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Bank Technology News June 2001 Patricia A. Murphy	New Push to Cut Paper Intensifies The checkless society is a fallacy, but slowly payments are going electronic...
U.S. Banker January 2002	A Win for the Fed Even the Fed can make mistakes, as many Greenspan critics are only too happy to point out. But some mistakes can be happy ones -- and that's the good news from the Federal Reserve Bank of Boston...
Bank Technology News May 2005 Holly Sraeel	Nonbank Payments: Are Banks Green? Yes And No. If you take cash and payments out of the equation, who needs banks?
Bank Technology News October 2010 Daniel Wolfe	Small Business Clamors for P2P Consumers wont be the only ones with access to CashEdge's ACH payment services any longer. Bank of the West will be the first bank to offer its small-business customers an ACH payment service that could make costly wire transfers unnecessary.
Bank Systems & Technology March 7, 2005 Phil Britt	Breaking Down Barriers NACHA began 2005 with a new board that is developing a new strategic plan for The Electronic Payments Association and the ACH Network.
Bank Systems & Technology May 6, 2004 Cynthia Ramsaran	2004 Fed Forecast: Enhanced Electronic Payments Claudia S. Swendseid, SVP of the Fed's Financial Services Policy Committee, spoke about the organization's goals for 2004 and what it is currently doing to move the financial services industry gracefully from paper to electronic checks.
Bank Systems & Technology February 1, 2007 Esther Pigg	Meeting the Corporate Challenge With corporate customers challenging their financial institutions to provide a more-integrated, end-to-end array of payments origination, information management, clearing and dispute resolution solutions, 2007 will be an exciting time in the U.S. payments industry.
Bank Systems & Technology February 11, 2009 Katherine Burger	ACH Transaction Volume Grew in 4th Quarter of 2008 The number of ACH payments in the 4th quarter 2008 grew by 4.5 percent over the same period in 2007
Knowledge@Wharton	New Payment Methods Give Old-fashioned Checks and Credit Cards a Run for Their Money Emerging technologies are currently gaining momentum while paper check usage is in decline, according to a new study by the Federal Reserve...
U.S. Banker October 2006 Lee Conrad	New Industry Index Aims to Quantify The Progress of Corporate Payments Companies still make most of their payments with paper checks, but new VICOR-commissioned research suggests a major change is afoot. Restless bankers are more than ready.
Bank Systems & Technology June 9, 2007 Maria Bruno-Britz	Federal Reserve In Deal with Unisys for Check Image Processing Feds plans to upgrade existing check image processing system will lead to greater efficiencies.
Bank Systems & Technology October 1, 2007 Maria Bruno-Britz	U.K. Faster Payments to Change Payments World Some experts see Faster Payments as a model for the rest of the world.
Bank Technology News August 2006 Glen Fest	Online Payments: New Cardless Choices Clicking PayPal and Google expect to rule the alternative online payments space, but PIN Debit and bank-backed ACH options will abound, too.
The Motley Fool January 23, 2007 Selena Maranjian	Save Money With Direct Deposit At work, you might have the option of directly depositing your paycheck into your bank account. This simple convenience could leave you wealthier.
Bank Systems & Technology September 27, 2004 Peggy Bresnick Kendler	Clearing and Settlement Technology can be a powerful ally for banks looking to streamline their clearing and settlement processes and mitigate settlement risk. But to effectively compete in the global arena, financial institutions will have to adopt standards and work together.
National Real Estate Investor July 1, 2006 David Cardwell	Electronic Payments Accelerate Cash Flow Adept property managers are encouraging the use of electronic payments and customizing options to meet residents' needs. Electronic payments help close new business faster, accelerate the availability of funds, reduce delinquencies, and enhance security.
IEEE Spectrum June 2012 Mark Anderson	Don't Write Off Checks Like the paperless office, a check-free society is still far off
Bank Systems & Technology February 27, 2006 Patrick K. Barron	Pay It Forward The First Vice President & COO of the Federal Reserve Bank of Atlanta talks about payments systems and Check 21.
Bank Systems & Technology December 1, 2006 Maria Bruno-Britz	Deadline for Back-Office Conversion Nears, Banks, Retailers Gear Up In three months, NACHA's long-awaited rules on back-office conversion of checks officially go into effect. Retailers and billers finally will be able to convert eligible checks into Automated Clearing House payments at the point of sale.
Bank Technology News April 2010 Karen Epper Hoffman	P2P Tech Rollouts Are in Full Bloom When it comes to payments, several banks are ready to get a lot more personal. Whether customers are also ready is yet to be determined.
FDIC FYI May 25, 2004 Neil Murphy	The Impact on U.S. Banking of Payment System Changes Although the much-heralded check-less society has yet to arrive, major changes are underway in retail non-cash payment systems. Today's issue of FYI surveys the implications of the rising use of electronic payments.
Bank Systems & Technology March 10, 2004 Deena M. Amato-McCoy	WesPay/Clearing House Deal Aims For Integrated Payments Structure Processors seek economies of scale as payments landscape undergoes transformation.
The Motley Fool March 16, 2007 Mary Dalrymple	More Paper Checks Go Electronic Merchants can start quickly, electronically clearing your checks. Consumers can also opt out of the back-office conversion process, but you'll have to ask the retailer or merchant how to do so.
U.S. Banker November 2001 Robert A. Bennett	Fed on the Defensive The Federal Reserve is a dignified institution and its mentality is not that of a street fighter. But that's what it must become if it is to succeed in battling the private sector for dominance of the electronics payments system...
