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Bank Technology News February 2009 Daniel Wolfe	Another Processor Spills the Data Hackers have obtained payment card data from another processor, according to Visa Inc., though many of the details, including the name of the company, remain unclear.
InternetNews January 29, 2009 Richard Adhikari	Class Action Suit Filed Over Heartland Breach Payment processor Heartland Payment Systems has been slapped with a class action lawsuit has been filed against the company over a data breach that observers say may be the largest class action suit ever. Other lawyers may be looking to file similar suits.
Bank Systems & Technology August 18, 2009 Maria Bruno-Britz	Long Arm of the Law IDs Heartland Hackers An American and two Russians are charged with one of the largest cyber crimes ever.
Bank Technology News September 2009 Rebecca Sausner	1) Heartland Payment Systems Heartland Payment System's E3, an end-to-(almost) end encryption process, has the greatest potential of any new product to impact the security of America's financial system in the coming year.
Bank Systems & Technology June 30, 2009 Nathan Conz	Heartland Completes First Phase of Encryption Pilot Heartland Payment Systems announces it has successfully completed an AES-encrypted transaction process from a merchant card reader through to a processor network.
Bank Systems & Technology December 22, 2009 Melanie Rodier	Heartland To Settle Class Actions Over Cyber Breach The payment processor agreed to submit the report of an independent expert on its plans to improve the security of its computer system since the announcement of the cyber breach on January 20, 2009.
U.S. Banker March 2009 Glen Fest	The Emperor's Old Clothes Still Don't Fit With the potential to be the new poster child for data breach notoriety, Heartland Payment Systems of New Jersey responded quickly to its massive security breach.
InternetNews January 21, 2009 Richard Adhikari	Cyber Thieves Hit Payment Processor Heartland Experts warn that more attacks may be to come. Observers also say the breach highlights the current state of legislation regarding disclosure when data loss hits corporations.
Bank Technology News March 2009 Rebecca Sausner	Heartland's Lonely Quest For Reform Heartland Payment Systems deals with perhaps the largest data breach ever.
BusinessWeek February 25, 2010	Breaching the Walls Dealing with cyber-attacks costs companies and governments billions of dollars a year and threatens national and economic security. Here are some recent incidents.
Bank Technology News September 2009 Rebecca Sausner	Everything That Can Go Wrong The aftermath of the breach of Albert Gonzalez has had some positive effects.
InternetNews August 18, 2009	U.S. Fingers TJX Hacker in Heartland Breach Attacks on Heartland, 7-Eleven and Hannaford Bros. netted the criminals 130 million credit card numbers, according to the DoJ.
InternetNews May 8, 2009 Alex Goldman	Heartland Hit With $12M Breach Tab The credit card payment processor is disputing fines from MasterCard and Visa, but the security breach turned what would have been a profitable quarter into a loss.
Bank Director 4th Quarter 2010 Chris Costanzo	Don't Compromise Your Card Business Third parties can create a panoply of security challenges for card-issuing banks and the stakes today are higher than ever.
The Motley Fool August 4, 2010 Morgan Housel	Are Visa and MasterCard Really Under Attack? I wouldn't bet on it. These moats are still safe.
The Motley Fool June 28, 2010	An Investing Alternative to Visa and MasterCard The the investing thesis for Heartland Payment Systems is discussed.
Bank Technology News November 2009 Rebecca Sausner	The End of the World Heartland Payment System's CEO predicts 2010 will be the year that the payments chain becomes significantly more secure.
Bank Systems & Technology May 1, 2006 Larry Greenemeier	Growth Can Be Risky Business Most banks are expecting healthy growth over the next few years on the strength of their retail banking operations, according to a recent study. But are banks focusing enough on the issue of data security?
Knowledge@Wharton	New Payment Methods Give Old-fashioned Checks and Credit Cards a Run for Their Money Emerging technologies are currently gaining momentum while paper check usage is in decline, according to a new study by the Federal Reserve...
The Motley Fool July 27, 2011	Heartland Payment Systems Earnings Preview Heartland Payment Systems will unveil its latest earnings on Thursday, July 28.
PHONE+ May 19, 2009 Khali Henderson	Cashing In on Payment Processing It may seem counterintuitive for telecom agents to add payment processing during a retailing slump, but the goal is to provide multiple payment options for nearly every business in the country.
The Motley Fool October 7, 2010 Dan Caplinger	Merchants Win the Credit Card Wars Expect stores to tell you how to pay.
InternetNews August 31, 2009	Heartland, TJX Hacker Will Plead Guilty Cases that may go down in history as warnings to businesses about security practices near their conclusion.
Bank Technology News November 2007 Anthony Malakian	Strategic Alliances: Wells Teams With Discover For Merchant Payments Discover faces a fierce battle for merchant payments business from the likes of American Express. Wells Fargo is hungry to expand its merchant payment acceptance options. That makes a strategic alliance between the two firms a no brainer.
Bank Technology News July 2010 John Adams	Fifth Third Processing's Encryption is the Living End-to-End Fifth Third Processing Solutions is joining the encryption and tokenization fray, offering broad new personal data protections in a marketplace that's getting long on solutions while remaining short on standards and interoperability.
