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U.S. Banker August 2010 Glen Fest	Prepay Play Exempt from a proposal to limit interchange fees, reloadable cards could soon gain more luster with banks.
The Motley Fool December 8, 2010 Dan Caplinger	Don't Let This Desperate Bank Move Snare You Banks are trying too hard to replace lost profits.
The Motley Fool June 15, 2011 Dan Caplinger	This Card Company Won't Rip You Off American Express enters the prepaid market with a low-fee card.
Bank Systems & Technology August 5, 2004 Cynthia Ramsaran	Pay Now, Buy Later Card companies look at prepaid as a third category - in addition to credit and debit.
Bank Systems & Technology February 29, 2008 Maria Bruno-Britz	KeyBank Uses Prepaid Cards to Reach Underbanked KeyBank has been courting the unbanked with its PayWorks payroll card product for more than eight years, capitalizing on this growing area of opportunity for banks.
Bank Systems & Technology January 1, 2007 Phil Britt	Consumers Favor Cards for Payments in Increasing Numbers This past year saw a significant increase in consumers' use of debit cards and prepaid cards, while credit card usage remained strong. The trend is expected to continue, insiders say, potentially creating new revenue streams for banks.
The Motley Fool January 9, 2004 Rich Smith	The Plastic Paycheck Employers are in love with payroll cards, but employees are getting jilted.
Bank Systems & Technology January 29, 2008 Maria Bruno-Britz	Evolving Card Business Presents Opportunities and Threats for Banks Rapid advances in technology, the recent IPOs of Visa and MasterCard, an uncertain economy, and shifting consumer behaviors all are converging to create a whirlwind of change -- and opportunity -- in the card space.
Bank Systems & Technology August 15, 2008 Maria Bruno-Britz	JPMorgan Introduces Prepaid Card for Workers Comp Payments The Chase Workers Compensation Card is designed to help insurance companies gain efficiencies and to provide an alternative payments method for individuals entitled to workers compensation.
Bank Systems & Technology August 13, 2009 Maria Bruno-Britz	Debit Cards 'Top of Wallet' for Consumers, Says TowerGroup The recession is impelling more Americans to turn to debit cards as a means of better controlling their spending.
BusinessWeek October 15, 2009 Lloyd Constantine	Let's End the Debit Card Fee-for-All The Fed needs to start exercising oversight over debit-card fees.
Bank Systems & Technology February 11, 2009 Orla O'Sullivan	Prepaid Debit Cards Threaten Checking Accounts: New Research One in seven consumers would do better with a card, Aite Group says, but banks can still benefit.
U.S. Banker June 2010 Glen Fest	Gift Card Gap? New rules governing fees and expiration dates have the industry sweating over higher costs-and potential shortages of the popular prepaid cards during the holidays.
The Motley Fool July 13, 2011 Neha Chamaria	How the Brand-New Debit Fee Cap Will Affect Investors Visa gives a lower fiscal 2012 outlook after the Federal Reserve's debit card fee cap announcement.
Bank Technology News November 2003	By The Numbers A big surprise is that usage of benefit and payroll cards actually increased with income level among respondents of a recent Financial Insights survey, which defies conventional wisdom.
U.S. Banker April 2007 Lee Conrad	Landing the Unbanked With Lure Aiming to Build Credit The unbanked market spends about $1 trillion a year, and banks are making a beeline for that business, particularly with prepaid cards. There are only a finite number of people, after all.
Bank Technology News January 2007 Glen Fest	Cards: Opportunities Abound In Crowded Payments Field Although credit and debit card usage accounts for more than half of all in-store purchases, a multi-trillion dollar slice of the payments market remains for the taking.
The Motley Fool September 4, 2009 Rich Smith	So How's Wal-Mart Ruining America This Week? Wal-Mart plans to exit the paper paycheck game over the course of the next few weeks, switching all employees to direct deposit if they have bank accounts, and if they do not, to "payroll cards."
Inc. January 2005 Nicole Gull	Taking the Pain Out of Payday Still cutting old-fashioned paychecks? Payroll debit cards offer a cheaper, more convenient alternative
BusinessWeek November 5, 2007 Cliff Edwards	Gift Cards with a Personal Touch Put your photo or special messages on gift cards - they're Visa's bid to regain share from stores and restaurants.
The Motley Fool April 5, 2011 Dan Caplinger	This Company Wants to Win Your Wallet The way you pay is changing. This company wants to profit from it.
U.S. Banker March 2009 Anthony Malakian	Prepaid Goes Mainstream as Adoption Increases As traditional credit becomes scarcer, even mainstream consumers are starting to use prepaid cards more frequently.
The Motley Fool February 2, 2011 Selena Maranjian	8 Million Credit Card Customers Vanish As more folks put down the plastic, will banks suffer?
Knowledge@Wharton	New Payment Methods Give Old-fashioned Checks and Credit Cards a Run for Their Money Emerging technologies are currently gaining momentum while paper check usage is in decline, according to a new study by the Federal Reserve...
AskMen.com Alex Matjanec	Credit Card Fees Since being forced to change or limit the number of fees that they can charge customers, banks and credit card companies have started to tweak their tactics and introduce new ones to keep fees flowing and customers guessing.
