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Bank Technology News March 2007 Glen Fest	Business Banking: Small Banks Beefing Up Commercial Capabilities Four in five community institutions say they will increase tech spending on capabilities such as cash management and imaging to attract corporate banking customers.
Bank Systems & Technology August 3, 2005 Peggy Bresnick Kendler	Core Systems To Improve To improve customer service, product development, regulatory compliance and fraud prevention, banks must transform their core systems to enable more agile business processes.
Bank Systems & Technology January 29, 2005	Blue Skies Tech 2005 Business Forecast: Top banking industry leaders weigh in on how technology will impact their business.
Bank Systems & Technology December 1, 2005 Maria Bruno-Britz	Check 21: Evolution, Not Revolution Originally hailed by legislators as ushering in a new era of banking, it seems the reality of Check 21 is a bit less lofty than they anticipated - so far, at least.
Bank Technology News January 2004 Holly Sraeel	Promises, Promises. A Fresh Start in the New Year. The branch is at a tricky crossroads. Banks must carefully balance new technologies and other channels so that the branch doesn't over or underwhelm customers' expectations.
Bank Systems & Technology March 27, 2008 Lisa Valentine	The Bank of San Antonio Offers Big-Bank Services With a Small-Bank Touch By relying heavily on outsourcing IT and partnering with technology providers, The Bank of San Antonio offers big bank products and services in a community banking environment.
Bank Technology News November 2005 John Adams	M&As: IT Firms Expand to Woo, Wow Banking Clients Looking to greatly expand their capabilities in financial services, many technology companies have been on a buying spree. Financial institutions are choosing to focus their efforts on compliance and strategically focused IT investments.
Bank Systems & Technology September 28, 2007 Maria Bruno-Britz	Transaction Processing Not Enough to Succeed In Commercial Banking Banks will need to move away from the transaction processing model to become the advisers of choice for their corporates.
Bank Systems & Technology August 23, 2007 Maria Bruno-Britz	A New Kind of Executive Needed for Future Bank CIOs Future financial industry CIOs must offer a radically different skill-set than what was needed in the past.
Bank Systems & Technology November 29, 2004 Cynthia Ramsaran	Banks Face Reduced Payments Profits Transactions will increase, but margins will decline.
U.S. Banker July 2005 Glen Fest	Incentive-Pay Software: Rewarding Results, Not Just Account Openings Banks are rewarding salespeople to create new accounts, but some funds are merely transferred from closed CDs at the same bank. Software can help sort fact from fiction.
FDIC FYI May 18, 2004	An Update on Emerging Issues in Banking Trends in Community Banking... The Declining Number of U.S. Banking Organizations: Will the Trend Continue?... Community Banks: Their Recent Past, Current Performance, and Future Prospects...
Bank Technology News July 2001 David Rountree	Banks' Embrace Gains Urgency Sure, staff meetings are no fun in a testy economy, but at least "contact" efforts have a pulse...
Bank Technology News April 2001 David Rountree	Customers Blast Service in Exit Poll at Branches A consulting firm recently button-holed U.S. bank customers as they were leaving branches of major institutions on both coasts and the Midwest. The results of the poll are enough to make a marketing executive weep openly...
Bank Technology News February 2006 John Adams	Developing Standards: IFX Gains Speed As Message Standard Businesses are expanding and automating, and that means more systems integration. IFX may replace proprietary message formats with a simpler standard.
Bank Technology News October 2007 John Adams	Remote Capture: All Customers are External Accounts Banks are finding remote capture useful on a number of fronts.
Bank Technology News October 2007 John F. Gainer	Questions to Ask Before Buying RDC Here are the most important criteria that banks and credit unions should use to select their remote deposit check scanners and support services in order to ensure successful RDC rollout.
