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The Motley Fool August 16, 2007 John Rosevear |
Buying a Home During the Storm Essentially, what's going on is that the mortgage industry -- along with Wall Street -- is rethinking the appropriate pricing for taking on the risk of a borrower with a less-than-prime credit history. |
The Motley Fool April 27, 2007 Selena Maranjian |
Don't Condemn Subprime Lending ... Completely How can we fuel continued growth in homeownership rates while decreasing the number of failed mortgages and foreclosures? |
Bank Systems & Technology June 24, 2008 Ann Grochala |
In the Aftermath of the Credit Crisis, Some Banks See a Silver Lining The current problems in the credit markets bring both challenges and opportunities to banks. Many community banks still have plenty of liquidity and capital, and they all have ready access to the Federal Home Loan Bank system. |
The Motley Fool July 17, 2007 Sham Gad |
What Sparked the Subprime Explosion? Some really smart people have taken one asset -- the plain old mortgage -- and singlehandedly created layers and layers of financial instruments that are predicated on it. Like dominoes, one by one, these securities are now tumbling and leaving investors and homeowners to clean up the mess. |
The Motley Fool March 8, 2007 Nick Kapur |
Market Buzz: Opportunities in Subprime Lenders Why some in the subprime market may be better off than you think. However, as with the mortgage industry, it can get you into some pretty hairy situations. But the profits are there for those who can see through the panic. |
The Motley Fool September 25, 2007 Buz Livingston |
Dump "Liar Loans" Many lenders have either shut down or reduced their subprime lending practices in the last few months. However, isn't this a bit like closing the barn door after the horse has escaped? |
BusinessWeek May 27, 2010 Menon & Crowley |
Subprime Lending Returns to the U.K. Three years after defaults on U.S. subprime mortgages sparked a devastating financial crisis, lending to borrowers with less-than-perfect credit histories is making a comeback in Britain. |
Financial Planning December 1, 2008 Andrew Ackerman |
DOE Supports Loans The U.S. Department of Education plans to provide liquidity support to the student loan market. |
The Motley Fool July 13, 2007 Dan Caplinger |
A Tale of Two Borrowers Unfortunately, many homeowners never consider that they may not really be able to afford the home they own. As painful as it is to give up your home, it's not worth risking financial ruin to stay in a home you can't pay for. |
The Motley Fool February 9, 2007 Seth Jayson |
Quick Take: More Pops From the Housing Bubble So, HSBC has to fess up to unpredictable big spending on loans gone bad, then New Century Financial drops nearly 30% on a bit of a warning about loan production, as well as word of a do-over on 2006 results. |
National Real Estate Investor June 1, 2005 Kingsley Greenland |
Why Liquidity Should Help You Sleep Better There is no crystal ball that can predict the next lending squeeze, or if one will even occur. What is certain however, is that greater liquidity in the secondary market for commercial real estate loans is an important safety valve for the entire industry. |
The Motley Fool October 16, 2007 Dan Caplinger |
How Not to Profit From the Mortgage Crisis It's tempting to try to profit from the irrational state of the mortgage lending market. Beware, investors, in many cases, trust deeds are extremely risky. |
The Motley Fool March 14, 2007 Nathan Parmelee |
Quick Take: No Bailouts for Anyone Some borrowers are going to suffer. That's the way the system works. Some lenders are going to suffer, too, and deservedly so. Write bad loans and you don't get your money back. The only people that deserve help are victims of outright fraud. |
U.S. Banker May 2007 Thomas P. Vartanian |
Crisis and Opportunity In Subprime Mortgage Markets Problems in the subprime mortgage business will inevitably lead to opportunities for those who can evaluate, service or manage the underlying loans, securities and real estate. |
The Motley Fool December 19, 2007 Emil Lee |
Lessons From 2007 The last half of 2007 was brutal, and many investors made some bad calls. Although mistakes are tough, the biggest mistake of all would be to ignore them and not learn anything. Let's take a look at what we've learned. |
