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Bank Systems & Technology August 3, 2005 Peggy Bresnick Kendler	Core Systems To Improve To improve customer service, product development, regulatory compliance and fraud prevention, banks must transform their core systems to enable more agile business processes.
Bank Systems & Technology November 1, 2006 Nancy Feig	Integrating the Channels Financial institutions are juggling numerous channels and the multitude of ways in which they touch customers. Many banks are actively looking to integrate those delivery channels more strategically.
Bank Systems & Technology April 7, 2009 Maria Bruno-Britz	Banks -- and Their Core Systems -- in Survival Mode Amid an economic downturn that is only beginning to show signs of a bottom, banks are reexamining their core systems -- with a priority on phasing in capabilities to cope with new realities around risk, regulation and customer retention.
Bank Systems & Technology April 25, 2008 Nancy Feig	Enterprise Payments Architectures Are Gaining Ground at Banks The aim of an enterprise payments architecture is to leverage technologies and services across the payments business and throughout the entire organization.
Bank Systems & Technology March 31, 2005 Peggy Bresnick Kendler	SOA A service-oriented architecture can provide a bank with the robust, resilient IT architecture it needs to grow, achieve speed-to-market and optimize customer service.
Bank Technology News January 2003 John Adams	How the Universe of COSMOS Was Brought Under Control Citigroup's two-decade march of acquisitions has created a global banking network that is disjointed and fragmented, largely because of an antiquated system called COSMOS. An overhaul would modernize its banking empire and enable Citi to deal with rapidly changing needs. Enter Jeff Berg.
Bank Technology News December 2008 Jim Gahagan	Centralizing Payments With SOA Recent standards and advancements in imaging, real-time data access and service-oriented architecture (SOA) technology have now made it possible to centralize payments without costly replacement of systems.
Bank Technology News January 2003 Charlotte Dunlap	CIBC Reuses As It Renews Banks are being advised to invest in component-based technology, which would permit a bank to reuse the same application across multiple business lines.
Bank Systems & Technology September 28, 2007 Maria Bruno-Britz	Transaction Processing Not Enough to Succeed In Commercial Banking Banks will need to move away from the transaction processing model to become the advisers of choice for their corporates.
Bank Systems & Technology September 2, 2009 Deena M. Amato-McCoy	A Flexible Technology Architecture Is Key to Remaining Competitive Banks are turning to service-oriented architecture, virtualization and cloud computing to enable the flexible technology architecture required to sustain cost-effective operations while responding to today's volatile market.
Bank Systems & Technology July 22, 2007 Peggy Bresnick Kendler	Bank Execs Discuss ATM Technology Developments ATMs Technology developments and functionality enhancements, as well as emerging global economies, offer opportunities for ATM advancement.
Insurance & Technology May 3, 2006 Deena M. Amato-McCoy	Service-Oriented Change Heterogeneous systems are at the core of many insurance carriers' IT infrastructures. Yet, companies still struggle with how to seamlessly integrate these often disparate systems across their enterprise. Now, a rapidly evolving architectural strategy is quickly changing the landscape.
U.S. Banker July 2010 Glen Fest	Core Matters Banks have long made excuses for ignoring much-needed upgrades to core processing systems, including the high expense. But the greater cost might be doing nothing at all.
Bank Systems & Technology February 1, 2007 Mark Sievewright	Enabling Efficient Business Growth Three strategic themes will dominate the banking industry's 2007 IT agenda with the goal of enabling efficient business growth: leverage, integration and customer focus.
Bank Systems & Technology March 29, 2006 Maria Bruno-Britz	Sticking With the Tried and True The days when large U.S. banks could sustain their old core systems on the IT version of life support are numbered, according to TowerGroup.
Bank Systems & Technology June 24, 2008 Nancy Feig	Pursuing the Promise of SOA Service-oriented architecture promises to improve a bank's IT efficiency -- and, subsequently, business agility -- in many ways.
Bank Systems & Technology May 31, 2004 Ivan Schneider	'Best-of-Suite' Business Model Drives Acquisition Boom Banking software vendors are using acquisitions to meet a greater range of customer needs.
Bank Systems & Technology July 21, 2007 Deena M. Amato-McCoy	Retail Banks' IT Integration Efforts Key to Differentiation Platform integration is critical for banks seeking to provide exceptional service, according to a study.
InternetNews June 29, 2005 Clint Boulton	IBM Wants to Ease Bank Woes IBM said it has invested $140 million in the Core Systems Transformation, a new system that helps improve the way banks process financial transactions.
Bank Systems & Technology May 26, 2008 Maria Bruno-Britz	U.S. Banks Are Talking More About Core Conversions The core system. Without it, a bank would crumble. Given the state of most banks' core systems, however, it's a miracle that they are able to function at all, some experts say.
Bank Systems & Technology April 14, 2010 Nathan Conz	Core Systems Replacement Becoming a Competitive Imperative The need to meet consumers' real-time service demands, and to adapt quickly as those expectations change, is driving many banks to replace their aging legacy systems with modern, flexible cores.
Bank Systems & Technology February 1, 2007 Ashwin Goyal	Breaking Down Channel Silos While siloed systems are nothing new to most banks, increasing pressure to provide a consistent customer experience across all channels is forcing banks to consolidate their applications infrastructure and integrate previously siloed channels.
Bank Technology News November 2007 John Adams et al.	The 6th Annual Innovators Ranking If there's an ethos that ties technologists together, it's the notion that the status quo poses far greater risk than not pushing forward. Among some of this year's Innovators there's an almost militant insistence that banks not shirk.
