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U.S. Banker March 2010 Rob Garver |
Cold Turkey on Hot Money An FDIC crackdown on brokered deposits has some banks seeking funding alternatives. But is the cure worse than the disease? |
Bank Director 4th Quarter 2009 Bert Ely |
The Outlook for the FDIC's Deposit Insurance Fund An outline of what bank directors need to know about the FDIC insurance fund reform. |
FDIC FYI September 12, 2002 |
Bank Insurance Fund Reserve Ratio Above Statutory Minimum - For Now The Federal Deposit Insurance Corporation reported today in the Quarterly Banking Profile that the Bank Insurance Fund (BIF) reserve ratio rose to 1.26 percent at the end of June, just slightly above the statutorily mandated Designated Reserve Ratio (DRR) target of 1.25 percent. |
The Motley Fool August 28, 2009 Morgan Housel |
Banks' Next Roadblock: The FDIC The FDIC is running out of cash. Here's what that means for you and your bank. |
FDIC FYI March 1, 2002 |
FDIC Notifies Banks that Higher Insurance Premiums Are Possible The Board of Directors of the FDIC today alerted insured institutions to the possibility of higher deposit insurance premiums in the second half of 2002... |
Bank Director 2nd Quarter 2009 Paul M. Thomson |
Is the Law of Unintended Consequences at Work at the FDIC? The Federal Deposit Insurance Corporation (FDIC) temporarily increased the limit on bank checking and savings deposits to $250,000 per qualified account through 2009. |
The Motley Fool November 25, 2009 Morgan Housel |
Tough Times at the FDIC Show me the money. Things are looking bleak for deposit insurance fund levels. |
FDIC FYI June 12, 2002 |
Better Deposit Data Show BIF Below Target in First Quarter Estimated insured deposits of the Bank Insurance Fund (BIF) increased by $75 billion during the first quarter. The increase is noteworthy because it caused the ratio of the BIF to insured deposits to decline to 1.24 percent, below the 1.25-percent Designated Reserve Ratio target. |
The Motley Fool May 21, 2009 Matt Koppenheffer |
Should Your Bank Deposits Be at Risk? Is the FDIC's guarantee of bank deposits a benefit to the system? |
BusinessWeek September 30, 2009 Theo Francis |
The FDIC's Gift to Banks The FDIC's plan to raise roughly $45 billion to help dodge a cash crunch also offers a way for financial firms to boost capital and profits. |
FDIC FYI March 13, 2002 |
Banks and Thrifts Post Record Earnings, Insurance Funds Slide Full-year 2001 financial data for all FDIC-insured institutions, released today in the Quarterly Banking Profile, depict record bank and thrift earnings even as the reserve ratios of the FDIC insurance funds continue to slide... |
Bank Director 4th Quarter 2009 Jim Freer |
Capital Management: Banking's Trickiest Juggling Act More than ever, directors are keeping their eyes fixed on the balance sheet, in an effort to reach perfect harmony between regulatory soundness and profitability. |
The Motley Fool September 30, 2009 Morgan Housel |
How Not to Solve a Banking Crisis The FDIC's latest proposal just kicks the pain down the road. |
U.S. Banker September 2009 Alan Kline |
A Pricier TAG is Better Than No TAG at All TARP comes with a stigma and TALF and PPIP haven't worked as well as intended, but if there's one government program that many small and regional banks will be sorry to see go it's the TAG, or Transaction Account Guarantee program. |
U.S. Banker August 2001 Robert A. Bennett |
A Clear Perspective Needed at FDIC But the new chairman has shown little indication he has one. In fact, he seems to oppose his predecessor's view that reform should be achieved in a single package. |
Bank Systems & Technology January 4, 2010 Penny Crosman |
Consumer Trust in Banks Declined in Past Six Months, Bank Execs Say Innovation seen as key to boosting trust, but only one of four banks has laid out strategy. |
U.S. Banker April 2009 John Engen |
The Experiment For Sheila Bair, who had taken the helm of the Federal Deposit Insurance Corp. two years earlier, the IndyMac failure was a defining moment. |
The Motley Fool January 15, 2010 Dan Caplinger |
The Smart Move That's Long Overdue It's about time banks stopped bilking the FDIC. |
U.S. Banker May 2008 Anthony Malakian |
Banks are Failing -- But It's Nothing Like the Old Days Today's bank failures have nothing on the savings-and-loan crisis of the 1980s and early 1990s. |
U.S. Banker March 2010 Joe Adler |
Get Ready for Rising Rates Near-zero interest rates won't last forever, and regulators are warning banks -- particularly those that added long-term assets using short-term funds -- to take steps to manage their risk. |
Bank Director 2nd Quarter 2009 Deborah Scally |
Outlook for M&A: 2009 Interestingly, for some banks, M&A will be a viable -- even attractive -- strategic option. |
U.S. Banker July 2009 Glen Fest |
Bidder Medicine While its house was burning down, BankUnited of Coral Gables, Fla., was on a deposit-gathering spree. |
The Motley Fool May 27, 2009 Morgan Housel |
Bad News for Big Banks How the new FDIC rules will impact megabanks. |
U.S. Banker March 2006 Michael Dumiak |
Community Bankers Face A Slew of Issues This Year Based on a round of interviews with bankers, regulators and industry associations, the executives who run America's community banks have a host of concerns this year, both legislative and economic. |
Bank Director 1st Quarter 2011 Jack Millligan |
Is the Community Bank Business Model Broken? The concept of community banking is still viable, but the model that many small institutions employ has to change. |
CFO March 1, 2009 Vincent Ryan |
The Big Freeze CFOs hope government intervention will soon thaw frozen credit markets. That's not likely. |
CFO April 1, 2011 Vincent Ryan |
The Big Fail Despite the reach of Dodd-Frank, the "too-big-to-fail" bank dilemma lives on. |
OCC Bulletin July 12, 1999 |
