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Bank Systems & Technology September 3, 2010 Penny Crosman	Heartland and Discover Agree to $5 Million Data Breach Settlement Card payment processor hopes this will be the end of the legal fallout from its 2008 data breach.
InternetNews February 18, 2010	Kneber Botnet Pierces 2,500 Organizations So-called 'Kneber' botnet collects log-in credentials to online financial systems, social networking sites and e-mail systems to break into accounts and steal corporate and government data at an astonishing pace.
Bank Technology News February 2009 Daniel Wolfe	Another Processor Spills the Data Hackers have obtained payment card data from another processor, according to Visa Inc., though many of the details, including the name of the company, remain unclear.
Bank Systems & Technology December 22, 2009 Melanie Rodier	Heartland To Settle Class Actions Over Cyber Breach The payment processor agreed to submit the report of an independent expert on its plans to improve the security of its computer system since the announcement of the cyber breach on January 20, 2009.
Bank Systems & Technology August 18, 2009 Maria Bruno-Britz	Long Arm of the Law IDs Heartland Hackers An American and two Russians are charged with one of the largest cyber crimes ever.
InternetNews January 21, 2009 Richard Adhikari	Cyber Thieves Hit Payment Processor Heartland Experts warn that more attacks may be to come. Observers also say the breach highlights the current state of legislation regarding disclosure when data loss hits corporations.
InternetNews December 3, 2007	TJX to Shell Out $40.9M in Data Breach Settlement TJX said the pre-tax payout will go to eligible U.S. Visa issuers that issued cards potentially affected by computer breaches.
BusinessWeek November 5, 2007 Cliff Edwards	Gift Cards with a Personal Touch Put your photo or special messages on gift cards - they're Visa's bid to regain share from stores and restaurants.
InternetNews January 29, 2009 Richard Adhikari	Class Action Suit Filed Over Heartland Breach Payment processor Heartland Payment Systems has been slapped with a class action lawsuit has been filed against the company over a data breach that observers say may be the largest class action suit ever. Other lawyers may be looking to file similar suits.
Bank Systems & Technology January 1, 2007 Phil Britt	Consumers Favor Cards for Payments in Increasing Numbers This past year saw a significant increase in consumers' use of debit cards and prepaid cards, while credit card usage remained strong. The trend is expected to continue, insiders say, potentially creating new revenue streams for banks.
Bank Systems & Technology August 13, 2009 Maria Bruno-Britz	Debit Cards 'Top of Wallet' for Consumers, Says TowerGroup The recession is impelling more Americans to turn to debit cards as a means of better controlling their spending.
The Motley Fool February 8, 2010 Morgan Housel	Better Investment: Visa or MasterCard? Visa and MasterCard both reported full-year 2009 results last week. So let's weigh 'em in, unpack the numbers, and declare a winner.
Bank Systems & Technology January 6, 2010 Penny Crosman	Bug That Crippled 30 Million German Debit, Credit Cards Mostly Fixed Although millions of newer microchip-embedded cards have failed to comprehend the year 2010, many ATMs have been adjusted to fix the problem, card company says.
InternetNews April 8, 2010	Massive Cyber Spy Ring Seen Operating in China New report details the activities of the "Shadow network," a sophisticated group of cyber criminals traced back to China, prompting denial from a state official.
The Motley Fool April 5, 2004 Selena Maranjian	Credit Cards for China Credit card companies have their eyes on a big and fast-growing new market in China.
The Motley Fool February 2, 2011 Selena Maranjian	8 Million Credit Card Customers Vanish As more folks put down the plastic, will banks suffer?
Bank Systems & Technology August 5, 2004 Cynthia Ramsaran	Pay Now, Buy Later Card companies look at prepaid as a third category - in addition to credit and debit.
InternetNews August 18, 2009	U.S. Fingers TJX Hacker in Heartland Breach Attacks on Heartland, 7-Eleven and Hannaford Bros. netted the criminals 130 million credit card numbers, according to the DoJ.
Knowledge@Wharton	New Payment Methods Give Old-fashioned Checks and Credit Cards a Run for Their Money Emerging technologies are currently gaining momentum while paper check usage is in decline, according to a new study by the Federal Reserve...
Bank Technology News December 2007	Payments: Growth of Debit-Card Use Outpaces Credit Cards Are Americans outgrowing credit cards? For the past few years, debit-card usage has grown by double digits, far ahead of credit cards. Meanwhile, check use is fading fast.
CIO September 1, 2002 Xu & Varon	The China Syndrome Companies hoping to do business in China will have to play by China's rules. The world's largest market hasn't changed, even with the country's joining the World Trade Organization last year.
Bank Systems & Technology June 30, 2009 Nathan Conz	Heartland Completes First Phase of Encryption Pilot Heartland Payment Systems announces it has successfully completed an AES-encrypted transaction process from a merchant card reader through to a processor network.
The Motley Fool June 28, 2010	An Investing Alternative to Visa and MasterCard The the investing thesis for Heartland Payment Systems is discussed.
U.S. Banker November 2006 Michael Sisk	A Nation of Debit-ors: Paying Now, Not Later The credit-card culture seems to be drying up, as debit-card usage skyrockets. Since debit cards are linked to checking accounts, that's good news for small banks wanting to get in on the action.
