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Inc. August 2006 Alex Salkever |
Brother, Can You Spare a Dime? The new alternative to banks and VCs: person-to-person lending. |
Entrepreneur July 2006 Carol Tice |
Fund Do Business borrowers and individual lenders come together on this new site. |
Inc. August 2006 |
The Prosper Diaries Landing a loan on Prosper isn't always easy. Here's how one business owner navigated the process. |
Entrepreneur July 2007 Carol Tice |
Peer Power Look online for funding by the people, for the people. |
Bank Technology News December 2007 Michael Sisk |
The Rise of Community P2P is no threat to banks -- yet -- but the rise of these exchanges, which cut out banks and allow people to lend directly to each other is a phenomenon worth studying. Are P2P exchanges the credit unions of the Internet age? |
U.S. Banker January 2008 Michael Sisk |
The Rise of Lending Communities Peer-to-peer lending holds valuable clues to the nature of lending and borrowing. |
Reason March 2009 Katherine Mangu-Ward |
Lender Ender Threats from state and federal regulators have led Prosper, an online auction site that allowed individuals to negotiate private loans, to suspend its operations and leaves its future uncertain. |
The Motley Fool December 4, 2006 Dan Caplinger |
Avoid the Loan Sharks For those with less-than-perfect credit histories, there's a scary trend in personal finance these days. In the name of convenience, some borrowers are digging themselves into a hole from which they may never emerge. |
The Motley Fool August 29, 2008 Chuck Saletta |
Avoid This Company Like the Plague Online-lending pioneer Prosper.com has botched the execution of that concept. |
Entrepreneur May 2008 Scott Bernard Nelson |
Between Peers Could a new wave of social lending sites be a good place for your investment dollars? |
Fast Company April 1, 2007 Michael A. Prospero |
A Borrower or a Lender Be How Prosper.com is personalizing personal finance. |
Entrepreneur February 2008 Rosalind Resnick |
Nothing Personal How can you protect yourself and your assets from risk when securing a business loan? |
Registered Rep. June 1, 2008 Kevin McKinley |
Student Loans At A Trickle Dozens of education loan providers have either scaled back their lending operations, or announced a departure from the business altogether. |
Registered Rep. August 24, 2015 Lynn O'Shaughnessy |
Tackling Student Debt Because high levels of student loan debt are far more common than they used to be, you should expect queries from clients about how to minimize their own balances, in addition to those of their grown children. |
U.S. Banker September 2010 Bonnie McGeer |
Finding the Right Match Online loan exchanges like BoeFly and Biz2Credit are gaining traction as banks look for new ways to find more small-business borrowers. |
BusinessWeek June 10, 2010 Schmidt & Westbrook |
An Online Lender Takes on the SEC Peer-to-peer lender Prosper Marketplace says it shouldn't be treated like an investment firm. |
HBS Working Knowledge September 22, 2014 Karen Mills |
Online Banks Fill Funding Needs for Small Business In the final column on small business lending, the author is optimistic that the rise of alternative online banks can fund entrepreneurial business growth. |
Commercial Investment Real Estate Jan/Feb 2011 Brad Cox |
The Loan Request Package How to request -- and get -- the best loan from today's limited lending sources |
Commercial Investment Real Estate May/Jun 2006 A. Barry Cappello |
Making It Work Investors soon may feel the effects of a cooling real estate market through subtle and not-so-subtle shifts in the way lenders view commercial real estate loans. When lenders' requirements tighten, borrowers should consider these options. |
The Motley Fool January 31, 2005 Selena Maranjian |
Beware of Payday Lending Don't be a victim of highway robbery: Avoid the predatory practices of those who offer paycheck advances. |
U.S. Banker March 2011 Steve Garmhausen |
SBA Revamps Lending for Underserved Markets After too many defaults and too little loan volume for its Community Express program, the SBA is starting over -- and excluding banks this time. |
Entrepreneur April 2007 Jennifer Pellet |
One Step Ahead Options for buying a home when you can't prove income. |
Commercial Investment Real Estate Sep/Oct 2003 Peltin & Swibel |
Lenders Tighten Loan Standards in Reaction to Uncertain Economy With interest rates at record lows, demand for new mortgage loans remains strong. However, in today's anemic economic climate, lenders face increased risk of making non-performing loans. Commercial lenders have implemented new safeguards and follow stricter policies to minimize exposure. |
BusinessWeek May 1, 2008 |
Navigating the Crunch A financial aid expert explains how borrowers can best ride it out. |
Commercial Investment Real Estate Jul/Aug 2010 David C. Hannah |
Community Banks Step Into a New Role Banks can band together with other similarly situated community banks to share the credit risk through a loan participation or syndication arrangement. |
National Real Estate Investor February 1, 2007 W. Joseph Caton |
