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Managed Care
December 2003
MargaretAnn Cross
Will New Benefit Design Harm Some Patients? In the past, reducing demand for care by raising patients' costs has resulted in the loss of some needed care. Can we avoid the trap? mark for My Articles similar articles
Managed Care
August 2004
Martin Sipkoff
Bad Tiered Formulary Designs Yield Poor Outcomes, High Cost Now that tiered formularies rule the land, what many suspected is being demonstrated: Compliance is suffering and so, too, are patients. mark for My Articles similar articles
Pharmaceutical Executive
April 1, 2006
Humphrey Taylor
Opinion: Unintended Outcomes for Consumer-Drive Insurance So-called "consumer-driven" health insurance is designed to help informed consumers make better decisions about their medical treatment. But the high deductibles associated with these plans are affecting the end goal. mark for My Articles similar articles
BusinessWeek
May 28, 2007
Christopher Farrell
Health Care You Control One family finds that health savings accounts may be the smart choice. mark for My Articles similar articles
Managed Care
March 2006
MargaretAnn Cross
Deciding Factor: How Much Health Care is Discretionary? Defining discretionary health care is no easy task, but it may be imperative for 'consumer' health plans seeking to get patients more involved. mark for My Articles similar articles
BusinessWeek
November 8, 2004
Gleckman & Woellert
Your New Health Plan Health savings accounts, like 401(k)s, will give employees more choices -- but also a greater share of the costs mark for My Articles similar articles
Managed Care
September 2003
MargaretAnn Cross
Consumer-Directed Health Care: Too Good To Be True? People talk about it as the sure way to control costs and give consumers the choice they seem to want. Are we being realistic? mark for My Articles similar articles
Managed Care
March 2005
John Carroll
HSAs: Early Returns Are In A significant number of consultants, insurers, politicians, and, oh yes, the companies that purchase health care are increasing their interest in health savings accounts. mark for My Articles similar articles
Financial Planning
April 1, 2007
Donald Jay Korn
Healthy, Wealthy and Wise As more and more affluent clients start managing their medical costs, financial advisors may be asked to provide a second opinion on the choices. mark for My Articles similar articles
Managed Care
October 2004
Martin Sipkoff
Not So Much of a Reach: Let Sick Pay Less for Drugs The idea is radical and simple: Those who need medication the most should pay the least. There is evidence that this is cost-effective. mark for My Articles similar articles
Managed Care
August 2002
Frank Diamond
Moving Consumers to the Head of the Class Creating a customer base that's aware of the link between cost and services has become the next big challenge in managed care. It's a daunting task. mark for My Articles similar articles
Managed Care
September 2001
Michael D. Dalzell
Where Will Health Plans Find The Next Generation of Savings? The industry realizes that it needs to get creative -- or perish, at least in the form it has taken. Employers won't stand long for double-digit premium hikes. With much of the fat already wrung out of care delivery, where will health plans find that next generation of cost savings? mark for My Articles similar articles
The Motley Fool
June 7, 2007
Dan Caplinger
Health Insurance for Healthy People Even though you can't eliminate insurance costs, you can still make them as small as possible. By keeping the responsibility for paying some of your own health costs, you can save hundreds on health insurance premiums. mark for My Articles similar articles
Managed Care
January 2007
John Carroll
Erosion of Employer-Sponsored Health Care: Bad for Everyone More companies are offering less coverage - or none at all. Even those that offer coverage find that more of their workers choose not to sign up. mark for My Articles similar articles
Managed Care
August 2001
Steve Perlstein
Four-Tier Approach Injects Consumerism Into Drug Benefit In tying copayments closely to the actual cost of medications, Humana takes a step toward promoting awareness of resource use... mark for My Articles similar articles
Reason
November 2004
Ronald Bailey
Mandatory Health Insurance Now! It will save private medicine in the U.S. -- and spur medical innovation. mark for My Articles similar articles
Financial Planning
January 1, 2005
Kevin J. Delaere
Healthy Advice Both clients and financial advisers should consider health and medical savings accounts as a vital part of an investment plan. mark for My Articles similar articles
Managed Care
February 2006
Lola Butcher
Plans Put Provider Prices Out For Their Enrollees to Inspect Aetna, Cigna, Humana, and others are taking a variety of approaches in supplying information to members who are paying more out of pocket. mark for My Articles similar articles
Managed Care
April 2004
Martin Sipkoff
Do We Really Have Best Health Care in the World? Experts, including many health plan medical directors, agree: The United States has a long way to go when it comes to having the best health care in the world. mark for My Articles similar articles
BusinessWeek
November 8, 2004
Howard Gleckman
How Will The Plans Work? Here are some quick questions and answers about the alphabet soup of health insurance and medical accounts. mark for My Articles similar articles
Inc.