The Motley Fool June 11, 2007 Selena Maranjian	Will That Be Credit or Debit? Think twice before assuming you're using the right card.
InternetNews August 25, 2005 Clint Boulton	China Sites Said Behind U.S. Network Attacks Report says the latest spate of attacks from China-based sites on U.S. government networks raises new concerns. But one analyst wonders about the alarm.
Bank Systems & Technology February 18, 2010 Penny Crosman	Q&A: Alex Cox, Discoverer of Today's Massive Botnet Attack Data security expert Alex Cox tells how banks can protect themselves against the Kneber botnet he discovered, which has infected 75,000 computers at 2,500 organizations around the world, and which is still active.
BusinessWeek January 12, 2004 Dean Foust	First Data: The Power Behind The Plastic After its merger with EFS, First Data's ownership of vast electronic-payment networks will provide it with a flow of fees the other rivals to MasterCard and Visa never had.
Bank Systems & Technology July 5, 2004 Judy Ward	Business Debit Card Marketing Heats Up North Dallas Bank is among the institutions aiming to take advantage of the payment option.
InternetNews December 16, 2010	760,000 Exposed in Ohio State Breach A massive data breach at Ohio State University has current and former students and staff scrambling to check their credit reports.
InternetNews February 25, 2010	Intel Confirms Details of Cyber Attack In regulatory filing, Intel outlines "sometimes successful" attacks that infiltrated the company's systems around the same time as the massive attack on Google and other companies.
The Motley Fool October 19, 2007 Dan Caplinger	Reap Rewards With Debit Cards Banks that have historically kept the purse strings tight on debit card rewards have started to loosen up a bit.
The Motley Fool July 31, 2008 Morgan Housel	Visa Powers Ahead ... But Is It Cheap? Visa is doing fantastic, no doubt about it. But how much longer can cash-strapped consumers keep charging up their credit cards, and is Visa a good investment today?
Bank Systems & Technology February 18, 2010 Penny Crosman	Botnet Affecting 2,500 Organizations Discovered "Kneber Botnet" gathers login credentials to online financial systems, social networking sites and email systems from infested computers.
The Motley Fool February 26, 2008 Sham Gad	Visa's Big Deal The upcoming $19 billion IPO of Visa is kind of a big deal. In fact, if all goes as planned, it could be the largest IPO in U.S. history
Information Today February 4, 2013 Paula J. Hane	A Cyber War Is Brewing A cyberwar has been brewing and although you might view this battle as governments going head to head in a shadow fight, experts say the battleground is shifting from government entities to the private sector, to civilian targets that provide many essential services to U.S. citizens.
InternetNews December 11, 2009	University Student Data Exposed in Server Breach More than nine years worth of student data was exposed last month when hackers managed to access the admissions server at Eastern Illinois University.
Bank Technology News January 2007 Glen Fest	Cards: Opportunities Abound In Crowded Payments Field Although credit and debit card usage accounts for more than half of all in-store purchases, a multi-trillion dollar slice of the payments market remains for the taking.
InternetNews August 2, 2010	Smart Card Shipments Explode What's going to drive even wider adoption of smart cards?
The Motley Fool July 13, 2011 Neha Chamaria	How the Brand-New Debit Fee Cap Will Affect Investors Visa gives a lower fiscal 2012 outlook after the Federal Reserve's debit card fee cap announcement.
The Motley Fool August 17, 2004 Selena Maranjian	Sneaky Credit Card Tactics Keep an eye on your credit card issuers -- they may be about to raise your rates.
The Motley Fool April 5, 2011 Dan Caplinger	This Company Wants to Win Your Wallet The way you pay is changing. This company wants to profit from it.
The Motley Fool July 30, 2009 Morgan Housel	This Is All You've Got, Visa? As consumers pull back, Visa's growth goes up in smoke.
Bank Systems & Technology May 1, 2006 Larry Greenemeier	Growth Can Be Risky Business Most banks are expecting healthy growth over the next few years on the strength of their retail banking operations, according to a recent study. But are banks focusing enough on the issue of data security?
Bank Technology News April 2007 Rebecca Sausner	The New Red Menace Russian and eastern European hackers get all the glory these days, but their efforts to disrupt American financial services are a nuisance when compared to the nation-state threat that China's cyber army, and its rogue hackers, may pose.
Wired August 23, 2007 John Robb	When Bots Attack If you want to bring down a country's information infrastructure and you don't want anyone to know who did it, the weapon of choice is a distributed denial of service attack.
The Motley Fool November 9, 2011 Navjot Kaur	No Slowing Down for MasterCard MasterCard posts a good third quarter
The Motley Fool May 17, 2010 Morgan Housel	Congress Drops an Axe on the Credit Card Industry Why suppressed interchange fees could kill Visa and MasterCard.
Bank Technology News April 1, 2008	Consumers Heavily Prefer One Card While many consumers carry a bunch of credit and debit cards, they generally favor one card. Issuers want to know how they can be the preferred card in that person's wallet.
The Motley Fool December 28, 2004 Selena Maranjian	Paper Beats Rock, but Plastic Beats Paper Credit cards are eclipsing cash and checks in our society.