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Bank Technology News January 2001 Maria Bruno	Quiet Debut Set for Chase, BofA Checking Co. Viewpointe Archive Services, the check imaging venture formed with IBM, reportedly was to have included Wells Fargo & Co. and First Union Corp...
U.S. Banker May 2002 Mark Bruno	Digital Imaging Picks Up Steam Banks across the nation suddenly are working very hard to implement the long-promised technology of check imaging...
Bank Technology News February 1, 2008 Glen Fest	Vying for Dominance The decision to archive checks from 1,600 small and regional banks with Viewpointe gives a huge boost to the image share technology, and is the latest chapter in a struggle between the rival image technologies: image share and image exchange.
U.S. Banker September 2001 Mark Bruno	Leave Automation to Automators It's no secret the current check processing procedure is cumbersome. But before banks can make the leap from paper to digital checks, an archive is necessary to store check images and information...
The Motley Fool April 25, 2007 Mary Dalrymple	Hey, Give Me My Money! Fewer check processing sites means that, for consumers, more deposit checks get categorized as "local." That means more of your checks must be deposited under the two-day rule instead of the five-day rule.
InternetNews September 29, 2004 Clint Boulton	Digital Image Act Spells End of Check 'Float' Viewpointe is storing and retrieving digital checks in preparation for Check-21, a new act being passed next month.
Bank Technology News June 2001 Patricia A. Murphy	New Push to Cut Paper Intensifies The checkless society is a fallacy, but slowly payments are going electronic...
Bank Technology News April 2002 Lynn Koller	Making a Clear Case for Online Digital Check Imaging Web-based digital imaging is streamlining operations and enhancing customer options...
Bank Systems & Technology June 9, 2007 Maria Bruno-Britz	Federal Reserve In Deal with Unisys for Check Image Processing Feds plans to upgrade existing check image processing system will lead to greater efficiencies.
Bank Technology News January 2005 Michael Sisk	The Post-October 28 World: It's Time for a Reality Check on Check 21 Believe it or not, there are still many misconceptions about the law among the public, which banks must battle as they gradually implement new checking technology.
U.S. Banker January 2002	A Win for the Fed Even the Fed can make mistakes, as many Greenspan critics are only too happy to point out. But some mistakes can be happy ones -- and that's the good news from the Federal Reserve Bank of Boston...
Bank Technology News March 2007 Glen Fest	Image Exchange: Imaging: Are Happy Days Here at Last? Image-cleared checks have exceeded substitute items, and are expected to surpass paper-check volume by the end of the year.
Bank Systems & Technology March 7, 2005 Ivan Schneider	Making Sense of Image Exchange A number of image exchange mechanisms have arisen, in order to facilitate the participation of virtually every bank in the U.S. in image exchange.
Bank Technology News December 2002 Glen Fest	Picking Up An Expensive Check The proposed Check Clearing for the 21st Century Act, or Check 21, will be costly, especially for community banks.
Bank Systems & Technology June 23, 2006 Maria Bruno-Britz	Images On Demand, All the Time Viewpointe and IBM embark on a major upgrade to check image archive.
Bank Technology News June 1, 2008 Glen Fest	As Fed Hurries Up, Banks Catch-Up Despite major gains in image clearing in the past year only 60 percent of U.S. institutions are capable of receiving images.
Bank Technology News May 2003 Robert Kapler	Getting Serious About Check 21 Banks rev up technology as legislation gets closer
Bank Systems & Technology December 1, 2005 Maria Bruno-Britz	Check 21: Evolution, Not Revolution Originally hailed by legislators as ushering in a new era of banking, it seems the reality of Check 21 is a bit less lofty than they anticipated - so far, at least.
Bank Systems & Technology February 27, 2006 Patrick K. Barron	Pay It Forward The First Vice President & COO of the Federal Reserve Bank of Atlanta talks about payments systems and Check 21.
Bank Technology News September 2005 John Adams	Document Imaging: Tiny Scanner Aims To Help Small Banks With new scanning technology, community institutions are shedding courier trips to local Federal Reserve offices, and outsourcing is simplifying the process.
Bank Systems & Technology September 30, 2009 Maria Bruno-Britz	Viewpointe User Group Votes in Favor of Check Image Standard Check image exchange and archive services provider Viewpointe said members of the Viewpointe User Group have voted to recommend adoption of the Universal Companion Document.
Bank Systems & Technology March 30, 2004 Ivan Schneider	First Tennessee Strives for Fast Clearing Financial Fusion and Viewpointe help Memphis bank supplement FedEx service.
Bank Technology News October 2001 David Rountree	Imaging IT: A Second Look While financial services firms are leaders in the automation of document management, providers of imaging technology say their applications can do much, much more today...
U.S. Banker November 2001 Robert A. Bennett	Fed on the Defensive The Federal Reserve is a dignified institution and its mentality is not that of a street fighter. But that's what it must become if it is to succeed in battling the private sector for dominance of the electronics payments system...
Bank Systems & Technology May 6, 2004 Cynthia Ramsaran	2004 Fed Forecast: Enhanced Electronic Payments Claudia S. Swendseid, SVP of the Fed's Financial Services Policy Committee, spoke about the organization's goals for 2004 and what it is currently doing to move the financial services industry gracefully from paper to electronic checks.
Bank Systems & Technology January 29, 2005 Cynthia Ramsaran	Check Processing - Part 1: Wells Fargo Decides it is Better to Share Than to Exchange Wells Fargo has taken an ownership position in Charlotte-based Viewpointe and signed a long-term agreement to use Viewpointe's national check image archive.
