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The Motley Fool February 23, 2006 |
Free Checking Isn't Necessarily Good If you see a bank offering free checking, you should jump in and sign up, right? Not necessarily. |
Bank Systems & Technology January 7, 2005 Ivan Schneider |
Cut the Fee, or Wait and See? Find out what the CCAF act would do for banks and banking customers. |
FDIC FYI May 25, 2004 Neil Murphy |
The Impact on U.S. Banking of Payment System Changes Although the much-heralded check-less society has yet to arrive, major changes are underway in retail non-cash payment systems. Today's issue of FYI surveys the implications of the rising use of electronic payments. |
Bank Systems & Technology November 29, 2004 Cynthia Ramsaran |
Banks Face Reduced Payments Profits Transactions will increase, but margins will decline. |
The Motley Fool December 13, 2004 |
Free Checking May Not Be Free It's hard to find fault with free checking, but when you combine it with a bank's other fees and features, the advantage may be outweighed by disadvantages. |
AskMen.com Terence Channon |
Online Banking Your bank may offer you access to more services online than you think -- services that might make your life a whole lot easier if you use them properly. |
Bank Systems & Technology July 5, 2004 Judy Ward |
Business Debit Card Marketing Heats Up North Dallas Bank is among the institutions aiming to take advantage of the payment option. |
Bank Technology News August 2007 Dan Fisher |
Pay And Settle At Warp Speed The innovation of the payment system will not be in speed, but in total end-to-end processing. |
U.S. Banker November 2006 Michael Sisk |
A Nation of Debit-ors: Paying Now, Not Later The credit-card culture seems to be drying up, as debit-card usage skyrockets. Since debit cards are linked to checking accounts, that's good news for small banks wanting to get in on the action. |
Bank Systems & Technology January 7, 2005 Ivan Schneider |
Cut the Fee, or Wait and See? Check 21 requires the Federal Reserve to report back to Congress in April 2007 on the change in length of hold times. But the CCAF Act would accelerate that process and instruct the Fed to reduce hold times |
Bank Technology News February 2001 Maria Bruno |
The Citi that Never Lets You Sleep... Banks' intentions can easily become twisted and misguided to the point where customers -- the very ones who keep them in business -- are penalized... |
AskMen.com March 2, 2003 Dan Carter |
5 Not-So-Obvious Banking Fees After reading this article, you'll have a heads-up on where banks get you good and how you can avoid extra costs as much as possible. |
U.S. Banker February 2008 Anthony Malakian |
Decoupled Relationships: The Evolution of Debit The days of decoupled debit cards are upon us. |
The Motley Fool July 19, 2005 Selena Maranjian |
Beware of Overdraft Fees Don't let your bank get rich as it makes you poorer. |
Bank Systems & Technology February 1, 2007 Kere Lewis |
Banks to Explore Channel Optimization In 2007, many banks will explore channel optimization and the alignment of products and services with sales and service delivery channels to balance a positive customer experience with the need to better control costs. |
Bank Technology News June 2004 Holly Sraeel |
If You Want Customers To Stay, Don't Charge For Bill Pay The adage "the best things in life are free" couldn't apply more than for bankers toying with reinstating fees--eventually--for on-line bill payment. |
Bank Technology News May 2005 Holly Sraeel |
Nonbank Payments: Are Banks Green? Yes And No. If you take cash and payments out of the equation, who needs banks? |
The Motley Fool May 11, 2005 Selena Maranjian |
How Big Is Your Checking Account? Why would people maintain hefty checking accounts? Several reasons. |
Bank Systems & Technology May 6, 2004 Judy Ward |
Banks Prepare Returns Processing for Check 21 Electronic check processing will speed transactions, cut costs and fight fraud. |
Bank Systems & Technology December 1, 2006 Phil Britt |
Banks to Allow E-Bill Pay Customers to Pay With Cards The growing popularity of online bill payment services presents a revenue opportunity for banks. |
Bank Systems & Technology March 30, 2007 Maria Bruno-Britz |
Retail Payments Business Moving More Toward Mobile Increasingly, banks are under pressure to provide multiple payments options to keep customers from going to the bank down the street or even to a nontraditional financial services provider. |
The Motley Fool January 28, 2005 |
How to Avoid Breaking the Bank Why pay more than you need to -- to your bank, of all things? |
Bank Systems & Technology May 4, 2005 Phil Britt |
Balancing Act There is a transition away from paper and toward electronic transactions, but banks and their corporate customers want options for making electronic payments. |
Knowledge@Wharton |
New Payment Methods Give Old-fashioned Checks and Credit Cards a Run for Their Money Emerging technologies are currently gaining momentum while paper check usage is in decline, according to a new study by the Federal Reserve... |
Bank Technology News January 2005 Michael Sisk |
The Post-October 28 World: It's Time for a Reality Check on Check 21 Believe it or not, there are still many misconceptions about the law among the public, which banks must battle as they gradually implement new checking technology. |
IEEE Spectrum June 2012 Mark Anderson |
Don't Write Off Checks Like the paperless office, a check-free society is still far off |
