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BusinessWeek February 12, 2009 Brian Grow |
What's Holding Back Mortgage Modification? Many mortgage services say they can't modify terms to let homeowners avoid foreclosure. But there may be fewer obstacles than they claim. |
CFO March 15, 2006 Tim Reason |
The Spitzer Backlash As state attorneys general clamp down on corporate wrong-doers, companies fight back. |
Bank Director 2nd Quarter 2010 Jack Milligan |
Knee Deep in Regulation As part of the fallout from the latest financial crisis, bankers are wading through new layers of regulation while scanning for clearer skies ahead. |
U.S. Banker March 2008 John Engen |
The Politics of Lending Sen. John McCain took time to present his vision of a world with simplified mortgage applications, and even suggested that the government might need to jump in to help mitigate the worsening crisis. |
U.S. Banker May 2010 Rob Garver |
No Regulatory Relief in Sight Five new rules have taken effect since Jan. 1 and at least eight more are on the way. The onslaught is posing immense challenges for banks trying to keep up. |
Bank Technology News February 2011 John Adams |
Mortgage Reboot: Rolling Thunder Looking to protect borrowers and score political points with consumers worried about foreclosures and underwater loans, Congress and regulators are unleashing an almost-constant barrage of new mortgage laws and regulations. |
Registered Rep. December 17, 2007 John Churchill |
Advisors Should Learn From Student Loan Investigation Allegations from an ongoing lawsuit should serve as a reminder to financial advisors that whatever services they offer to clients as part of a financial solution -- whether it's a mortgage or a mutual fund -- they had better disclose any conflicts of interest. |
Bank Director 1st Quarter 2011 Jack Milligan |
In the Eye of the Storm Former Comptroller of the Currency John C. Dugan speaks candidly about the financial crisis of 2008, the landmark Dodd-Frank Act and the need for minimum loan underwriting standards for the banking industry. |
BusinessWeek November 5, 2007 Nanette Byrnes |
These Tough Lending Laws Could Travel North Carolina's progressive protection laws for borrowers may become a nationwide model. |
BusinessWeek December 3, 2009 Francis & Silver-Greenberg |
What Lurks on the Books of Banks Their profits have rebounded, but shaky home-equity and credit-card debt -- for starters -- could change that |
BusinessWeek January 7, 2010 Gittelsohn & Gopal |
Finding a Better Lifeline for Homeowners With mortgages underwater by a record $745 billion, regulators may force lenders to cut principal. |
Financial Planning November 1, 2011 June Fletcher |
Going Into Reverse Several big banks have abandoned reverse mortgages this year, some watchdog groups have maligned them and consumers have shied away from them. Nevertheless, now may be a good time to recommend them to clients. |
The Motley Fool September 6, 2007 David Lee Smith |
The Mortgage Lenders' Dual Masters Whatever steps some lenders and loan service agents are willing to take to help troubled mortgage holders, the crush of delinquencies and foreclosures, along with radically tightened credit standards in the mortgage industry, will make for a slow recovery for the U.S. housing market. |
BusinessWeek March 10, 2011 Karen Weise |
States Test Mortgage Principal Write-Downs Some economists say home-loan forgiveness is the key to a real estate rebound. |
U.S. Banker September 2009 Kathy Brister |
The Business Case for Financial Literacy Bankers are intensifying their focus on financial education. It s a trend that reflects regulatory pressure and a need to repair their reputations. But some also see the potential for a competitive edge - in the long run, they say, savvier customers make for a healthier bottom line. |
The Motley Fool October 19, 2004 Selena Maranjian |
Beware of Mortgage Servicing Scams Don't lose your house because of a dastardly scam. |
U.S. Banker May 2009 Michael Sisk |
The Repercussions of Reform After months of Congressional hearings, debates and some hysterics, only the broadest outlines of the new banking regulatory regime have emerged. |
BusinessWeek January 27, 2011 Dakin Campbell |
Wells Fargo Is Ready to Roll Careful mortgage lending practices helped the San Francisco bank avoid the problems plaguing large rivals such as Bank of America and Citigroup. |
BusinessWeek October 6, 2010 Cronin-Fisk & Howley |
The Foreclosure Mess Could Last for Years Faulty foreclosures will lead to a flood of lawsuits that may haunt lenders, title insurers, and home buyers for years to come. |
U.S. Banker May 2007 Thomas P. Vartanian |
Crisis and Opportunity In Subprime Mortgage Markets Problems in the subprime mortgage business will inevitably lead to opportunities for those who can evaluate, service or manage the underlying loans, securities and real estate. |
U.S. Banker May 2007 Lee Conrad |
Subprime Mortgages: As the Knot Unravels, A Question Lingers: Why? Consumers and companies following their self-interest are supposed to be guiding forces that drive a capitalist economy. The recent meltdown of the subprime-mortgage market, however, raises the question of whether all participants were headed in that direction. |
CFO December 1, 2011 Vincent Ryan |
Post-Occupied Tepid demand, thin margins, new regulations, investor caution - and a lingering public-relations problem. No wonder banks are nervous. |
U.S. Banker April 2010 Kate Berry |
Paying Seconds First Despite falling behind on mortgages, borrowers continue to make payments on home equity loans. |
Bank Director 2nd Quarter 2009 Deborah Scally |
Toughing It Out in 2009 The results of the Bank Director/Grant Thornton LLP 16th Bank Executive Survey show that bankers are determined to shore up their foundations and capitalize on strengths to survive the year ahead. |
Bank Technology News October 2009 John Adams |
