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U.S. Banker
November 2001
John Hackett
Ethically Tainted A number of banks are moving into variations of payday lending, the high-yielding business that some observers would describe as predatory. But those who participate in such lending say they're no different than banks that charge high fees for bounced checks... mark for My Articles similar articles
The Motley Fool
January 31, 2007
Rich Duprey
Legislative Foes Shackle Payday Loans The payday loan industry remains under assault at both the federal and state level. mark for My Articles similar articles
Mother Jones
May/Jun 2001
Brendan I. Koerner
Preying on Payday How national banks are teaming up with storefront lenders to profit from high-interest loans to the poor... mark for My Articles similar articles
The Motley Fool
August 4, 2005
Lawrence Meyers
Dueling Fools: Payday Loans Bull Don't be swayed by the negative press put out by anti-PDLers about people who get "sucked into the payday-lending treadmill." For every one of those, you'll find 10 who are thankful the industry exists. mark for My Articles similar articles
The Motley Fool
January 31, 2005
Selena Maranjian
Beware of Payday Lending Don't be a victim of highway robbery: Avoid the predatory practices of those who offer paycheck advances. mark for My Articles similar articles
The Motley Fool
November 16, 2007
Rich Duprey
Battling for Payday Loans A ban on military payday loans keeps underpaid soldiers even more short of cash. mark for My Articles similar articles
The Motley Fool
February 7, 2007
Rich Duprey
Will Bubba Bring Back Payday Loans? Georgia's legislature debates permitting cash advances three years after banning them. It would be a product unique to the state, but would undoubtedly still draw the industry players, like Advance America. mark for My Articles similar articles
The Motley Fool
May 5, 2010
Rick Steier
Storm Clouds Brewing for Payday Lenders No hyperbole. Consumer Financial Protection Agency bill threatens entire short-term lending industry. mark for My Articles similar articles
U.S. Banker
July 2011
Glen Fest
A Case for Payday Loans Payday lenders seemingly have few friends in high places, but they recently found sympathy from a surprising source: an economist at the Kansas City Fed. mark for My Articles similar articles
The Motley Fool
December 4, 2006
Dan Caplinger
Avoid the Loan Sharks For those with less-than-perfect credit histories, there's a scary trend in personal finance these days. In the name of convenience, some borrowers are digging themselves into a hole from which they may never emerge. mark for My Articles similar articles
FDIC FYI
January 29, 2003
Payday Lending Some insured depository institutions have failed to properly assess and control the risks associated with their payday lending programs. The consequences of deficiencies in risk management practices for payday lending programs can be severe. mark for My Articles similar articles
The Motley Fool
February 12, 2007
Rich Duprey
I Love Payday Lenders Payday lenders are good investments. They're disliked by large swaths of people, and they have a high ick factor, but they provide a necessary and highly profitable service. mark for My Articles similar articles
The Motley Fool
March 17, 2005
Lawrence Meyers
Pay Cut for Payday Lenders? New FDIC guidelines for payday lenders are no reason to panic. There's magic in doing your own research. And when bad news hits your stock, don't panic! At least not until you're sure there's reason to. mark for My Articles similar articles
The Motley Fool
September 28, 2006
Rich Duprey
Advance America's Keystone Kops Pennsylvania sues the nation's largest payday lender. mark for My Articles similar articles
The Motley Fool
January 21, 2011
Selena Maranjian
Payday Lending's Not Dead Yet Plenty of companies still profit from charging 400% interest. mark for My Articles similar articles
The Motley Fool
July 29, 2005
Lawrence Meyers
Payday Lenders Strike Back They counter the FDIC's move with a new product. Will it pay off for shareholders? mark for My Articles similar articles
The Motley Fool
October 16, 2006
Joseph Khattab
Peer-to-Peer Lending Makes Waves A new trend in online lending challenges traditional banking. Peer-to-peer lending sounds like fun and games, but there's always risk involved with lending. mark for My Articles similar articles
The Motley Fool
December 2, 2004
Bill Mann
Spitzer Helps Loan Sharks When the state doesn't allow companies to charge sufficient interest on high-risk payday loans legally, the black market fills the void. mark for My Articles similar articles
The Motley Fool
January 24, 2008
Rich Duprey
First Cash's Car Crash Expanding into the used-car business was supposed to provide an avenue of growth for payday lender First Cash Financial, but it didn't happen. mark for My Articles similar articles
The Motley Fool
November 10, 2008
Rich Duprey
Payday Industry in Danger of Default Restrictions continue to mount on specialty financial services firms such as Cash America. mark for My Articles similar articles
The Motley Fool
January 8, 2009
Rich Duprey
Payday Lenders Struck by Virtual Reality An analyst's note on year-old news sends shares spiraling downward at payday lending companies. mark for My Articles similar articles
The Motley Fool
November 8, 2007
Selena Maranjian
When It's Good to Be in Uniform A new federal law is designed to protect service members from being taken advantage of by so-called payday lenders, capping annual interest rates at 36%; civilians can pay as much as 500% for the same loans. mark for My Articles similar articles
The Motley Fool
August 4, 2005
Rick Aristotle Munarriz
Dueling Fools: Payday Loans Bear As an investor, I would shy away from these payday loan providers. Yes, their stocks have been roughed up a bit lately, but that doesn't make them cheap. mark for My Articles similar articles
The Motley Fool
January 25, 2007
Rich Duprey
EZCORP Profits Easily The pawnshop and payday lender ties its future profits to expansion. It turned in a first-quarter performance that far exceeded analyst expectations, even though it was not able to open as many stores as it had intended. mark for My Articles similar articles
The Motley Fool
January 24, 2007
Mary Dalrymple