The Motley Fool January 20, 2011 Dayana Yochim |
Your Bank's Latest Fee Shakedown Even a high average balance won't help you escape big banks' latest round of fee increases. |
Bank Systems & Technology July 28, 2006 Maria Bruno-Britz |
Growing Rewards Since rewards programs worked so well for the credit card industry, financial institutions are looking at tying them to debit cards. |
U.S. Banker August 2006 Glen Fest |
Burn to Bloom: Is Profit in the Offing? A new credit - and debit - card enabled offering from Yodlee is a sign the Web-banking industry may finally be emerging from the bill-pay subsidy game. Or is it? |
The Motley Fool April 1, 2005 |
Shopping for a Bank? Maybe a brokerage should be your new bank. |
Bank Systems & Technology March 29, 2006 Ivan Schneider |
New Opportunity in Check Conversion The Federal Reserve recently amended the Electronic Fund Transfer Act, paving the way for back office processing by merchants. |
Bank Systems & Technology November 4, 2003 Cynthia Ramsaran |
Online Banking Comes of Age By keeping up to date with demands from online customers, banks finally are seeing increases in Internet traffic. |
Bank Systems & Technology January 29, 2008 Maria Bruno-Britz |
Evolving Card Business Presents Opportunities and Threats for Banks Rapid advances in technology, the recent IPOs of Visa and MasterCard, an uncertain economy, and shifting consumer behaviors all are converging to create a whirlwind of change -- and opportunity -- in the card space. |
Bank Systems & Technology May 3, 2005 Deena M. Amato-McCoy |
Creating Virtual Value By integrating business channels, consolidating customer histories and beefing up security, banks are improving their online offerings to provide customers with all the conveniences of branch banking in the comfort of their own homes. |
Bank Technology News April 2007 John Adams |
Loyalty Programs: Rewarding The Bank And The Customer Wooing customers has gotten expensive, involving everything from iPods to cruises. A Tennessee bank is offsetting those costs by quickly establishing deep, profitable relationships. |
The Motley Fool April 20, 2007 Selena Maranjian |
Kicking a Bank's Tires When you're checking out a bank, don't just look for the one that's offering new customers the shiniest toasters. Here are some questions to which you should seek answers. |
The Motley Fool October 13, 2004 Selena Maranjian |
Bye-Bye, Canceled Checks New "Check 21" rules may soon be changing how your bank serves you. |
Bank Systems & Technology January 1, 2007 Phil Britt |
Consumers Favor Cards for Payments in Increasing Numbers This past year saw a significant increase in consumers' use of debit cards and prepaid cards, while credit card usage remained strong. The trend is expected to continue, insiders say, potentially creating new revenue streams for banks. |
The Motley Fool April 30, 2008 Elizabeth Brokamp |
"Debit or Credit?" The cashier is waiting for your answer. Which is the better choice? Debit or credit? |
The Motley Fool June 17, 2010 Rex Moore |
The End of Free Checking? Banks have to make up for billions in revenue somehow. |
Bank Systems & Technology November 23, 2009 Maria Bruno-Britz |
This Holiday Shopping Season Will See More Debit, Less Credit Accenture Holiday Shopping Survey notes that thrifty Americans are opting to use cash/debit in their spending and that banks would do well to be mindful of these changing payment preferences. |
Bank Technology News February 2001 David Rountree |
For Retail Payment On The Net, Only Tradition Is Getting Traction Credit cards rule, to be sure, but bankers understand that the Internet is about choice... |
The Motley Fool June 12, 2007 John Rosevear |
Checking Out Checking Accounts How to steer clear of "free checking" pitfalls. |
The Motley Fool June 12, 2007 Tim Beyers |
Yield to Yourself There's a reason famed scientist Albert Einstein called compound interest the most powerful force in the universe. Get it working in your favor with the accounts you use most. |
Bank Technology News January 2004 |
By The Numbers Almost two-thirds of respondents report their household uses a personal computer to do on-line banking, an activity most prevalent among 18- to 34-year-olds, and which widens with household income. |
Bank Technology News January 2005 John Adams |
On-Line Foreign Exchange: Wells, S1 Tag Team International Trade International trade is growing by leaps and bounds for Wells Fargo, which hopes a Web-based foreign exchange alliance with S1 will place it firmly ahead of the curve as cross border business banking continues to grow. |
The Motley Fool March 4, 2008 Mary Dalrymple |
How to Waste $36 Billion Consumers with checking and savings accounts squandered away $36 billion in fees in 2006. |
The Motley Fool May 30, 2007 Dan Caplinger |
Get Paid to Save and Invest Credit cards aren't the only way to get cash back. Banks and brokers want your money, and they're willing to pay you for it. |
Bank Technology News March 2007 Glen Fest |
Relationship Rewards: Loyalty Programs That Span the Bank MasterCard's new multiple-account platform means that customers can rack up points based on their entire banking relationship-and they can even customize their own prizes. |
Bank Systems & Technology September 28, 2005 Maria Bruno-Britz |
Is the End of Cash at Hand? The growing comfort with digital and wireless technologies may be largely responsible for the recent upswing in e-payments. Of course, the trend has not gone unnoticed by the financial services industry. |