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Bank Technology News August 2006 Glen Fest |
Online Payments: New Cardless Choices Clicking PayPal and Google expect to rule the alternative online payments space, but PIN Debit and bank-backed ACH options will abound, too. |
Entrepreneur June 2007 Jennifer Pellet |
Fight the Fee Save money with PIN-based transactions. |
Bank Technology News December 2010 John Adams |
Canadian Banks Take Debit Contactless Believing consumers are ready to abandon cash for small purchases, Scotiabank and RBC will be the first banks to put InteracFlash chips onto their debit cards in Canada. |
Entrepreneur October 2006 Melissa Campanelli |
Plug and Pay Credit cards aren't the only way to pay online these days. |
Bank Systems & Technology January 1, 2007 Phil Britt |
Consumers Favor Cards for Payments in Increasing Numbers This past year saw a significant increase in consumers' use of debit cards and prepaid cards, while credit card usage remained strong. The trend is expected to continue, insiders say, potentially creating new revenue streams for banks. |
Bank Technology News April 1, 2008 Glen Fest |
Processors Face `Alternative' Dilemma The emergence of online alternative payments poses a dilemma for acquirers that don't want to lose the better revenue from card processing, and who would rather not go out on a limb to pick winners among the burgeoning field of alternative payment providers. |
Bank Technology News May 2005 Holly Sraeel |
Nonbank Payments: Are Banks Green? Yes And No. If you take cash and payments out of the equation, who needs banks? |
Bank Technology News September 2010 Daniel Wolfe |
Bonneville Bank Banks Signature Debit To make sure its customers use their PINs and to shore up security for debit purchases, Bonneville Bancorp is prohibiting signature debit payments in some states. |
Bank Systems & Technology July 28, 2006 Maria Bruno-Britz |
Growing Rewards Since rewards programs worked so well for the credit card industry, financial institutions are looking at tying them to debit cards. |
Bank Systems & Technology May 5, 2004 Ivan Schneider |
Banks and Associations Adapt To Increased Merchant Muscle Issuers support PIN-based debit networks despite the potential impact on revenues versus signature debit. |
The Motley Fool April 30, 2008 Elizabeth Brokamp |
"Debit or Credit?" The cashier is waiting for your answer. Which is the better choice? Debit or credit? |
U.S. Banker November 2006 Michael Sisk |
A Nation of Debit-ors: Paying Now, Not Later The credit-card culture seems to be drying up, as debit-card usage skyrockets. Since debit cards are linked to checking accounts, that's good news for small banks wanting to get in on the action. |
U.S. Banker September 2010 David Evans |
As Big Threats Loom, Card Issuers Need to Make Customers Happy Despite the success of the credit, debit, and prepaid cards, banks need to get over the hurt feelings and use the powerful new tools available to them to drive innovation and profits forward. |
Bank Technology News December 2004 John Adams |
Cards: RBC Brings Canada's Debit Culture To U.S. RBC is the first Canadian bank to offer debit card usage in the U.S. for its Canadian customers. It's a smart move considering they use debit in droves and visit the states as a matter of course. |
Bank Technology News November 2007 Glen Fest |
Cards: Alt-Pays and Cards: Friends...and Foes Research states online alternatives like PayPal, Bill Me Later and Google Checkout are a daunting challenge to the card firms - even when they are on the same page. |
U.S. Banker June 2011 Glen Fest |
Fraud Fight to Take Hit? Many banks subject to the Durbin amendment are convinced debit interchange cuts will make free checking or rewards programs impossible to support. |
The Motley Fool September 2, 2006 Elizabeth Brokamp |
"Debit or Credit?" Choosing the right method of payment at the right time could save you big. |
Bank Systems & Technology August 13, 2009 Maria Bruno-Britz |
Debit Cards 'Top of Wallet' for Consumers, Says TowerGroup The recession is impelling more Americans to turn to debit cards as a means of better controlling their spending. |
PHONE+ May 19, 2009 Khali Henderson |
Cashing In on Payment Processing It may seem counterintuitive for telecom agents to add payment processing during a retailing slump, but the goal is to provide multiple payment options for nearly every business in the country. |
Bank Systems & Technology January 29, 2008 Maria Bruno-Britz |
Evolving Card Business Presents Opportunities and Threats for Banks Rapid advances in technology, the recent IPOs of Visa and MasterCard, an uncertain economy, and shifting consumer behaviors all are converging to create a whirlwind of change -- and opportunity -- in the card space. |
Bank Technology News May 2002 Jan Jaben Eilon |
PayPal Plays It Safe Pointing to security concerns, the company defends itself against one customer's allegations of a "bait-and-switch" tactic... |
Bank Technology News January 2007 Glen Fest |
Cards: Opportunities Abound In Crowded Payments Field Although credit and debit card usage accounts for more than half of all in-store purchases, a multi-trillion dollar slice of the payments market remains for the taking. |
Bank Systems & Technology May 18, 2009 Maria Bruno-Britz |
Community Bank Expands NYCE Contract Community Bank System renewed its contract with the NYCE network, making it the exclusive provider of the bank's PIN debit and ATM services. |
The Motley Fool April 5, 2011 Dan Caplinger |
This Company Wants to Win Your Wallet The way you pay is changing. This company wants to profit from it. |
Bank Systems & Technology September 28, 2005 Maria Bruno-Britz |
