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Bank Systems & Technology August 13, 2009 Maria Bruno-Britz	Debit Cards 'Top of Wallet' for Consumers, Says TowerGroup The recession is impelling more Americans to turn to debit cards as a means of better controlling their spending.
Bank Systems & Technology January 1, 2007 Phil Britt	Consumers Favor Cards for Payments in Increasing Numbers This past year saw a significant increase in consumers' use of debit cards and prepaid cards, while credit card usage remained strong. The trend is expected to continue, insiders say, potentially creating new revenue streams for banks.
Bank Technology News December 2007	Payments: Growth of Debit-Card Use Outpaces Credit Cards Are Americans outgrowing credit cards? For the past few years, debit-card usage has grown by double digits, far ahead of credit cards. Meanwhile, check use is fading fast.
The Motley Fool May 24, 2006 Tom Taulli	VeriFone: Doubling Down on Emerging Markets The electronic payment platform provider's market in North America is mature, but now VeriFone's leveraging its infrastructure into emerging markets. Investors, take note.
The Motley Fool October 19, 2007 Dan Caplinger	Reap Rewards With Debit Cards Banks that have historically kept the purse strings tight on debit card rewards have started to loosen up a bit.
U.S. Banker November 2006 Michael Sisk	A Nation of Debit-ors: Paying Now, Not Later The credit-card culture seems to be drying up, as debit-card usage skyrockets. Since debit cards are linked to checking accounts, that's good news for small banks wanting to get in on the action.
U.S. Banker April 2010 Maria Aspan	Get Cash for Not Using Cash In pushing debit cards, banks are more willing to take short-term losses to encourage long-term behavior change. The goal is lasting interchange income.
Bank Technology News January 2007 Glen Fest	Cards: Opportunities Abound In Crowded Payments Field Although credit and debit card usage accounts for more than half of all in-store purchases, a multi-trillion dollar slice of the payments market remains for the taking.
U.S. Banker February 2008 Anthony Malakian	Decoupled Relationships: The Evolution of Debit The days of decoupled debit cards are upon us.
Bank Systems & Technology July 28, 2006 Maria Bruno-Britz	Growing Rewards Since rewards programs worked so well for the credit card industry, financial institutions are looking at tying them to debit cards.
The Motley Fool December 8, 2010 Dan Caplinger	Don't Let This Desperate Bank Move Snare You Banks are trying too hard to replace lost profits.
Bank Systems & Technology January 29, 2008 Maria Bruno-Britz	Evolving Card Business Presents Opportunities and Threats for Banks Rapid advances in technology, the recent IPOs of Visa and MasterCard, an uncertain economy, and shifting consumer behaviors all are converging to create a whirlwind of change -- and opportunity -- in the card space.
Bank Technology News December 2004 John Adams	Cards: RBC Brings Canada's Debit Culture To U.S. RBC is the first Canadian bank to offer debit card usage in the U.S. for its Canadian customers. It's a smart move considering they use debit in droves and visit the states as a matter of course.
The Motley Fool July 13, 2011 Neha Chamaria	How the Brand-New Debit Fee Cap Will Affect Investors Visa gives a lower fiscal 2012 outlook after the Federal Reserve's debit card fee cap announcement.
The Motley Fool April 30, 2008 Elizabeth Brokamp	"Debit or Credit?" The cashier is waiting for your answer. Which is the better choice? Debit or credit?
Bank Systems & Technology October 23, 2007 Maria Bruno-Britz	Decoupled Debit Presents Threats and Opportunities to Banks While decoupled debit offers monoline issuers another avenue by which to gain customers, it could be a huge threat to banks' deposit business.
The Motley Fool April 5, 2011 Dan Caplinger	This Company Wants to Win Your Wallet The way you pay is changing. This company wants to profit from it.
U.S. Banker March 2011 Ken Paterson	Debit Rewards: A Farewell Portrait? As banks and credit unions face a significant reduction in interchange revenue under the Durbin amendment in the Dodd-Frank Act, debit rewards will certainly come under scrutiny in coming months.
U.S. Banker August 2010 Glen Fest	Prepay Play Exempt from a proposal to limit interchange fees, reloadable cards could soon gain more luster with banks.
The Motley Fool June 11, 2007 Selena Maranjian	Will That Be Credit or Debit? Think twice before assuming you're using the right card.
Bank Systems & Technology June 26, 2006 Nancy Feig	Put It on Debit, Man A new alliance between two payment giants aims to accelerate the use of branded debit cards at merchants across the country.
Bank Technology News December 2010 John Adams	Canadian Banks Take Debit Contactless Believing consumers are ready to abandon cash for small purchases, Scotiabank and RBC will be the first banks to put InteracFlash chips onto their debit cards in Canada.
The Motley Fool September 2, 2006 Elizabeth Brokamp	"Debit or Credit?" Choosing the right method of payment at the right time could save you big.
Bank Systems & Technology June 24, 2008 Paula Damiano	Debit Card Growth Slows, But Opportunities for Expansion Exist While declining debit transaction growth is indicative of maturing in the marketplace, there are new avenues for debit usage -- such as business debit, bill pay and low-ticket environments -- that may see greater growth.
