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Bank Systems & Technology December 23, 2007 Nick Holland	Forecasts Underestimate the Growth Potential for Mobile Banking Services in the U.S. Even a relatively muted uptake of mobile banking services among mobile subscribers can result in impressive numbers in the U.S., where mobile subscriber penetration has reached more than 80 percent of the population.
Bank Systems & Technology December 23, 2007 Nancy Feig	Mobile Banking Experiencing Increased Adoption Mobile banking is causing a flurry of activity in the U.S. financial services industry.
Bank Technology News December 2007	Mobile banking: Are Texting Services Here to Stay or Not? Text-message banking isn't considered a killer app, but qualifies as the easiest road to launching mobile financial services.
Bank Technology News October 2007 Glen Fest	Authentication: Can You Protect Me Now? Banks have critical decisions to make regarding mobile's unique vulnerabilities, and there's been little consensus on the right security play for multi-factor authentication.
Bank Technology News June 2007 Glen Fest	Mobile Banking: Mobile Banking is Finally Almost Here. Really. An adoption surge, fueled by user technology and industry convergence, is expected to propel mobile banking's march to the financial services mainstream within three years.
Bank Systems & Technology October 30, 2007 Richard Winston	Mobile Wallet Will Take Time to Mature In U.S. Contactless payments are a transitional technology on the way to the anticipated wallet phone.
Bank Systems & Technology December 1, 2006 Deena M. Amato-McCoy	The Handheld Bank Financial institutions are tapping the potential of wireless networks and mobile devices to serve their customers. As a result, these solutions are helping banks to deliver critical account information and strengthen customer relationships.
Bank Technology News November 2006 Holly Sraeel	Hold the Phones: Mobile Commerce Is Here Firethorn Holdings' recent alliance with Cingular Wireless authorizes the Atlanta-based mobile banking and payments provider to serve as a gateway between the carrier and U.S. financial institutions.
Bank Technology News April 2008 James Van Dyke	Security Worries for P2P Mobile Mobile person-to-person payments and transfers (mobile P2P) offer an important potential income-generating step for financial institutions, if the can overcome the security concerns that worry would-be users.
Bank Systems & Technology March 30, 2004 Cynthia Ramsaran	Tripping Over Wireless Technology Banks move slowly toward adopting wireless technology as a channel and as an internal tool.
Bank Systems & Technology December 23, 2007 Maria Bruno-Britz	Wells Fargo Mobile Strategy Looks at All Customer Segments One of the first financial institutions to offer online banking, Wells Fargo now is among the pioneers of mobile banking in the United States, providing m-banking not only to its consumer customers, but to businesses as well.
Bank Systems & Technology February 1, 2007 Maria Bruno-Britz	Wachovia Offers Mobile Banking Product The bank's new product is set to provide users with anywhere access to account data.
Bank Systems & Technology August 24, 2010 Matt Gunn	Bank of the West Launches Mobile Banking New SMS-based service available to Bank of the West online banking customers.
Bank Systems & Technology February 7, 2008 Maria Bruno-Britz	ACI and mFoundy Team Up for Mobile Banking Payments solutions provider ACI Worldwide and mFoundry, makers of mobile banking solutions, announce that they will create a joint m-banking application.
Bank Technology News November 2007 Holly Sraeel	Mobile Banking 2.0: Was There a First Wave? While the benefits of mobile banking are clear, there are some issues to contend with before industry players can expect a groundswell of movement on the consumer front.
Bank Technology News August 2007 Janey Place	Mobile Banking Needs A Leader The mobile channel can invigorate products, appeal to a new demographic, lower costs and improve customer service. But, it is another in a long list of channels that banks must build and support.
InternetNews November 15, 2007 Kenneth Corbin	AT&T, Qualcomm Hope to Cash in on Mobile Banking AT&T debuts a banking service, while Qualcomm snaps up a technology vendor.
Bank Technology News September 2007 John Engen	Mobile Banking's Second Act Some in the banking industry see mobile banking as the channel of the future.
Bank Systems & Technology December 23, 2007 Maria Bruno-Britz	U.S. Mobile Financial Services Still Needs Operating Model With mobile banking on the rise in the U.S., institutions still are challenged to find the best operating model.
Bank Systems & Technology February 13, 2008 Maria Bruno-Britz	Bank of Queensland to Implement Mobile Banking The Bank of Queensland in Australia announced it will launch a mobile banking solution for customers in the first half of this year.
Bank Technology News January 2001 Louise West	Dial M For Money Western European banks are buying into wireless technology...
U.S. Banker June 2007 John Engen	Mobile Banking's Second Act After an ill-fated spate of mobile-banking initiatives earlier this decade, some banks are again rushing to offer wireless services, convinced that the technology is ready for prime time even if carrier relations and technical standards remain unresolved.
The Motley Fool November 15, 2007 Dave Mock	Qualcomm Banks on Firethorn The wireless-technology developer thinks the time for mobile banking has finally come, and spends $210 million to buy Firethorn, a privately held firm that has developed a platform to facilitate secure transactions.
Bank Technology News August 2009 Daniel Wolfe	Traditional Texts Hang Tough in a Sea of Innovation While smart phones get exponentially smarter and app stores burst at the seams, banks and consumers are not only still using basic text messaging - the mode is maturing to mainstream status.
Bank Systems & Technology June 9, 2010 Penny Crosman	Americans' Overall Cell Phone Use Dropping Overall mobile phone adoption dropped from 85% in 2009 to 74% in 2010, according to Javelin Research. But mobile-banking-friendly smart phone usage has grown 7%.
