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The Motley Fool November 28, 2005	Defining the Term "Disabled" Disability insurance is pricey because there's a good chance you'll need it. It is a dangerous thing to ignore.
The Motley Fool October 25, 2004	Do You Need Disability Insurance? There's a good chance you'll become disabled for a while. Are you protected?
The Motley Fool February 6, 2007 Dan Caplinger	Dealing With a Disability You hope it won't happen to you, but if it does, be prepared. Private insurance isn't the only way in which disabled people can obtain the means to support themselves.
The Motley Fool September 15, 2004	"Disabled" May Not Mean What You Think In the disability insurance field, the term can cover anything from broken legs to brain injuries.
The Motley Fool June 28, 2006	"Disabled" May Not Mean What You Think Even pregnancy and recovery from it can qualify as disabilities in some insurance plans.
The Motley Fool July 8, 2004	Don't Forget Disability Insurance Disability insurance is expensive because there's a good chance you'll need it one day.
The Motley Fool May 23, 2006	Is Disability Insurance for You? Disability insurance is expensive for a reason -- there's a good chance you'll need it.
The Motley Fool March 28, 2005	What Happens If You Can't Work? Know what to look for in disability insurance.
The Motley Fool October 16, 2006 Tim Beyers	Foolish Advice on Disability Insurance The odds that you'll be out of work for an extended period are greater than you think.
The Motley Fool November 10, 2007 Elizabeth Brokamp	Protect Your Family When Disability Strikes The majority of Americans fail to secure disability insurance for themselves, something they are statistically likely to need. If you don't already have this coverage, read these guidelines and start looking.
The Motley Fool August 3, 2004	Ruptured Appendix? Torn ACL? How good is your disability insurance policy?
The Motley Fool February 6, 2007 Dan Caplinger	Dealing With a Disability: Part 2 An unexpected illness or injury that leaves you disabled can be devastating both personally and financially. You hope it'll never happen, but if it does, be prepared.
The Motley Fool December 24, 2007 Rich Duprey	Don't Let Social Security Disable Your Future With a growing backlog of disability claims, you may be waiting awhile if you rely on the government to protect you.
Entrepreneur September 2004 Jacquelyn Lynn	On the Disabled List? The average American worker has a 1 in 3 chance of becoming disabled for 90 days or more during his or her working years. So it makes sense to include disability insurance in your benefits package.
The Motley Fool April 1, 2004 Selena Maranjian	Prepare to Be Disabled Disability insurance is expensive -- because you stand a good chance of needing it. Disability insurance is in many ways more important than life insurance, yet it's overlooked by the vast majority of Americans.
CFO July 1, 2006 Randy Myers	The Fine Art of Self-Protection Why buying your own disability coverage may be a smart move.
ifeminists April 13, 2005 Wendy McElroy	Disability Must Be Defined Before Debated The heart-wrenching death of Terri Schiavo has made the issue of disability a matter of debate. Two questions should lay the foundation for any deliberation: What does it mean to be disabled? And how should "normal" people react to those with disabilities?
Financial Planning December 1, 2010 Scott Schutte	Blindsided I wouldn't be the first to suggest that people with disabilities or special needs require a greater degree of attention-at least when it comes to financial planning for them and their families.
Insurance & Technology July 25, 2005 Wendy Toth	Lights, Camera, Action! In hopes of encouraging the hiring and retention of people with disabilities and to raise awareness about the need for disability insurance, The Hartford Financial Services sponsored the New York and Los Angeles premieres and advanced screenings of the documentary Murderball.
Entrepreneur July 2003 Jacquelyn Lynn	Get With the Program! Save money with a new approach to managing disability benefits.
Financial Planning November 1, 2011 Donald Jay Korn	Barely Covered When the going gets tough, the tough cut costs. Clients worried about their finances may think about dumping big expenses that may seem to be a luxury, such as disability insurance. In this case, they would likely be wrong.
The Motley Fool April 7, 2005 Robert Brokamp	Get Rich by Beating the Odds There is no concept more fundamental to personal finance than risk vs. reward. No one becomes wealthy without taking risks. But the wrong risks can destroy your wealth.
The Motley Fool August 25, 2006 Roy Lewis	Disability Penalty Exceptions When is "disabled" not "disabled?" Tax Court rulings on qualified plan distributions have the answer.
Inc. June 1, 2003 Nadine Heintz	Disability's Deep Costs The soaring number of workers on permanent disability threatens to drive up payroll taxes.
American Family Physician November 1, 2001 Bruce A. Barron	Disability Certifications in Adult Workers: A Practical Approach Strategies that help the physician complete disability certification forms effectively...
Managed Care June 2001	Study Challenges Life Expectancy's Link To Disability Has the price of increased life expectancy been greater rates of people living with disability? A study published in the Proceedings of the National Academy of Sciences challenges this popular assumption...