Bank Systems & Technology December 14, 2005 Maria Bruno-Britz	E-asy Does It The 2005/2006 Study of Consumer Payment Preferences reports that consumers choose electronic payments for the majority of their payments -- whether in stores, online or for bills.
Bank Systems & Technology February 1, 2007 Nancy Atkinson	Aite Group: Wholesale Payments to Become More Electronified in 2007 In 2007, the B2B or wholesale payments industry will show greater movement toward e-payments this year. Financial institutions and the vendors that support them will concentrate on three key opportunities.
Bank Technology News July 2008 Glen Fest	How Will Payments Ride Rails? When mobile payments become an everyday reality for banks - and few forecast otherwise - experts say there will be crucial business-line decisions on the suitability of ACH, ATM or card association networks for particular payments.
Entrepreneur October 2006 Melissa Campanelli	Plug and Pay Credit cards aren't the only way to pay online these days.
Bank Systems & Technology April 8, 2010 Penny Crosman	NACHA Reports 18.76 Billion ACH Payments in 2009 Year-over-year transaction volume is up 2.6 percent, unauthorized debit transactions are down 9%.
Bank Systems & Technology March 29, 2006 Ivan Schneider	New Opportunity in Check Conversion The Federal Reserve recently amended the Electronic Fund Transfer Act, paving the way for back office processing by merchants.
Bank Technology News April 1, 2008 Glen Fest	Processors Face `Alternative' Dilemma The emergence of online alternative payments poses a dilemma for acquirers that don't want to lose the better revenue from card processing, and who would rather not go out on a limb to pick winners among the burgeoning field of alternative payment providers.
Bank Technology News February 2007 Glen Fest	Conversion's the Word In '07 e-Payments Drive For financial institutions electronic remittance, automated exceptions, back office conversion and other breakthroughs appear on the horizon as the next phase for remote capture.
Bank Technology News January 2007 Glen Fest	Cards: Opportunities Abound In Crowded Payments Field Although credit and debit card usage accounts for more than half of all in-store purchases, a multi-trillion dollar slice of the payments market remains for the taking.
Bank Systems & Technology April 12, 2010 Penny Crosman	Payments Startup Aptys Supports ACH, Wire, Check Images The new Aptys platform PayHub will give correspondents one platform to offer payments of all types to community bank clients.
The Motley Fool April 25, 2007 Mary Dalrymple	Hey, Give Me My Money! Fewer check processing sites means that, for consumers, more deposit checks get categorized as "local." That means more of your checks must be deposited under the two-day rule instead of the five-day rule.
Bank Systems & Technology March 30, 2004 Ivan Schneider	The End of the Payments Business Moving money is easy. Providing risk, liquidity and information? Now, that's banking!
Bank Systems & Technology June 20, 2008 Maria Bruno-Britz	NACHA's McEntee to Retire as CEO; U.S. Bank's Estep to Replace Him During his two decades on the job McEntee steered the organization through significant changes to the payments landscape, not the least of which was electronic check conversion.
The Motley Fool December 18, 2009 Adrian Rush	Do Checks Face a Final Checkmate? Britain is ready to begin phasing out check-writing. Could it happen in the U.S., too?
Bank Technology News June 2007 John Adams	Payments: RBS Targets U.S. for e-Payments Business It's a huge payments player in Europe, and RBS hopes its multinational payments expertise can help it win business accounts in the United States.
Bank Technology News February 2011 John Adams	Analyze Payments, Get More Money Payments have always been a pipeline to the wallet, but Sandy Spring Bank plans to wield the latest data management tools and analysis to use "paying" as a window to the customer's financial services soul.
U.S. Banker May 2007 Kenneth Long	Reinventing the Checking Account Banks that haven't reinvented their checking accounts to better serve their customers, thus more firmly sealing them to the institutions, may soon find they have fewer customers about which to worry.
Bank Systems & Technology September 24, 2008 Orla O'Sullivan	Consumers Prefer Banks to PayPal, Survey Says Even consumers who have used PayPal would prefer to use a bank service for person-to-person payments, according to a new survey.
Bank Technology News July 2006 John Adams	Electronic Billing: Partners in Payments Creditron and MyOnlineBill.com join forces to tap the small volume market.
InternetNews November 3, 2009	PayPal Opens Up Payment Platform to Devs With PayPal X, the leading online payments company said it's banking on outside developers to lead a new wave of applications.
Bank Systems & Technology September 27, 2004 Jacob Jegher	Collaboration Conundrum As markets become increasingly global, however, there is a pressing need to fulfill the requirements of corporations participating in cross-border trade and the financial institutions that serve them.
Bank Systems & Technology February 1, 2007 Nancy Feig	Financial Institutions Must Treat Payments Processing as a Business Line to Gain Competitive Differentiation As competition in the payments space continues to heat up, more and more banks will take an enterprise-wide view of the payments business and corresponding technology.
Bank Systems & Technology September 28, 2005 Maria Bruno-Britz	Is the End of Cash at Hand? The growing comfort with digital and wireless technologies may be largely responsible for the recent upswing in e-payments. Of course, the trend has not gone unnoticed by the financial services industry.
Bank Technology News February 2001 David Rountree	For Retail Payment On The Net, Only Tradition Is Getting Traction Credit cards rule, to be sure, but bankers understand that the Internet is about choice...
Bank Systems & Technology November 5, 2009 Maria Bruno-Britz	News From BAI: S1, FIS Use Paypal for P2P Payments Both companies will offer similar person-to-person payments that leverages PayPal's global network.
Bank Systems & Technology October 31, 2008 Maria Bruno-Britz	Commercial Business May be Silver Lining for Banks in Credit Crunch Banks better ramp up business on the wholesale side if they wish to make a buck in the current economic environment.