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Reason March 2009 Veronique de Rugy |
Dissatisfaction Guaranteed The government has decided to encourage more lenders to take more chances by guaranteeing yet more loans to high-risk borrowers. The only guarantee for these loans is that our children will be paying billions to cover the losses. |
Financial Planning March 1, 2008 Donald Jay Korn |
Seeing Red Sallie Mae, the leading lender to college students, reported a $1.6 billion loss in the fourth quarter of 2007. Sallie Mae isn't the only student lender that has been bloodied recently. Students and parents need to be cautious when looking for student loans. |
BusinessWeek December 17, 2009 |
The Federal Dilemma Here's why it will be difficult for the Obama Administration to get banks to boost lending |
BusinessWeek April 22, 2010 Alan Katz |
The City That Got Swapped A decade ago, the mayor of Saint-Etienne, France, hit on a novel way to help pay for urban renewal: currency and interest rate swaps. He was a hero for a while. Then came the crash. Now he's the ex-mayor of a town facing financial disaster. |
The Motley Fool January 24, 2007 Mary Dalrymple |
Study Your College Loan Options Know when to use a private or a federal loan to pay your tuition bill. |
Inc. June 2004 Bobbie Gossage |
Snowe Me the Money Senator Snowe (among others) restores funding to the Small Business Administration. |
Registered Rep. August 24, 2015 Lynn O'Shaughnessy |
Tackling Student Debt Because high levels of student loan debt are far more common than they used to be, you should expect queries from clients about how to minimize their own balances, in addition to those of their grown children. |
BusinessWeek August 5, 2009 Silver-Greenberg et al. |
Old Banks, New Lending Tricks Lenders haven't sworn off risky financial products. They've come up with a slew of new ones. |
The Motley Fool May 17, 2010 Morgan Housel |
The End of Idiot Borrowing The Senate voted 63-36 to outlaw "liar loans," or mortgages made to borrowers who invent their income. |
The Motley Fool June 1, 2004 Selena Maranjian |
Get Record-Low Rates This is a great time to consolidate your student loans and save money. |
The Motley Fool November 16, 2007 Rich Duprey |
Battling for Payday Loans A ban on military payday loans keeps underpaid soldiers even more short of cash. |
The Motley Fool September 14, 2011 Selena Maranjian |
Be Careful With This Bandwagon Home-equity loans present dangers for borrowers and banks alike. |
The Motley Fool May 9, 2011 Cindy Johnson |
Are Banks Starting Another Race to the Bottom? Easier credit standards are being driven by competition to lend. |
The Motley Fool April 2, 2007 Nathan Parmelee |
M&T Bank's Rude Alt-Awakening If Alt-A loans hurt M&T's earnings, what should we expect from similar lenders? Investors, the answer will be different for each. |
FDIC FYI February 27, 2002 |
Loan Weakness Spreads; Banks' Defenses Hold Large banks' business loans have been hit hardest by the recession, but some weakening is now appearing for smaller banks and for other kinds of loans... |
HBS Working Knowledge August 13, 2012 Carmen Nobel |
When Good Incentives Lead to Bad Decisions New research explores how various compensation incentives affect lending decisions among bank loan officers. |
The Motley Fool November 23, 2007 Dan Caplinger |
Find the Right Student Loan College loans come in many varieties. Some have very attractive provisions and guarantees, but others can spell trouble for even the most responsible young adults. |
BusinessWeek May 1, 2008 |
Navigating the Crunch A financial aid expert explains how borrowers can best ride it out. |
BusinessWeek February 13, 2006 David Henry |
Why Junk Bonds Are Getting Junked Leveraged loans offer better terms, but their floating rates could spell trouble. |
U.S. Banker November 2009 Cheyenne Hopkins |
PPIP Finally Ready, But Who's Selling? Now that a government program to buy up toxic assets finally appears ready to fly, many observers are wondering if there is any need for it. |
BusinessWeek April 7, 2011 Bob Ivry |
Why a Foreign Bank Feasted on Fed Funds Fed documents show Europe's Dexia borrowed up to $37 billion in U.S. loans. Some argue it was urgent to keep the bank afloat. |
BusinessWeek July 23, 2009 |
The SBA's Karen Mills on Thawing Credit How the Administrator of the Small Business Administration says her agency is helping get banks to lend to small business again. |
Financial Planning June 1, 2010 Donald Jay Korn |
College Loans Say Uncle The new law excluding banks from making federal education loans should be a PLUS for borrowers who can now turn to the Bank of Uncle Sam. |
HBS Working Knowledge December 21, 2009 Roger Thompson |
Good Banks, Bad Banks, and Government's Role as Fixer In his new book, Too Big to Save, HBS senior lecturer Robert Pozen tells us how to fix the system. |
The Motley Fool May 27, 2011 John Rosevear |
This Government Meddling Could Save Your Retirement Proposed new rules limiting 401(k) loans may sound annoying, but they're a good idea. |
BusinessWeek November 14, 2005 Lindsey Gerdes |
The Private-Loan Dilemma Unable to borrow enough via the federal government, more students are turning to other lenders, which can be a risky last resort. |
BusinessWeek April 29, 2010 Keehner & Mattingly |
Taxpayers May Get a Piece of the FDIC Action If bad loans rebound, Sheila Bair's FDIC gets a portion of the profits |
The Motley Fool December 4, 2006 Dan Caplinger |
