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Bank Systems & Technology March 31, 2005 Phil Britt	Automated Teller Machines for the 21st Century Though ATMs were first introduced in the '70s, today, most banks still rely on pretty much the same technology, which offers hard-to-read text menus, limited account information and slow processing times. But Wells Fargo Bank is changing all that.
Bank Technology News December 2001 Brian O'Connell	ATMs Get Web Savvy Banks and retailers have found a new service channel with which to lure consumers...
Bank Systems & Technology July 1, 2005 Maria Bruno-Britz	Branch In a Box As financial technology matures, banks are beginning to reevaluate the manner in which they utilize their ATMs. As a result, the ATMs of the future will provide users with a much richer banking experience than ever before.
Bank Systems & Technology May 16, 2008 Paula Damiano	ATMs Add New Functionalities Many banks are enhancing their ATMs with new functionalities, turning them into relationship-building tools rather than cash dispensers.
Knowledge@Wharton	The New New ATMs: Want Fries With Your Cash? To help increase the revenues generated by their ATMs, some banks are moving to offer services beyond mere cash withdrawals.
U.S. Banker February 2002 Mark Bruno	ATMs Learn New Tricks Visually impaired people have learned how to bank at ATMs the hard way, but talking ATMs represent a very real solution to a problem that has plagued automated banking for years...
Bank Technology News August 2007 John Adams	ATMs: Pushing the Envelope, Straight into the Dustbin Wells Fargo and Bank of America are among the banks slowly deploying technology that allows for envelope-free cash deposits, a move that could shorten lines at branches.
U.S. Banker January 2002 John Hackett	Squeezing Profits out of ATMs Changes in the marketplace have made it hard to make a buck with off-site ATMs, but some banks are experimenting with ways to increase revenues from their networks...
Bank Systems & Technology May 31, 2004 Cynthia Ramsaran	Check Imaging at ATMs Attracts Users A decline in ATM deposits has banks using new technology.
Bank Technology News May 2001 David Rountree	Advertising Via ATM: Make It Quick Advertising using ATMs represents a viable revenue opportunity, recent consumer research indicates. But pity the bank that makes its customers wait longer in order to pitch them at the automated teller machines...
Bank Systems & Technology December 20, 2007 Nancy Feig	Chase Begins Converting Its ATM Fleet to No-Envelope Machines As part of an initiative to upgrade or replace 5,000 envelope-based, deposit-taking ATMs with image-based machines, Chase is rolling out 900 no-envelope ATMs.
The Motley Fool January 9, 2011 Andrew Bond	Invest in Banking Growth Without Buying a Bank NCR is a play on the growth of ATMs worldwide.
Bank Systems & Technology February 29, 2008 Maria Bruno-Britz	Select-A-Branch Takes New Approach to ATM Distribution A new business model offers financial institutions an alternative distribution method that puts a twist on the surcharge-free ATM network, allowing banks to expand their ATM networks without purchasing machines or worrying about their upkeep.
Bank Technology News March 2010 Karen Epper Hoffman	ATMs Get More Connected Automated teller machines may no longer be the one-trick pony of banking.
Bank Technology News January 2001 David Gosnell	Diebold Makes Peace With Advocates For Blind Committing to make all of its ATMs voice operated, Diebold is the first manufacturer to accommodate the demands of a stubbornly determined lobby for the disabled...
Bank Systems & Technology March 31, 2005 Phil Britt	Higher Education Hooking customers at a young age is a sure way to build future business. WSFS Bank, a subsidiary of WSFS Financial Corp. saw an opportunity to capture the business of students at the University of Delaware by providing low-cost remote channels for most of their banking needs.
Bank Systems & Technology July 22, 2007 Peggy Bresnick Kendler	Bank Execs Discuss ATM Technology Developments ATMs Technology developments and functionality enhancements, as well as emerging global economies, offer opportunities for ATM advancement.
Bank Technology News September 2001 Amy Newell	ATMs: The New Role Models Banks should ready their ATM fleets to explore new frontiers in service...
Bank Systems & Technology February 1, 2007 Jonathan Velline	At Your (Self) Service Banks' top priority should be developing self-service solutions that improve service and add tangible value for customers.
Bank Systems & Technology April 1, 2005 Phil Britt	Circle the Wagons The most recent high-tech effort to curb ATM theft has been the implementation of the Triple DES data encryption standard, which uses three separate 56-bit keys to encrypt and decrypt messages.
Bank Technology News August 2010 John Adams	BECU Gets New insight into its ATMS When members of Boeing Employees Credit Union visit the institution in person, chances are they're using an ATM. The airplane manufacturer's 650,000-member credit union only has two branches, putting ATMs in the pilot's seat when it comes to customer experience.
Bank Technology News January 2002 Daniel Joelson	Latin America Set For ATM Spike Consumer demand is making Latin banks reassess their ATM strategies...
Bank Technology News February 2011 John Adams	Wells Makes Tracks For The Future ATM Cash Tracker is a new PFM-style product at Wells that allows users to set budgets and track monthly ATM usage on screen.
The Motley Fool January 3, 2006 Selena Maranjian	That ATM May Be Dangerous A thief behind you shouldn't be your only ATM concern. Here's what savvy personal bankers know about ATM charges.
Bank Technology News February 2007 John Adams	Instant Issuance: Branch-Issued Cards Ripe for Rollout With new cost advantages and additional interchange for the taking, credit and debit issuance at the branch is getting another look with banks.
The Motley Fool October 27, 2010 Andrew Bond	An Alternative to the Invincible (and Extremely Pricey) Netflix The physical distribution of DVDs and other entertainment is not exactly going to go away anytime soon, and NCR is in a strong position to serve this market.
