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U.S. Banker November 2001 John Hackett |
Ethically Tainted A number of banks are moving into variations of payday lending, the high-yielding business that some observers would describe as predatory. But those who participate in such lending say they're no different than banks that charge high fees for bounced checks... |
The Motley Fool January 31, 2007 Rich Duprey |
Legislative Foes Shackle Payday Loans The payday loan industry remains under assault at both the federal and state level. |
Mother Jones May/Jun 2001 Brendan I. Koerner |
Preying on Payday How national banks are teaming up with storefront lenders to profit from high-interest loans to the poor... |
The Motley Fool August 4, 2005 Lawrence Meyers |
Dueling Fools: Payday Loans Bull Don't be swayed by the negative press put out by anti-PDLers about people who get "sucked into the payday-lending treadmill." For every one of those, you'll find 10 who are thankful the industry exists. |
The Motley Fool January 31, 2005 Selena Maranjian |
Beware of Payday Lending Don't be a victim of highway robbery: Avoid the predatory practices of those who offer paycheck advances. |
The Motley Fool November 16, 2007 Rich Duprey |
Battling for Payday Loans A ban on military payday loans keeps underpaid soldiers even more short of cash. |
The Motley Fool February 7, 2007 Rich Duprey |
Will Bubba Bring Back Payday Loans? Georgia's legislature debates permitting cash advances three years after banning them. It would be a product unique to the state, but would undoubtedly still draw the industry players, like Advance America. |
The Motley Fool May 5, 2010 Rick Steier |
Storm Clouds Brewing for Payday Lenders No hyperbole. Consumer Financial Protection Agency bill threatens entire short-term lending industry. |
U.S. Banker July 2011 Glen Fest |
A Case for Payday Loans Payday lenders seemingly have few friends in high places, but they recently found sympathy from a surprising source: an economist at the Kansas City Fed. |
The Motley Fool December 4, 2006 Dan Caplinger |
Avoid the Loan Sharks For those with less-than-perfect credit histories, there's a scary trend in personal finance these days. In the name of convenience, some borrowers are digging themselves into a hole from which they may never emerge. |
FDIC FYI January 29, 2003 |
Payday Lending Some insured depository institutions have failed to properly assess and control the risks associated with their payday lending programs. The consequences of deficiencies in risk management practices for payday lending programs can be severe. |
The Motley Fool February 12, 2007 Rich Duprey |
I Love Payday Lenders Payday lenders are good investments. They're disliked by large swaths of people, and they have a high ick factor, but they provide a necessary and highly profitable service. |
The Motley Fool March 17, 2005 Lawrence Meyers |
Pay Cut for Payday Lenders? New FDIC guidelines for payday lenders are no reason to panic. There's magic in doing your own research. And when bad news hits your stock, don't panic! At least not until you're sure there's reason to. |
The Motley Fool September 28, 2006 Rich Duprey |
Advance America's Keystone Kops Pennsylvania sues the nation's largest payday lender. |
The Motley Fool January 21, 2011 Selena Maranjian |
Payday Lending's Not Dead Yet Plenty of companies still profit from charging 400% interest. |
The Motley Fool July 29, 2005 Lawrence Meyers |
Payday Lenders Strike Back They counter the FDIC's move with a new product. Will it pay off for shareholders? |
The Motley Fool October 16, 2006 Joseph Khattab |
Peer-to-Peer Lending Makes Waves A new trend in online lending challenges traditional banking. Peer-to-peer lending sounds like fun and games, but there's always risk involved with lending. |
The Motley Fool December 2, 2004 Bill Mann |
Spitzer Helps Loan Sharks When the state doesn't allow companies to charge sufficient interest on high-risk payday loans legally, the black market fills the void. |
The Motley Fool January 24, 2008 Rich Duprey |
First Cash's Car Crash Expanding into the used-car business was supposed to provide an avenue of growth for payday lender First Cash Financial, but it didn't happen. |
The Motley Fool November 10, 2008 Rich Duprey |
Payday Industry in Danger of Default Restrictions continue to mount on specialty financial services firms such as Cash America. |
The Motley Fool January 8, 2009 Rich Duprey |
Payday Lenders Struck by Virtual Reality An analyst's note on year-old news sends shares spiraling downward at payday lending companies. |
The Motley Fool November 8, 2007 Selena Maranjian |
When It's Good to Be in Uniform A new federal law is designed to protect service members from being taken advantage of by so-called payday lenders, capping annual interest rates at 36%; civilians can pay as much as 500% for the same loans. |
The Motley Fool August 4, 2005 Rick Aristotle Munarriz |
Dueling Fools: Payday Loans Bear As an investor, I would shy away from these payday loan providers. Yes, their stocks have been roughed up a bit lately, but that doesn't make them cheap. |
The Motley Fool January 25, 2007 Rich Duprey |
EZCORP Profits Easily The pawnshop and payday lender ties its future profits to expansion. It turned in a first-quarter performance that far exceeded analyst expectations, even though it was not able to open as many stores as it had intended. |
The Motley Fool January 24, 2007 Mary Dalrymple |