Attached Strings to Conduit Loans As a property investor's real estate management needs and development skills expand, the nature of the loans that investor buys into begins to take on new meaning. |
Financial Planning June 1, 2010 Donald Jay Korn |
College Loans Say Uncle The new law excluding banks from making federal education loans should be a PLUS for borrowers who can now turn to the Bank of Uncle Sam. |
Inc. May 2009 Ryan McCarthy |
Loans You Pay Every Day One firm gives loans when banks won't -- and, yes, there's a catch |
The Motley Fool June 7, 2011 Cindy Johnson |
More Evidence Banks May Be Starting Another Race to the Bottom Defaulted on your mortgage recently? They'll consider you for a loan. |
The Motley Fool January 24, 2007 Mary Dalrymple |
Study Your College Loan Options Know when to use a private or a federal loan to pay your tuition bill. |
Commercial Investment Real Estate Sep/Oct 2011 Thomas R. Petty |
Loan Language What can borrowers negotiate under today's stricter standards? |
Commercial Investment Real Estate Jul/Aug 2010 Huntley & Mullaney |
Both Sides Now Commercial property borrowers and lenders must face the music together with a plan. |
The Motley Fool April 20, 2005 Selena Maranjian |
Deadline Looms for Consolidating Loans If you've got a bunch of student loans, consider consolidating them. You have until June 30 to do so at the current low-low-low interest rates. |
The Motley Fool August 16, 2007 John Rosevear |
Buying a Home During the Storm Essentially, what's going on is that the mortgage industry -- along with Wall Street -- is rethinking the appropriate pricing for taking on the risk of a borrower with a less-than-prime credit history. |
The Motley Fool June 1, 2004 Selena Maranjian |
Get Record-Low Rates This is a great time to consolidate your student loans and save money. |
This Old House L. Gallant & D. Snoonian |
The Mortgage Crisis: Where to Go for Help The Fed's decision to lower interest rates means more people might be looking for home loans again. These Web-based resources can help you avoid the risky ones, and find the loan that's right for you. |
CFO November 1, 2004 Randy Myers |
Squeezing the SBA Small-business borrowing may get more expensive. |
Commercial Investment Real Estate Jul/Aug 2011 David F. Webb |
The Lending Scene Commercial mortgage-backed securities' return brightens the picture in primary markets. |
National Real Estate Investor September 1, 2006 Parke M. Chapman |
Mortgage Industry's Digital Divide Not all segments of the commercial mortgage industry are embracing technology at the same rate. A study last year found that many firms still rely on time-consuming faxes, certified mail and reams of FedEx-delivered paper to process, close and monitor their loans. |
U.S. Banker December 2010 Rob Garver |
SBA Aims to Attract More Banks The lower fees and higher guarantees enacted for the government s small-business lending programs have some in the industry optimistic that interest by banks might surge. |
National Real Estate Investor June 1, 2005 Kingsley Greenland |
Why Liquidity Should Help You Sleep Better There is no crystal ball that can predict the next lending squeeze, or if one will even occur. What is certain however, is that greater liquidity in the secondary market for commercial real estate loans is an important safety valve for the entire industry. |
Entrepreneur June 2004 Crystal Detamore-Rodman |
Public Works Looking for a capital infusion? Don't ignore public funding sources in your own backyard. |
The Motley Fool February 15, 2011 Selena Maranjian |
Good Credit Won't Save You Now The "adverse market" surcharge could cost mortgage borrowers thousands annually. |
Commercial Investment Real Estate Jonathan A. Peckham |
Borrower Beware Most commercial mortgage lenders charge application, due diligence, and loan commitment fees, but do your clients know what that money really is buying? Often, it is less than they think. |
National Real Estate Investor February 1, 2003 Kathleen Fitzpatrick |
Mezz Debt Is a Magnet for Borrowers and Lenders The combination of historically low interest rates and tighter underwriting standards on senior loans has made mezzanine debt highly attractive to borrowers. But with lenders tripping over each other to woo customers, returns are shrinking. |
U.S. Banker November 2008 Clark Abrahams |
Reverse Reengineering of Risk As the recent mortgage crisis has exposed, the science of risk scoring needs some tweaking. |
The Motley Fool October 9, 2008 Dan Caplinger |
The Real Threat to the U.S. Economy While big companies grab the headlines, small businesses need credit they can't get. |
Entrepreneur July 2007 Crystal Detamore-Rodman |
No Limits Choosing a bank with fewer lending limitations will keep you from hitting a credit roadblock when you need financing most. |
Entrepreneur February 2005 C.J. Prince |
New Way to 7(a) With no more federal subsidy, entrepreneurs are uncertain about the future of small-business loans. |
The Motley Fool January 24, 2007 Dan Caplinger |
The Dangers of Co-Signing Know what you're getting into before you guarantee someone else's debt. Co-signing on another person's loan is beyond the regular call of duty, and you shouldn't feel bad if you decide it's not worth risking your own financial stability to do it. |