Bank Systems & Technology November 23, 2009 Maria Bruno-Britz	This Holiday Shopping Season Will See More Debit, Less Credit Accenture Holiday Shopping Survey notes that thrifty Americans are opting to use cash/debit in their spending and that banks would do well to be mindful of these changing payment preferences.
Knowledge@Wharton	New Payment Methods Give Old-fashioned Checks and Credit Cards a Run for Their Money Emerging technologies are currently gaining momentum while paper check usage is in decline, according to a new study by the Federal Reserve...
The Motley Fool March 11, 2011 Dan Caplinger	Make Lower Debit Card Fees Pay Off for You Banks are up in arms about lower fees, but there will be some winners.
Bank Technology News May 2005 Holly Sraeel	Nonbank Payments: Are Banks Green? Yes And No. If you take cash and payments out of the equation, who needs banks?
Bank Systems & Technology March 30, 2007 Maria Bruno-Britz	Retail Payments Business Moving More Toward Mobile Increasingly, banks are under pressure to provide multiple payments options to keep customers from going to the bank down the street or even to a nontraditional financial services provider.
CRM April 2013 Kelly Liyakasa	Adoption Problems Plague Digital Wallets Retailers must overcome security, awareness, and integration issues.
BusinessWeek May 26, 2011 Karen Weise	Banks' New Money Machine: Prepaid Cards Cards are replacing checks for payroll and government benefits
BusinessWeek January 12, 2004 Dean Foust	First Data: The Power Behind The Plastic After its merger with EFS, First Data's ownership of vast electronic-payment networks will provide it with a flow of fees the other rivals to MasterCard and Visa never had.
Bank Technology News December 2008 Glen Fest	A Very Tenacious Idea: Online PIN Debit Acculynk provides an alternative to both signature debit/credit card options as well as non-bank payments schemes such as eBay's PayPal business.
The Motley Fool October 26, 2011 Dan Caplinger	Get Your Fair Share of Free Bank Money Be smart and take the money from credit card offers and run.
Bank Systems & Technology July 5, 2004 Judy Ward	Business Debit Card Marketing Heats Up North Dallas Bank is among the institutions aiming to take advantage of the payment option.
Bank Systems & Technology May 5, 2004 Ivan Schneider	Banks and Associations Adapt To Increased Merchant Muscle Issuers support PIN-based debit networks despite the potential impact on revenues versus signature debit.
The Motley Fool November 9, 2011 Navjot Kaur	No Slowing Down for MasterCard MasterCard posts a good third quarter
The Motley Fool June 15, 2011 Dan Caplinger	This Card Company Won't Rip You Off American Express enters the prepaid market with a low-fee card.
The Motley Fool June 30, 2011 Jim Royal	Finally, a Victory Over Wall Street Retailers won a victory against the big banks, sorta. Earlier this week, the Federal Reserve slashed the fees charged by banks for debit card transactions.
Bank Technology News April 1, 2008	Consumers Heavily Prefer One Card While many consumers carry a bunch of credit and debit cards, they generally favor one card. Issuers want to know how they can be the preferred card in that person's wallet.
Entrepreneur October 2006 Melissa Campanelli	Plug and Pay Credit cards aren't the only way to pay online these days.
Entrepreneur June 2007 Jennifer Pellet	Fight the Fee Save money with PIN-based transactions.
Bank Systems & Technology February 10, 2004 Cynthia Ramsaran	Rock, Scissors, Plastic There will be a rise in plastic payments in 2004 because of the availability of more merchants accepting credit, analysts say.
The Motley Fool May 17, 2010 Morgan Housel	Congress Drops an Axe on the Credit Card Industry Why suppressed interchange fees could kill Visa and MasterCard.
Bank Systems & Technology February 11, 2009 Orla O'Sullivan	Prepaid Debit Cards Threaten Checking Accounts: New Research One in seven consumers would do better with a card, Aite Group says, but banks can still benefit.
The Motley Fool June 21, 2006 Dan Caplinger	Travel Smart: Know the Fees When planning your trip abroad, be aware of the fees you'll get charged for your foreign-currency transactions.
The Motley Fool December 20, 2010 April Taylor	2 Stocks That May Spring a Leak Visa and MasterCard have benefited mightily from consumers' shift from paper to plastic, garnering fees on each transaction. Will these companies' moats survive 2011?
Bank Technology News March 2007 John Adams	Payments: Automation is Washing Money Orders Away Prepaid cards are the new vehicle of choice among the unbanked who have long endured high money order fees. Payments firms better take note.
U.S. Banker June 2011 Glen Fest	Fraud Fight to Take Hit? Many banks subject to the Durbin amendment are convinced debit interchange cuts will make free checking or rewards programs impossible to support.
Bank Systems & Technology September 27, 2004 Cynthia Ramsaran	Customers Not Crazy for Contactless Credit and debit card customers currently are not interested in contactless and other new card technologies.