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Bank Technology News February 2006 John Adams	Developing Standards: IFX Gains Speed As Message Standard Businesses are expanding and automating, and that means more systems integration. IFX may replace proprietary message formats with a simpler standard.
Bank Systems & Technology March 27, 2008 Deena M. Amato-McCoy	Interactive Financial Exchange Forum Creates Messaging Standards The IFX Forum strives for financial messaging harmonization.
Bank Systems & Technology July 22, 2007 Peggy Bresnick Kendler	Bank Execs Discuss ATM Technology Developments ATMs Technology developments and functionality enhancements, as well as emerging global economies, offer opportunities for ATM advancement.
Bank Systems & Technology July 1, 2005 Maria Bruno-Britz	Branch In a Box As financial technology matures, banks are beginning to reevaluate the manner in which they utilize their ATMs. As a result, the ATMs of the future will provide users with a much richer banking experience than ever before.
Bank Systems & Technology February 29, 2008 Maria Bruno-Britz	Select-A-Branch Takes New Approach to ATM Distribution A new business model offers financial institutions an alternative distribution method that puts a twist on the surcharge-free ATM network, allowing banks to expand their ATM networks without purchasing machines or worrying about their upkeep.
U.S. Banker January 2002 John Hackett	Squeezing Profits out of ATMs Changes in the marketplace have made it hard to make a buck with off-site ATMs, but some banks are experimenting with ways to increase revenues from their networks...
Bank Systems & Technology May 31, 2004 Cynthia Ramsaran	Check Imaging at ATMs Attracts Users A decline in ATM deposits has banks using new technology.
Bank Systems & Technology May 21, 2007 Katherine Burger	Online Banking Growth Outpacing That of Call Centers, Branches, ATMs, TowerGroup Report Says According to a recent report, online banking is increasing in use at an annual rate of 27% -- compared to 7% for the call center, 1.4% for the branch and only 0.5% for ATMs.
Bank Technology News December 2001 Brian O'Connell	ATMs Get Web Savvy Banks and retailers have found a new service channel with which to lure consumers...
Bank Technology News February 2009 Michael Sisk	Online Banking Lessons From Canada Consumer adoption of Web banking has been a major success story in Canada, leading some to wonder if that success can be duplicated south of the border.
Bank Systems & Technology February 27, 2006 Phil Britt	All-Transaction Machines? The U.S. military recently installed on bases self-service kiosks that enable military and support personnel to use smart cards in lieu of cash for purchases at military-operated concessions.
InternetNews July 14, 2004 Boulton & Kuchinskas	HP Notches $500M in Outsourcing Deals HP on Wednesday closed three new IT outsourcing contracts totaling nearly $500 million. The company inked deals with MCI, Standard Register and TD Bank Financial Group.
The Motley Fool August 15, 2006	Banking Alternatives Investors, don't think you're stuck with Federated First Financial. You might do better elsewhere.
Bank Systems & Technology August 30, 2010 Matt Gunn	TD Bank Mobile App Hits iPhone, Android Toronto-based TD Bank announces the availability of its mobile app in both the iTunes App Store and Android Market.
Knowledge@Wharton	The New New ATMs: Want Fries With Your Cash? To help increase the revenues generated by their ATMs, some banks are moving to offer services beyond mere cash withdrawals.
Bank Systems & Technology May 16, 2008 Paula Damiano	ATMs Add New Functionalities Many banks are enhancing their ATMs with new functionalities, turning them into relationship-building tools rather than cash dispensers.
U.S. Banker July 2006 Rebecca Sausner	Surcharge-Free ATMs Help Smaller Banks Compete Are community banks driving the new trend toward surcharge-free ATMs for all customers? They're certainly at the forefront-and not questioning that strategy.
Bank Systems & Technology February 10, 2004 Jim Eckenrode	The More Things Change... For big banks, retail's over half the pie.
U.S. Banker June 2007 Keith Lewis	Giving the 'You Generation' The ATM Relationship It Craves Institutions are now working to enhance the usability experience anywhere or any way consumers choose to bank: at the branch, at the ATM, on the Web and via mobile phone.
Bank Technology News September 2001 Amy Newell	ATMs: The New Role Models Banks should ready their ATM fleets to explore new frontiers in service...
Bank Technology News June 2010 John Adams	Reaching for Apps Beyond Banking They're one of the last top 10 North American banks to launch mobile banking, but TD Bank is hoping to leapfrog the competition with plans to offer a range of other ancillary services via the smartphone platform.
Bank Technology News August 2007 John Adams	ATMs: Pushing the Envelope, Straight into the Dustbin Wells Fargo and Bank of America are among the banks slowly deploying technology that allows for envelope-free cash deposits, a move that could shorten lines at branches.
Bank Technology News March 2010 Karen Epper Hoffman	ATMs Get More Connected Automated teller machines may no longer be the one-trick pony of banking.
Bank Technology News January 2002 Daniel Joelson	Latin America Set For ATM Spike Consumer demand is making Latin banks reassess their ATM strategies...
The Motley Fool January 3, 2006 Selena Maranjian	That ATM May Be Dangerous A thief behind you shouldn't be your only ATM concern. Here's what savvy personal bankers know about ATM charges.
AskMen.com April 29, 2001 Luis Rodrigues	How To Avoid ATM Fees We've all heard about the dreaded ATM fees. Everyone talks about how bad and how ridiculously high they are, but forgets how convenient and fast they really are...