The Motley Fool June 21, 2006 Dan Caplinger	Travel Smart: Know the Fees When planning your trip abroad, be aware of the fees you'll get charged for your foreign-currency transactions.
The Motley Fool November 9, 2010 Dan Caplinger	Yet More Ways Banks Hate You Fees are jumping as banks work around new laws.
The Motley Fool October 26, 2011 Dan Caplinger	Get Your Fair Share of Free Bank Money Be smart and take the money from credit card offers and run.
The Motley Fool October 19, 2007 Dan Caplinger	Reap Rewards With Debit Cards Banks that have historically kept the purse strings tight on debit card rewards have started to loosen up a bit.
The Motley Fool May 24, 2010 Dan Caplinger	Visa and MasterCard's Loss Won't Be Your Gain When new laws decrease fees, you'd think most people would end up better off. Yet the much-ballyhooed new regulation on credit card interchange fees may end up doing ordinary consumers more harm than good.
U.S. Banker May 2007 Holly Sraeel	Prepaid Forecast Bodes Well for Financial Players Regulation, the ability to achieve scale and consumer-adoption rates are all factors that must be weighed in banks' prepaid plans. Still, the future of prepaid is clear. So what are banks waiting for?
U.S. Banker April 2010 Maria Aspan	Get Cash for Not Using Cash In pushing debit cards, banks are more willing to take short-term losses to encourage long-term behavior change. The goal is lasting interchange income.
Bank Technology News March 2007 John Adams	Payments: Automation is Washing Money Orders Away Prepaid cards are the new vehicle of choice among the unbanked who have long endured high money order fees. Payments firms better take note.
The Motley Fool March 11, 2011 Dan Caplinger	Make Lower Debit Card Fees Pay Off for You Banks are up in arms about lower fees, but there will be some winners.
The Motley Fool September 28, 2004 Dayana Yochim	Should You Drive Your Teen Into Debit? Lenders want a place in your kid's wallet. Maybe you should let them in.
The Motley Fool May 24, 2007 Dan Caplinger	Getting Rich on Credit Paying with plastic has simplified our lives -- but it's also made credit card companies very wealthy, and you're paying the price.
Bank Technology News December 2007	Payments: Growth of Debit-Card Use Outpaces Credit Cards Are Americans outgrowing credit cards? For the past few years, debit-card usage has grown by double digits, far ahead of credit cards. Meanwhile, check use is fading fast.
The Motley Fool May 29, 2007 Dayana Yochim	Don't Get Fleeced by Fees on Vacation How you pay -- paper vs. plastic -- can put a crimp in your spending power. There are many ways to pay when you're on the road -- traveler's checks, credit cards, ATMs, cash. The key factors to consider are cost, convenience, and safety.
The Motley Fool August 18, 2011 Dan Caplinger	Don't Fall for This Bank Bait-and-Switch Charging for debit cards makes no sense. As a customer, you owe it to yourself to make these higher fees blow up in big banks' faces.
The Motley Fool March 31, 2011 Dan Caplinger	Never Pay This Fee Again Foreign transaction fees on credit cards are starting to disappear.
BusinessWeek January 12, 2004 Dean Foust	First Data: The Power Behind The Plastic After its merger with EFS, First Data's ownership of vast electronic-payment networks will provide it with a flow of fees the other rivals to MasterCard and Visa never had.
The Motley Fool August 10, 2010 Selena Maranjian	Credit Cards' Crunch Is Retailers' Relief How limits on card-swipe fees could affect your investments.
The Motley Fool February 28, 2011 Aditi Baid	How to Profit Along With Underbanked Americans Prepaid debit cards cater to a large chunk of the underbanked American population.
The Motley Fool November 22, 2010 Tim Beyers	Walk of Shame: The Kardashian Kard A pretty face doesn't make a prepaid debit card look any better, girls.
The Motley Fool April 30, 2008 Elizabeth Brokamp	"Debit or Credit?" The cashier is waiting for your answer. Which is the better choice? Debit or credit?
The Motley Fool May 17, 2010 Morgan Housel	Congress Drops an Axe on the Credit Card Industry Why suppressed interchange fees could kill Visa and MasterCard.
Bank Systems & Technology June 24, 2008 Paula Damiano	Debit Card Growth Slows, But Opportunities for Expansion Exist While declining debit transaction growth is indicative of maturing in the marketplace, there are new avenues for debit usage -- such as business debit, bill pay and low-ticket environments -- that may see greater growth.
Bank Systems & Technology September 11, 2007 Maria Bruno-Britz	Central National Bank Finds Growth Opportunities In Prepaid Card Space Its deal with Postilion enables CNB to and process pre-paid cards for other banks and retailers.
U.S. Banker September 2010 David Evans	As Big Threats Loom, Card Issuers Need to Make Customers Happy Despite the success of the credit, debit, and prepaid cards, banks need to get over the hurt feelings and use the powerful new tools available to them to drive innovation and profits forward.
Bank Systems & Technology July 15, 2010 Penny Crosman	Banks Missing Debit Card Opportunities, Study Finds Fraud and increased regulation are seen as threats to growth; innovation in debit card programs is greatest in emerging markets.