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Bank Technology News
February 2011 |
Regulations Revisited: Durbin and Overdraft American Banker's Best Practices in Retail Financial Services Symposium, now in its 16th year, will explore these most pressing regulatory topics, along with the latest best practices in retail banking, when the show convenes March 13 in Miami.   |
Bank Technology News
January 2011
Michael Sisk |
A Real Rough Draft from The FDIC Regulators are targeting overdraft again, with the FDIC issuing final guidance for overdraft payment programs that will challenge banks to adapt their processes, systems and products by the July 1 deadline. |
OCC Bulletin
April 6, 2005 |
Overdraft Protection Programs Interagency guidance on overdraft protection programs covers safety and soundness considerations, legal risks, and best practices. |
Bank Technology News
May 2011
Shane Kite |
Gaming Overdraft Vendors and banks are trying to turn compliance with recently revised FDIC guidance on customer overdraft notifications into new revenue opportunities for banks. |
Bank Technology News
March 2011
Rebecca Sausner |
Keeping Legal Busts The IT Budget Compliance with all regulations, particularly from a technology perspective, is going to cost far more than most banks are planning on spending. |
Bank Technology News
May 2011 |
New FDIC Rules Changes that will affect third-party overdraft systems and core banking systems. |
U.S. Banker
May 2010
Rob Garver |
No Regulatory Relief in Sight Five new rules have taken effect since Jan. 1 and at least eight more are on the way. The onslaught is posing immense challenges for banks trying to keep up. |
OCC Bulletin
July 8, 2004
Emory W. Rushton |
Overdraft Protection Programs The proposed guidance is intended to assist insured depository institutions in the responsible disclosure and administration of overdraft protection services. |
U.S. Banker
February 2009
Anthony Malakian |
NSF Fees Pay the Bills But Make Customers Bolt NSF fee income may be rising as consumers struggle to pay their bills, but institutions counting on this rising revenue stream to counterbalance other declines should be on the lookout for both consumer and regulatory blowback. |
Bank Systems & Technology
January 6, 2009
Katherine Burger |
Bank Technology Outlook 2009: Risky Business Topics and trends that will set the tone for banking technology decision makers in 2009, with risk management and regulation compliance looming large. |
OCC Bulletin
August 15, 2006 |
Authentication in an Internet Banking Environment Just-released "frequently asked questions" (FAQs) are designed to aid in the implementation of the interagency guidance on Authentication in an Internet Banking Environment. |
OCC Bulletin
February 20, 2001 |
Bank Secrecy Act/Anti-Money-Laundering The attached guidance was issued to help U.S. financial institutions avoid transactions that may involve the proceeds of foreign official corruption. |
U.S. Banker
March 2011
Rob Garver |
Sowing Caution Though the ag sector remains strong, regulators are warning banks to avoid concentration risk - a message that is not going over too well. |
FDIC FYI
September 11, 2002 |
Progress in the Financial War on Terrorism This article summarizes the progress that has been made over the past 12 months in the financial war on terrorism. |
U.S. Banker
May 2005
Lee Conrad |
As Industry Collects Billions, Consumers Cry Foul Consumer groups say some banks encourage customers to overextend themselves. Though regulators have stepped in to halt misleading overdraft-protection practices, advocates warn it's not enough. |
U.S. Banker
February 2010
Steven Sloan |
Community Banks Sound Off on Pay Plan The Fed wants more control over executive pay, but many are arguing that smaller institutions should be exempt from the proposed rules. |
The Motley Fool
September 30, 2009
Morgan Housel |
How Not to Solve a Banking Crisis The FDIC's latest proposal just kicks the pain down the road. |
The Motley Fool
January 19, 2007
Dan Caplinger |
Banks Need Your Fees The best way to avoid fees is to make sure you understand what fees your bank charges for certain transactions or activities before you need them. |
FDIC FYI
November 5, 2003 |
Financial Education in a Dynamic Banking Environment While consumer credit is more available than ever, technological advances and an array of new consumer products and services have made modern banking more complex. In this arena, it is more important than ever for consumers to be educated about their rights and options regarding financial offerings. |
OCC Bulletin
April 14, 2005 |
Response Programs for Unauthorized Access to Customer Information and Customer Notice: Final Guidance The guidance interprets the Interagency Guidelines Establishing Information Security Standards (Security Guidelines) and addresses how financial institutions should implement a response program to address unauthorized access to customer information. |