Study Your College Loan Options Know when to use a private or a federal loan to pay your tuition bill. |
The Motley Fool June 7, 2005 Lawrence Meyers |
Can Prejudice Harm a Stock? Are some stocks selling at a discount because of adverse judgement? The answer is yes, of course. Just take a look at the payday lending sector. |
The Motley Fool October 30, 2007 Dan Caplinger |
Get a Cheap Loan Fast ... From Yourself If you're facing a temporary setback and need a short-term solution, a 401(k) loan may not be as bad as some experts think, and a lot better than other alternatives. |
The Motley Fool August 16, 2011 Chuck Saletta |
Buddy, Can You Spare a Grand? Get the financial cushion you so desperately need. |
Bank Systems & Technology September 29, 2005 Maria Bruno-Britz |
People Who Need People (And Their Money) Imagine if private citizens in search of loans were able to go online and receive their money from lenders - who just so happen to be private citizens as well? This unlikely concept actually is being put into action in the U.K. by a company called Zopa. |
The Motley Fool February 9, 2006 Robert Walberg |
EZCORP: All That Glitters ... With macroeconomic conditions expected to remain bullish for the foreseeable future, EZCORP has unsurprisingly upped its guidance for fiscal 2006. Trading near its all-time high, and at less than 50% of its projected growth rate, is this stock a good deal? |
BusinessWeek May 20, 2010 Gary Rivlin |
Broke, USA: From Pawnshops to Poverty Inc. An excerpt from an upcoming book showing how lending against future paychecks went from a single shack to a strip mall staple. |
The Motley Fool May 24, 2007 Rich Duprey |
Another Tough Payday for the Military Despite persistent pay gaps for the military, legislative fixes exacerbate short-term funding problems. |
The Motley Fool December 28, 2006 Rich Duprey |
Previewing 2007: Cash America Payday loans happen to be more profitable than pawn brokering these days. However, Cash America is richly valued with a ratio in excess of 2, based on trailing revenues. |
This Old House Sid Davis |
Here's How to Finance Your Remodel Financing a remodeling project doesn't have to be a crap shoot. Here's a game plan for choosing the best deal. |
The Motley Fool November 23, 2007 Dan Caplinger |
Find the Right Student Loan College loans come in many varieties. Some have very attractive provisions and guarantees, but others can spell trouble for even the most responsible young adults. |
The Motley Fool July 28, 2006 Rich Duprey |
Advance America Retreats The payday lender's stock gets hammered under the weight of analyst expectations and tougher regulations. |
Inc. February 2008 Robb Mandelbaum |
Soldiering On to Remake the SBA Steven Preston talks about efforts to improve the SBA's processes - and its image. |
BusinessWeek May 1, 2008 |
Navigating the Crunch A financial aid expert explains how borrowers can best ride it out. |
The Motley Fool December 5, 2006 Rich Duprey |
Year in Review: Advance America The point man for attacks on the payday lending business still rings up profits. Investors, take note. |
The Motley Fool September 19, 2006 Rich Duprey |
Cash America Clicks With Payday Loans The pawnshop operator completes its acquisition of an online payday lender. Investors, take note. |
The Motley Fool August 4, 2005 Lawrence Meyers |
Dueling Fools: Payday Loans Bull Rebuttal Short-term loans to the less-than-credit-worthy are necessary. They are not predatory, nor are its customers victims. Consumers can choose whether or not to use a product or service. Investors, take note. |
The Motley Fool November 9, 2009 Sean Ryan |
Pawn Lenders Looking More Like Kings A confluence of trends looks ready to push pawn lenders higher. The declining availability of credit should spur more demand for pawn loans, and rising gold prices should make those loans more profitable. |
BusinessWeek August 5, 2009 Silver-Greenberg et al. |
Old Banks, New Lending Tricks Lenders haven't sworn off risky financial products. They've come up with a slew of new ones. |
The Motley Fool February 12, 2008 Rich Duprey |
Putting the Unbanked in a Chokehold Payday lenders and private enterprise can meet the needs of the unbanked. |
The Motley Fool December 27, 2006 Rich Duprey |
Previewing 2007: EZCORP Will earnings still come easy for the pawnshop operator in the coming year? Investors, take note. |
AskMen.com March 4, 2001 Luis Rodrigues |
The Truth About Bank Loans When the time comes to borrow money from the bank to buy a house, a car or start a business, people still get extremely stressed about meeting with the banking loans officer... |
The Motley Fool July 24, 2007 John Rosevear |
Is Your Bank Out to Get You? Are bank overdraft charges designed to drive you into debt? |
Entrepreneur February 2005 C.J. Prince |
New Way to 7(a) With no more federal subsidy, entrepreneurs are uncertain about the future of small-business loans. |
The Motley Fool May 24, 2007 Dan Caplinger |
Mortgages for the Military The Veterans Administration has programs for current and former members of the military to help them get financing to buy a home. Serving in the military generally makes you eligible to take out a VA loan. |
U.S. Banker January 2011 Alan Kline |
Common-Sense Ideas for Consumer Lending Even the smallest consumer loan requires almost as much documentation as a $250,000 business loan, and it's only going to get worse under Dodd-Frank. |