April 2006
Carl Schramm
Unexpected Benefits More people will start companies, thanks to health savings accounts. mark for My Articles similar articles
Managed Care
October 2005
Martin Sipkoff
The Lure of Tax Reform Politicians on both sides of the aisle are considering tax reforms as a way of fixing the health care system. What might it mean for health plans? mark for My Articles similar articles
Financial Planning
April 1, 2007
Elizabeth O'Brien
Are Your Clients Covered? Today's healthcare system demands vigilance from consumers and planners alike. Some financial planners are taking on the complex, expensive market for individual health insurance. And they're finding solutions. mark for My Articles similar articles
Registered Rep.
May 25, 2011
Mark Miller
Pros and Cons of the Healthcare Reform Law The new health reform law already is changing the health insurance market in important ways that will affect your clients' choices and expenses. mark for My Articles similar articles
Insurance & Technology
February 7, 2004
Julie Gallagher
Taking a New Look at HSAs Self-service tools support newly authorized health savings accounts mark for My Articles similar articles
Registered Rep.
October 13, 2011
Mark Miller
Determining Your Elderly Clients' Best-Fit in Medicare Plans You may be able to help senior clients save thousands of dollars in out-of-pocket health care costs by encouraging them to comparison shop for Medicare prescription drug and managed care options during the program's annual fall enrollment season. mark for My Articles similar articles
Financial Planning
April 1, 2008
Donald Jay Korn
Healthcare Without Medicare For many under-65 retirees, the most important question for them to think about is "How's your health?" mark for My Articles similar articles
Financial Planning
April 1, 2006
Donald Jay Korn
HSAs Determining how to procure vital health insurance without breaking clients' bankbooks has become a challenge for financial planners. Are these low-priced insurance plans the new prescription for rising healthcare costs? mark for My Articles similar articles
Managed Care
August 2007
Lola Butcher
What Attracts Workers to Consumer-Directed Plans? High-deductible insurance hasn't been a big draw, but plan sponsors have found a few ways to make it attractive. mark for My Articles similar articles
The Motley Fool
October 22, 2010
Selena Maranjian
How to Cut Your Health-Care Costs The average family pays $4,000 in premiums for a work-sponsored health-care insurance plan. However, with a little effort, you can cut those costs considerably. mark for My Articles similar articles
Managed Care
March 2001
Does Cost-Sharing For Drugs Lead To Adverse Events? A study in the Journal of the American Medical Association suggests that HMOs' increased use of cost-sharing to soften prescription drug expenses may have actually increase overall medical costs over the long term. mark for My Articles similar articles
The Motley Fool
December 11, 2007
Dayana Yochim
PPO? HMO? HSA? OMG! Ready or not, for many employees, this is the only chance for the next 12 months to modify their health coverage. Here's how to pick the right employee health-care plan, whether you're single, married, in a family way, or feathering an empty nest. mark for My Articles similar articles
Financial Advisor
March 2004
Marla Brill
Will Health Savings Accounts Have A Market? new way to pay for health care that combines an insurance component with an intriguing savings kicker was introduced by the Medicare Reform Act in December. Health savings accounts (HSAs) are designed to help individuals save for qualified medical and retiree health expenses on a tax-favored basis. mark for My Articles similar articles
Financial Planning
April 1, 2011
Donald Jay Korn
Baby Steps Health savings accounts are growing, although assets are still modest, and advisors, consumers and employers remain interested. Moreover, integral parts of last year's healthcare reform law may actually encourage the growth of HSAs. mark for My Articles similar articles
The Motley Fool
August 18, 2005
Selena Maranjian
Make Health Insurance More Affordable Here are some health insurance money-saving strategies. mark for My Articles similar articles
BusinessWeek
October 24, 2005
Lauren Young
A Bad Case Of Sticker Shock Next year's health benefits will cause you to say "Ouch!" Here's what the most important changes will look like - and how painful they'll be. mark for My Articles similar articles
Financial Planning
September 1, 2005
Russell Wild
Desperately Seeking Coverage When your client needs individual health insurance, finding an affordable policy requires some digging. mark for My Articles similar articles
The Motley Fool
August 29, 2007
Dan Caplinger
Play It Safe With Your Health Census Bureau figures indicate 47 million Americans do not have health insurance. High deductible insurance is one solution that may help these individuals to avoid a potential financial disaster. mark for My Articles similar articles
Inc.