U.S. Banker
March 2010
Joe Adler |
Get Ready for Rising Rates Near-zero interest rates won't last forever, and regulators are warning banks -- particularly those that added long-term assets using short-term funds -- to take steps to manage their risk. |
The Motley Fool
May 28, 2010 |
Bank Stocks: Trouble Ahead, Trouble Behind (Fool TV) According to the FDIC, some 700 banks are still considered "problem institutions" today. That's 10% of the industry. |
U.S. Banker
February 2009
Anthony Malakian |
Community Banks Paying for Bigger Brothers' Sins Community bankers have many reasons to be pessimistic about 2009, including the added pressure of the Federal Deposit Insurance Corporation raising the risk-based assessment rates in order to restore the Deposit Insurance Fund. |
BusinessWeek
September 30, 2009
Theo Francis |
The FDIC's Gift to Banks The FDIC's plan to raise roughly $45 billion to help dodge a cash crunch also offers a way for financial firms to boost capital and profits. |
U.S. Banker
January 2010 |
What's On Bankers' Minds? Seven banking CEOs took a break to talk about the state of their industry as it fights through the worst recession in decades. |
OCC Bulletin
October 12, 2005 |
Authentication in an Internet Banking Environment This updated interagency guidance specifically addresses the need for risk-based assessment, customer awareness and security measures to authenticate customers using a financial institution's Internet-based services. |
The Motley Fool
September 21, 2009
Morgan Housel |
How Bad Are These Bank Failures? Let's take a look at the coming wave of bank failures compared to other banking meltdowns. |
Bank Director
1st Quarter 2010
Jack Milligan |
Winds of Change These are truly challenging times for banks, and for bank directors. A weak U.S. economy has made it difficult for most institutions to find enough good lending opportunities to go around. |
Bank Systems & Technology
November 20, 2008
Orla O'Sullivan |
IT Recruitment Not a Problem, Independent Community Bankers of America Survey Finds According to a June survey by the Independent Community Bankers of America, just 12 percent of community bankers rate IT recruitment as a problem. |
U.S. Banker
June 2009
Anthony Malakian |
Overdraft Anxiety Overdraft fees not only generate significant noninterest income for banks, they help subsidize other services, such as free checking and online bill payment. |
The Motley Fool
May 21, 2009
Matt Koppenheffer |
Should Your Bank Deposits Be at Risk? Is the FDIC's guarantee of bank deposits a benefit to the system? |
InternetNews
March 25, 2005
Jim Wagner |
Feds Push Banks on Security Alerts After several high-profile private data leaks, the Federal Reserve and regulators advise banks to immediately notify customers of security breaches. |
U.S. Banker
November 2009 |
Consolidation Will Happen, But It Will Take a While There s little debate that the industry needs to shrink, but are enough buyers out there willing and able to swallow 1,500 to 3,000 banks? |
CFO
March 1, 2007
Rob Garver |
Nothing to Bank On Bank executives will undoubtedly spend much of the next year assessing the likelihood and impact of new rules, while at the same time trying to keep earnings growth on its upward trend. |
OCC Bulletin
July 12, 1999 |
Year 2000 FDIC Asset Liability Backup Program FDIC's interim final rule dealing with the backup of limited deposit and loan account information. The rule only applies to insured depository institutions with "needs improvement" and "unsatisfactory" Year 2000 ratings on or after July 31, 1999. |
U.S. Banker
May 2009
Michael Sisk |
The Repercussions of Reform After months of Congressional hearings, debates and some hysterics, only the broadest outlines of the new banking regulatory regime have emerged. |
Inc.
January 2006
Dan Ackman |
Looking for Account Ability As with any start-up you work with, a de novo bank requires careful vetting. |
U.S. Banker
June 2011
Joe Adler |
The Feds Are Coming New directors and officers coverage protects nonbank financial services directors pay from government clawbacks -- making the idea of FDIC nonbank seizures not so abstract. |
Financial Planning
September 1, 2005
Steven L. Lubetkin |
Message Control Leading a panel discussion can be an effective way to get your financial planning ideas across, if you're prepared. |
Bank Systems & Technology
September 1, 2010
Katherine Burger |
Half of Bank Customers Choose Overdraft Protection An ABA survey conducted in conjunction with imposition of new restriction on overdraft fees indicates customers continue to value overdraft services. |
U.S. Banker
August 2010
Bill Byerly |
In Defense of Startups That the FDIC should determine how many banks exist is ludicrous. |
