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U.S. Banker October 2001 Paul Muolo	Subprime Hot Potato Subprime lending certainly has become a hot potato. While offering potentially high profits, it also carries with it a two-pronged threat. First, losses may mushroom if the economy takes a dive, as many expect. And these loans haven't been stress-tested...
U.S. Banker December 2001	Letters to the Editor Countrywide Not Desperate... Telling It Like It Is...
The Motley Fool July 13, 2007 Dan Caplinger	A Tale of Two Borrowers Unfortunately, many homeowners never consider that they may not really be able to afford the home they own. As painful as it is to give up your home, it's not worth risking financial ruin to stay in a home you can't pay for.
The Motley Fool March 19, 2007 David Lee Smith	Subprime Symptoms Starting to Spread? It seems that subprime mortgage difficulties have already started to spread. There will almost certainly be a more protracted softness for housing than we might have anticipated as recently as the final quarter of last year.
The Motley Fool March 14, 2007 David Meier	Quick Take: Subprime Scariness The process, not the outcome, is the scary part of the subprime disaster. Who's to blame? The mortgage lenders? The home sellers? The buyers themselves? (Whatever happened to caveat emptor?)
BusinessWeek May 27, 2010 Menon & Crowley	Subprime Lending Returns to the U.K. Three years after defaults on U.S. subprime mortgages sparked a devastating financial crisis, lending to borrowers with less-than-perfect credit histories is making a comeback in Britain.
The Motley Fool May 15, 2007 Dan Caplinger	Borrow Now or Borrow Never If you're thinking about buying a home, do your homework. Find a lender or mortgage broker early in the process, and get preapproved for a mortgage that will work for you.
The Motley Fool March 5, 2007 Dan Caplinger	Falling Into the Subprime Trap If any good comes from the bursting of the housing bubble, it will be that homeowners and borrowers may act more responsibly about buying property and taking on mortgage debt.
The Motley Fool March 8, 2007 Nick Kapur	Market Buzz: Opportunities in Subprime Lenders Why some in the subprime market may be better off than you think. However, as with the mortgage industry, it can get you into some pretty hairy situations. But the profits are there for those who can see through the panic.
FDIC FYI February 7, 2002	Subprime Mortgage Lending Faces the Test of a Slowing Economy Entry by FDIC-insured institutions into subprime lending as a targeted line of business was largely a phenomenon of the 1990s. These lending programs are now being tested by recession, in most cases for the first time...
The Motley Fool April 27, 2007 Selena Maranjian	Don't Condemn Subprime Lending ... Completely How can we fuel continued growth in homeownership rates while decreasing the number of failed mortgages and foreclosures?
BusinessWeek March 26, 2007 Maria Bartiromo	Inside The Mortgage Crisis CEO Angelo Mozilo says Countrywide Financial should not be lumped in with the subprime outfits that are getting hammered.
The Motley Fool September 14, 2007 Emil Lee	Fool on the Street: Capital One's Crystal Ball Capital One explains why the subprime mess has not spilled over into other consumer lending areas. Investors should take note.
The Motley Fool March 26, 2007 David Lee Smith	Here Come the Mortgage Regulators With subprime lending continuing to plummet, House and Senate hearings run the risk of further retarding a recovery in housing.
HBS Working Knowledge September 12, 2007 Nicolas P. Retsinas	Building Sandcastles: The Subprime Adventure A look at what went wrong in the subprime industry and why.
BusinessWeek September 10, 2007 Maria Bartiromo	The Heat On Countrywide Embattled Countrywide CEO Angelo Mozilo answers critics who claim the lender helped bring on the housing crisis.
The Motley Fool September 25, 2007 Buz Livingston	Dump "Liar Loans" Many lenders have either shut down or reduced their subprime lending practices in the last few months. However, isn't this a bit like closing the barn door after the horse has escaped?
The Motley Fool February 8, 2007 Nathan Parmelee	HBC Makes a Courtesy Flush All of those subprime loans from the last few years are getting ready to wreak havoc. How this story continues to play out for HSBC and other banks will be very interesting to watch. Investors, take note.
The Motley Fool August 16, 2007 John Rosevear	Buying a Home During the Storm Essentially, what's going on is that the mortgage industry -- along with Wall Street -- is rethinking the appropriate pricing for taking on the risk of a borrower with a less-than-prime credit history.
The Motley Fool March 14, 2007 Nathan Parmelee	Quick Take: No Bailouts for Anyone Some borrowers are going to suffer. That's the way the system works. Some lenders are going to suffer, too, and deservedly so. Write bad loans and you don't get your money back. The only people that deserve help are victims of outright fraud.
BusinessWeek April 11, 2005 Justin Hibbard	The Fed Eyes Subprime Loans Battles over lending to low-income, often minority, home buyers used to be about access to credit. Now they're about access to affordable credit. If new lending data hints at unfair pricing, lenders may have to take a good, hard look at their methods.
U.S. Banker May 2007 Lee Conrad	Subprime Mortgages: As the Knot Unravels, A Question Lingers: Why? Consumers and companies following their self-interest are supposed to be guiding forces that drive a capitalist economy. The recent meltdown of the subprime-mortgage market, however, raises the question of whether all participants were headed in that direction.
The Motley Fool February 15, 2008 Dan Caplinger	Can You Really Just Walk Away? Giving up on your mortgage and letting the bank foreclose on your property might seem easy, but how smart is it?
The Motley Fool July 26, 2007 Rich Greifner	The Worst Is Yet to Come Think subprime was bad? The Alt-A fallout will make the subprime situation seem like a minor chimney fire. However, there are certain types of investments that should weather the Alt-A storm just fine -- or at least better than most.
