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AskMen.com
May 14, 2001
Luis Rodrigues |
Do You Need Life Insurance? Some people believe that having life insurance -- planning for their death -- will bring misfortune to their lives, and would rather not have any at all. Unfortunately, too many people don't realize the importance of life insurance until it's too late...   |
U.S. Banker
August 2001
Robert A. Bennett |
A Clear Perspective Needed at FDIC But the new chairman has shown little indication he has one. In fact, he seems to oppose his predecessor's view that reform should be achieved in a single package. |
Bank Technology News
October 2001
David Rountree |
Consumers Grow Comfortable With IT Wealth management services to be sought by not-so-wealthy households... |
U.S. Banker
August 2006
Lee Conrad |
Banks Refocus Staff and Mutual Funds Sales Surge Banks are making a fundamental change in the way they sell mutual funds by streamlining the process and unleashing a bigger, less expensive, sales force. |
Managed Care
October 2000 |
Employer-based coverage up in strong economy Health insurance premiums rose 8.3 percent over the past year for all types of coverage, according to an annual survey of employers... |
Bank Technology News
May 2001
Maria Bruno |
E-Mania Takes Community Banks by Storm According to Grant Thornton, community banks must commit to big changes, or else... |
U.S. Banker
August 2002
Karen Krebsbach |
Banking on SMA Funds From investment management to technology to back-office services, outsourcers are elbowing their way into the separately managed account (SMA) business. Small banks are paying attention -- and hoping to reap the rewards. |
FDIC FYI
June 3, 2002 |
Favorable Interest-Rate Environment Drives Record First-Quarter Bank Earnings Commercial banks earned a record $21.7 billion in the first quarter of 2002, besting the previous quarterly earnings record set in the first quarter of 2001 by 9.6 percent. |
OCC Bulletin
December 13, 1999 |
Interagency Guidance on Asset Securitization Activities During recent examinations, our examiners have noted an unacceptable number of national banks with risk management systems or internal control infrastructures insufficient to support the institution's securitization activities. |
U.S. Banker
October 2001
Neckopulos & Pihl |
Challenge: Integrating the Channels Andersen Business Consulting says banks must integrate all delivery channels to be successful... |
Bank Technology News
March 2002
Karen Epper Hoffmann |
Online Banking Aligns Practices Now that the initial online flurry has subsided, Web-based banks are looking at ROI potential... |
eCFO
June 2001
Tim Reason |
Riders of the Digital Age Security experts say assets that cannot be protected need insuring. Seems simple enough -- but surprisingly, many companies still don't carry insurance geared specifically for ebusiness... |
FDIC FYI
November 26, 2002 |
Quarterly Banking Profile Commercial Banking Performance, Third Quarter 2002 Gains on securities sales keep earnings near record level... Weakness in overseas operations limits industry profits... Margins improve at community banks, decline at larger institutions... Strong mortgage demand fuels growth in loans... Asset-quality problems continue to grow at large banks |
Inc.
November 1, 2000
Jill Andresky Fraser |
Business for Sale: Mid-Atlantic Title-Insurance Brokerage Looking for an entrepreneurial umbrella that could shelter you from the storms of the large corporate workplace? Then check out this four-year-old title-insurance-and-settlement service... |
U.S. Banker
January 2008
Anthony Malakian |
Turning Up the Volume On 401(k) Conversation Investment firms have made a strong push into banks' domain and these institutions need to start pushing back. |
Managed Care
May 2001 |
Outlook Number of uninsured unchanged; policy proposals aim to reduce ranks... |
Bank Technology News
March 2003
Mark Bruno |
An ATM with a Room to Sublet Key's "Agent Bank" program opens the field for small institutions wanting to expand their network of fee-free ATMs. |
Inc.
