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Bank Systems & Technology June 9, 2007 Maria Bruno-Britz	Federal Reserve In Deal with Unisys for Check Image Processing Feds plans to upgrade existing check image processing system will lead to greater efficiencies.
U.S. Banker November 2001 Robert A. Bennett	Fed on the Defensive The Federal Reserve is a dignified institution and its mentality is not that of a street fighter. But that's what it must become if it is to succeed in battling the private sector for dominance of the electronics payments system...
Bank Systems & Technology May 6, 2004 Cynthia Ramsaran	2004 Fed Forecast: Enhanced Electronic Payments Claudia S. Swendseid, SVP of the Fed's Financial Services Policy Committee, spoke about the organization's goals for 2004 and what it is currently doing to move the financial services industry gracefully from paper to electronic checks.
U.S. Banker November 2001 Robert A. Bennett	The Role of Government Even the most fanatic free-marketers today recognize that the government has a role to play following the terrorist attacks. But in other areas there remains a dangerous perspective. One of these is the payments system and the role the Federal Reserve should play in it...
U.S. Banker August 2010 Bob Meara	Say Goodbye to Checks A study released in 2007 showed a 4.1 percent annual decline in check usage; don t be surprised if the next study shows usage is down by 10 percent.
Bank Technology News June 2001 Patricia A. Murphy	New Push to Cut Paper Intensifies The checkless society is a fallacy, but slowly payments are going electronic...
Bank Technology News May 2005 Holly Sraeel	Nonbank Payments: Are Banks Green? Yes And No. If you take cash and payments out of the equation, who needs banks?
BusinessWeek February 16, 2004 Rich Miller	The Bond Market May Lead The Next Rate Rise Expect less focus on the Fed and more on the economy.
Knowledge@Wharton	New Payment Methods Give Old-fashioned Checks and Credit Cards a Run for Their Money Emerging technologies are currently gaining momentum while paper check usage is in decline, according to a new study by the Federal Reserve...
Bank Technology News September 2010 Michael Sisk	The Fed Gets Involved with EMV If the U.S. government mandated the switch to digital T.V., why can't it mandate that credit and debit card issuers switch from magnetic stripe cards to chip-based payment cards that require a personal identification number for additional security?
Bank Technology News May 2001 Patricia A. Murphy	Talk of the Show: Image Archive Wide-scale check imaging has seemed an elusive goal, at least for the better part of a decade. Key stumbling blocks have remained, like federal statutes that require long-term storage of commercial documents like checks...
BusinessWeek November 24, 2003 Rich Miller	Why Greenspan Will Just Let It Ride Federal Reserve Chairman Alan Greenspan will wait till there's less economic slack to raise interest rates.
The Motley Fool March 16, 2007 Mary Dalrymple	More Paper Checks Go Electronic Merchants can start quickly, electronically clearing your checks. Consumers can also opt out of the back-office conversion process, but you'll have to ask the retailer or merchant how to do so.
FDIC FYI May 25, 2004 Neil Murphy	The Impact on U.S. Banking of Payment System Changes Although the much-heralded check-less society has yet to arrive, major changes are underway in retail non-cash payment systems. Today's issue of FYI surveys the implications of the rising use of electronic payments.
BusinessWeek July 19, 2004 Rich Miller	In Greenspan's Shadow In A Term at the Fed, An Insider's View, former Federal Reserve Governor Laurence H. Meyer offers a peek at how the fed chairman wields clout.
Bank Systems & Technology February 27, 2006 Patrick K. Barron	Pay It Forward The First Vice President & COO of the Federal Reserve Bank of Atlanta talks about payments systems and Check 21.
BusinessWeek October 15, 2009 Lloyd Constantine	Let's End the Debit Card Fee-for-All The Fed needs to start exercising oversight over debit-card fees.
Bank Systems & Technology January 7, 2005 Ivan Schneider	Cut the Fee, or Wait and See? Check 21 requires the Federal Reserve to report back to Congress in April 2007 on the change in length of hold times. But the CCAF Act would accelerate that process and instruct the Fed to reduce hold times
U.S. Banker October 2006 Lee Conrad	New Industry Index Aims to Quantify The Progress of Corporate Payments Companies still make most of their payments with paper checks, but new VICOR-commissioned research suggests a major change is afoot. Restless bankers are more than ready.
The Motley Fool December 18, 2009 Adrian Rush	Do Checks Face a Final Checkmate? Britain is ready to begin phasing out check-writing. Could it happen in the U.S., too?
The Motley Fool December 2, 2004	Why Mortgage Rates Rise and Fall Remember that the money markets themselves (basic supply and demand for money at each price point) exert the biggest influence over interest rates, though the Fed is a big influence on market expectations.
IndustryWeek February 1, 2006 Michael K. Evans	Evans On The Economy: Gentle Ben? The Federal Reserve's incoming chairman confronts a choice: Suffer now or later?
The Motley Fool April 25, 2007 Mary Dalrymple	Hey, Give Me My Money! Fewer check processing sites means that, for consumers, more deposit checks get categorized as "local." That means more of your checks must be deposited under the two-day rule instead of the five-day rule.
BusinessWeek August 4, 2010 Eichenbaum & Collins	Smartphones May Soon Replace Credit Cards AT&T and Verizon Wireless are readying a mobile payment system that could render plastic obsolete.
The Motley Fool January 11, 2012 Robert Eberhard	I Will Not Use Credit Cards in 2012 After a decade in debt, the author swears off plastic for good.
