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Bank Systems & Technology January 1, 2007 Phil Britt	Consumers Favor Cards for Payments in Increasing Numbers This past year saw a significant increase in consumers' use of debit cards and prepaid cards, while credit card usage remained strong. The trend is expected to continue, insiders say, potentially creating new revenue streams for banks.
Bank Systems & Technology August 26, 2009 Nathan Conz	GreenBank Offers Unembossed Debit Cards GreenBank has implemented Dynamic Card Solutions' software and flat card printers to instantly issue unembossed MasterCard debit cards at the branch level.
Bank Systems & Technology June 26, 2006 Deena M. Amato-McCoy	Back to School As part of its customer acquisition strategy, Charlotte, N.C.-based Wachovia saw an opportunity to leverage the growing demand for debit card products among college students by issuing an all-in-one campus card that can be used as a student ID, ATM card and Visa Check debit card.
Bank Technology News May 2005 Holly Sraeel	Nonbank Payments: Are Banks Green? Yes And No. If you take cash and payments out of the equation, who needs banks?
U.S. Banker November 2006 Michael Sisk	A Nation of Debit-ors: Paying Now, Not Later The credit-card culture seems to be drying up, as debit-card usage skyrockets. Since debit cards are linked to checking accounts, that's good news for small banks wanting to get in on the action.
The Motley Fool October 19, 2007 Dan Caplinger	Reap Rewards With Debit Cards Banks that have historically kept the purse strings tight on debit card rewards have started to loosen up a bit.
Bank Systems & Technology May 5, 2004 Ivan Schneider	Banks and Associations Adapt To Increased Merchant Muscle Issuers support PIN-based debit networks despite the potential impact on revenues versus signature debit.
Bank Systems & Technology April 19, 2008 Paula Damiano	HID Global and Dynamic Card Solutions Launch CardWizard Financial Card Printing System Irvine, Calif.-based HID Global and Englewood, Colo.-based Dynamic Card Solutions have jointly launched the CardWizard FCP 20/20 financial card printing system for on-site instant issuance of debit, credit and prepaid cards.
Bank Systems & Technology January 29, 2008 Maria Bruno-Britz	Evolving Card Business Presents Opportunities and Threats for Banks Rapid advances in technology, the recent IPOs of Visa and MasterCard, an uncertain economy, and shifting consumer behaviors all are converging to create a whirlwind of change -- and opportunity -- in the card space.
Bank Systems & Technology July 22, 2007 Peggy Bresnick Kendler	Bank Execs Discuss ATM Technology Developments ATMs Technology developments and functionality enhancements, as well as emerging global economies, offer opportunities for ATM advancement.
Bank Technology News January 2007 Glen Fest	Cards: Opportunities Abound In Crowded Payments Field Although credit and debit card usage accounts for more than half of all in-store purchases, a multi-trillion dollar slice of the payments market remains for the taking.
Knowledge@Wharton	New Payment Methods Give Old-fashioned Checks and Credit Cards a Run for Their Money Emerging technologies are currently gaining momentum while paper check usage is in decline, according to a new study by the Federal Reserve...
Bank Systems & Technology February 27, 2006 Phil Britt	All-Transaction Machines? The U.S. military recently installed on bases self-service kiosks that enable military and support personnel to use smart cards in lieu of cash for purchases at military-operated concessions.
The Motley Fool November 16, 2006	Credit Union Pros and Cons Credit unions have advantages and disadvantages for customers; let's review some of each.
BusinessWeek January 12, 2004 Dean Foust	First Data: The Power Behind The Plastic After its merger with EFS, First Data's ownership of vast electronic-payment networks will provide it with a flow of fees the other rivals to MasterCard and Visa never had.
Bank Systems & Technology July 28, 2006 Maria Bruno-Britz	Growing Rewards Since rewards programs worked so well for the credit card industry, financial institutions are looking at tying them to debit cards.
Bank Systems & Technology May 1, 2006 Larry Greenemeier	Growth Can Be Risky Business Most banks are expecting healthy growth over the next few years on the strength of their retail banking operations, according to a recent study. But are banks focusing enough on the issue of data security?
Bank Systems & Technology August 5, 2004 Cynthia Ramsaran	Pay Now, Buy Later Card companies look at prepaid as a third category - in addition to credit and debit.
Bank Systems & Technology February 1, 2007 Kere Lewis	Banks to Explore Channel Optimization In 2007, many banks will explore channel optimization and the alignment of products and services with sales and service delivery channels to balance a positive customer experience with the need to better control costs.
Bank Systems & Technology July 1, 2005 Maria Bruno-Britz	Branch In a Box As financial technology matures, banks are beginning to reevaluate the manner in which they utilize their ATMs. As a result, the ATMs of the future will provide users with a much richer banking experience than ever before.
The Motley Fool January 23, 2004 Selena Maranjian	Credit Union Pros and Cons Credit unions deserve your consideration.
Bank Systems & Technology February 29, 2008 Maria Bruno-Britz	Select-A-Branch Takes New Approach to ATM Distribution A new business model offers financial institutions an alternative distribution method that puts a twist on the surcharge-free ATM network, allowing banks to expand their ATM networks without purchasing machines or worrying about their upkeep.
Bank Systems & Technology July 5, 2004 Judy Ward	Business Debit Card Marketing Heats Up North Dallas Bank is among the institutions aiming to take advantage of the payment option.
Bank Systems & Technology August 4, 2004 Ivan Schneider	Storm Clouds for the ATM Channel Not only have ATMs stopped gaining converts, but they have also begun to lose customers to the debit card.