Bank Technology News January 2003 John Adams	How the Universe of COSMOS Was Brought Under Control Citigroup's two-decade march of acquisitions has created a global banking network that is disjointed and fragmented, largely because of an antiquated system called COSMOS. An overhaul would modernize its banking empire and enable Citi to deal with rapidly changing needs. Enter Jeff Berg.
Bank Technology News December 2007	Scoring Banks' Compliance With FFIEC Guidelines Compliance with FFIEC guidelines brought out the worst in many bankers. So how did banks do in terms of compliance?
Bank Technology News June 2005 Glen Fest	Incentive Pay: Compensating for Good Relationships Banks are incenting salespeople to create new accounts, but some of the funds are merely transferred from CDs closed at the same bank. Products help sort incentive fact from fiction.
Bank Technology News October 2008 Anthony Jabbour	For Cost Cuts BPO and SaaS Still Deliver Banks are constantly looking for ways to dramatically reduce their IT costs; some banks have already launched programs targeted at cost reductions in the range of 50 percent.
Bank Systems & Technology August 1, 2007 Nancy Feig	Banking Customers More and More Mistrustful of Financial Institutions It's not just security breaches that are causing consumers to lose faith in their financial institutions. Consumers in general are more demanding, and this attitude spills over into the relationships they have with their banks.
U.S. Banker January 2006	The Best in Class Put Fundamentals Into Play Without question, the CFO has become the new face of financial services. A key player in any organization's strategic team, the CFO today must also juggle financial, risk and compliance efforts.
Bank Systems & Technology January 30, 2008 Maria Bruno-Britz	City National Bank Appoints Rodney Banks VP of Commercial Banking Services Rodney Banks, new executive VP and manager of commercial banking services at Los Angeles-based City National Bank, says customer relationship management solutions are more vital now than ever before.
Bank Systems & Technology February 28, 2008 Peggy Bresnick Kendler	Can Remote Deposit Capture Drive Growth? How can banks use remote deposit capture as a competitive differentiator, and can it actually drive growth?
Bank Systems & Technology February 1, 2007 Peggy Bresnick Kendler	Show Me the Value Industry association executives speculate on the top challenges, opportunities and trends facing the banking industry in 2007.
Bank Systems & Technology November 21, 2007 Jim Eckenrode	Taking Its Lumps and Moving On Despite the subprime meltdown banks will continue to invest in certain IT areas, including front-end customer management systems, new-account opening processes, mobile banking and payments, and, of course, compliance.
OCC Bulletin January 4, 2002	Bank Secrecy Act/Anti-Money Laundering Interim Guidance on Compliance with the USA PATRIOT Act...
Bank Systems & Technology January 7, 2005 Cynthia Ramsaran	The Intelligence Factor Banks of all sizes increasingly are turning to an array of tools such as analytics, modeling and forecasting systems - often in the form of a packaged BI solution.
Bank Systems & Technology September 30, 2006 Maria Bruno-Britz	Speaking the Same Language Banks are faced with a dilemma around the extent to which they should remain in the payments business.
Bank Systems & Technology May 25, 2006 Maria Bruno-Britz	First Things First A new study find banks are ready to invest in innovation, but SOX, Basel and other regulatory compliance comes first.
Bank Systems & Technology May 1, 2006 Maria Bruno-Britz	Electronification And Beyond For remote deposit capture -- using devices to create digital images of checks -- the adoption curve has climbed steadily, but only now is banks' use of the technology about to explode.
Bank Technology News September 2001 David Rountree	IT Spending Today: Slowing but Growing Strategic consulting and research firm Datamonitor PLC believes most of the world's major financial services institutions will resist the urge to actually cut technology spending next year, although a slowdown in the rate of spending growth already is evident...
Bank Systems & Technology February 1, 2007 Jim Eckenrode	2007 Bank Technology Forecast: Challenges and Opportunities Some of the more critical and far-reaching priorities bank technology and business leaders will need to address in 2007: fraud detection, security, analytics, and SOA technology.