Bank Technology News November 2010 Sean Sposito	8-Diebold "What Diebold is about isn't just about an ATM. What we are about is the managing of complex networks and systems," said Diebold Inc.'s chief executive. "When you look underneath the covers of what we do, it's the ability for people to be very efficient."
The Motley Fool September 14, 2007 Dan Caplinger	Those Dirty Banks! Banks can raise their ATM fees, but you don't have to pay them.
AskMen.com April 29, 2001 Luis Rodrigues	How To Avoid ATM Fees We've all heard about the dreaded ATM fees. Everyone talks about how bad and how ridiculously high they are, but forgets how convenient and fast they really are...
Bank Technology News October 2001 Louise West	European ATM Growth Continues New regions are seeing a surge in the appearance of the machines as the market matures in most of Western Europe's largest countries...
Bank Systems & Technology March 31, 2010 Penny Crosman	BofA Installs Talking ATMs The bank's 18,000 ATMs are all now equipped with audio equipment and headsets to enable visually impaired customers to use the machines.
The Motley Fool August 8, 2007 Mary Dalrymple	Cut the Cost of Cash Some banks charge $4.25 to withdraw cash from ATM's. That is way too much to pay for your own money. Starting immediately, here are five things you can do to avoid those ATM fees.
Bank Technology News March 2003 Mark Bruno	An ATM with a Room to Sublet Key's "Agent Bank" program opens the field for small institutions wanting to expand their network of fee-free ATMs.
Bank Systems & Technology January 29, 2008 Maria Bruno-Britz	Evolving Card Business Presents Opportunities and Threats for Banks Rapid advances in technology, the recent IPOs of Visa and MasterCard, an uncertain economy, and shifting consumer behaviors all are converging to create a whirlwind of change -- and opportunity -- in the card space.
Bank Technology News May 2005 Holly Sraeel	Nonbank Payments: Are Banks Green? Yes And No. If you take cash and payments out of the equation, who needs banks?
The Motley Fool June 21, 2006 Dan Caplinger	Travel Smart: Know the Fees When planning your trip abroad, be aware of the fees you'll get charged for your foreign-currency transactions.
Bank Technology News September 2001 Maria Bruno	Biometrics Are Too Hot to Handle Despite high hopes, bankers are still all talk when it comes to identification technology...
Bank Systems & Technology August 3, 2005 Maria Bruno-Britz	Milk, Bread, Pay Cable Bill Banks should view retail services such as Info Touch's TIO Network as a first step for consumers who currently do not bank. If a bank forms a relationship with a retailer, when consumers are ready for more services, the bank will be right there, whether it's behind the scenes or up-front.
Bank Systems & Technology January 31, 2006 Maria Bruno-Britz	Prepping for Prime Time For technology, the world of banking can be likened to a major movie production in which scores of actors clamor for only a few coveted spots. There are, however, scattered among the extras, a few stars waiting for someone with a careful eye to recognize their potential.
AskMen.com March 2, 2003 Dan Carter	5 Not-So-Obvious Banking Fees After reading this article, you'll have a heads-up on where banks get you good and how you can avoid extra costs as much as possible.
Bank Systems & Technology March 30, 2007 Nancy Feig	TD Bank Financial Group Rolls Out ATMs With IFX Through an outsourcing deal with HP, TD Bank becomes the first to use IFX standards in all its ATMs.
Bank Systems & Technology March 27, 2008 Nancy Feig	Banks Adopting More Strategies to Court Underbanked Banks' interest in helping the underbanked isn't entirely altruistic. While the average account of an underbanked person may not seem substantial, as a group, the underbanked spend at least $13 billion per year on non-bank financial transactions.
U.S. Banker July 2006 Rebecca Sausner	Surcharge-Free ATMs Help Smaller Banks Compete Are community banks driving the new trend toward surcharge-free ATMs for all customers? They're certainly at the forefront-and not questioning that strategy.
U.S. Banker April 2007 Lee Conrad	Landing the Unbanked With Lure Aiming to Build Credit The unbanked market spends about $1 trillion a year, and banks are making a beeline for that business, particularly with prepaid cards. There are only a finite number of people, after all.
BusinessWeek May 2, 2005 Dean Foust	Banks: "Protection" Racket? As overdraft and other fees become huge profit sources for banks, critics see abuses. And most troubling to consumer activists is that most of the new fees fall on the poorest consumers.
Bank Technology News July 2008 Anthony Malakian	Can Next Generation ATMs Lure Deposits? For banks investing in expensive image-scanning ATMs to encourage deposits, a big question is whether fraud at existing ATMs will curtail adoption.
Bank Technology News November 2010 Sean Sposito	Self-Service (R)Evolution "Branches are the number one or number two predictor of deposit growth. Branch convenience is the number one or number two reason that customers chose a bank," says Jed Taylor, vp of uGenius.
Bank Technology News October 2001 Louise West	ATMs Key to Currency Switch Europe's ATM makers have a pivotal role to play in ensuring the smooth transition from national currency to the new euro notes and coins come New Year's Day 2002...
Bank Systems & Technology May 1, 2006 Larry Greenemeier	Growth Can Be Risky Business Most banks are expecting healthy growth over the next few years on the strength of their retail banking operations, according to a recent study. But are banks focusing enough on the issue of data security?
Bank Systems & Technology November 29, 2004 Ivan Schneider	Wells Fargo and S1 Launch Correspondent FX Service Business customers gain expanded opportunties, facilitated by Web services.