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U.S. Banker March 2011 Ken Paterson	Debit Rewards: A Farewell Portrait? As banks and credit unions face a significant reduction in interchange revenue under the Durbin amendment in the Dodd-Frank Act, debit rewards will certainly come under scrutiny in coming months.
Bank Systems & Technology July 28, 2006 Maria Bruno-Britz	Growing Rewards Since rewards programs worked so well for the credit card industry, financial institutions are looking at tying them to debit cards.
Bank Technology News December 2010 Shane Kite	Five Best Next-Gen Loyalty Schemes Bank-funded debit rewards are probably going away, but a handful of new offerings have managed to distinguish themselves because of their innovative use of technology, funding models, or both.
U.S. Banker February 2008 Anthony Malakian	Decoupled Relationships: The Evolution of Debit The days of decoupled debit cards are upon us.
The Motley Fool October 19, 2007 Dan Caplinger	Reap Rewards With Debit Cards Banks that have historically kept the purse strings tight on debit card rewards have started to loosen up a bit.
The Motley Fool April 28, 2011 Dan Caplinger	Want Free Money? Jump Through More Hoops American Express announces a big change to its rewards program.
Bank Systems & Technology February 22, 2007 Nancy Feig	Banks Move Away From Card-Based Transactions Rewards prove successful incentives for deepening banking relationships.
The Motley Fool October 26, 2011 Dan Caplinger	Get Your Fair Share of Free Bank Money Be smart and take the money from credit card offers and run.
The Motley Fool October 7, 2010 Dan Caplinger	Merchants Win the Credit Card Wars Expect stores to tell you how to pay.
U.S. Banker February 2011 Glen Fest	Thanks Anyway Relationship-based loyalty programs gained little traction as banks focused on debit-card rewards. The outlook remains cloudy despite debit reward's iffy future.
U.S. Banker April 2010 Maria Aspan	Get Cash for Not Using Cash In pushing debit cards, banks are more willing to take short-term losses to encourage long-term behavior change. The goal is lasting interchange income.
The Motley Fool March 29, 2011 Dan Caplinger	Say Goodbye to These Tightwads Banks eliminate debit-card rewards. What are they thinking?
Bank Systems & Technology July 29, 2009 Maria Bruno-Britz	Jack Henry Rolls Out BIG Rewards BIG Rewards was created with Saylent Technologies to give banks a deeper solution for customer stickiness.
The Motley Fool May 24, 2007 Dan Caplinger	Getting Rich on Credit Paying with plastic has simplified our lives -- but it's also made credit card companies very wealthy, and you're paying the price.
Bank Systems & Technology June 26, 2006 Nancy Feig	Put It on Debit, Man A new alliance between two payment giants aims to accelerate the use of branded debit cards at merchants across the country.
Bank Technology News March 2007 Glen Fest	Relationship Rewards: Loyalty Programs That Span the Bank MasterCard's new multiple-account platform means that customers can rack up points based on their entire banking relationship-and they can even customize their own prizes.
Entrepreneur June 2007 Jennifer Pellet	Fight the Fee Save money with PIN-based transactions.
The Motley Fool October 22, 2011 Molly McCluskey	Should You Be Using Your Credit Card More? What the new debit-card fees mean and how to avoid them.
The Motley Fool February 2, 2011 Selena Maranjian	8 Million Credit Card Customers Vanish As more folks put down the plastic, will banks suffer?
U.S. Banker May 2008 Beth Horowitz	What Have You Done For Me Lately? The challenge that retail bankers, credit-card issuers, merchants and payments-network officials face is creating a long-term relationship with a savvy consumer who is increasingly willing to switch institutional loyalties.
The Motley Fool May 24, 2010 Dan Caplinger	Visa and MasterCard's Loss Won't Be Your Gain When new laws decrease fees, you'd think most people would end up better off. Yet the much-ballyhooed new regulation on credit card interchange fees may end up doing ordinary consumers more harm than good.
Bank Technology News January 2007 Glen Fest	Cards: Opportunities Abound In Crowded Payments Field Although credit and debit card usage accounts for more than half of all in-store purchases, a multi-trillion dollar slice of the payments market remains for the taking.
Bank Systems & Technology May 5, 2004 Ivan Schneider	Banks and Associations Adapt To Increased Merchant Muscle Issuers support PIN-based debit networks despite the potential impact on revenues versus signature debit.
Bank Technology News July 2008 Glen Fest	Retailers Picking up Tab to Share in Rewards North American cardholders have begun to express frustration with carrying a wallet full of various reward and shopper cards.
Bank Systems & Technology June 29, 2009 Maria Bruno-Britz	Bank of America, First Data to Form 'Next-Gen' Payments Company Banc of America Merchant Services is being created to deliver merchants and consumers with a variety of secure, convenient payment features.
The Motley Fool May 17, 2010 Morgan Housel	Congress Drops an Axe on the Credit Card Industry Why suppressed interchange fees could kill Visa and MasterCard.
The Motley Fool May 20, 2009 Dan Caplinger	Dream On, Credit Card Companies! If credit card companies want to shoot themselves in the foot, we'll be happy to take our business elsewhere -- and take the revenue we generate with us.
