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The Motley Fool March 5, 2007 Dan Caplinger |
Falling Into the Subprime Trap If any good comes from the bursting of the housing bubble, it will be that homeowners and borrowers may act more responsibly about buying property and taking on mortgage debt. |
U.S. Banker May 2007 Lee Conrad |
Subprime Mortgages: As the Knot Unravels, A Question Lingers: Why? Consumers and companies following their self-interest are supposed to be guiding forces that drive a capitalist economy. The recent meltdown of the subprime-mortgage market, however, raises the question of whether all participants were headed in that direction. |
The Motley Fool December 12, 2007 Dan Caplinger |
Early Christmas for Mortgage Borrowers There's some good news on the mortgage front for a change. Lending has not come to a grinding halt. In fact, for those who have good credit and qualify for standard fixed-rate loans, mortgages have actually gotten more affordable. |
The Motley Fool July 13, 2007 Dan Caplinger |
A Tale of Two Borrowers Unfortunately, many homeowners never consider that they may not really be able to afford the home they own. As painful as it is to give up your home, it's not worth risking financial ruin to stay in a home you can't pay for. |
BusinessWeek January 9, 2006 Justin Hibbard |
So Many Lenders, So Few Takers As housing slumps, the roof is falling in on the overbuilt mortgage industry. |
BusinessWeek December 11, 2006 Mara Der Hovanesian |
A Farewell To ARMs? Not Quite Yet New classes of lenders are jumping in to offer high-risk mortgages. |
The Motley Fool October 26, 2007 Dan Caplinger |
Don't Cut Off ARMs to Spite Your Face Mortgage products aren't the problem. Borrowers are. Used correctly, option ARMs provide flexibility that can be extremely helpful to borrowers whose cash flow isn't steady and predictable. |
The Motley Fool May 15, 2007 Dan Caplinger |
Borrow Now or Borrow Never If you're thinking about buying a home, do your homework. Find a lender or mortgage broker early in the process, and get preapproved for a mortgage that will work for you. |
The Motley Fool March 5, 2007 Bill Mann |
Better Catch That Cow! The feds wait until now to warn consumers about adjustable-rate mortgages? |
The Motley Fool December 10, 2007 David Lee Smith |
Let's Raise the Hood on Mortgage Lending Since we're into investigating all manner of activities, let's take a hard look at lending. |
The Motley Fool February 28, 2011 Dan Caplinger |
Why Getting a Mortgage Will Never Be the Same Lots of changes are happening to the mortgage market. |
The Motley Fool April 27, 2007 Selena Maranjian |
Don't Condemn Subprime Lending ... Completely How can we fuel continued growth in homeownership rates while decreasing the number of failed mortgages and foreclosures? |
BusinessWeek April 12, 2004 Christopher Palmeri |
Home Buyers: ARMed And Dangerous? Adjustable-rate mortgages are pulling in new buyers -- but the risks are high |
The Motley Fool August 16, 2007 John Rosevear |
Buying a Home During the Storm Essentially, what's going on is that the mortgage industry -- along with Wall Street -- is rethinking the appropriate pricing for taking on the risk of a borrower with a less-than-prime credit history. |
The Motley Fool June 23, 2011 Selena Maranjian |
Banks Say No Thanks to Reverse Mortgages Should you do likewise? |
HBS Working Knowledge September 12, 2007 Nicolas P. Retsinas |
Building Sandcastles: The Subprime Adventure A look at what went wrong in the subprime industry and why. |
The Motley Fool March 25, 2011 Selena Maranjian |
Beware This Mercurial Mortgage The potentially risky ARM home loan is once again gaining popularity. |
FDIC FYI February 7, 2002 |
Subprime Mortgage Lending Faces the Test of a Slowing Economy Entry by FDIC-insured institutions into subprime lending as a targeted line of business was largely a phenomenon of the 1990s. These lending programs are now being tested by recession, in most cases for the first time... |
BusinessWeek October 16, 2006 James Mehring |
More Scrutiny For High-Risk Mortgages New guidance put out by U.S. bank regulators warned lenders to keep up their due diligence when issuing exotic mortgages. The impact could be fewer mortgages and less demand for homes. |
The Motley Fool August 11, 2008 David Lee Smith |
Housing's Worst May Lie Ahead The unraveling of prime mortgages could delay housing's recovery. |
The Motley Fool July 14, 2008 Dan Caplinger |
Curtains for the American Dream? How trouble with Fannie and Freddie could affect your ability to get a mortgage. |
The Motley Fool February 15, 2008 Dan Caplinger |
Can You Really Just Walk Away? Giving up on your mortgage and letting the bank foreclose on your property might seem easy, but how smart is it? |
The Motley Fool January 28, 2008 Selena Maranjian |
Refinancing Catch-22 Mortgage refinancing is available ... for those who need it least. |
The Motley Fool September 6, 2007 David Lee Smith |
The Mortgage Lenders' Dual Masters Whatever steps some lenders and loan service agents are willing to take to help troubled mortgage holders, the crush of delinquencies and foreclosures, along with radically tightened credit standards in the mortgage industry, will make for a slow recovery for the U.S. housing market. |
The Motley Fool December 8, 2006 Mary Dalrymple |
Mortgage Power for Everyone Arm yourself with information before shopping for a home loan. |
The Motley Fool March 14, 2007 David Meier |
Quick Take: Subprime Scariness The process, not the outcome, is the scary part of the subprime disaster. Who's to blame? The mortgage lenders? The home sellers? The buyers themselves? (Whatever happened to caveat emptor?) |
U.S. Banker December 2001 Robert A. Bennett |