Bank Systems & Technology May 4, 2005 Peggy Bresnick Kendler	Cards Product innovation is key to growth in the card business, but the ability to grow without sacrificing security, speed and reliability is critical. Banks that can provide these things will achieve success.
The Motley Fool May 24, 2007 Dan Caplinger	Getting Rich on Credit Paying with plastic has simplified our lives -- but it's also made credit card companies very wealthy, and you're paying the price.
Bank Systems & Technology March 30, 2007 Maria Bruno-Britz	Retail Payments Business Moving More Toward Mobile Increasingly, banks are under pressure to provide multiple payments options to keep customers from going to the bank down the street or even to a nontraditional financial services provider.
U.S. Banker September 2001 Diana Tejerina	College Kids: Gimme 'Ole-Time Banking A U.S. Banker survey finds that college students are uncomfortable with online banking and are wary about credit cards. But they're wild about debit cards...
Bank Technology News December 2004 John Adams	Cards: RBC Brings Canada's Debit Culture To U.S. RBC is the first Canadian bank to offer debit card usage in the U.S. for its Canadian customers. It's a smart move considering they use debit in droves and visit the states as a matter of course.
The Motley Fool June 14, 2005 Selena Maranjian	Credit Union Pros and Cons Have you considered maintaining an account at a credit union in addition to or instead of at your local bank? You should. Credit unions have advantages and disadvantages. Here is a review of some of them.
Bank Systems & Technology January 7, 2005 Katherine Burger	Playing Their Cards Right The announcement that Discover Financial Services, issuer of the Discover card, would acquire the Pulse EFT Association signifies not only the rise of debit but also the (re)emergence of competition to Visa and MasterCard's dominance.
Bank Systems & Technology January 3, 2006 Maria Bruno-Britz	A Payroll Card of a Different Stripe The latest plan to enable consumers to bypass their banks for their financial needs involves a debit-based payroll card issued by Affinity Card Systems (ACS). The card is being targeted at the financially underserved, the unbanked, students and highly mobile people.
The Motley Fool December 8, 2010 Dan Caplinger	Don't Let This Desperate Bank Move Snare You Banks are trying too hard to replace lost profits.
Bank Technology News December 2001 Brian O'Connell	ATMs Get Web Savvy Banks and retailers have found a new service channel with which to lure consumers...
BusinessWeek October 15, 2009 Lloyd Constantine	Let's End the Debit Card Fee-for-All The Fed needs to start exercising oversight over debit-card fees.
Bank Systems & Technology February 10, 2004 Cynthia Ramsaran	Rock, Scissors, Plastic There will be a rise in plastic payments in 2004 because of the availability of more merchants accepting credit, analysts say.
InsideFlyer June 2004	The New Number One Earning frequent flyer miles by spending with your credit/debit card has replaced flying as the number one way to earn frequent flyer miles. Here's a look at the why, where and what's ahead in this latest twist in the evolution of frequent flyer programs.
U.S. Banker January 2002 John Hackett	Squeezing Profits out of ATMs Changes in the marketplace have made it hard to make a buck with off-site ATMs, but some banks are experimenting with ways to increase revenues from their networks...
The Motley Fool June 11, 2007 Selena Maranjian	Will That Be Credit or Debit? Think twice before assuming you're using the right card.
FDIC FYI May 25, 2004 Neil Murphy	The Impact on U.S. Banking of Payment System Changes Although the much-heralded check-less society has yet to arrive, major changes are underway in retail non-cash payment systems. Today's issue of FYI surveys the implications of the rising use of electronic payments.
AskMen.com March 2, 2003 Dan Carter	5 Not-So-Obvious Banking Fees After reading this article, you'll have a heads-up on where banks get you good and how you can avoid extra costs as much as possible.
Bank Systems & Technology June 25, 2007 Maria Bruno-Britz	Payment Card Business Still Offers Variety of Opportunities for Growth Control over customer relationships is pushing card business to the next level.
U.S. Banker August 2001 Mark Bruno	First Data Gets a NYCE Chunk of E-Payments Biz The biggest player in the traditional payments industry, First Data made it plain it wants to be the biggest in the electronic payments field as well.
The Motley Fool September 2, 2006 Elizabeth Brokamp	"Debit or Credit?" Choosing the right method of payment at the right time could save you big.
The Motley Fool February 2, 2011 Selena Maranjian	8 Million Credit Card Customers Vanish As more folks put down the plastic, will banks suffer?
The Motley Fool August 15, 2006	Banking Alternatives Investors, don't think you're stuck with Federated First Financial. You might do better elsewhere.
The Motley Fool August 8, 2007 Mary Dalrymple	Cut the Cost of Cash Some banks charge $4.25 to withdraw cash from ATM's. That is way too much to pay for your own money. Starting immediately, here are five things you can do to avoid those ATM fees.
Bank Technology News April 2007 Holly Sraeel	In the U.S., Privacy Isn't Always Convenient, Or Wanted While banks nationwide wrestle to comply with state privacy and breach notification laws, the TJX phenomenon brings the issue of consumer privacy into sharper focus: If Americans are inconvenienced in any way, they'll forgo privacy.
Entrepreneur June 2007 Jennifer Pellet	Fight the Fee Save money with PIN-based transactions.
Bank Technology News October 2002 Mark Bruno	UK Banks Eye Smart Cards Abbey National dabbled with the idea of multi-function smart cards, but found security to be the bank's real sweet spot.