June 2008
How To Choose A Health Care Plan: Finding the Right Plan Advice on what companies should consider when choosing a group heath plan. mark for My Articles similar articles
The Motley Fool
July 5, 2006
Dan Caplinger
Get an Insurance Checkup: Part 2 Insurance is a tricky subject, rife with complexity and confusing language and concepts. If you remember that your main goal in buying insurance is to reduce your own risk, it's easier to evaluate exactly what risks you have and therefore what sort of insurance you really need. mark for My Articles similar articles
Managed Care
March 2004
John Carroll
Health Savings Accounts Ready To Enter the Market Federal backing aligns with market pressure to create an irresistible force. However, health plans need to be aware of some troubling issues. mark for My Articles similar articles
Managed Care
October 2003
Link between cost-sharing, noncompliance cited Two-thirds of American adults surveyed in a Wall Street Journal/Harris Interactive poll say that increasing out-of-pocket health care costs will deter people from seeking health care services when needed. mark for My Articles similar articles
Managed Care
October 2007
The Formulary Files Retirees stop taking drugs when annual benefit runs out. mark for My Articles similar articles
The Motley Fool
January 12, 2010
Dayana Yochim
6 Ways to Score Cheap(er) Drugs Stop overpaying for the pills you have to pop with these simple ways to trim your prescription-drug tab. mark for My Articles similar articles
Managed Care
April 2000
Michael S. Victoroff, M.D.
Helping Marginally Covered May Take Public-Private Effort Opening medicine's doors to a broader population has invoked the law of unintended consequences. Primary care physicians feel an increased demand for visits, referrals, and advice. ... mark for My Articles similar articles
The Motley Fool
September 13, 2006
Dan Caplinger
The Dark Side of HSAs The combination of tax-deductible savings, tax-free income and withdrawals, and lower insurance premiums make the health savings account provisions extremely attractive. However, HSAs aren't right for everyone. mark for My Articles similar articles
Managed Care
June 2005
MargaretAnn Cross
Consumer-Directed and Home-Brewed Regional health plans and small HMOs coming late to the consumer-directed health plan market haven't missed out -- yet. mark for My Articles similar articles
Financial Planning
September 1, 2008
Jeanne Lee
HSA Highlights As healthcare costs continue to skyrocket, small business clients must arm themselves with strategies to help their employees save money on health benefits. One way is knowledge of health savings accounts and the various ways they can make benefits more affordable. mark for My Articles similar articles
Managed Care
September 2004
Employers Offer 'Consumer' Plans with Trepidation There is concern that these plans will primarily attract healthier and higher-income individuals, leaving sicker and lower-wage employees in higher-cost alternatives. mark for My Articles similar articles
The Motley Fool
September 29, 2006
Karl Thiel
Is an HSA Right for You? Health savings accounts can help you reduce costs -- if you know how they work. mark for My Articles similar articles