Is the End of Cash at Hand? The growing comfort with digital and wireless technologies may be largely responsible for the recent upswing in e-payments. Of course, the trend has not gone unnoticed by the financial services industry. |
Bank Technology News July 2008 Glen Fest |
How Will Payments Ride Rails? When mobile payments become an everyday reality for banks - and few forecast otherwise - experts say there will be crucial business-line decisions on the suitability of ACH, ATM or card association networks for particular payments. |
Bank Systems & Technology June 29, 2009 Maria Bruno-Britz |
Bank of America, First Data to Form 'Next-Gen' Payments Company Banc of America Merchant Services is being created to deliver merchants and consumers with a variety of secure, convenient payment features. |
The Motley Fool May 17, 2010 Morgan Housel |
Congress Drops an Axe on the Credit Card Industry Why suppressed interchange fees could kill Visa and MasterCard. |
Bank Technology News February 2001 David Rountree |
For Retail Payment On The Net, Only Tradition Is Getting Traction Credit cards rule, to be sure, but bankers understand that the Internet is about choice... |
Bank Systems & Technology November 29, 2004 Cynthia Ramsaran |
Banks Face Reduced Payments Profits Transactions will increase, but margins will decline. |
U.S. Banker December 2010 Glen Fest |
What Exemption? Many thought leaving out small banks from rate caps was unworkable. With no word yet from card networks on a 2011 plan, the carveout could already be moot. |
U.S. Banker August 2001 Mark Bruno |
First Data Gets a NYCE Chunk of E-Payments Biz The biggest player in the traditional payments industry, First Data made it plain it wants to be the biggest in the electronic payments field as well. |
Bank Systems & Technology March 30, 2007 Maria Bruno-Britz |
Retail Payments Business Moving More Toward Mobile Increasingly, banks are under pressure to provide multiple payments options to keep customers from going to the bank down the street or even to a nontraditional financial services provider. |
Bank Systems & Technology May 1, 2006 Maria Bruno-Britz |
NACHA Takes Page From PayPal Electronic payments association NACHA plans to test a program that allows banks to act as intermediaries for consumers' online financial transactions, such as bill payments and purchases. |
Entrepreneur November 2005 Jennifer Pellet |
Money Buzz 11/05 Controlling online payments, expensive medical plans and more. |
U.S. Banker February 2008 Anthony Malakian |
Decoupled Relationships: The Evolution of Debit The days of decoupled debit cards are upon us. |
InternetNews November 19, 2007 |
PayPal Offers Secure Way to Shop Non-PayPal Sites PayPal takes a cue from Google Checkout by offering a convenient way for its customers to make payments on Web sites that don't accept PayPal directly. |
Bank Systems & Technology July 15, 2010 Penny Crosman |
Banks Missing Debit Card Opportunities, Study Finds Fraud and increased regulation are seen as threats to growth; innovation in debit card programs is greatest in emerging markets. |
Bank Technology News December 2007 |
Payments: Growth of Debit-Card Use Outpaces Credit Cards Are Americans outgrowing credit cards? For the past few years, debit-card usage has grown by double digits, far ahead of credit cards. Meanwhile, check use is fading fast. |
InternetNews September 1, 2005 Tim Gray |
PayPal Reduces Micropayments The online payment services firm adjusts processing payments for low-cost digital media products. |
Knowledge@Wharton |
New Payment Methods Give Old-fashioned Checks and Credit Cards a Run for Their Money Emerging technologies are currently gaining momentum while paper check usage is in decline, according to a new study by the Federal Reserve... |
BusinessWeek October 15, 2009 Lloyd Constantine |
Let's End the Debit Card Fee-for-All The Fed needs to start exercising oversight over debit-card fees. |
Bank Technology News August 2008 Michael Sisk |
Yin and Yang? Mobile Banking and Voice Biometrics Voice Commerce Group unveiled a system it says will enable the widespread adoption of biometrics-based "voice signatures" by the global payments and financial services industry. |
Bank Systems & Technology February 10, 2004 Cynthia Ramsaran |
Rock, Scissors, Plastic There will be a rise in plastic payments in 2004 because of the availability of more merchants accepting credit, analysts say. |
National Real Estate Investor July 1, 2006 David Cardwell |
Electronic Payments Accelerate Cash Flow Adept property managers are encouraging the use of electronic payments and customizing options to meet residents' needs. Electronic payments help close new business faster, accelerate the availability of funds, reduce delinquencies, and enhance security. |
The Motley Fool May 26, 2011 Dan Caplinger |
Why Would You Give Away Free Money? Banks are looking at services that would do what PayPal does: let people send money to each other using email addresses or smartphones rather than forcing them to use checks or cash. |
The Motley Fool June 21, 2006 Dan Caplinger |
Travel Smart: Know the Fees When planning your trip abroad, be aware of the fees you'll get charged for your foreign-currency transactions. |
The Motley Fool August 4, 2010 John Keeling |
MasterCard Results Are Mixed. Now What? MasterCard had a mixed bag of earnings news, so is now a time to invest? |
The Motley Fool June 11, 2007 Selena Maranjian |
Will That Be Credit or Debit? Think twice before assuming you're using the right card. |
Bank Systems & Technology July 5, 2004 Ivan Schneider |
PayPal Wants to Pal Around With Larger Merchants, Banks Web Services interface will help developers include PayPal as a payment option on e-commerce sites. |