January 2006
Dan Ackman |
A Bank, at Your Service The number of start-up banks is on the rise, and they're competing with the big boys by catering to business owners. |
U.S. Banker
April 2006
Michael Dumiak |
Corporate Funding: New Funding Source Rises To Meet Banks' Needs A new type of investment is emerging, a type of securitized CD that provides small and mid-sized banks a much-needed funding source, while giving institutional investors a new asset class of the safest degree. |
Bank Technology News
March 2002
Daniel A. Joelson |
Latin America Uncovers Internet Banking Leaders Economic conditions won't bury the growth of online banking in the region... |
Managed Care
April 2000
Michael S. Victoroff, M.D. |
Helping Marginally Covered May Take Public-Private Effort Opening medicine's doors to a broader population has invoked the law of unintended consequences. Primary care physicians feel an increased demand for visits, referrals, and advice. ... |
Managed Care
May 2001
Cyril F. Chang |
Covering Risk But Not Risky Behaviors A critical review of the arguments for insurance coverage for smoking-cessation therapies... |
U.S. Banker
June 2007
Lee Conrad |
Banks' Insurance Operations: Are Painful Lessons Paying Off? Banks clamored for years for the right to underwrite and sell insurance, but few have proven adept at it. There are signs of progress, however, as some banks embrace the brokerage side and gain revenue. |
Bank Systems & Technology
December 1, 2005
Phil Britt |
High Tech, High Touch and High Net Worth As banks attempt to expand their private banking operations to attract high-net-worth customers, they're enhancing their support technologies to provide better customer service, improve profitability, and expand product and service offerings. |
Managed Care
February 2001 |
Rate of uninsured falls, but underlying factors remain shaky The percentage of uninsured Americans fell from 1998 to 1999, for the first time in a decade. But, according to a study prepared by the Health Insurance Association of America, the underlying factors affecting coverage have not changed -- and that could mean the decline is just an illusion... |
FDIC FYI
April 18, 2002 |
New Reporting Offers Insight Into Bank Activities Until last year, the quarterly Reports of Income that banks filed with federal regulators provided only limited detail on noninterest revenues. Last year, these reports began to include more detail on the relative importance of different activities and products to bank earnings... |
Bank Systems & Technology
January 1, 2007
Maria Bruno-Britz |
Study: Banks Need New Ways to Gauge Customer Payment Preferences A recent study shows behavior models can help financial institutions understand clients better and can improve their competitive position in the payments business.. |
The Motley Fool
February 1, 2005 |
Long-Term Care Insurance Tips If you're in the market for long-term care insurance, good for you! It's not something to ignore, and many of us would be smart to get it. |
OCC Bulletin
July 5, 2001 |
Assessment of Fees: Independent Credit Card Banks; Lower-Rated Institutions Under the rule, a national bank will be deemed an "independent credit card bank" if it engages primarily in credit card operations and is not affiliated with a full-service national bank. The OCC will continue to assess independent credit card banks based on balance sheet assets... |
U.S. Banker
November 2007
Paul Hyde et al. |
Mergers Create Mid-Sized Have-Nots Nearly two decades of steady banking industry mergers have created a landscape dotted with a group of banks struggling to survive in an undifferentiated no-man's land. |
Managed Care
November 2000 |
Rise in employer-based coverage spurs drop in ranks of uninsured The Census Bureau reports that the number of Americans without health insurance dropped from 44 million in 1998 to 42 million in 1999, thanks in large part to a boost in the share of employers offering job-based coverage... |
Bank Systems & Technology
December 23, 2007
Peggy Bresnick Kendler |
Banks Eye Wealth Management Market As baby boomers transition into retirement, the market for wealth management services is more promising than ever. |
Bank Technology News
June 2002
Jan Jaben Eilon |
Small Business Entices Marketers With over 5 million small businesses in America, banks are realizing the potential in this market. |
U.S. Banker
April 2002 |
