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Bank Systems & Technology January 8, 2009 Jeanne Capachin	Institutions With Capital May Find Vendors in the Mood to Deal For institutions that remain well-capitalized, the best advice is to move full steam ahead. If the need is real and solutions are available, this will be the best time to move ahead with a strategic investment.
Bank Systems & Technology January 8, 2009 Katherine Burger	2009 Bank Tech Outlook Perspectives: Reevaluating the Future Industry analysts and research firms in the business of making forecasts about financial technology trends have faced some unusual challenges in this year of industry transformation.
Bank Systems & Technology January 8, 2008 Bart Narter	Increased Investment in Deposit-Gathering Initiatives in 2009, Predicts Celent In terms of what is happening in the banking industry and IT spending, Celent sees both huge changes and many things remaining constant throughout the crisis.
Bank Systems & Technology January 8, 2009 Virginia Garcia	Firms Should Not Let Short Term Demands Cripple Long Term IT Strategy While financial services IT spending on new technology initiatives is delayed, many institutions are likely to build strategic plans for IT transformation, understanding the limitations of their present IT structures.
HBS Working Knowledge September 22, 2014 Karen Mills	Online Banks Fill Funding Needs for Small Business In the final column on small business lending, the author is optimistic that the rise of alternative online banks can fund entrepreneurial business growth.
Bank Systems & Technology June 24, 2008 Ann Grochala	In the Aftermath of the Credit Crisis, Some Banks See a Silver Lining The current problems in the credit markets bring both challenges and opportunities to banks. Many community banks still have plenty of liquidity and capital, and they all have ready access to the Federal Home Loan Bank system.
Bank Systems & Technology February 21, 2008 Jim Eckenrode	Exclusive TowerGroup Research Report: Bank Tech Spending in 2008 In light of the current market turmoil, North American banks appear to be approaching technology planning and budgeting for 2008 with caution.
Bank Systems & Technology July 19, 2010 Penny Crosman	71% of Lenders to Adopt Online Lending Technology, Survey Finds Study also projects that online mortgage-application volume will triple by 2013.
Bank Systems & Technology June 24, 2008 Stephen G. Sargent	Automation Allows Banks to Better Navigate Compliance and Risk Management Technology can provide automated reporting functions to help bank managers access data and ensure they remain compliant.
The Motley Fool March 31, 2010 Matt Koppenheffer	More Banking Panics Are on the Way Short-term lending agreements between banks prime the system for bank runs.
Insurance & Technology December 8, 2008 Anthony O'Donnell	Insurance Technology Outlook 2009: Sudden Change Though the financial services industry has seen a precipitous change in the business environment and will adopt austerity measures, insurers are likely to be opportunistic in their technology investments.
Bank Systems & Technology June 24, 2008 Maria Bruno-Britz	Not Too Early for Lenders to Regroup and Think Ahead Yes, lenders must clean up the mess left by the credit crunch. But, after all, for every down cycle, there's a recovery, too, and they will want to make sure they're ready with the right strategies and technology for the next upswing in the market.
The Motley Fool May 15, 2007 Dan Caplinger	Borrow Now or Borrow Never If you're thinking about buying a home, do your homework. Find a lender or mortgage broker early in the process, and get preapproved for a mortgage that will work for you.
HBS Working Knowledge August 4, 2014	Why Small-Business Lending Is Not Recovering Lending to small businesses has not returned to levels seen before the financial crisis. Karen Mills, former head of the US Small Business Administration, explains the reasons.
The Motley Fool March 24, 2011 Gretchen Wilmoth	Investing in Smaller Banking What affects will new regulations have on smaller banks?
The Motley Fool March 5, 2007 Dan Caplinger	Falling Into the Subprime Trap If any good comes from the bursting of the housing bubble, it will be that homeowners and borrowers may act more responsibly about buying property and taking on mortgage debt.
Bank Systems & Technology November 1, 2005 Phil Britt	Show Me the Money Mortgage lenders are investing in technologies to increase process efficiencies and enable better targeting of loan prospects, according to industry analysts.
The Motley Fool November 22, 2011 Matt Cropp	In Pictures: Banks vs. Credit Unions in the Financial Crisis Credit union advocates argue that their financial institutions rode out the financial crisis better than commercial banks. Are their claims backed up by the numbers?
On Wall Street December 1, 2011 Peter J. Wallison	Volcker Rule: A Throwback To A Bygone Era The Volcker Rule, enacted as part of the Dodd-Frank Act in 2010, has lately received a lot of adverse commentary.
Finance & Development June 2009	The Perfect Storm The IMF's Chief Economist explained in a November 2008 lecture how a crisis that began in mortgage-backed securities turned into the worst recession since the 1930s.
Bank Technology News April 2009 Rebecca Sausner	Don't Stop Now: Maintaining IT Innovation Will Secure the Future The very best CEOs, CIOs and directors will show their mettle by maintaining investment in the future, and demonstrate that they can see beyond the crisis to the reshaped landscape that will emerge on the other side.
U.S. Banker December 2001 Robert A. Bennett	Gramlich's Words of Warning His suggested caution on subprime mortgage lending should be taken seriously...
Bank Systems & Technology February 21, 2008 Maria Bruno-Britz	Banks Scrutinize Lending Technology and Underwriting Practices Following the Credit Crisis With so many lending technology solutions at their disposal, how was it that bankers and other industry participants did not foresee the gloom to come?
Insurance & Technology November 10, 2008 Anthony O'Donnell	In the Crisis's Wake, the Financial Services Industries Assess the Damage and Look to the Future Looking forward, financial services IT organizations will bear much of the burden of restructuring and implementing new, more-effective governance and risk assessment processes.
