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Bank Systems & Technology March 27, 2008 Nancy Feig |
Banks Adopting More Strategies to Court Underbanked Banks' interest in helping the underbanked isn't entirely altruistic. While the average account of an underbanked person may not seem substantial, as a group, the underbanked spend at least $13 billion per year on non-bank financial transactions. |
BusinessWeek May 2, 2005 Dean Foust |
Banks: "Protection" Racket? As overdraft and other fees become huge profit sources for banks, critics see abuses. And most troubling to consumer activists is that most of the new fees fall on the poorest consumers. |
Bank Systems & Technology July 28, 2006 Maria Bruno-Britz |
Targeting the Unbanked/Underbanked With the Right Solutions To target the unbanked/underbanked market, banks are deploying a variety of solutions, including cards, remittances, and tailored risk and credit scoring models. |
AskMen.com March 2, 2003 Dan Carter |
5 Not-So-Obvious Banking Fees After reading this article, you'll have a heads-up on where banks get you good and how you can avoid extra costs as much as possible. |
FDIC FYI November 5, 2003 |
Financial Education in a Dynamic Banking Environment While consumer credit is more available than ever, technological advances and an array of new consumer products and services have made modern banking more complex. In this arena, it is more important than ever for consumers to be educated about their rights and options regarding financial offerings. |
Mother Jones May/Jun 2001 Brendan I. Koerner |
Preying on Payday How national banks are teaming up with storefront lenders to profit from high-interest loans to the poor... |
U.S. Banker November 2001 John Hackett |
Ethically Tainted A number of banks are moving into variations of payday lending, the high-yielding business that some observers would describe as predatory. But those who participate in such lending say they're no different than banks that charge high fees for bounced checks... |
The Motley Fool March 23, 2004 |
What's a Bank Really For? All banks are not created equal. Ensure yours serves you well. |
The Motley Fool January 28, 2005 |
How to Avoid Breaking the Bank Why pay more than you need to -- to your bank, of all things? |
The Motley Fool June 12, 2007 John Rosevear |
Checking Out Checking Accounts How to steer clear of "free checking" pitfalls. |
Bank Systems & Technology January 31, 2006 Maria Bruno-Britz |
Banking for the Masses As a whole, the underbanked and unbanked account for more than 30 million Americans. That is not an insignificant number, and smart banks are redoubling their efforts in reaching out to this market. |
Reason April 2002 Mike Lynch |
Legal Loan Sharking or Essential Service? The great "payday loan" controversy... |
Bank Systems & Technology February 25, 2010 Katherine Burger |
New York City's Underbanked Population: Growing and Mistrustful of Banks New research show 13 percent of New York City households lack bank or credit union accounts. |
Bank Systems & Technology January 7, 2005 Ivan Schneider |
Cut the Fee, or Wait and See? Find out what the CCAF act would do for banks and banking customers. |
U.S. Banker September 2001 Diana Tejerina |
College Kids: Gimme 'Ole-Time Banking A U.S. Banker survey finds that college students are uncomfortable with online banking and are wary about credit cards. But they're wild about debit cards... |
The Motley Fool January 19, 2007 Dan Caplinger |
Banks Need Your Fees The best way to avoid fees is to make sure you understand what fees your bank charges for certain transactions or activities before you need them. |
The Motley Fool August 27, 2007 John Rosevear |
The Joys of Credit Unions While credit unions aren't the best fit for everyone, they do offer distinct advantages -- tangible and not-so-tangible -- over big regional or national banks. |
Bank Technology News January 2005 Michael Sisk |
The Post-October 28 World: It's Time for a Reality Check on Check 21 Believe it or not, there are still many misconceptions about the law among the public, which banks must battle as they gradually implement new checking technology. |
The Motley Fool February 12, 2008 Dan Caplinger |
Where You'll Find the Best Rates As customers have moved to the Internet for financial solutions, banks have paid attention. |
FDIC FYI July 9, 2004 |
Bank Branching Trends and Prospects of Key Banking Sectors A summary of three reports released today that represent the fourth installment of the Federal Deposit Insurance Corporation's Future of Banking Study. |
Bank Systems & Technology January 3, 2006 Maria Bruno-Britz |
A Payroll Card of a Different Stripe The latest plan to enable consumers to bypass their banks for their financial needs involves a debit-based payroll card issued by Affinity Card Systems (ACS). The card is being targeted at the financially underserved, the unbanked, students and highly mobile people. |
U.S. Banker May 2002 Mark Bruno |
Digital Imaging Picks Up Steam Banks across the nation suddenly are working very hard to implement the long-promised technology of check imaging... |
Bank Technology News May 2001 Maria Bruno |
E-Mania Takes Community Banks by Storm According to Grant Thornton, community banks must commit to big changes, or else... |
Bank Systems & Technology March 30, 2007 Peggy Bresnick Kendler |
What It Takes to Serve the Small and Mid-Size Business Market Banks looking to build their presence in the small and mid-size business market should focus on providing online tools that can help these customers become more efficient in handling their cash management and payment needs. |
The Motley Fool April 1, 2005 |
