn Second quarter 2002 earnings results for commercial banks show that the benefits of a steep yield curve continue to outweigh the costs of higher credit losses. |
The Family Room Gary Foreman |
Behind On Credit Card Bills They call nearly every day hounding us for the rest of our minimum payment which has reached in the neighborhood of $800 a month. Although we are not paying what they request every month, we ARE making a payment. Is there any way we can stop the phone calls? |
AskMen.com March 4, 2001 Luis Rodrigues |
The Truth About Bank Loans When the time comes to borrow money from the bank to buy a house, a car or start a business, people still get extremely stressed about meeting with the banking loans officer... |
U.S. Banker April 2002 |
Tougher On The Big Boys Being bigger is not necessarily better for corporations seeking loans from their banks. A study by the Association for Financial Professionals indicates that banks are putting heavy pressure on their biggest borrowers to throw more business the banks' way. Or else: No credit... |
CFO March 1, 2007 Rob Garver |
Nothing to Bank On Bank executives will undoubtedly spend much of the next year assessing the likelihood and impact of new rules, while at the same time trying to keep earnings growth on its upward trend. |
FDIC FYI November 26, 2002 |
Quarterly Banking Profile Commercial Banking Performance, Third Quarter 2002 Gains on securities sales keep earnings near record level... Weakness in overseas operations limits industry profits... Margins improve at community banks, decline at larger institutions... Strong mortgage demand fuels growth in loans... Asset-quality problems continue to grow at large banks |
BusinessWeek October 29, 2007 Christopher Farrell |
Bankruptcy Reform Bites Back For consumers, debt relief is harder to come by. And that's adding to housing woes. |
AskMen.com April 1, 2001 Luis Rodrigues |
Fix Your Credit Rating Before It's Too Late Do you know where your credit rating stands? No? Well you should because it is the single most important factor that proves your worthiness in society, and if it's bad or in error, you can suffer very serious consequences... |
BusinessWeek December 13, 2004 Joseph Weber |
A New Headache For The Credit-Card Biz Credit-card outfits can't just fight among themselves anymore. Now they can add home-equity lenders to the list of rivals that are finding gold in America's growing mountain of consumer debt. |
U.S. Banker February 2006 |
Changing Attitudes on Debt Makes Planning a Must Financial literacy skills are more important than ever these days, as Americans negotiate debt at every turn. Consumers may be more comfortable with debt, says a new study, but can that be healthy? |
The Motley Fool January 22, 2007 Nathan Parmelee |
Can Japanese Consumer Lenders Survive? There is little reason to think the fortunes of Japanese consumer lenders will improve. Investors, take note. |
The Motley Fool October 23, 2006 Emil Lee |
Capital One's Bright Future By being smart about its business, Capital One is poised for long-term success. Investors, take note. |
Bank Systems & Technology November 1, 2005 Phil Britt |
Show Me the Money Mortgage lenders are investing in technologies to increase process efficiencies and enable better targeting of loan prospects, according to industry analysts. |
CFO September 1, 2003 Hilary Rosenberg |
Compromising Positions Will credit derivatives encourage more lending, or will they harm the interests of borrowers? |
Commercial Investment Real Estate Mar/Apr 2003 Len Deering |
Multifamily Property Owners Benefit From Competitive Financing Soft occupancies force lenders to be more creative in competing for multifamily loans. |
FDIC FYI January 31, 2002 |
Large and Small Companies Exhibit Diverging Bankruptcy Trends Recent bankruptcy trends for publicly traded companies are markedly worse than for smaller companies, according to an FDIC report issued today... |