Avoid the Loan Sharks For those with less-than-perfect credit histories, there's a scary trend in personal finance these days. In the name of convenience, some borrowers are digging themselves into a hole from which they may never emerge. |
Financial Planning August 1, 2006 Donald Jay Korn |
College Refinancing 101 After the gold rush of mid-2006, consolidating old student loans is no longer a slam dunk. Here's what financial planners can do to help. |
National Real Estate Investor May 1, 2007 W. Joseph Caton |
Small-Cap Attraction The business of buying, managing and trading smaller commercial properties has now become a favored target market of both portfolio and conduit lenders. |
HBS Working Knowledge July 21, 2014 |
Is a Gap in Small-Business Credit Holding Back the American Economy? A former head of the US Small Business Administration, analyzes the current state of availability of bank capital for small business. |
U.S. Banker May 2007 Lee Conrad |
Subprime Mortgages: As the Knot Unravels, A Question Lingers: Why? Consumers and companies following their self-interest are supposed to be guiding forces that drive a capitalist economy. The recent meltdown of the subprime-mortgage market, however, raises the question of whether all participants were headed in that direction. |
The Motley Fool October 30, 2007 Dan Caplinger |
Get a Cheap Loan Fast ... From Yourself If you're facing a temporary setback and need a short-term solution, a 401(k) loan may not be as bad as some experts think, and a lot better than other alternatives. |
Investment Advisor August 2007 Jeff Joseph |
The Far Reach of Subprime Woes Leveraged loans to companies are likely to be adversely affected by hedge fund losses from collateralized debt obligations. |
Bank Technology News October 2009 John Adams |
IT Cleanup in the Home Equity Aisle Two risky strategies of the past -- high-cost home equity loans made without tax and insurance escrow accounts, and the use of tech platforms siloed between different types of real estate lending -- are coming back to bite mortgage lenders via tough new regulations. |
The Motley Fool October 16, 2007 Dan Caplinger |
How Not to Profit From the Mortgage Crisis It's tempting to try to profit from the irrational state of the mortgage lending market. Beware, investors, in many cases, trust deeds are extremely risky. |
Inc. September 2008 |
Start-Up Capital Survey results about how start-ups obtain funding. |
Information Today May 5, 2011 |
ebrary Launches Usage-Triggered Model for Short-Term Loans Currently in beta, this model provides libraries with all of the benefits of traditional short-term loans with the added advantage of only paying if titles are used. |
The Motley Fool January 28, 2010 Dan Caplinger |
The Smartest Move Colleges Ever Made Eliminating the middleman serves both schools and students. Colleges are at least making the right response to the credit crisis by making loans directly to their students. |
U.S. Banker March 2008 John Engen |
The Politics of Lending Sen. John McCain took time to present his vision of a world with simplified mortgage applications, and even suggested that the government might need to jump in to help mitigate the worsening crisis. |
Bank Systems & Technology July 23, 2008 Orla O'Sullivan |
Fannie, Freddie Troubles May Have Been Avoided If Technology Was Used Properly As observers watch cash-strapped Fannie Mae and Freddie Mac being propped up by the government, many wonder how technology failed to save the agencies and the lenders supplying mortgages to them from being left holding the bag on so many bad loans. |
On Wall Street July 1, 2013 Jeff Tjornehoj |
Investors Turn to Loan Participation Funds Investors yearning for income and fearing rising interest rates are clamoring for loan participation mutual funds and ETFs. |
U.S. Banker November 2010 Laura Thompson Osuri |
A Payday Alternative A loan-loss-reserve fund created by the Dodd-Frank Act aims to take some of the risk out of small-dollar lending. |
The Motley Fool September 14, 2007 Emil Lee |
Fool on the Street: Capital One's Crystal Ball Capital One explains why the subprime mess has not spilled over into other consumer lending areas. Investors should take note. |
The Motley Fool July 26, 2011 Matt Koppenheffer |
Finding Great Opportunities in Bank Stocks As investors continue to avoid the banking sector, there are some good opportunities hiding out in the group. |
BusinessWeek October 23, 2006 |
Danger--Explosive Loans Collateralized loan obligations offer loads of cheap money. But payback time may be coming. |
Registered Rep. May 20, 2008 |
Should Congress Rescue Me From My Margin Debt? The Senate deal to save struggling homeowners by refinancing up to $300 billion in loans seems quite unfair to taxpayers and equity investors or speculators of any kind. |
U.S. Banker February 2010 Alan Kline |
It's Too Soon to Pull the Plug on Higher SBA Coverage In the nine months after the stimulus bill was passed, lenders originated more than $16 billion in SBA-backed loans. It s fair to say that many of those loans would not have been made if not for the increased guarantee. |
Inc. September 2003 Amy Gunderson |
Banks May Sell Off Your Loans A secondary market for small-business loans could benefit entrepreneurs. |
BusinessWeek April 17, 2008 |
The Lowdown on Basel II Its No. 1 goal is to smooth out financial crises, and its main method is fine-tuning banks' capital requirements. |