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The Motley Fool July 13, 2007 Dan Caplinger |
A Tale of Two Borrowers Unfortunately, many homeowners never consider that they may not really be able to afford the home they own. As painful as it is to give up your home, it's not worth risking financial ruin to stay in a home you can't pay for. |
U.S. Banker October 2001 Paul Muolo |
Subprime Hot Potato Subprime lending certainly has become a hot potato. While offering potentially high profits, it also carries with it a two-pronged threat. First, losses may mushroom if the economy takes a dive, as many expect. And these loans haven't been stress-tested... |
FDIC FYI February 7, 2002 |
Subprime Mortgage Lending Faces the Test of a Slowing Economy Entry by FDIC-insured institutions into subprime lending as a targeted line of business was largely a phenomenon of the 1990s. These lending programs are now being tested by recession, in most cases for the first time... |
BusinessWeek May 27, 2010 Menon & Crowley |
Subprime Lending Returns to the U.K. Three years after defaults on U.S. subprime mortgages sparked a devastating financial crisis, lending to borrowers with less-than-perfect credit histories is making a comeback in Britain. |
The Motley Fool September 14, 2007 Emil Lee |
Fool on the Street: Capital One's Crystal Ball Capital One explains why the subprime mess has not spilled over into other consumer lending areas. Investors should take note. |
The Motley Fool March 5, 2007 Dan Caplinger |
Falling Into the Subprime Trap If any good comes from the bursting of the housing bubble, it will be that homeowners and borrowers may act more responsibly about buying property and taking on mortgage debt. |
U.S. Banker July 2008 Paul Muolo |
The Year of Living Dangerously: Banks Cope with Fallout Subprime-origination volumes were hammered last year after concerns about delinquencies, credit quality and declining home values ravished the market. |
BusinessWeek September 10, 2007 Mara der Hovanesian |
Swooping Down On Subprime There's a banquet of troubled investments to pick from, but valuation is still tricky. |
The Motley Fool April 27, 2007 Selena Maranjian |
Don't Condemn Subprime Lending ... Completely How can we fuel continued growth in homeownership rates while decreasing the number of failed mortgages and foreclosures? |
U.S. Banker December 2001 Robert A. Bennett |
Gramlich's Words of Warning His suggested caution on subprime mortgage lending should be taken seriously... |
U.S. Banker May 2007 Lee Conrad |
Subprime Mortgages: As the Knot Unravels, A Question Lingers: Why? Consumers and companies following their self-interest are supposed to be guiding forces that drive a capitalist economy. The recent meltdown of the subprime-mortgage market, however, raises the question of whether all participants were headed in that direction. |
BusinessWeek April 12, 2004 Christopher Palmeri |
Home Buyers: ARMed And Dangerous? Adjustable-rate mortgages are pulling in new buyers -- but the risks are high |
U.S. Banker April 2007 Holly Sraeel |
Tough Lessons for the Subprime Market...Again That New Century finds itself in this predicament should come as no surprise. The burning question? When will the other shoe(s) drop, and how painful will that be for the industry and investors? |
The Motley Fool December 8, 2006 Mary Dalrymple |
Mortgage Power for Everyone Arm yourself with information before shopping for a home loan. |
The Motley Fool July 7, 2009 Morgan Housel |
The New Subprime All you have to do is drop the sub. |
The Motley Fool October 31, 2007 Selena Maranjian |
Mortgage Inflation: How Bad Is Bad? When adjustable-rate loans adjust upward, prepare for a big financial shock. |
U.S. Banker August 2001 Ted Cornwell |
Fears of Defaults Subprime loans are behind the fears. They have not been tested in a declining economy and analysts don't know what to expect. |
The Motley Fool March 8, 2007 Nick Kapur |
Market Buzz: Opportunities in Subprime Lenders Why some in the subprime market may be better off than you think. However, as with the mortgage industry, it can get you into some pretty hairy situations. But the profits are there for those who can see through the panic. |
The Motley Fool March 26, 2007 David Lee Smith |
Here Come the Mortgage Regulators With subprime lending continuing to plummet, House and Senate hearings run the risk of further retarding a recovery in housing. |
BusinessWeek April 16, 2007 Dawn Kopecki |
How Big Is The Bite On Fannie And Freddie? Freddie Mac's and Fannie Mae's exposure to risky loans could be bigger than they say. |
The Motley Fool February 8, 2007 Nathan Parmelee |
HBC Makes a Courtesy Flush All of those subprime loans from the last few years are getting ready to wreak havoc. How this story continues to play out for HSBC and other banks will be very interesting to watch. Investors, take note. |
U.S. Banker April 2010 Kate Berry |
Paying Seconds First Despite falling behind on mortgages, borrowers continue to make payments on home equity loans. |
The Motley Fool March 19, 2007 David Lee Smith |
Subprime Symptoms Starting to Spread? It seems that subprime mortgage difficulties have already started to spread. There will almost certainly be a more protracted softness for housing than we might have anticipated as recently as the final quarter of last year. |
The Motley Fool September 2, 2004 Selena Maranjian |
Homebuying With Good Credit, Little Cash Will this newfangled kind of mortgage help you buy a house? |
The Motley Fool March 14, 2007 David Meier |