Fast Company Neal Ungerleider	Study: Small Companies More Likely To Discriminate Against Disabled Job Applicants Researchers at two universities sent out hundreds of fake cover letters to employers and discovered that employers are still systematically discriminating against disabled job applicants.
Inc. October 2005 Alison Stein Wellner	Hiring Employees With Disabilities Three in four firms have no ADA workers. Rookie employers should consider these guidelines.
Entrepreneur March 2008 Mark Henricks	More Than Able Need new hires? Tap into the motivated, loyal pool of disabled workers.
Insurance & Technology August 25, 2004 Julie Gallagher	Spreading the Word Mass Mutual uses Web tools to educate consumers about disability income insurance. The site, which is targeted at individuals, benefits administrators and producers, warns that the average plan may not provide adequate coverage.
Job Journal October 5, 2008 Newman & Carr	When Co-workers Have Disabilities All workers bring strengths and weaknesses, but it's always a team effort.
Investment Advisor October 2009 Marlene Y. Satter	Insurance Update: Coverage Options Expand An effort to write new business makes it easier to buy disability insurance.
Investment Advisor November 2007 Marlene Y. Satter	The Swinging Pendulum For a while, disability insurance was tough to get, but it's loosening up now. Here are some ways financial planners can help.
Salon.com September 11, 2000 Jennifer Hanawald	Armless (and legless) in Japan A 22-year-old author born without limbs has taken his homeland by storm.
Investment Advisor February 2010 Marlene Y. Satter	Insurance Update: Along for the Rider If your clients are looking for limited disability coverage without taking on a whole new policy, they could look at life insurance.
Job Journal October 7, 2007 Rich Heintz	Clearing the Way for Co-workers with Disabilities Ninety-seven percent of employers who have hired someone with a disability would do it again, and here's why.
Financial Planning July 1, 2013 Ilana Polyak	Disability Insurance: Are You Protected? Advisors need to think about disability insurance coverage for both themselves and their clients.
American Journal of Nursing April 2012 Smeltzer et al.	Original Research: Interactions of People with Disabilities and Nursing Staff During Hospitalization Inadequate primary health care and screening have been identified as serious issues for people with disabilities, but little evidence exists on the nursing care of this population when hospitalized.
Foundation News & Commentary Nov/Dec 2005 Argoff & Rousso	Hardest Hit and Least Protected People with disabilities and older adults suffered the brunt of the Gulf and Atlantic Coast hurricanes. This is what grantmakers can do to help them.
Financial Planning September 1, 2005 M. Michael Babikian	A Delicate Balance For disabled clients, a special needs trust can maximize private sources of funding without jeopardizing public ones.
The Motley Fool February 11, 2009 Dayana Yochim	Don't Let a Disability Turn Into a Financial Disaster A short-term disability that turns into a long-term one can seriously sideline your finances. Supplemental coverage can save your savings from a big hit.
CFO September 1, 2008 Kate Plourd	Prepare to Be More Accommodating Big changes to the Americans with Disabilities Act could heap new costs on corporations starting this fall.
Investment Advisor July 1, 2011 Marlene Y. Satter	Rx for Disability Your physician and dentist clients in search of coverage may be interested in a different definition of disability.
Salon.com June 30, 2000 Jake Tapper	Whose lie is it, anyway? When it comes to George W. Bush's record on people with disabilities, Gore and Bush each say the other is truth-challenged.
The Motley Fool June 13, 2006 Dan Caplinger	A Trust for All Seasons: Special Needs Trusts These trusts can help provide for disabled dependents or relatives.
Financial Planning July 1, 2013 Scott Wenger	Editor's Note: Disability Insurance, Just In Case Life insurance is a no-brainer, but disability insurance is often overlooked. The consequences can be devastating.
Entrepreneur October 2007 Jacquelyn Lynn	Bouncing Back Eric Morgan, president of Morgan + Co., never thought his New Orleans-based media company would be unable to operate due to a catastrophe. Then Hurricane Katrina hit.
Investment Advisor December 2006 Marlene Y. Satter	Physician, Insure Thyself After a long dry spell, physicians and dentists are once again able to get disability insurance coverage that matters. Here is how financial advisors can help.
Insurance & Technology June 1, 2006 Maria Woehr	A Successful Submission As part of its overall e-business strategy, Sun Life Financial's U.S. Group Insurance Division has introduced a new online disability claims submission system that allows customers to file paperless claims while safeguarding their privacy.
Financial Planning November 1, 2011 Ed Slott	When a Disability Isn't Disabling The tax code generally assesses a 10% penalty on distributions from qualified plans, including IRAs, before age 59 1/2. But as many advisors and even many clients know, there are a number of exceptions to this rule.