PC Magazine May 1, 2010 Albanesius & Rhey	Anatomy of a Hack In late March, a chapter was closed with little fanfare on the biggest case of online identity theft in U.S. history.
Bank Systems & Technology January 1, 2007 Phil Britt	Consumers Favor Cards for Payments in Increasing Numbers This past year saw a significant increase in consumers' use of debit cards and prepaid cards, while credit card usage remained strong. The trend is expected to continue, insiders say, potentially creating new revenue streams for banks.
The Motley Fool May 17, 2010 Morgan Housel	Congress Drops an Axe on the Credit Card Industry Why suppressed interchange fees could kill Visa and MasterCard.
InternetNews December 3, 2007	TJX to Shell Out $40.9M in Data Breach Settlement TJX said the pre-tax payout will go to eligible U.S. Visa issuers that issued cards potentially affected by computer breaches.
Bank Technology News January 2008 Glen Fest	Card Processing: Shake Down, or Shaking Hands? In a federal anti-trust lawsuit filed in November, Heartland Payment Systems lays out charges of how rival Chase Paymentech unfairly games the card payments channels in the restaurant arena to guarantee itself a seat at the table.
Inc. April 2007 Jennifer Gill	Cracking the Code Credit card processing bills are a jumble. Here's how to read yours.
Bank Technology News June 2009 Rebecca Sausner	Breach Sharing Gets Off the Ground The Payments Processing Information Sharing Council (PPISC) helps the payment industry by encouraging companies to share information about breaches, and suggest tools to detect new variants of malicious software.
The Motley Fool November 9, 2011 Navjot Kaur	No Slowing Down for MasterCard MasterCard posts a good third quarter
The Motley Fool October 2, 2006 Tom Taulli	Global Payments: Looking Strong Management continues to strike deals to grow its payment processing and money transfer business. All in all, based on its track record, it's probably a strategy that should continue to work for shareholders.
The Motley Fool February 8, 2010 Morgan Housel	Better Investment: Visa or MasterCard? Visa and MasterCard both reported full-year 2009 results last week. So let's weigh 'em in, unpack the numbers, and declare a winner.
Bank Technology News August 2010 John Adams	Friends When it Comes To the Breach Wars Christopher Kenyon, evp and CIO for the global payments processing subsidiary of U.S. Bancorp, recently discussed sharing of security info among processors and security interoperability.
BusinessWeek August 4, 2010 Eichenbaum & Collins	Smartphones May Soon Replace Credit Cards AT&T and Verizon Wireless are readying a mobile payment system that could render plastic obsolete.
The Motley Fool December 20, 2010 April Taylor	2 Stocks That May Spring a Leak Visa and MasterCard have benefited mightily from consumers' shift from paper to plastic, garnering fees on each transaction. Will these companies' moats survive 2011?
The Motley Fool July 18, 2006 Alex Dumortier	Discover Learns to Network After its agreement with First Data, Discover will be accepted at small- and medium-sized merchants. This latest initiative looks like a step in the right direction. Investors, take note.
The Motley Fool January 19, 2012 Dan Caplinger	Discover Financial Faces a Tough 2012 Analysts have mixed feelings about Discover. The target price for the stock is only around 10% higher than current levels, and earnings are seen remaining stagnant over the next year or two.
BusinessWeek January 12, 2004 Dean Foust	First Data: The Power Behind The Plastic After its merger with EFS, First Data's ownership of vast electronic-payment networks will provide it with a flow of fees the other rivals to MasterCard and Visa never had.
Entrepreneur October 2006 Melissa Campanelli	Plug and Pay Credit cards aren't the only way to pay online these days.
Bank Technology News August 2007 Dan Fisher	Pay And Settle At Warp Speed The innovation of the payment system will not be in speed, but in total end-to-end processing.
The Motley Fool September 2, 2006 Elizabeth Brokamp	"Debit or Credit?" Choosing the right method of payment at the right time could save you big.
U.S. Banker September 2007 John Bingham	Data Breaches' Sophistication Prompt 'Digital Dozen' Standards Taking measures to prevent and deter data breaches is the best approach to avoiding the high cost of fraud. Collaborations among Visa, MasterCard, American Express, Discover Card and JCB created a common industry security requirement known as the Payment Card Industry Data Security Standard.
Bank Technology News May 2005 Holly Sraeel	Nonbank Payments: Are Banks Green? Yes And No. If you take cash and payments out of the equation, who needs banks?
Bank Systems & Technology January 7, 2005 Katherine Burger	Playing Their Cards Right The announcement that Discover Financial Services, issuer of the Discover card, would acquire the Pulse EFT Association signifies not only the rise of debit but also the (re)emergence of competition to Visa and MasterCard's dominance.
The Motley Fool July 30, 2009 Morgan Housel	This Is All You've Got, Visa? As consumers pull back, Visa's growth goes up in smoke.
U.S. Banker December 2010 Glen Fest	What Exemption? Many thought leaving out small banks from rate caps was unworkable. With no word yet from card networks on a 2011 plan, the carveout could already be moot.
Bank Systems & Technology May 17, 2010 Penny Crosman	MasterCard Resists Senate's Merchant Fee Cut Card group says Durbin amendment to financial reform bill will lead to higher payment card costs and less choice for consumers.