Bank Systems & Technology February 1, 2007 Anthony O'Donnell	Educated Opinions: 2007 Bank Technology Forecast Industry experts give their forecasts for bank technology in 2007.
Bank Systems & Technology November 24, 2007 Bruno-Britz et al.	Financial Institutions to Increase Spending Modestly On IT In 2008 Amidst the doom and gloom of the credit crunch, a down housing market and talk of an impending recession, financial institutions still see the need for investing in technology to stay competitive and compliant.
Bank Technology News May 2007	The Six Regulatory Areas That Are Altering Bank Life Regulation is a part of bank life. Failure to comply shouldn't be.
Bank Technology News November 2007 Glen Fest	Online Authentication: Multifactor Race Nears Finish Line Nearly a year after half of all U.S. institutions missed the deadline to adopt stricter FFIEC guidelines for online authentication, analysts say that banks have finally, and almost universally, put their multifactor and other risk-mitigation layers in place.
Commercial Investment Real Estate Mar/Apr 2003 Chere LaRose-Senne	Congress Revisits the Issue of Banks Selling and Managing Real Estate Commercial real estate professionals should stay informed on the progress of the Community Choice in Real Estate Act.
Bank Systems & Technology May 31, 2004 Cynthia Ramsaran	Banks Go Beyond Budgets For Compliance Many financial institutions are overspending by duplicating compliance and disaster recovery efforts.
Bank Systems & Technology February 21, 2008 Danne Buchanan	Banks Will Face Competition in the RDC Space Third parties that can decouple remote deposit capture from the deposit relationship may pose a threat to banks in the payments space.
Wall Street & Technology November 27, 2007 Crosman et al.	2008 IT Budgets Up More Than 10% for Financial Services Firms Results of a comprehensive survey of top executives at Wall Street firms, banks and insurance companies found their IT budgets for next year are more than 10% higher than 2007.
OCC Bulletin December 1, 2004	Notice of Comptroller of the Currency Fees for Year 2005 The purpose of this issuance is to inform all national banks and federal branches and agencies of fees charged by the Office of the Comptroller of the Currency for year 2005. Changes are effective January 1, 2005.
Bank Systems & Technology March 30, 2007	BS&T Web Banking Is All About Relationships... M&A Activity: The Key to Survival for Bank Tech Cos... Senator CIO?... Comprehensive Banking Solutions Briefing Center... etc.
Bank Systems & Technology August 24, 2006 Deena M. Amato-McCoy	The New Integration While expanding data volumes and regulatory changes are putting more and more pressure on banks' core processing systems, they can't diminish their original services.
Bank Technology News February 2003 Michael Sisk	Outsourcing Goes On-Demand Bankers like JP Morgan Chase's John Schmidlin, CTO of enterprise services, are increasingly looking to outsourcing firms to help them slash inefficiencies in commodity services and gain the upper hand in more strategic business partnerships.
Bank Systems & Technology May 25, 2006 Maria Bruno-Britz	Corporates' Wishes Are Banks' Commands Between industry consolidation and the entrance of new players in the market, banks have their work cut out for them when it comes to serving business customers and meeting their demands.
Bank Technology News April 2007 James Greene	A Wealthier World Needs Rich Bank IT What will the world of financial services look like in 10 or 15 years? The general outlines are taking shape right now. Inevitably, technology will drive much of this change in the ways that banks do business.
U.S. Banker November 2007 Lee Conrad	In Pay Raises, Small Banks Outpace the Broader Industry According to America's Community Bankers' annual compensation survey, chief information officers/chief technology officers saw an 11.2 percent increase in their base salaries at community banks between 2006 and 2007.
Bank Technology News September 2002 John Engen	Clash of the Internet Titans With five of the top 10 banks as clients, and about 25 percent of the industry's active end users on its platform, Corillian appears poised to be a winner in the battle of Internet banking technology vendors. But dig deeper, and the future looks far less certain.