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U.S. Banker August 2010 Glen Fest	Prepay Play Exempt from a proposal to limit interchange fees, reloadable cards could soon gain more luster with banks.
The Motley Fool December 8, 2010 Dan Caplinger	Don't Let This Desperate Bank Move Snare You Banks are trying too hard to replace lost profits.
Bank Systems & Technology August 5, 2004 Cynthia Ramsaran	Pay Now, Buy Later Card companies look at prepaid as a third category - in addition to credit and debit.
Bank Systems & Technology August 13, 2009 Maria Bruno-Britz	Debit Cards 'Top of Wallet' for Consumers, Says TowerGroup The recession is impelling more Americans to turn to debit cards as a means of better controlling their spending.
BusinessWeek May 26, 2011 Karen Weise	Banks' New Money Machine: Prepaid Cards Cards are replacing checks for payroll and government benefits
Bank Systems & Technology February 29, 2008 Maria Bruno-Britz	KeyBank Uses Prepaid Cards to Reach Underbanked KeyBank has been courting the unbanked with its PayWorks payroll card product for more than eight years, capitalizing on this growing area of opportunity for banks.
Bank Systems & Technology January 1, 2007 Phil Britt	Consumers Favor Cards for Payments in Increasing Numbers This past year saw a significant increase in consumers' use of debit cards and prepaid cards, while credit card usage remained strong. The trend is expected to continue, insiders say, potentially creating new revenue streams for banks.
Bank Technology News March 2007 John Adams	Payments: Automation is Washing Money Orders Away Prepaid cards are the new vehicle of choice among the unbanked who have long endured high money order fees. Payments firms better take note.
The Motley Fool February 28, 2011 Aditi Baid	How to Profit Along With Underbanked Americans Prepaid debit cards cater to a large chunk of the underbanked American population.
U.S. Banker March 2009 Anthony Malakian	Prepaid Goes Mainstream as Adoption Increases As traditional credit becomes scarcer, even mainstream consumers are starting to use prepaid cards more frequently.
Bank Systems & Technology July 5, 2004 Judy Ward	Business Debit Card Marketing Heats Up North Dallas Bank is among the institutions aiming to take advantage of the payment option.
Bank Technology News December 2007	Payments: Growth of Debit-Card Use Outpaces Credit Cards Are Americans outgrowing credit cards? For the past few years, debit-card usage has grown by double digits, far ahead of credit cards. Meanwhile, check use is fading fast.
Bank Systems & Technology January 29, 2008 Maria Bruno-Britz	Evolving Card Business Presents Opportunities and Threats for Banks Rapid advances in technology, the recent IPOs of Visa and MasterCard, an uncertain economy, and shifting consumer behaviors all are converging to create a whirlwind of change -- and opportunity -- in the card space.
The Motley Fool April 5, 2011 Dan Caplinger	This Company Wants to Win Your Wallet The way you pay is changing. This company wants to profit from it.
U.S. Banker May 2007 Holly Sraeel	Prepaid Forecast Bodes Well for Financial Players Regulation, the ability to achieve scale and consumer-adoption rates are all factors that must be weighed in banks' prepaid plans. Still, the future of prepaid is clear. So what are banks waiting for?
U.S. Banker April 2007 Lee Conrad	Landing the Unbanked With Lure Aiming to Build Credit The unbanked market spends about $1 trillion a year, and banks are making a beeline for that business, particularly with prepaid cards. There are only a finite number of people, after all.
U.S. Banker February 2008 Anthony Malakian	Decoupled Relationships: The Evolution of Debit The days of decoupled debit cards are upon us.
The Motley Fool April 30, 2008 Elizabeth Brokamp	"Debit or Credit?" The cashier is waiting for your answer. Which is the better choice? Debit or credit?
U.S. Banker April 2010 Maria Aspan	Get Cash for Not Using Cash In pushing debit cards, banks are more willing to take short-term losses to encourage long-term behavior change. The goal is lasting interchange income.
Bank Technology News November 2003	By The Numbers A big surprise is that usage of benefit and payroll cards actually increased with income level among respondents of a recent Financial Insights survey, which defies conventional wisdom.
BusinessWeek March 26, 2009	The Fine Print The average U.S. money market account earns an average yield of 0.33%. Such puny rates are encouraging some intrepid souls to venture into higher-yield savings and checking accounts. But these deals come with strings attached and a variety of risks.
The Motley Fool January 11, 2012 Robert Eberhard	I Will Not Use Credit Cards in 2012 After a decade in debt, the author swears off plastic for good.
The Motley Fool November 7, 2011 Morgan Housel	Goodbye, Debit Card Fees. What's Next? Still no free lunches in banking.
Bank Technology News July 2011	A Tempest in a Kiosk Though Walmart is expanding its repertoire of financial-services offerings, its kiosk merchandising poses no threat to banks.
The Motley Fool June 15, 2011 Dan Caplinger	This Card Company Won't Rip You Off American Express enters the prepaid market with a low-fee card.
The Motley Fool September 2, 2006 Elizabeth Brokamp	"Debit or Credit?" Choosing the right method of payment at the right time could save you big.