U.S. Banker February 2002 Mark Bruno	ATMs Learn New Tricks Visually impaired people have learned how to bank at ATMs the hard way, but talking ATMs represent a very real solution to a problem that has plagued automated banking for years...
AskMen.com March 2, 2003 Dan Carter	5 Not-So-Obvious Banking Fees After reading this article, you'll have a heads-up on where banks get you good and how you can avoid extra costs as much as possible.
Bank Technology News May 2001 David Rountree	Advertising Via ATM: Make It Quick Advertising using ATMs represents a viable revenue opportunity, recent consumer research indicates. But pity the bank that makes its customers wait longer in order to pitch them at the automated teller machines...
The Motley Fool August 8, 2007 Mary Dalrymple	Cut the Cost of Cash Some banks charge $4.25 to withdraw cash from ATM's. That is way too much to pay for your own money. Starting immediately, here are five things you can do to avoid those ATM fees.
Bank Systems & Technology March 30, 2007 Nancy Feig	First Charter Bank Enables Remote ATM Access Remote Office allows First Charter to connect via TCP/IP to an ATM and can be used to remotely perform maintenance. It is also compatible with First Charter's Diebold ATMs as well as ATMs from other vendors.
Bank Technology News August 2010 John Adams	BECU Gets New insight into its ATMS When members of Boeing Employees Credit Union visit the institution in person, chances are they're using an ATM. The airplane manufacturer's 650,000-member credit union only has two branches, putting ATMs in the pilot's seat when it comes to customer experience.
InternetNews October 3, 2005 David Needle	HP: Lesser-Known Assets Fuel Growth With a new CEO in place and a massive layoff behind it, Hewlett-Packard is counting on a variety of deep assets to carry it far.
U.S. Banker January 2011 Marian Raab	Why TD Ended Free-For-All Service TD Bank, which bills itself as America s Most Convenient Bank, just became a little less convenient-at least for noncustomers.
The Motley Fool September 14, 2007 Dan Caplinger	Those Dirty Banks! Banks can raise their ATM fees, but you don't have to pay them.
Bank Technology News February 2011 John Adams	Wells Makes Tracks For The Future ATM Cash Tracker is a new PFM-style product at Wells that allows users to set budgets and track monthly ATM usage on screen.
InternetNews September 18, 2008 Richard Adhikari	Internal HP Memo Details New Strategies On the heels of its announcement that it will cut more than 24,000 jobs as it integrates outsourcing giant EDS, Hewlett-Packard is also reorganizing its software and services offerings.
Bank Systems & Technology April 1, 2005 Phil Britt	Circle the Wagons The most recent high-tech effort to curb ATM theft has been the implementation of the Triple DES data encryption standard, which uses three separate 56-bit keys to encrypt and decrypt messages.
InternetNews December 21, 2007 Kenneth Corbin	A 'Building Year' For Mobile Banking Research firm Celent looks ahead to the coming year in banking technology.
U.S. Banker August 2008 John Adams	TD Bank's ATM Network Reduces Carbon Footprint When customers use one of Toronto Dominion Bank's 2,600 ATMs across Canada, they'll also be making an investment of sorts in that country's use of renewable energy.
Bank Technology News October 2001 Louise West	European ATM Growth Continues New regions are seeing a surge in the appearance of the machines as the market matures in most of Western Europe's largest countries...
The Motley Fool October 4, 2007 Emil Lee	What's in Store for Commerce Bancorp? Toronto-Dominion Bank buys Commerce Bancorp, scooping up their 444 branches with an average of $100 million in deposits per branch, as well as a company adept at growing and gathering deposits. Investors, take note.
The Motley Fool February 12, 2008 Dan Caplinger	Where You'll Find the Best Rates As customers have moved to the Internet for financial solutions, banks have paid attention.
Bank Systems & Technology January 7, 2005 Cynthia Ramsaran	Automated Augmentation According to the study, ATM total deployment worldwide reached more than 1.3 million terminals in 2003. RBR predicts that global ATM installations will grow to 1.7 million by 2009.
Bank Systems & Technology March 7, 2005 Ivan Schneider	A Token Effort With Internet banking, our homes and offices have become the equivalent of ATM lobbies - minus the consistent security measures.
The Motley Fool May 30, 2006 Selena Maranjian	Ralph Nader on Credit Cards Consumer advocate Nader doesn't have a credit card. Should you?
Bank Systems & Technology August 4, 2004 Ivan Schneider	Storm Clouds for the ATM Channel Not only have ATMs stopped gaining converts, but they have also begun to lose customers to the debit card.
Bank Systems & Technology November 13, 2009 Katherine Burger	Going Public With Core Systems Conversion Problems When TD Bank issued a public apology for systems and service glitches that occurred when the institution undertook conversion to a single core system following its merger with Commerce Bank, it underscored why core systems upgrades and replacements don't happen very often.
The Motley Fool September 1, 2011 Zeeshan Siddique	How Toronto-Dominion Is Capitalizing on U.S. Banks' Woes Acquisition of MBNA Canada's credit card business will boost TD Bank's growth.
Wall Street & Technology January 23, 2007 Cory Levine	Chauvin Promoted to CRO at TD Mark Chauvin, a veteran of TD Bank Financial Group, has been appointed as EVP of risk management and chief risk officer for the firm.