Gramlich's Words of Warning His suggested caution on subprime mortgage lending should be taken seriously... |
The Motley Fool July 9, 2009 Dan Caplinger |
Let's Stop the Housing Crisis Once and for All It's hard to believe how easily it all could have been prevented. By simply following an old-fashioned standard for taking out a mortgage loan |
U.S. Banker May 2007 Thomas P. Vartanian |
Crisis and Opportunity In Subprime Mortgage Markets Problems in the subprime mortgage business will inevitably lead to opportunities for those who can evaluate, service or manage the underlying loans, securities and real estate. |
The Motley Fool March 19, 2007 David Lee Smith |
Subprime Symptoms Starting to Spread? It seems that subprime mortgage difficulties have already started to spread. There will almost certainly be a more protracted softness for housing than we might have anticipated as recently as the final quarter of last year. |
BusinessWeek January 10, 2005 Dean Foust |
The Mortgage Biz Has Lost Its Fizz Goodbye, refi boom. Hello, sinking profits and industry consolidation. The roots of the industry's problems are no mystery. Mortgage activity has fallen off sharply since the Fed began hiking rates last spring. |
The Motley Fool January 14, 2009 Dan Caplinger |
Why the Housing Problem Isn't Going Away Low mortgage rates should be fixing everything. So why aren't they? |
BusinessWeek June 7, 2004 Dean Foust |
Look Out Below, Lenders The end of the mortgage boom is nigh -- and it could get ugly for banks and thrifts. |
The Motley Fool August 21, 2007 David Lee Smith |
The Credit Crunch on Housing Savvy investors should wait until the homebuilders' business strengthens obviously and meaningfully before accumulating positions in the group. |
The Motley Fool November 28, 2008 Dan Caplinger |
Last Call for Smart Homeowners The Fed's recent move has triggered a sharp downtick in mortgage rates. If you want to refinance, it may be now or never. |
The Motley Fool September 25, 2007 Buz Livingston |
Dump "Liar Loans" Many lenders have either shut down or reduced their subprime lending practices in the last few months. However, isn't this a bit like closing the barn door after the horse has escaped? |
BusinessWeek March 19, 2007 Peter Coy |
Under The Fed's Hammer How Fed rate hikes have turned into a regressive tax on weak borrowers. |
BusinessWeek May 27, 2010 Menon & Crowley |
Subprime Lending Returns to the U.K. Three years after defaults on U.S. subprime mortgages sparked a devastating financial crisis, lending to borrowers with less-than-perfect credit histories is making a comeback in Britain. |
The Motley Fool April 18, 2007 S.J. Caplan |
A Subprime Fix From Fannie and Freddie While internal housekeeping issues at Fannie and Freddie remain, one hopes that regulatory measures will not be imposed which will hamper their ability to responsibly and flexibly meet the needs of the market. |
The Motley Fool July 26, 2007 Rich Greifner |
The Worst Is Yet to Come Think subprime was bad? The Alt-A fallout will make the subprime situation seem like a minor chimney fire. However, there are certain types of investments that should weather the Alt-A storm just fine -- or at least better than most. |
The Motley Fool September 24, 2007 Dan Caplinger |
A Jumbo Opportunity Interest rates on jumbo mortgages rose nearly half a percentage point in August, even as regular mortgage rates were mostly coming down. Is it time to raise the jumbo loan amount minimum? |
This Old House December 2007 Keith Pandolfi |
How to Escape Mortgage Disaster If you foresee trouble making you mortgage payments next year, don't panic - there are options out there to help you stay afloat |
This Old House L. Gallant & D. Snoonian |
The Mortgage Crisis: Where to Go for Help The Fed's decision to lower interest rates means more people might be looking for home loans again. These Web-based resources can help you avoid the risky ones, and find the loan that's right for you. |
BusinessWeek April 24, 2006 Mara Der Hovanesian |
Mortgage Lenders: Who's Most At Risk As delinquency rates rise, red flags are flying over some aggressive finance outfits. |
The Motley Fool June 27, 2007 John Rosevear |
Is It Time to Buy a House Yet? The subprime mortgage mess has created a mixed blessing for potential homebuyers. |
BusinessWeek March 12, 2007 Mara Der Hovanesian |
Lender Woes Go Beyond Subprime Few are feeling the hangover from housing's heyday as much as subprime lenders that cater to risky borrowers. |
The Motley Fool October 16, 2007 Dan Caplinger |
How Not to Profit From the Mortgage Crisis It's tempting to try to profit from the irrational state of the mortgage lending market. Beware, investors, in many cases, trust deeds are extremely risky. |
The Motley Fool July 17, 2007 Sham Gad |
What Sparked the Subprime Explosion? Some really smart people have taken one asset -- the plain old mortgage -- and singlehandedly created layers and layers of financial instruments that are predicated on it. Like dominoes, one by one, these securities are now tumbling and leaving investors and homeowners to clean up the mess. |
The Motley Fool July 10, 2007 Sham Gad |
The Skinny on Subprime Just like a stock, property is undervalued at one price, fairly valued at another price, and overvalued at yet another. The goal is to buy the first, avoid the second, and sell the third. Do this, and you will never have to worry about what cycle of the market you're in. |
U.S. Banker March 2008 John Engen |
The Politics of Lending Sen. John McCain took time to present his vision of a world with simplified mortgage applications, and even suggested that the government might need to jump in to help mitigate the worsening crisis. |