U.S. Banker July 2007 Paul Muolo |
Of Top-25 Subprime Funders, Four in '06 Went Bust Four of the nation's top-25 subprime funders in 2006 have gone bust over the past four months, with several others trying to sell themselves to avoid liquidity crunches. |
The Motley Fool December 30, 2009 Chuck Saletta |
The Real Reason Banks Aren't Lending The Federal Reserve set the Federal Funds Rate at around 0%, giving banks an opportunity to borrow at essentially no cost. Only the most financially healthy companies can easily get loans. |
National Real Estate Investor April 1, 2003 Kingsley Greenland |
Liquidity Crisis Averted With a weak economy and the prospect of war, real estate investors are understandably nervous. The good news is that they aren't handcuffed by a 1990s-style liquidity crisis that brought the industry to a standstill a decade ago. |
Commercial Investment Real Estate Mar/Apr 2010 Pam Krug |
Post-Bailout Financing Challenges The loan market remains frozen today. Hundreds of billions of dollars of commercial mortgages are coming due in 2010 and 2011. The government must address the issue of commercial mortgage market liquidity or the impact of commercial loan defaults on the economy will be devastating. |
The Motley Fool February 8, 2007 Nathan Parmelee |
HBC Makes a Courtesy Flush All of those subprime loans from the last few years are getting ready to wreak havoc. How this story continues to play out for HSBC and other banks will be very interesting to watch. Investors, take note. |
Real Estate Portfolio Sep/Oct 2007 Dees Stribling |
Coming into Focus Mortgage REITs of all stripes tighten their lending practices to improve their outlook going forward. The subprime event may mark a permanent change in the business environment for mortgage REITs, as well as mortgage lenders and investors. |
Bank Systems & Technology January 8, 2009 Christine Barry |
Banks Must Take Advantage of Opportunities Where They Find Them Lenders and borrowers have felt the effects as the subprime crisis has evolved into a credit crisis. The result has been strategy changes for many banks, and a greater emphasis than ever before on growing deposits. |
Bank Systems & Technology June 24, 2008 Thompson & Mataconis |
Banks Must Rely On Their Own Risk Models in Future Long-term, it's clear that banks will have to provide more transparency into their credit and risk decisions -- and do a lot more of the work themselves. |
BusinessWeek March 12, 2007 Mara Der Hovanesian |
Lender Woes Go Beyond Subprime Few are feeling the hangover from housing's heyday as much as subprime lenders that cater to risky borrowers. |
The Motley Fool December 19, 2007 Richard Gibbons |
Buffett's Subprime Bets Buffett clearly believes that this subprime mess is providing the opportunity to purchase quality businesses at cheap prices. You'll do well if you stay alert for the same opportunities. |
The Motley Fool September 14, 2007 Emil Lee |
Fool on the Street: Capital One's Crystal Ball Capital One explains why the subprime mess has not spilled over into other consumer lending areas. Investors should take note. |
CFO October 1, 2007 Kate Plourd |
Pointing Fingers Who's to blame for the subprime mortgage crisis?... Nasdaq's CFO moonlights as a minister... |
The Motley Fool July 31, 2007 Emil Lee |
iStar Escapes the Credit Minefield iStar Financial's perceived credit risk has dragged down its stock price, although in reality the commercial real estate lender has very different risk exposure from subprime residential lenders. |
The Motley Fool March 15, 2007 Matt Koppenheffer |
Quick Take: A Subprime Bull? With mass fear on the markets, is opportunity grinning its annoyingly cheeky grin somewhere? After all, there's nothing inherently wrong with subprime done right. |
U.S. Banker October 2001 Paul Muolo |
Subprime Hot Potato Subprime lending certainly has become a hot potato. While offering potentially high profits, it also carries with it a two-pronged threat. First, losses may mushroom if the economy takes a dive, as many expect. And these loans haven't been stress-tested... |
Bank Technology News February 2007 Glen Fest |