The Motley Fool July 13, 2007 Dan Caplinger	A Tale of Two Borrowers Unfortunately, many homeowners never consider that they may not really be able to afford the home they own. As painful as it is to give up your home, it's not worth risking financial ruin to stay in a home you can't pay for.
Bank Systems & Technology July 28, 2008 Orla O'Sullivan	Small Suits New Chief Lending Officer of Evergreen Bank After a twist of fate Barrie M. Macdonald finds himself happily ensconced as chief lending officer of EvergreenBank, a seven-branch community bank in Seattle.
The Motley Fool November 3, 2011 Morgan Housel	How Successful Will Bank Transfer Day Be? Consumers might switch to credit unions where they get better service and lower fees, and for-profit banks might stem some of the rampant deposit growth and unprofitable customers that have been crimping profits. If only more protests could work this well.
Bank Systems & Technology June 18, 2009 Maria Bruno-Britz	The Financial Industry Reacts to Obama Regulatory Proposal Although most agree with the general principles outlined in the President's financial reform plan, they find several sticking points -- and IT won't be immune.
Bank Technology News January 2007 Glen Fest	Mortgage: Platforms Bearing Wholesale Changes For financial institutions, improving the mortgage channel's visibility and speed can attract more third-party brokers and lay the groundwork for better customer data.
Bank Director 1st Quarter 2011 Jack Millligan	Is the Community Bank Business Model Broken? The concept of community banking is still viable, but the model that many small institutions employ has to change.
Bank Systems & Technology November 26, 2007 Maria Bruno-Britz	Lending Tech Vendor Space to See Realignment As lenders find themselves in the throes of the credit crunch, the ill effects are trickling down to the lending technology vendors, ushering in a realignment in the space.
FDIC FYI January 29, 2003	Payday Lending Some insured depository institutions have failed to properly assess and control the risks associated with their payday lending programs. The consequences of deficiencies in risk management practices for payday lending programs can be severe.
Investment Advisor May 2007 Megan L. F. Robert	Bill Gross on the Housing Crisis Loan losses will threaten future growth, the bond king says, but not for the reasons you might think.
The Motley Fool September 25, 2007 Buz Livingston	Dump "Liar Loans" Many lenders have either shut down or reduced their subprime lending practices in the last few months. However, isn't this a bit like closing the barn door after the horse has escaped?
The Motley Fool April 2, 2007 Nathan Parmelee	Quick Take: Credit Tightens Outside U.S. Too Consumer credit is tightening in Japan.
Bank Technology News June 2009 John Adams	Rebuilding Trust in Mortgage Lenders The bad times that remain in the consumer lending market are partly born of a sense of betrayal - secondary market investors simply no longer trust lenders.
U.S. Banker September 2008 Tambor & Cortez	The Perils Of Crisis Mode Risk exposure is now racing through the home equity lending industry, leaving a far different landscape for institutions to navigate. As home prices fall and delinquencies soar, lenders are scurrying into defense mode.
Bank Technology News May 2010 Rebecca Sausner	The Mobile Tipping Point Consumers' ever-increasing use of their ever-more-sophisticated mobile devices put institutions in the enviable position of rolling out technology just as consumers are ready to embrace it.
Bank Systems & Technology December 28, 2008	The Bank Technology Hot List: Solutions That Sizzle According to a cross section of bank tech executives, this could be the year that heretofore unproven solutions -- including mobile payments, cloud computing and social networking -- become essential components of banks' strategies.
U.S. Banker April 2009 Glen Fest	Small Bank Divide Now a Trap? Community banks have been steadily losing market to larger competitors for two decades now.
U.S. Banker June 2008	In Careful Pursuit of Growth The top 200 community banks, based on three-year average return on equity, maintained remarkably high returns on earnings, despite a financial-market tailspin in the second half of 2007.
BusinessWeek August 20, 2007 Jack Ewing	European Banks' Last Laugh (Extended) European lenders tend to keep the risk in-house, so they're more careful about who borrows. Home buyers take on a lot less debt.
On Wall Street June 1, 2011 Lorie Konish	Five Questions With Phil Angelides A conversation with Financial Crisis Inquiry Chairman Phil Angelides about the report's findings and how they can help shape the industry's future.
Finance & Development June 2011	Looking Under the Hood Bank capital ratios have improved since the crisis, but mainly because banks are lending less.
The Motley Fool October 17, 2008 Alex Dumortier	Keep Your Eye On BB&T Increased credit losses don't spoil the outlook for this bank.
The Motley Fool August 10, 2006 Dan Caplinger	How the Fed Affects You Federal Reserve decisions about interest rates trickle down to everyone.
CFO June 15, 2012 Vincent Ryan	Banks Ease Terms for Business Loans Fiercer domestic competition is making U.S. banks more flexible on spreads, interest-rate floors, and other costs to borrowers.
The Motley Fool April 27, 2007 Selena Maranjian	Don't Condemn Subprime Lending ... Completely How can we fuel continued growth in homeownership rates while decreasing the number of failed mortgages and foreclosures?
The Motley Fool October 16, 2006 Joseph Khattab	Peer-to-Peer Lending Makes Waves A new trend in online lending challenges traditional banking. Peer-to-peer lending sounds like fun and games, but there's always risk involved with lending.
Bank Systems & Technology July 12, 2010 Penny Crosman	Mobile Banking Usage Nearly Doubled in Past Year, IDC Says The good news: consumers and banks have made great progress in mobile banking adoption. The bad news: it's hard for banks to make money via mobile.