Bank Systems & Technology January 11, 2007 Peggy Bresnick Kendler	Reconciliation, Investigations and Exceptions Management Take Center Stage Effective exceptions management and reconciliation can improve transaction speed, cut costs, reduce risk and improve customer satisfaction. But banks first must break down payments processing silos to gain visibility into the transaction life cycle.
Bank Systems & Technology June 26, 2006 Maria Bruno-Britz	Lands of Opportunity The international opportunities for U.S. banks with the right IT and know-how can be huge, provided they follow the appropriate strategy.
Bank Systems & Technology March 30, 2007 Nancy Feig	A New Foundation: SOA Implementation and Bank Transformation A successful services-oriented architecture implementation starts with banks making the right decisions early on in the process.
Bank Systems & Technology July 1, 2005 Maria Bruno-Britz	Branch In a Box As financial technology matures, banks are beginning to reevaluate the manner in which they utilize their ATMs. As a result, the ATMs of the future will provide users with a much richer banking experience than ever before.
Bank Systems & Technology February 1, 2007 Bart Narter	The Role of SOA in 2007: Channel Forecast Service-oriented architecture is helping banks achieve a single view of the customer.
U.S. Banker August 2005 Michael Grebb	Climbing Another Ladder Rung Customers want speed and have no patience for inconsistency among channels. That's reason enough for banks to fully combine their silos once and for all.
Bank Systems & Technology May 3, 2005 Deena M. Amato-McCoy	Creating Virtual Value By integrating business channels, consolidating customer histories and beefing up security, banks are improving their online offerings to provide customers with all the conveniences of branch banking in the comfort of their own homes.
Bank Technology News May 2006 John Adams	Core Banking: Webster's Marathon Becomes A Sprint How the acquisitive bank did a multi-year, enterprise-wide core systems upgrade in just over a year-more than two years less than the average time for such a project.
Bank Systems & Technology February 1, 2007 Anthony O'Donnell	Educated Opinions: 2007 Bank Technology Forecast Industry experts give their forecasts for bank technology in 2007.
Bank Systems & Technology February 10, 2004 Jim Eckenrode	The More Things Change... For big banks, retail's over half the pie.
Bank Systems & Technology February 29, 2008 Peggy Bresnick Kendler	Health Savings Accounts Present Huge Opportunity to Banks Several bankers discuss the benefits to banks of providing health savings accounts to customers.
Bank Systems & Technology July 1, 2005 Steven Marlin	Banking for the 21st Century Since launching one of the first Internet banking sites 10 years ago, Salem Five Bank continually has melded technology to meet changing business requirements. Here's an interview with the firm's senior vice president of e-commerce on overcoming technology challenges.
Bank Systems & Technology February 21, 2008 Jim Eckenrode	Exclusive TowerGroup Research Report: Bank Tech Spending in 2008 In light of the current market turmoil, North American banks appear to be approaching technology planning and budgeting for 2008 with caution.
Wall Street & Technology January 23, 2007 Peter A. Horowitz	On the Offensive The mega changes brought about by globalization, demographics, new regulation and new technologies, as well as diminishing product profit margins, disintermediation and previous underinvestment, will be compounded by fundamental changes in the financial industry's structure and makeup.
Insurance & Technology February 21, 2005 Peggy Bresnick Kendler	SOA: Plug and Play The obstacles and benefits for insurance companies interested in service-oriented architecture.
Wall Street & Technology April 26, 2007 Nancy Feig	A New Foundation: SOA Implementation for Business Transformation Financial services providers worldwide are turning to SOA to differentiate and grow. A successful services-oriented architecture implementation starts with making the right decisions early on in the process.
Bank Technology News January 2002 Joseph McKendrick	Branch Automation Tools Open New Channels The newest technology focuses on helping data to be everywhere at once...
Bank Systems & Technology January 7, 2005	Product Showcase New products in the banking world: Payments... Transaction Processing... Online Banking... etc.
Wall Street & Technology November 27, 2007 Crosman et al.	2008 IT Budgets Up More Than 10% for Financial Services Firms Results of a comprehensive survey of top executives at Wall Street firms, banks and insurance companies found their IT budgets for next year are more than 10% higher than 2007.
Bank Technology News August 2007 Glen Fest	Mergers: Conflicts Becoming A Core Reality Fiserv's buy of CheckFree could spark challenges in banks' vendor management.
Insurance & Technology November 12, 2007 John Macaluso	Banks Should Consider Extending SOA With BPM Banks should consider extending SOA technologies with business process management strategies.
Bank Technology News September 2003 Karen Krebsbach	FIS Brushes Off Its Passport Overseas plans started with Alltel acquisition
U.S. Banker July 2007 John Adams	Core Systems: Metavante, Temenos Get to Core on Offering In a technology market rumored to be ripe for consolidation, banks will have to survey the landscape carefully.
Bank Technology News April 2007 John Adams	Alliances: Metavante, Temenos Add Core Value In spite of the pain associated with core system replacements, banks recognize there's no time to waste if they are to remain competitive. It's that sense of opportunity and urgency that brought tech providers Metavante and Temenos together.
Bank Systems & Technology July 1, 2005 Peggy Bresnick Kendler	Speed to Market Achieving speed to market can provide banks with a competitive advantage. But they need flexible technology infrastructures to achieve speed-to-market strategies, and launching products just for the sake of offering something new won't win banks new business.
Bank Systems & Technology November 30, 2004 Cynthia Ramsaran	Legacy: To Be or Not to Be in the Way Analyst says bankers are holding back real-time banking, not legacy systems.
Bank Systems & Technology September 30, 2006 Maria Bruno-Britz	Speaking the Same Language Banks are faced with a dilemma around the extent to which they should remain in the payments business.