Year 2000 FDIC Asset Liability Backup Program FDIC's interim final rule dealing with the backup of limited deposit and loan account information. The rule only applies to insured depository institutions with "needs improvement" and "unsatisfactory" Year 2000 ratings on or after July 31, 1999. |
Bank Director 2nd Quarter 2009 Deborah Scally |
Toughing It Out in 2009 The results of the Bank Director/Grant Thornton LLP 16th Bank Executive Survey show that bankers are determined to shore up their foundations and capitalize on strengths to survive the year ahead. |
The Motley Fool January 17, 2007 Dan Caplinger |
Insuring Your Investments Several entities combine to protect assets in various accounts. Although all of these organizations provide some protection for investors, it's still best to avoid having to go through the process of dealing with an insolvent financial institution in the first place. |
AskMen.com June 22, 2003 Dan Carter |
How To Protect Your Money As money is likely the end goal of your long, hard hours of work, protecting it should be one of your top priorities. To enjoy the fruits of your labor, certain measures should be taken to insure that the cash you earn stays in your pocket. |
U.S. Banker March 2009 Eisen & Gage |
Community Bank Capital an Investor's Sanctuary Nearly all publicly traded financial services companies have seen their stocks pummeled in the last year, but a case could be made that many community banks are being unfairly punished. |
Bank Director 3rd Quarter 2009 TK Kerstetter |
A Tribute to Bill Seidman Bank Director honors its late publisher, supporter, and friend, Bill Seidman, who passed away this year. |
Bank Director 1st Quarter 2010 John R. Engen |
M&A in 2010: The Year of the No-frill Deal There are pockets of opportunity everywhere this year, as most analysts and dealmakers agree. But you won't find anyone more risk averse than bankers these days. |
The Motley Fool March 16, 2009 Alyce Lomax |
More Mind-Numbing Stupidity The FDIC didn't collect premiums from many banks for 10 years. Say what? |
CFO March 1, 2007 Rob Garver |
Nothing to Bank On Bank executives will undoubtedly spend much of the next year assessing the likelihood and impact of new rules, while at the same time trying to keep earnings growth on its upward trend. |
U.S. Banker May 2010 John Engen |
Should FBOP Have Been Saved? To some, the Illinois bank holding company got what it deserved. To others, it s a victim of an inflexible process that favors big banks over small ones and robs neighborhoods of their best corporate citizens. Is the government picking winners and losers? |
FDIC FYI January 14, 2003 |
Basel and the Evolution of Capital Regulation: Moving Forward, Looking Back How much capital is enough? How bank regulators have answered this question during the post World War II period has been shaped by two contending strands of thought. |
U.S. Banker October 2008 John Engen |
Got Deposits? The implications of the present shakeout won't be fully understood for years, but it seems clear that the competition for deposits will be more intense in the years ahead. |
Bank Director 1st Quarter 2009 John R. Engen |
The Market for M&A in 2009: What Happens Next? With billions in government-spawned capital poised to funnel through the financial industry pipelines, many deal watchers are wondering whether such financing will pop the cork on a flood of deals -- or stall potential transactions until the outlook is clearer. |
FDIC FYI June 3, 2002 |
Favorable Interest-Rate Environment Drives Record First-Quarter Bank Earnings Commercial banks earned a record $21.7 billion in the first quarter of 2002, besting the previous quarterly earnings record set in the first quarter of 2001 by 9.6 percent. |
The Motley Fool September 21, 2009 Morgan Housel |
How Bad Are These Bank Failures? Let's take a look at the coming wave of bank failures compared to other banking meltdowns. |
U.S. Banker May 2009 Michael Sisk |
The Repercussions of Reform After months of Congressional hearings, debates and some hysterics, only the broadest outlines of the new banking regulatory regime have emerged. |
U.S. Banker September 2009 Glen Fest |
Systemic Options: Too Big to Bail? A systemic risk regulator faces a dilemma on unwinding a fallen giant: is bankruptcy or receivership better? |
U.S. Banker February 2002 John Hackett |
Deposits Grow Despite Drop in Rates The stock market has driven depositors into the arms of banks, but will this love dissolve if the market comes back? |
Bank Director 1st Quarter 2011 John Engen |
Eat or Be Eaten Banks that have strong balance sheets, excellent credit quality and first-rate regulatory compliance skills will thrive in today's challenging operating environment. Banks that lack those characteristics may be forced to sell out. |
Bank Director 1st Quarter 2011 |
FDIC Lawsuit Targets Directors at Failed Banks and Thrifts; TARP'S Uncertain Legacy In a complaint filed in November of last year, the agency is seeking at least $20 million from 11 executives and directors, including five outsiders. |
BusinessWeek October 29, 2009 Peter Carbonara |
Banking: Mr. Cleanup At the epicenter of the financial crisis, small-town bankers like Jim Edwards are building their businesses by mopping up the damage to their communities. |
U.S. Banker February 2010 Rob Garver |
What Now? If Washington really wants to get credit flowing to small businesses, it could modify TARP, relax capital requirements and rethink its stance on industrial loan companies. Or it could do nothing at all. |
FDIC FYI April 25, 2002 |
Refinancing Waves Alter the Landscape for Mortgage Specialists The current interest rate environment affords institutions the opportunity to correct material asset/liability mismatches before the rate cycle turns and risk reduction strategies become less effective or more expensive to execute... |