Study Your College Loan Options Know when to use a private or a federal loan to pay your tuition bill. mark for My Articles similar articles
The Motley Fool
June 7, 2005
Lawrence Meyers
Can Prejudice Harm a Stock? Are some stocks selling at a discount because of adverse judgement? The answer is yes, of course. Just take a look at the payday lending sector. mark for My Articles similar articles
The Motley Fool
October 30, 2007
Dan Caplinger
Get a Cheap Loan Fast ... From Yourself If you're facing a temporary setback and need a short-term solution, a 401(k) loan may not be as bad as some experts think, and a lot better than other alternatives. mark for My Articles similar articles
The Motley Fool
August 16, 2011
Chuck Saletta
Buddy, Can You Spare a Grand? Get the financial cushion you so desperately need. mark for My Articles similar articles
Bank Systems & Technology
September 29, 2005
Maria Bruno-Britz
People Who Need People (And Their Money) Imagine if private citizens in search of loans were able to go online and receive their money from lenders - who just so happen to be private citizens as well? This unlikely concept actually is being put into action in the U.K. by a company called Zopa. mark for My Articles similar articles
The Motley Fool
February 9, 2006
Robert Walberg
EZCORP: All That Glitters ... With macroeconomic conditions expected to remain bullish for the foreseeable future, EZCORP has unsurprisingly upped its guidance for fiscal 2006. Trading near its all-time high, and at less than 50% of its projected growth rate, is this stock a good deal? mark for My Articles similar articles
BusinessWeek
May 20, 2010
Gary Rivlin
Broke, USA: From Pawnshops to Poverty Inc. An excerpt from an upcoming book showing how lending against future paychecks went from a single shack to a strip mall staple. mark for My Articles similar articles
The Motley Fool
May 24, 2007
Rich Duprey
Another Tough Payday for the Military Despite persistent pay gaps for the military, legislative fixes exacerbate short-term funding problems. mark for My Articles similar articles
The Motley Fool
December 28, 2006
Rich Duprey
Previewing 2007: Cash America Payday loans happen to be more profitable than pawn brokering these days. However, Cash America is richly valued with a ratio in excess of 2, based on trailing revenues. mark for My Articles similar articles
This Old House
Sid Davis
Here's How to Finance Your Remodel Financing a remodeling project doesn't have to be a crap shoot. Here's a game plan for choosing the best deal. mark for My Articles similar articles
The Motley Fool
November 23, 2007
Dan Caplinger
Find the Right Student Loan College loans come in many varieties. Some have very attractive provisions and guarantees, but others can spell trouble for even the most responsible young adults. mark for My Articles similar articles
The Motley Fool
July 28, 2006
Rich Duprey
Advance America Retreats The payday lender's stock gets hammered under the weight of analyst expectations and tougher regulations. mark for My Articles similar articles
Inc.
February 2008
Robb Mandelbaum
Soldiering On to Remake the SBA Steven Preston talks about efforts to improve the SBA's processes - and its image. mark for My Articles similar articles
BusinessWeek
May 1, 2008
Navigating the Crunch A financial aid expert explains how borrowers can best ride it out. mark for My Articles similar articles
The Motley Fool
December 5, 2006
Rich Duprey
Year in Review: Advance America The point man for attacks on the payday lending business still rings up profits. Investors, take note. mark for My Articles similar articles
The Motley Fool
September 19, 2006
Rich Duprey
Cash America Clicks With Payday Loans The pawnshop operator completes its acquisition of an online payday lender. Investors, take note. mark for My Articles similar articles
The Motley Fool
August 4, 2005
Lawrence Meyers
Dueling Fools: Payday Loans Bull Rebuttal Short-term loans to the less-than-credit-worthy are necessary. They are not predatory, nor are its customers victims. Consumers can choose whether or not to use a product or service. Investors, take note. mark for My Articles similar articles
The Motley Fool
November 9, 2009
Sean Ryan
Pawn Lenders Looking More Like Kings A confluence of trends looks ready to push pawn lenders higher. The declining availability of credit should spur more demand for pawn loans, and rising gold prices should make those loans more profitable. mark for My Articles similar articles
BusinessWeek
August 5, 2009
Silver-Greenberg et al.
Old Banks, New Lending Tricks Lenders haven't sworn off risky financial products. They've come up with a slew of new ones. mark for My Articles similar articles
The Motley Fool
February 12, 2008
Rich Duprey
Putting the Unbanked in a Chokehold Payday lenders and private enterprise can meet the needs of the unbanked. mark for My Articles similar articles
The Motley Fool
December 27, 2006
Rich Duprey
Previewing 2007: EZCORP Will earnings still come easy for the pawnshop operator in the coming year? Investors, take note. mark for My Articles similar articles
AskMen.com
March 4, 2001
Luis Rodrigues
The Truth About Bank Loans When the time comes to borrow money from the bank to buy a house, a car or start a business, people still get extremely stressed about meeting with the banking loans officer... mark for My Articles similar articles
The Motley Fool
July 24, 2007
John Rosevear
Is Your Bank Out to Get You? Are bank overdraft charges designed to drive you into debt? mark for My Articles similar articles
Entrepreneur
February 2005
C.J. Prince
New Way to 7(a) With no more federal subsidy, entrepreneurs are uncertain about the future of small-business loans. mark for My Articles similar articles
The Motley Fool
May 24, 2007
Dan Caplinger
Mortgages for the Military The Veterans Administration has programs for current and former members of the military to help them get financing to buy a home. Serving in the military generally makes you eligible to take out a VA loan. mark for My Articles similar articles
U.S. Banker
January 2011
Alan Kline
Common-Sense Ideas for Consumer Lending Even the smallest consumer loan requires almost as much documentation as a $250,000 business loan, and it's only going to get worse under Dodd-Frank. mark for My Articles similar articles