Bank Systems & Technology September 11, 2007 Maria Bruno-Britz	Central National Bank Finds Growth Opportunities In Prepaid Card Space Its deal with Postilion enables CNB to and process pre-paid cards for other banks and retailers.
The Motley Fool June 17, 2010 Rex Moore	The End of Free Checking? Banks have to make up for billions in revenue somehow.
U.S. Banker December 2010	Get Creative & Innovative As community banks confront their many challenges, some are coming up with inventive strategies to attract more deposits, generate fee income, branch more cheaply, support local businesses and improve their communities. Here are nine ideas that just might be worth borrowing.
The Motley Fool June 11, 2007 Selena Maranjian	Will That Be Credit or Debit? Think twice before assuming you're using the right card.
The Motley Fool September 28, 2004 Dayana Yochim	Should You Drive Your Teen Into Debit? Lenders want a place in your kid's wallet. Maybe you should let them in.
The Motley Fool October 19, 2007 Dan Caplinger	Reap Rewards With Debit Cards Banks that have historically kept the purse strings tight on debit card rewards have started to loosen up a bit.
The Motley Fool October 26, 2011 Dan Caplinger	Get Your Fair Share of Free Bank Money Be smart and take the money from credit card offers and run.
Bank Systems & Technology July 15, 2010 Penny Crosman	Banks Missing Debit Card Opportunities, Study Finds Fraud and increased regulation are seen as threats to growth; innovation in debit card programs is greatest in emerging markets.
U.S. Banker May 2010 Susan Kreimer	It's Money That Matters Forget the toaster or Tupperware. Banks these days are using a far more powerful incentive to reel in new depositors: cold, hard cash.
Bank Systems & Technology July 28, 2006 Maria Bruno-Britz	Growing Rewards Since rewards programs worked so well for the credit card industry, financial institutions are looking at tying them to debit cards.
U.S. Banker November 2006 Michael Sisk	A Nation of Debit-ors: Paying Now, Not Later The credit-card culture seems to be drying up, as debit-card usage skyrockets. Since debit cards are linked to checking accounts, that's good news for small banks wanting to get in on the action.
The Motley Fool January 9, 2004 Rich Smith	The Plastic Paycheck Employers are in love with payroll cards, but employees are getting jilted.
Inc. January 2005 Nicole Gull	Taking the Pain Out of Payday Still cutting old-fashioned paychecks? Payroll debit cards offer a cheaper, more convenient alternative
Bank Systems & Technology April 19, 2008 Paula Damiano	HID Global and Dynamic Card Solutions Launch CardWizard Financial Card Printing System Irvine, Calif.-based HID Global and Englewood, Colo.-based Dynamic Card Solutions have jointly launched the CardWizard FCP 20/20 financial card printing system for on-site instant issuance of debit, credit and prepaid cards.
The Motley Fool November 22, 2010 Tim Beyers	Walk of Shame: The Kardashian Kard A pretty face doesn't make a prepaid debit card look any better, girls.
Bank Technology News July 2003	By the Numbers Beyond cell phones, electronic recharge of stored-value accounts is filtering into transit, retail affinity and payroll cards. Savvy banks hope to exploit myriad options in top-end services for pre-paid products.
Bank Systems & Technology January 31, 2006 Maria Bruno-Britz	Banking for the Masses As a whole, the underbanked and unbanked account for more than 30 million Americans. That is not an insignificant number, and smart banks are redoubling their efforts in reaching out to this market.
Bank Systems & Technology January 6, 2010 Penny Crosman	Bug That Crippled 30 Million German Debit, Credit Cards Mostly Fixed Although millions of newer microchip-embedded cards have failed to comprehend the year 2010, many ATMs have been adjusted to fix the problem, card company says.
The Motley Fool March 29, 2011 Dan Caplinger	Say Goodbye to These Tightwads Banks eliminate debit-card rewards. What are they thinking?
Bank Systems & Technology June 24, 2008 Paula Damiano	Debit Card Growth Slows, But Opportunities for Expansion Exist While declining debit transaction growth is indicative of maturing in the marketplace, there are new avenues for debit usage -- such as business debit, bill pay and low-ticket environments -- that may see greater growth.
Bank Technology News January 2007 Glen Fest	Cards: Opportunities Abound In Crowded Payments Field Although credit and debit card usage accounts for more than half of all in-store purchases, a multi-trillion dollar slice of the payments market remains for the taking.
Bank Technology News December 2004 John Adams	Cards: RBC Brings Canada's Debit Culture To U.S. RBC is the first Canadian bank to offer debit card usage in the U.S. for its Canadian customers. It's a smart move considering they use debit in droves and visit the states as a matter of course.
U.S. Banker December 2010 Alan Kline	Giving Plastic a Personal Touch Getting customers to use their debit cards is increasingly important to community banks. Bank Iowa Corp. in West Des Moines is taking a more sentimental tack.
Bank Systems & Technology August 6, 2009 Nathan Conz	U.S. Bank Pilots Visa payWave on Unembossed Debit Cards U.S. Bank has launched a pilot program to instantly issue unembossed debit cards with Visa payWave technology.