Quick Take: Subprime Scariness The process, not the outcome, is the scary part of the subprime disaster. Who's to blame? The mortgage lenders? The home sellers? The buyers themselves? (Whatever happened to caveat emptor?) |
The Motley Fool January 25, 2008 Morgan Housel |
Rate Cut Means Refi Madness Mortgages are almost at record low rates. Does this mean we will return to the days of easy money? |
The Motley Fool August 31, 2007 David Lee Smith |
Let the Mortgage Medicine Flow Homeowners suffering as a result of their subprime loans may receive federal assistance. The forms of assistance being proposed include a push for a change to the tax code to allow the FHA to help them rework their loans. Is this assistance justified? |
BusinessWeek March 19, 2007 Peter Coy |
Under The Fed's Hammer How Fed rate hikes have turned into a regressive tax on weak borrowers. |
HBS Working Knowledge September 12, 2007 Nicolas P. Retsinas |
Building Sandcastles: The Subprime Adventure A look at what went wrong in the subprime industry and why. |
BusinessWeek December 25, 2006 Mara Der Hovanesian |
The "Foreclosure Factories" Vise The predatory tactics of some mortgage servicers are squeezing homeowners. |
BusinessWeek January 9, 2006 Justin Hibbard |
So Many Lenders, So Few Takers As housing slumps, the roof is falling in on the overbuilt mortgage industry. |
The Motley Fool September 25, 2007 Buz Livingston |
Dump "Liar Loans" Many lenders have either shut down or reduced their subprime lending practices in the last few months. However, isn't this a bit like closing the barn door after the horse has escaped? |
The Motley Fool January 10, 2007 Selena Maranjian |
Housing in 2007: Will a Bubble Burst? Now that a new year is upon us, it's a good time to think of the state of housing in America today. Here's the good news for investors -- and the bad. |
The Motley Fool July 26, 2007 Rich Greifner |
The Worst Is Yet to Come Think subprime was bad? The Alt-A fallout will make the subprime situation seem like a minor chimney fire. However, there are certain types of investments that should weather the Alt-A storm just fine -- or at least better than most. |
The Motley Fool April 20, 2007 Seth Jayson |
Quick Take: GE Announces Poorhousing Initiative Half of GE's mortgage unit is laid off. It's a real sign of the times. The party's over. |
The Motley Fool April 2, 2007 Nathan Parmelee |
M&T Bank's Rude Alt-Awakening If Alt-A loans hurt M&T's earnings, what should we expect from similar lenders? Investors, the answer will be different for each. |
The Motley Fool March 21, 2006 Selena Maranjian |
Mortgage Science Fiction Some mortgages are likely to outlive you. Think twice before signing up. |
U.S. Banker February 2003 Jeremy Quittner |
Bruised Under the Surface Debt for the distressed leads to a bumpy ride for credit card issuers like Capital One |
BusinessWeek December 11, 2006 Mara Der Hovanesian |
A Farewell To ARMs? Not Quite Yet New classes of lenders are jumping in to offer high-risk mortgages. |
The Motley Fool March 6, 2007 Emil Lee |
Cleaning Up in Subprime Loan World? This sector will turn volatile, so be careful when seeing if there's any value left. |
The Motley Fool April 4, 2008 Selena Maranjian |
Some Loans Don't Make Sense Current seven-year loans offered by car vendors help us see the folly of some loans. |
Real Estate Portfolio Sep/Oct 2007 Dees Stribling |
Coming into Focus Mortgage REITs of all stripes tighten their lending practices to improve their outlook going forward. The subprime event may mark a permanent change in the business environment for mortgage REITs, as well as mortgage lenders and investors. |
BusinessWeek April 11, 2005 Justin Hibbard |
The Fed Eyes Subprime Loans Battles over lending to low-income, often minority, home buyers used to be about access to credit. Now they're about access to affordable credit. If new lending data hints at unfair pricing, lenders may have to take a good, hard look at their methods. |
BusinessWeek March 19, 2007 Der Hovanesian & Goldstein |
Who Will Get Shredded? As the subprime business tanks, the pain is spreading to a wide swath of investors. |
The Motley Fool July 17, 2007 Sham Gad |
What Sparked the Subprime Explosion? Some really smart people have taken one asset -- the plain old mortgage -- and singlehandedly created layers and layers of financial instruments that are predicated on it. Like dominoes, one by one, these securities are now tumbling and leaving investors and homeowners to clean up the mess. |
Financial Advisor July 2007 Eric L. Reiner |
Housing Sings The Blues Real estate woes bring both worry and opportunity to the financial sector. |
The Motley Fool July 14, 2008 Dan Caplinger |
Curtains for the American Dream? How trouble with Fannie and Freddie could affect your ability to get a mortgage. |
The Motley Fool September 24, 2007 Dan Caplinger |
A Jumbo Opportunity Interest rates on jumbo mortgages rose nearly half a percentage point in August, even as regular mortgage rates were mostly coming down. Is it time to raise the jumbo loan amount minimum? |
The Motley Fool August 25, 2009 Morgan Housel |
You Call This a Cure? Cure rates on mortgage delinquencies have fallen off a cliff. Why is that, and what does it mean for banks? |
The Motley Fool October 12, 2007 Dan Caplinger |
Where's the Consumer Credit Crunch? Housing may be slowing, but borrowing is moving full speed ahead. Last month, figures for both revolving credit, such as credit card debt, and non-revolving debt, like car and student loans, rose. |