The Motley Fool October 19, 2007 Tim Beyers	Why the Fed Can't Help You Be the squeaky wheel. Talk to your credit card company. It may be possible to cut your interest rate.
BusinessWeek January 19, 2004 Rich Miller	The Fed: Too Soon For A Victory Lap? Critics worry that ultralow interest rates may ultimately wind up hurting the economy.
Entrepreneur May 2008 Rosalind Resnick	Smart Moves Check out these wise ways to benefit from today's low interest rates - without hurting tomorrow.
Bank Systems & Technology January 1, 2007 Phil Britt	Consumers Favor Cards for Payments in Increasing Numbers This past year saw a significant increase in consumers' use of debit cards and prepaid cards, while credit card usage remained strong. The trend is expected to continue, insiders say, potentially creating new revenue streams for banks.
Bank Technology News March 2007 John Adams	Payments: Automation is Washing Money Orders Away Prepaid cards are the new vehicle of choice among the unbanked who have long endured high money order fees. Payments firms better take note.
National Real Estate Investor July 1, 2006 David Cardwell	Electronic Payments Accelerate Cash Flow Adept property managers are encouraging the use of electronic payments and customizing options to meet residents' needs. Electronic payments help close new business faster, accelerate the availability of funds, reduce delinquencies, and enhance security.
BusinessWeek January 31, 2005 Rich Miller	Why Greenspan Isn't That Worried Some of his colleagues see looming inflation risks. But the Fed chairman isn't likely to shift gears.
The Motley Fool April 12, 2007 Dan Caplinger	Stop Listening to the Fed Trying to understand the Federal Reserve will just get you confused. If you have a solid long-term investment plan, you shouldn't use news about the Fed to guide your trading decisions. If the noise will distract you, it's best just to tune it out.
Bank Systems & Technology August 12, 2009 Maria Bruno-Britz	Retail Payments Risk Forum Collaborates to Fight Payments Fraud The Atlanta Federal Reserve Bank's anti-fraud cooperative is designed to bring together thought leaders in the payments space to improve security.
Bank Systems & Technology December 1, 2006 Maria Bruno-Britz	Corporates Want Standardized Remittance Data in Wire Transfers Businesses would be more likely to choose wire transfers for electronic payments if they were provided with more-standardized remittance information with wire payments, according to a joint study by The Clearing House Payments Company and the Federal Reserve Bank.
BusinessWeek March 15, 2004 Rich Miller	Greenspan Unbound As the Fed Chairman's term winds down, his opinions are getting more pointed
Financial Advisor April 2008 Gregory Bresiger	Life Of The Party William Fleckenstein, hedge fund manager and author, asserts that Alan Greenspan's easy-money policies caused two bubbles, resulting in stock market and real estate crashes.
InternetNews December 12, 2007 Paul Shread	Technical Analysis: Bernanke's Big Test The Fed is facing a historic test here - and appears to realize it.
Inc. October 2008	Cleaning Up Your Credit Here are four tips for lowering your interest rate and improving your credit score.
BusinessWeek August 12, 2010 Peter Coy	The Federal Reserve Pulls a New Lever World stock markets fall a day after Fed's balance-sheet maneuver.
The Motley Fool April 27, 2011 Housel & Moscovitz	Live Blog: Bernanke's First Press Conference The Fed speaks.
U.S. Banker April 2011 Barbara A. Rehm	Excess of Reserves, Shortage of Facts The Fed alone - not actions by banks - dictates how large the reserve number is. And it is the Fed s expansion of its balance sheet that has ballooned reserve levels at banks.
Bank Systems & Technology February 1, 2007 Esther Pigg	Meeting the Corporate Challenge With corporate customers challenging their financial institutions to provide a more-integrated, end-to-end array of payments origination, information management, clearing and dispute resolution solutions, 2007 will be an exciting time in the U.S. payments industry.
U.S. Banker January 2002	Letters to The Editor Guenther of ICBA Calls Fed Role in Payments Critical... Put Loan Risk Where it Belongs... Calling Me Names? Then Call Me First... etc.
Entrepreneur October 2006 Melissa Campanelli	Plug and Pay Credit cards aren't the only way to pay online these days.
U.S. Banker August 2010 Alan Kline	A Misguided Swipe at Fees Critics of regulatory reform might say that many of its provisions don't go far enough in reining in banks or protecting consumers. As is, this is one that goes way too far.
InternetNews December 14, 2007 Paul Shread	Technical Analysis: Has the Fed Done Enough? With the Fed running out of room to cut interest rates, a look at subprime charts suggests the sector may have bottomed.
BusinessWeek December 22, 2003 Gene G. Marcial	With US Dataworks, Checks Clear Pronto Check 21, the new law allowing electronic check clearing, has been a boon to tiny American Stock Exchange-listed US Dataworks, whose stock is up from 1.50 in June to 3.24 on Dec. 10. US Dataworks makes software that lets banks transmit checks electronically.
Bank Technology News February 2007 Glen Fest	Conversion's the Word In '07 e-Payments Drive For financial institutions electronic remittance, automated exceptions, back office conversion and other breakthroughs appear on the horizon as the next phase for remote capture.
Bank Systems & Technology April 12, 2010 Penny Crosman	Payments Startup Aptys Supports ACH, Wire, Check Images The new Aptys platform PayHub will give correspondents one platform to offer payments of all types to community bank clients.