Tougher On The Big Boys Being bigger is not necessarily better for corporations seeking loans from their banks. A study by the Association for Financial Professionals indicates that banks are putting heavy pressure on their biggest borrowers to throw more business the banks' way. Or else: No credit... |
Managed Care
April 2001
Frank Diamond |
Why HMOs Could Thrive In the Economic Downturn It happened in the slump of the early 1990s, and it could very well happen again. Managed care feasts while other industries starve. People will still get sick, even in bad times... |
AskMen.com
March 2, 2003
Dan Carter |
5 Not-So-Obvious Banking Fees After reading this article, you'll have a heads-up on where banks get you good and how you can avoid extra costs as much as possible. |
U.S. Banker
May 2007
Lee Conrad |
How Best to Spur Usage Of Untapped Lines of Credit? Only 60 percent of homeowners with equity lines of credit have accessed them in the past year. To nudge the other 40 percent, banks might consider hybrid loans and better analysis of customer data. |
Finance & Development
March 1, 2000
Robert Rennhack |
Banking Supervision Countries in Latin America and the Caribbean, like other emerging markets, have experienced banking system difficulties that have hampered growth and generated fiscal costs as high as 10 to 20 percent of GDP and even more. Many countries have improved their banking systems, but further reform is needed. |
Bank Technology News
March 2001
David Rountree |
Up Today, Up Tomorrow Banks appear determined to sustain their leadership in technology as the virtual world creates ever new real-world threats to their traditional business models. |
OCC Bulletin
September 5, 2002 |
Investment Portfolio Credit Risks: Safekeeping Arrangements This guidance alerts banks to the potentially significant credit risks they incur when safekeeping investment portfolio assets with third parties, such as brokers, broker/dealer firms and banks. |
OCC Bulletin
March 29, 2000 |
Assessment of Fees for National Banks and District of Columbia Banks A proposed rule on assessment of fees would enable the OCC to capture better the costs of supervising national trust banks that are not affiliated with a full service national bank (independent trust banks)... |
Bank Technology News
November 2001
David Rountree |
Importance of Online Banking While generally satisfied with the services they're using today, corporations are on the lookout for more and better Web banking capabilities... |
U.S. Banker
November 2007
Lee Conrad |
In Pay Raises, Small Banks Outpace the Broader Industry According to America's Community Bankers' annual compensation survey, chief information officers/chief technology officers saw an 11.2 percent increase in their base salaries at community banks between 2006 and 2007. |
Bank Systems & Technology
March 30, 2007
Peggy Bresnick Kendler |
What It Takes to Serve the Small and Mid-Size Business Market Banks looking to build their presence in the small and mid-size business market should focus on providing online tools that can help these customers become more efficient in handling their cash management and payment needs. |
The Motley Fool
August 31, 2005
Stephen D. Simpson |
A Closer Look at Bank Stocks These investors must deal with unusual terms and funny-looking financial statements, but the rewards can be well worth it. |
Managed Care
April 2000 |
More consumers have choice of health plans, but is it enough to make HMOs responsive? Competition benefits consumers, the theory goes. Policy makers who seek to alter market forces in health care should keep this corollary of capitalism in mind, says the Center for Studying Health System Change, a Washington-based think tank.... |
U.S. Banker
February 2002
John Hackett |
Deposits Grow Despite Drop in Rates The stock market has driven depositors into the arms of banks, but will this love dissolve if the market comes back? |
Managed Care
June 2001
Michael Levin-Epstein |
Health Plans, Insurers Unsure About Likely Effect of Gramm-Leach-Bliley Insurers and financial institutions are flooding customers' mailboxes about their rights to protect medical and financial information under what's better known as the Gramm-Leach-Bliley Act. But just how GLB will affect health plans isn't totally clear... |
Bank Technology News
September 2001
Daniel Joelson |
New Research Ranks Web Sites of Western Hemisphere A study of online financial services in the Americas reveals some of the many challenges FIs face online... |
The Motley Fool
November 15, 2005
David Braze |
Should You Buy Long-Term Care Insurance? An insurance policy can help pay for senior care, but it may not be right for everyone. |