Shopping for a Bank? Maybe a brokerage should be your new bank. |
Entrepreneur August 2002 C.J. Prince |
Take This Hand Banks are looking to find a nice entrepreneur and settle down. |
U.S. Banker November 2003 Karen Krebsbach |
The New Mexican Revolution. This One's in Banking. Mexico's banking sector has been in reform mode for more than two decades, but surging competition for the $13 billion remittance market, and promising consumer demographics, will bring banking to millions more Mexicans and continue to reshape the landscape. |
Bank Systems & Technology June 26, 2006 Maria Bruno-Britz |
Lands of Opportunity The international opportunities for U.S. banks with the right IT and know-how can be huge, provided they follow the appropriate strategy. |
U.S. Banker April 2010 Alan Kline |
A New Way to Think About the Unbanked Survey results showed that bank fees, above all, are what keeps people unbanked. |
The Motley Fool March 4, 2008 Mary Dalrymple |
How to Waste $36 Billion Consumers with checking and savings accounts squandered away $36 billion in fees in 2006. |
Bank Technology News May 2005 Holly Sraeel |
Nonbank Payments: Are Banks Green? Yes And No. If you take cash and payments out of the equation, who needs banks? |
Bank Systems & Technology December 1, 2005 Maria Bruno-Britz |
Check 21: Evolution, Not Revolution Originally hailed by legislators as ushering in a new era of banking, it seems the reality of Check 21 is a bit less lofty than they anticipated - so far, at least. |
The Motley Fool July 19, 2005 Selena Maranjian |
Beware of Overdraft Fees Don't let your bank get rich as it makes you poorer. |
The Motley Fool August 15, 2006 |
Banking Alternatives Investors, don't think you're stuck with Federated First Financial. You might do better elsewhere. |
Finance & Development December 1, 2006 Christensen et al. |
Bankable Assets Africa faces many obstacles in developing financial systems. New markets and institutions need to be able to flourish. |
Bank Technology News September 2002 Karen Krebsbach |
Following The Money Banks are gunning for a larger share of the $9.2 billion wired home annually by Mexican nationals in the U.S. But the Mexican government, with its own remittance plan, could be the dark horse in this race. |
Commercial Investment Real Estate Mar/Apr 2003 Chere LaRose-Senne |
Congress Revisits the Issue of Banks Selling and Managing Real Estate Commercial real estate professionals should stay informed on the progress of the Community Choice in Real Estate Act. |
The Motley Fool September 14, 2007 Dan Caplinger |
Those Dirty Banks! Banks can raise their ATM fees, but you don't have to pay them. |
The Motley Fool April 25, 2007 Mary Dalrymple |
Hey, Give Me My Money! Fewer check processing sites means that, for consumers, more deposit checks get categorized as "local." That means more of your checks must be deposited under the two-day rule instead of the five-day rule. |
BusinessWeek November 20, 2006 Geri Smith |
In Mexico, Banco Wal-Mart Wal-Mart may soon get a bank license in Mexico, and that could have a huge impact on financial services. |
FDIC FYI March 25, 2004 |
The Evolving Role of Commercial Banks in U.S. Credit Markets A careful analysis of U.S. financial sector data shows that banks' share of the financial services market has not shrunk to the extent that is commonly asserted. Moreover, banks have assumed leading roles in providing some of the newer types of financial services products, such as credit card securitizations and mortgage banking services. |
Bank Systems & Technology January 29, 2008 Maria Bruno-Britz |
Evolving Card Business Presents Opportunities and Threats for Banks Rapid advances in technology, the recent IPOs of Visa and MasterCard, an uncertain economy, and shifting consumer behaviors all are converging to create a whirlwind of change -- and opportunity -- in the card space. |
Bank Systems & Technology July 1, 2005 Maria Bruno-Britz |
Branch In a Box As financial technology matures, banks are beginning to reevaluate the manner in which they utilize their ATMs. As a result, the ATMs of the future will provide users with a much richer banking experience than ever before. |
U.S. Banker April 2007 Lee Conrad |
Landing the Unbanked With Lure Aiming to Build Credit The unbanked market spends about $1 trillion a year, and banks are making a beeline for that business, particularly with prepaid cards. There are only a finite number of people, after all. |
The Motley Fool April 1, 2004 Selena Maranjian |
How to Bank Online It can be easier than using a traditional bank, and you might earn more on your money. |
Bank Systems & Technology May 6, 2004 Judy Ward |
Banks Prepare Returns Processing for Check 21 Electronic check processing will speed transactions, cut costs and fight fraud. |
BusinessWeek January 17, 2005 Brian Grow |
Tapping A Market That Is Hot, Hot, Hot With Hispanics' wealth and population rising three times faster than the U.S. average, the FDIC predicts that they will account for more than 50% of U.S. retail banking growth over the next decade, yet 56% have no bank accounts. |
CFO March 1, 2005 Tim Reason |
A Love-Hate Relationship Banks and their customers have grown closer to, and more wary of, each other. |
Bank Systems & Technology March 27, 2008 Lisa Valentine |
The Bank of San Antonio Offers Big-Bank Services With a Small-Bank Touch By relying heavily on outsourcing IT and partnering with technology providers, The Bank of San Antonio offers big bank products and services in a community banking environment. |
Bank Technology News June 2001 Patricia A. Murphy |
New Push to Cut Paper Intensifies The checkless society is a fallacy, but slowly payments are going electronic... |