Bank Systems & Technology February 1, 2007 Kere Lewis	Banks to Explore Channel Optimization In 2007, many banks will explore channel optimization and the alignment of products and services with sales and service delivery channels to balance a positive customer experience with the need to better control costs.
Bank Technology News December 2008 Glen Fest	The Paradoxes Of Mobile Adoption A new Javelin Strategy & Research report reveals layers of paradox involving mobile banking security.
InternetNews March 28, 2007 Nicholas Carlson	Visa: Credit Goes to Mobile Payments Visa's CEO called mobile devices the most promising payment platform in the world today.
Bank Technology News March 2010 Daniel Wolfe	Channel Surfing When Wells Fargo offered text-message banking services to both online and non-online banking customers in a recent offering, it revealed a major step in distinguishing mobile from Web banking, a goal long discussed and now being put into practice.
U.S. Banker February 2007 Holly Sraeel	Hold the Phones: Mobile Commerce's Here That a Tupelo bank was the first to cut a deal with Firethorn speaks to the ubiquity of cellphones and the likelihood that consumers will use them for banking.
Bank Systems & Technology June 18, 2007 Maria Bruno-Britz	Banks Launching Mobile Banking for Commercial and Wealthy Clients Mobile banking initiatives are starting to expand beyond retail side of business.
Bank Systems & Technology November 23, 2007 Elliott C. McEntee	Mobile, Risk Management Among 2008 Payments Trends The year ahead brings with it opportunities for leadership and innovation as the financial services sector focuses on meeting the evolving needs of a consumer and business base that is plugged in, mobile and has high expectations.
Bank Systems & Technology January 1, 2007	New Products Provenir Enables Mobile Banking... Bharosa Adds Voice Verification... Experian Targets Prospects...
Entrepreneur August 2007 Catherine Seda	A Gr8 Way 2 Win Customers Get into your customers' pockets with SMS advertising.
Bank Systems & Technology July 9, 2009 Maria Bruno-Britz	Jibun Bank Takes Direct Banking to the Mobile Phone Japan's Jibun Bank uses the mobile phone as its primary delivery channel.
CRM April 2015 Leonard Klie	Text Takes Precedence as a Customer Service Preference A new generation of consumers prefers short message service to other ways to reach agents.
Bank Systems & Technology August 24, 2006 Maria Bruno-Britz	Americans Ready for Mobile Payments: Visa A recent survey conducted by Visa USA illustrates the increasing allure of mobile phones and consumers' desire to do more with them. Sixty-one percent of participants between the ages of 25 and 34 said they were interested in making purchases with their mobile phones.
Bank Technology News March 2003 John Carroll	A U.S. Boom Lays in Wait A funny thing happened on the way to the wireless banking revolution in the United States -- only a handful of users showed up.
Bank Technology News August 2008 Rebecca Sausner	Banks Down Under Monetize Mobile What's been sorely lacking in U.S. deployment of mobile banking is a revenue model; so far, the channel's been a money pit for the institutions leading the charge on implementations. Now banks look to New Zealand for a business model.
Bank Systems & Technology January 24, 2008 Maria Bruno-Britz	Mitek Launches Mobile Phone Check Capture Solution San Diego-based Mitek Systems has launched a remote check capture product for the mobile phone.
Bank Systems & Technology December 23, 2007 Maria Bruno-Britz	First National Bank Finds M-Banking Model That Works While banks in the U.S. are just getting their feet wet with mobile services, in South Africa, where few people have Internet access in their homes, but almost everyone has a mobile phone, m-banking is a competitive necessity.
Bank Technology News October 2004 Shane Kite	Electronic Payments: Turning a Cellphone Into a Mobile Wallet A hit overseas, digital-content downloads are becoming hot credit vehicles in the U.S. thanks to firms like Valista and Qpass. Banks should take this threat seriously.
Bank Technology News November 2007	Vendors Roll Out Mobile Security Just as the hype around mobile banking has reached a crescendo, the security vendors announce the release of their consumer products designed to thwart viruses and malware on mobile devices.
Bank Technology News November 2009 John Adams	HSBC's Pipe Work Sends Texts Down the Drain First Direct's erroneously sending customers text messages with other people's transaction details earlier this fall sends a message of distrust to consumers.
Bank Technology News April 1, 2008 Glen Fest	Mobile Play Puts Banks In Back Seat Mobilians International's MobiCash product allows people to charge purchases made using their mobile phones to their monthly phone bills. Ominously, for banks, it largely cuts them out of the equation.
Bank Technology News December 2001 Louise West	SWIM Makes a Splash in Mobile Banking Consumers in the Netherlands are using mobile banking services protected by digital signature security that can be loaded onto their existing WAP handsets...
InternetNews October 18, 2005 Tim Gray	Tegic Interface Continues to Get Brighter Tegic launches T9 Mobile Suite text input user interface for cell phones, smartphones and mobile devices.
Bank Systems & Technology October 30, 2007 Nancy Feig	Banks Using Mobile Phone for Out-of-Band Authentication Amid increasing pressure to protect customers online, some of the largest global banks are turning to out-of-band authentication to fortify their Web banking services.
Bank Systems & Technology March 3, 2009 Maria Bruno-Britz	Fifth Third is Awarded Two-Character Mobile Domain Name Fifth Third Bank is one of the first companies to receive a two-character mobile Internet address, something it says will help retain consistency between its Web and mobile banking channels.
Bank Technology News November 2008 Maria Trombly	Mobile Insecurity: Reality or Just hype? The increasing functionality and numbers of mobile banking platforms creates the potential for mobile banking security issues, but industry watchers have widely divergent opinions about how serious the threat really is.