Bank Systems & Technology January 3, 2006 Ivan Schneider	BofA Exec Plays Matchmaker Between Check Image Networks Two of the major players involved in the electronic exchange of check data and images, Endpoint Exchange and Viewpointe, have agreed to interconnect their respective networks at the prompting of a Bank of America executive.
U.S. Banker May 2002	Hear No Evil, See No Evil, Speak No Evil Federal Reserve Chairman Alan Greenspan clearly believes that business should be big and should be run in a clubby atmosphere. Or else he chooses not to hear, see or speak of evil...
Bank Technology News August 2003	By The Numbers One of the major effects of check-image exchange is the eventual elimination of the float. The annual value of the float is about $5 billion, say banks, even in today's low-rate environment.
U.S. Banker June 2003 Robert Kapler	Getting Serious About Check 21-Finally The average check is handled 12 times, so check image technology could sharply reduce error rates. But choosing a system depends on a bank's specific needs.
Bank Systems & Technology February 1, 2007 Esther Pigg	Meeting the Corporate Challenge With corporate customers challenging their financial institutions to provide a more-integrated, end-to-end array of payments origination, information management, clearing and dispute resolution solutions, 2007 will be an exciting time in the U.S. payments industry.
Bank Systems & Technology December 1, 2006 Maria Bruno-Britz	Deadline for Back-Office Conversion Nears, Banks, Retailers Gear Up In three months, NACHA's long-awaited rules on back-office conversion of checks officially go into effect. Retailers and billers finally will be able to convert eligible checks into Automated Clearing House payments at the point of sale.
FDIC FYI May 25, 2004 Neil Murphy	The Impact on U.S. Banking of Payment System Changes Although the much-heralded check-less society has yet to arrive, major changes are underway in retail non-cash payment systems. Today's issue of FYI surveys the implications of the rising use of electronic payments.
BusinessWeek October 15, 2009 Lloyd Constantine	Let's End the Debit Card Fee-for-All The Fed needs to start exercising oversight over debit-card fees.
U.S. Banker August 2010 Bob Meara	Say Goodbye to Checks A study released in 2007 showed a 4.1 percent annual decline in check usage; don t be surprised if the next study shows usage is down by 10 percent.
Bank Technology News September 2008 Michael Sisk	Check Duplication Vexation Allowing check conversion to electronic form has created the perfect storm of opportunity for duplicate postings.
The Motley Fool December 18, 2009 Adrian Rush	Do Checks Face a Final Checkmate? Britain is ready to begin phasing out check-writing. Could it happen in the U.S., too?
Bank Technology News March 2009 Mike Fenton	It's Time For Check Fraud Detection 2.0 Banks, financial institutions, and retailers, now more than ever, need to make use of all mechanisms available to stop fraud before it happens.
Fast Company October 2004 Alan Deutschman	The Check-Clearing Quagmire Soon, it won't take a week to clear a check. Checking will finally enter the digital era on October 28, when the Check Clearing for the 21st Century Act takes effect.
Bank Systems & Technology January 7, 2005 Ivan Schneider	Cut the Fee, or Wait and See? Check 21 requires the Federal Reserve to report back to Congress in April 2007 on the change in length of hold times. But the CCAF Act would accelerate that process and instruct the Fed to reduce hold times
The Motley Fool October 13, 2004 Selena Maranjian	Bye-Bye, Canceled Checks New "Check 21" rules may soon be changing how your bank serves you.
Bank Technology News May 2005 Holly Sraeel	Nonbank Payments: Are Banks Green? Yes And No. If you take cash and payments out of the equation, who needs banks?
The Motley Fool January 23, 2007 Selena Maranjian	Save Money With Direct Deposit At work, you might have the option of directly depositing your paycheck into your bank account. This simple convenience could leave you wealthier.
U.S. Banker October 2006 Lee Conrad	New Industry Index Aims to Quantify The Progress of Corporate Payments Companies still make most of their payments with paper checks, but new VICOR-commissioned research suggests a major change is afoot. Restless bankers are more than ready.
The Motley Fool December 12, 2007 Dan Caplinger	Is the Fed Smart, Dumb, or Both? One day, the market thinks the Federal Reserve chairman is the dumbest guy on Earth. The next morning, he's the master of the universe. The reality is somewhere in between -- but try telling that to traders who get whipsawed repeatedly.
OCC Bulletin January 8, 2007	Guidance to National Banks Concerning Schemes Involving Fraudulent Cashier's Checks This bulletin discusses factual and legal issues related to fraudulent cashier's checks, including associated risks for depositary banks, and provides recommendations to national banks for managing these risks and protecting their customers.
Bank Systems & Technology September 30, 2006 Maria Bruno-Britz	Speaking the Same Language Banks are faced with a dilemma around the extent to which they should remain in the payments business.
The Motley Fool February 19, 2008 Colleen Paulson	Who Can Save Financials Now? Help may come from an unlikely source (and no, it's not the Fed).
Bank Systems & Technology December 23, 2008 Mike Fenton	2009 Bank Tech Forecast: Banks Must Become Proactive to Stop Fraud Despite the steady decline in the number of checks written over the past few years, check fraud continues to be a major concern for banks and retailers.
The Motley Fool March 16, 2007 Mary Dalrymple	More Paper Checks Go Electronic Merchants can start quickly, electronically clearing your checks. Consumers can also opt out of the back-office conversion process, but you'll have to ask the retailer or merchant how to do so.