Mortgage Securities: Slow MBS Market Hikes Fraud Risk Investment banks that buy mortgage-backed securities have a deeper worry than the billion-dollar estimate of fraud in lending each year. The fear is that it could be much worse. Technology vendors are selling products that ferret out fraud in secondary market pools. |
The Motley Fool March 6, 2007 Emil Lee |
Cleaning Up in Subprime Loan World? This sector will turn volatile, so be careful when seeing if there's any value left. |
The Motley Fool January 21, 2011 Selena Maranjian |
Payday Lending's Not Dead Yet Plenty of companies still profit from charging 400% interest. |
U.S. Banker December 2001 Robert A. Bennett |
Gramlich's Words of Warning His suggested caution on subprime mortgage lending should be taken seriously... |
Bank Systems & Technology June 24, 2008 Maria Bruno-Britz |
Not Too Early for Lenders to Regroup and Think Ahead Yes, lenders must clean up the mess left by the credit crunch. But, after all, for every down cycle, there's a recovery, too, and they will want to make sure they're ready with the right strategies and technology for the next upswing in the market. |
U.S. Banker March 2011 Steve Garmhausen |
SBA Revamps Lending for Underserved Markets After too many defaults and too little loan volume for its Community Express program, the SBA is starting over -- and excluding banks this time. |
The Motley Fool June 1, 2011 Vincent Scheurer |
Your Sovereign Debt Crisis Survival Guide The global economy is far from healthy, so how should you prepare for the worst? |
The Motley Fool March 26, 2007 David Lee Smith |
Here Come the Mortgage Regulators With subprime lending continuing to plummet, House and Senate hearings run the risk of further retarding a recovery in housing. |
The Motley Fool January 3, 2008 Selena Maranjian |
High Owe, High Owe Credit card debt is spiraling upward. Don't let yourself get caught. |
The Motley Fool July 26, 2007 Rich Greifner |
The Worst Is Yet to Come Think subprime was bad? The Alt-A fallout will make the subprime situation seem like a minor chimney fire. However, there are certain types of investments that should weather the Alt-A storm just fine -- or at least better than most. |
BusinessWeek May 1, 2008 |
Navigating the Crunch A financial aid expert explains how borrowers can best ride it out. |
Commercial Investment Real Estate Jul/Aug 2012 William C. Jenczyk |
Why Comply? Ignoring loan covenants is a dire mistake in today's market. |
Commercial Investment Real Estate Nov/Dec 2014 Pruitt & DeRensis |
CMBS Maturity Wave Commercial mortgage-backed securities lending has shown signs of health to the tune of $84 billion issued in 2013, and issuance anticipated to approach $100 billion in 2014 |
Bank Systems & Technology February 21, 2008 Maria Bruno-Britz |
Banks Scrutinize Lending Technology and Underwriting Practices Following the Credit Crisis With so many lending technology solutions at their disposal, how was it that bankers and other industry participants did not foresee the gloom to come? |
HBS Working Knowledge September 22, 2014 Karen Mills |
Online Banks Fill Funding Needs for Small Business In the final column on small business lending, the author is optimistic that the rise of alternative online banks can fund entrepreneurial business growth. |
U.S. Banker May 2007 Lee Conrad |
Subprime Mortgages: As the Knot Unravels, A Question Lingers: Why? Consumers and companies following their self-interest are supposed to be guiding forces that drive a capitalist economy. The recent meltdown of the subprime-mortgage market, however, raises the question of whether all participants were headed in that direction. |
The Motley Fool February 13, 2007 Seth Jayson |
Quick Take: The High Price of Affordability Will the likely dry-up of "liar loans," and other exotic financing, in the absence (so far) of price drops depress demand even further and spur an even wider shakeout? Time will tell. |
The Motley Fool May 13, 2005 Richard Gibbons |
Profit From Panic Identify beaten-down stocks poised to deliver huge returns. |
BusinessWeek May 13, 2010 Peter Coy |
The Trillion-Dollar Treatment Europe is trying to fix its own raging fiscal disorder. So far it hasn't even nailed the diagnosis. |
Commercial Investment Real Estate Sep/Oct 2013 Jeff Rauth |
Follow the Money What are today's most financeable deals? Several market forces currently at work foretell a stronger lending environment in the next 12 to 18 months. |