IT Cleanup in the Home Equity Aisle Two risky strategies of the past -- high-cost home equity loans made without tax and insurance escrow accounts, and the use of tech platforms siloed between different types of real estate lending -- are coming back to bite mortgage lenders via tough new regulations. |
CFO March 1, 2007 Rob Garver |
Nothing to Bank On Bank executives will undoubtedly spend much of the next year assessing the likelihood and impact of new rules, while at the same time trying to keep earnings growth on its upward trend. |
BusinessWeek December 9, 2010 Carter Dougherty |
Elizabeth Warren Rounds Up Her Deputies Consumer finance watchdog Elizabeth Warren hopes state prosecutors will help her detect fraud and enforce new rules. |
Bank Director 4th Quarter 2010 John R. Engen |
Welcome to the Great Unknown The ink is dry on Dodd-Frank, and now bank executives and board members are cracking open the 2,300-page rulebook to try to discern what it all means for the industry going forward. |
BusinessWeek December 25, 2006 Mara Der Hovanesian |
The "Foreclosure Factories" Vise The predatory tactics of some mortgage servicers are squeezing homeowners. |
National Real Estate Investor February 1, 2007 Ben Johnson |
Small Banks, Big Risks In the new era of commercial real estate lending, federal regulators are pressuring even the smallest banks to upgrade their portfolio analysis capabilities to avoid the pitfalls of past downturns. |
Bank Systems & Technology June 18, 2009 Maria Bruno-Britz |
The Financial Industry Reacts to Obama Regulatory Proposal Although most agree with the general principles outlined in the President's financial reform plan, they find several sticking points -- and IT won't be immune. |
U.S. Banker January 2010 |
What's On Bankers' Minds? Seven banking CEOs took a break to talk about the state of their industry as it fights through the worst recession in decades. |
The Motley Fool March 26, 2007 David Lee Smith |
Here Come the Mortgage Regulators With subprime lending continuing to plummet, House and Senate hearings run the risk of further retarding a recovery in housing. |
U.S. Banker August 2009 John Engen |
How Banking Will Change A few years from now, just how much will the crisis have changed the environment banks compete in, and the way they go about their business? |
The Motley Fool March 19, 2010 Morgan Housel |
Homeowners Free-Riding on the Bank's Dime Foreclosed on, but still happily at home. |
BusinessWeek January 15, 2007 Mara Der Hovanesian |
Bankruptcy Boot Camp How one man is training an army of lawyers to fight predatory lenders. |
BusinessWeek March 11, 2010 Roger Lowenstein |
Commentary: First, Slap Limits on Bank Leverage The fight over a financial consumer protection agency misses the point. What fueled the crisis was bank debt. |
Bank Technology News January 2008 Glen Fest |
Risk Without Reward The subprime mess has exposed how fragile banks are today to market pressures, and how much can fall on the shoulders of risk officers. Finding a path forward from the ashes will require stronger leadership overseeing risk. |
The Motley Fool November 5, 2010 Andrew Bond |
Elections Could Affect Foreclosure Investigation The midterm elections produced some mixed news for banks that are being investigated in the robo-signer foreclosure mess. |
FDIC FYI September 17, 2003 Susan Burhouse |
Evaluating the Consumer Lending Revolution Consumer balance sheets have become stretched by large amounts of new consumer and mortgage debt. This rapid increase in consumer spending and borrowing raises important questions about the sustainability of current debt loads and the vulnerability of the consumer sector to economic shocks. |
FDIC FYI November 5, 2003 |
Financial Education in a Dynamic Banking Environment While consumer credit is more available than ever, technological advances and an array of new consumer products and services have made modern banking more complex. In this arena, it is more important than ever for consumers to be educated about their rights and options regarding financial offerings. |
Bank Technology News January 2010 John Adams |
Spending on Treasury, Data and Risk: The Sun Will Shine Brightly Big banks are chasing treasury management treasure around the world, and that means lots of dollars for IT to come up with new projects and platforms to make it easier for payers and billers to access automated corporate payments. |
U.S. Banker February 2008 Glen Fest |
Risk Without Reward Finding a path forward from the ashes of the subprime mess will require stronger leadership overseeing risk, a culture more respectful of interdependent risks and new technologies measuring them across the enterprise. |
The Motley Fool January 19, 2007 Dan Caplinger |
Banks Need Your Fees The best way to avoid fees is to make sure you understand what fees your bank charges for certain transactions or activities before you need them. |
The Motley Fool July 7, 2009 Morgan Housel |
The New Subprime All you have to do is drop the sub. |
The Motley Fool November 1, 2010 Anand Chokkavelu |
It's Time to Buy Bank of America and JPMorgan Today, despite the foreclosure mess, there may be some opportunity in the big banks -- specifically Bank of America and JPMorgan Chase. |
HBS Working Knowledge September 29, 2008 Martha Lagace |
Financial Crisis Caution Urged by Faculty Panel Dean Jay O. Light and a group of Harvard Business School faculty explored the origins and possible outcomes of the U.S. financial crisis at a recent "Turmoil on the Street" panel. |
The Motley Fool December 23, 2009 Dan Caplinger |
2009: The Year Borrowers Got a Clue There are increasingly encouraging signs that fiscal responsibility may be a trend that lasts beyond the end of the recession. |
CFO October 1, 2008 Vincent Ryan |
Now What? As banks tend to their balance sheets and seek higher returns on capital, corporate lines of credit are becoming more expensive and tougher to keep. |
The Motley Fool November 16, 2007 Rich Duprey |
Battling for Payday Loans A ban on military payday loans keeps underpaid soldiers even more short of cash. |