The Motley Fool April 30, 2008 Elizabeth Brokamp	"Debit or Credit?" The cashier is waiting for your answer. Which is the better choice? Debit or credit?
The Motley Fool August 18, 2011 Dan Caplinger	Don't Fall for This Bank Bait-and-Switch Charging for debit cards makes no sense. As a customer, you owe it to yourself to make these higher fees blow up in big banks' faces.
U.S. Banker June 2011 Glen Fest	Fraud Fight to Take Hit? Many banks subject to the Durbin amendment are convinced debit interchange cuts will make free checking or rewards programs impossible to support.
Bank Systems & Technology January 1, 2007 Phil Britt	Consumers Favor Cards for Payments in Increasing Numbers This past year saw a significant increase in consumers' use of debit cards and prepaid cards, while credit card usage remained strong. The trend is expected to continue, insiders say, potentially creating new revenue streams for banks.
Bank Systems & Technology March 30, 2007 Maria Bruno-Britz	Retail Payments Business Moving More Toward Mobile Increasingly, banks are under pressure to provide multiple payments options to keep customers from going to the bank down the street or even to a nontraditional financial services provider.
U.S. Banker August 2010 Alan Kline	A Misguided Swipe at Fees Critics of regulatory reform might say that many of its provisions don't go far enough in reining in banks or protecting consumers. As is, this is one that goes way too far.
Bank Systems & Technology June 24, 2008 Paula Damiano	Debit Card Growth Slows, But Opportunities for Expansion Exist While declining debit transaction growth is indicative of maturing in the marketplace, there are new avenues for debit usage -- such as business debit, bill pay and low-ticket environments -- that may see greater growth.
Bank Systems & Technology July 15, 2010 Penny Crosman	Banks Missing Debit Card Opportunities, Study Finds Fraud and increased regulation are seen as threats to growth; innovation in debit card programs is greatest in emerging markets.
Bank Technology News May 2008	Rethinking Rewards in Tough Times One way credit-card issuers can manage their own exposure to financially stressed consumers is to redesign rewards programs to encourage good credit behavior and focus less on luxury giveaways.
U.S. Banker March 2008 Anthony Malakian	Would Rewards Help Your Client Feel Better? Bank-marketing firms are trying to spin an upside message, using various rewards programs to rebuild tarnished customer relations.
Bank Systems & Technology October 23, 2007 Maria Bruno-Britz	Decoupled Debit Presents Threats and Opportunities to Banks While decoupled debit offers monoline issuers another avenue by which to gain customers, it could be a huge threat to banks' deposit business.
The Motley Fool September 2, 2006 Elizabeth Brokamp	"Debit or Credit?" Choosing the right method of payment at the right time could save you big.
InsideFlyer June 2004	The New Number One Earning frequent flyer miles by spending with your credit/debit card has replaced flying as the number one way to earn frequent flyer miles. Here's a look at the why, where and what's ahead in this latest twist in the evolution of frequent flyer programs.
Bank Technology News December 2004 John Adams	Cards: RBC Brings Canada's Debit Culture To U.S. RBC is the first Canadian bank to offer debit card usage in the U.S. for its Canadian customers. It's a smart move considering they use debit in droves and visit the states as a matter of course.
U.S. Banker September 2010 David Evans	As Big Threats Loom, Card Issuers Need to Make Customers Happy Despite the success of the credit, debit, and prepaid cards, banks need to get over the hurt feelings and use the powerful new tools available to them to drive innovation and profits forward.
Bank Technology News March 2010 Michael Sisk	4. State Bank and Bling Bring Ka-Ching to Merchants State Bank of La Junta agreed to become the first bank in the nation to deploy Bling Nation technology.
Entrepreneur March 2007	Shopping Spree New business card gives you rebates.
The Motley Fool June 30, 2010 Morgan Housel	Look What Congress Just Did to the Debit Card Market In Congress' well-intentioned plan to spare merchants and consumers from the burden of interchange, the end result will likely be a simple shuffling of costs, unfortunately to the consumer.
U.S. Banker January 2011	11 Big Ideas for 2011 How are forward-thinking banks reducing overhead, developing new revenue sources and deepening relationships with their customers? Here s what will get bankers attention in the year ahead.
Bank Technology News December 2010 John Adams	Canadian Banks Take Debit Contactless Believing consumers are ready to abandon cash for small purchases, Scotiabank and RBC will be the first banks to put InteracFlash chips onto their debit cards in Canada.
Bank Systems & Technology March 29, 2006 Ivan Schneider	Former FTC Chair Defends Card Industry in House Testimony Merchants claim they seek transparency and competition in interchange rates.
Bank Technology News May 2011 Michael Sisk	Will Lower Debit Fees Create a Vendor Death Spiral? Many banks' checking account business models are being upended by Regulation E-which puts limits on overdraft charges for debit card transactions.
AskMen.com Ryan Ortega	Make Money In Unexpected Places There are sound and practical ways to find, save and make money in unexpected places. By cutting spending and turning over some rocks, your money will add up to a tidy sum faster than you might have thought possible.