BusinessWeek March 12, 2007 Mara Der Hovanesian	Lender Woes Go Beyond Subprime Few are feeling the hangover from housing's heyday as much as subprime lenders that cater to risky borrowers.
OCC Bulletin January 31, 2001	Subprime Lending While the OCC believes that responsible subprime lending can expand credit access for consumers and offer attractive returns for bankers, during recent years institutions engaged in subprime programs have represented a disproportionate number of problem institutions...
BusinessWeek May 14, 2007 Gene G. Marcial	Accredited Home Lenders: Bottom Fishers' Delight It is not surprising that no Street analyst has a buy rating on Accredited Home Lenders Holding, one of the few still-standing companies in the besieged subprime mortgage lending business.
FDIC FYI March 28, 2002	Housing Market Strengths and Risks A report released today in the FDIC's Regional Outlook evaluates changes in mortgage underwriting during the last expansion, and the likelihood that weakening home price growth could adversely affect home borrowers and lenders...
U.S. Banker April 2007 Holly Sraeel	Tough Lessons for the Subprime Market...Again That New Century finds itself in this predicament should come as no surprise. The burning question? When will the other shoe(s) drop, and how painful will that be for the industry and investors?
The Motley Fool December 8, 2006 Mary Dalrymple	Mortgage Power for Everyone Arm yourself with information before shopping for a home loan.
The Motley Fool March 6, 2007 Emil Lee	Cleaning Up in Subprime Loan World? This sector will turn volatile, so be careful when seeing if there's any value left.
BusinessWeek June 7, 2004 Dean Foust	Look Out Below, Lenders The end of the mortgage boom is nigh -- and it could get ugly for banks and thrifts.
The Motley Fool January 12, 2004 W.D. Crotty	Countrywide's Cheap Financial services firm Countrywide looks undervalued.
BusinessWeek August 20, 2007 Jack Ewing	European Banks' Last Laugh (Extended) European lenders tend to keep the risk in-house, so they're more careful about who borrows. Home buyers take on a lot less debt.
BusinessWeek July 19, 2004 Christopher Palmeri	Lenders Switch On Their Back-Up Systems After one of the nation's largest mortgage lenders announced earnings 17% below expectations, investors wondered if the nation's three-year-long mortgage bonanza might end not with a soft landing but with an earnings-pummeling thud.
The Motley Fool April 2, 2007 Nathan Parmelee	Quick Take: Credit Tightens Outside U.S. Too Consumer credit is tightening in Japan.
U.S. Banker July 2008 Paul Muolo	The Year of Living Dangerously: Banks Cope with Fallout Subprime-origination volumes were hammered last year after concerns about delinquencies, credit quality and declining home values ravished the market.
Real Estate Portfolio Sep/Oct 2007 Dees Stribling	Coming into Focus Mortgage REITs of all stripes tighten their lending practices to improve their outlook going forward. The subprime event may mark a permanent change in the business environment for mortgage REITs, as well as mortgage lenders and investors.
U.S. Banker January 2008 Michael Sisk	Keeping The Spigot Open The fact is not lost on banks that American consumers are, by and large, still employed and paying their bills. Credit is, and will be, still available.
The Motley Fool April 18, 2007 S.J. Caplan	A Subprime Fix From Fannie and Freddie While internal housekeeping issues at Fannie and Freddie remain, one hopes that regulatory measures will not be imposed which will hamper their ability to responsibly and flexibly meet the needs of the market.
The Motley Fool July 18, 2007 Rimmy Malhotra	The Anti-Sheep of Subprime How the lessons of Enron apply to the subprime blowout. The sky is indeed falling on companies heavily invested in residential subprime mortgage-backed securities. But the emotion that has gripped this sector presents an opportunity for patient investors.
The Motley Fool March 9, 2007 Emil Lee	Shedding Some Light on Subprime Lenders An interview with the CEO of a website that provides marketing leads to mortgage companies offers a peek into the subprime world and where that market is headed. Investors, take note.
The Motley Fool June 23, 2011 Selena Maranjian	Banks Say No Thanks to Reverse Mortgages Should you do likewise?
The Motley Fool August 31, 2007 David Lee Smith	Let the Mortgage Medicine Flow Homeowners suffering as a result of their subprime loans may receive federal assistance. The forms of assistance being proposed include a push for a change to the tax code to allow the FHA to help them rework their loans. Is this assistance justified?
The Motley Fool December 10, 2009 Morgan Housel	The New Subprime Lender Please meet the FHA.
BusinessWeek January 9, 2006 Justin Hibbard	So Many Lenders, So Few Takers As housing slumps, the roof is falling in on the overbuilt mortgage industry.
The Motley Fool December 10, 2007 David Lee Smith	Let's Raise the Hood on Mortgage Lending Since we're into investigating all manner of activities, let's take a hard look at lending.
BusinessWeek January 10, 2005 Dean Foust	The Mortgage Biz Has Lost Its Fizz Goodbye, refi boom. Hello, sinking profits and industry consolidation. The roots of the industry's problems are no mystery. Mortgage activity has fallen off sharply since the Fed began hiking rates last spring.
BusinessWeek April 9, 2007 Dawn Kopecki	A Builder's Lending Under Scrutiny Federal investigators are looking into Beazer's mortgage practices.
The Motley Fool March 28, 2007 Dan Caplinger	3 Tips for Spring Homebuyers Falling home prices and upcoming rate adjustments on creative mortgages have current homeowners up against the ropes. It's a buyer's market. Take advantage!