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U.S. Banker June 2007 Lee Conrad |
Weighing Customization Against 'Bank-in-a-Box' Solutions The ability to customize IT platforms could help small banks differentiate themselves, but they must be careful not to bite off more than they can chew. Partial outsourcing may do the trick. |
The Motley Fool August 27, 2007 John Rosevear |
The Joys of Credit Unions While credit unions aren't the best fit for everyone, they do offer distinct advantages -- tangible and not-so-tangible -- over big regional or national banks. |
U.S. Banker July 2006 Rebecca Sausner |
Surcharge-Free ATMs Help Smaller Banks Compete Are community banks driving the new trend toward surcharge-free ATMs for all customers? They're certainly at the forefront-and not questioning that strategy. |
U.S. Banker April 2002 |
Tougher On The Big Boys Being bigger is not necessarily better for corporations seeking loans from their banks. A study by the Association for Financial Professionals indicates that banks are putting heavy pressure on their biggest borrowers to throw more business the banks' way. Or else: No credit... |
Bank Systems & Technology November 3, 2003 Ivan Schneider |
A Professional Confessional hat can a for-profit commercial bank or community bank possibly offer to its retail customers that tax-exempt, not-for-profit credit unions wouldn't be able to imitate? The answer starts with guaranteed innovation. |
Bank Systems & Technology February 1, 2007 Falk Rieker |
Bank technology Executives Are Challenged to Do More With Less Technology can enable banks to increase revenue while continuing to reduce their costs. Here are recommendations. |
U.S. Banker November 2005 |
MMDA: Banks Seen Losing Out to Mutual Funds In today's rising rate environment, money market mutual funds can offer better rates than those of banks, because many banks have been slow to ratchet up their rates, even when the Fed raises the fed funds rate. |
U.S. Banker June 2007 Lee Conrad |
Top Banks Focus on the 'E' in ROE A list of the top 200 Community banks ranked by 3-Year Average ROE. |
Bank Systems & Technology October 29, 2004 Ivan Schneider |
Community Banks Under Pressure Big banks are realizing benefits from deployments of CRM and predictive modeling software, and the smaller fry are feeling the heat. |
U.S. Banker January 2006 Michael Dumiak |
Banks Making Inroads Into Car-Loan Business Banks have been losing out to the captive financing companies in the car-loan market, but new programs spark hope to capture some of the lost customers. This means the light is green for banks. |
Bank Systems & Technology January 30, 2008 Maria Bruno-Britz |
City National Bank Appoints Rodney Banks VP of Commercial Banking Services Rodney Banks, new executive VP and manager of commercial banking services at Los Angeles-based City National Bank, says customer relationship management solutions are more vital now than ever before. |
The Motley Fool February 23, 2006 |
Free Checking Isn't Necessarily Good If you see a bank offering free checking, you should jump in and sign up, right? Not necessarily. |
The Motley Fool June 12, 2007 John Rosevear |
Checking Out Checking Accounts How to steer clear of "free checking" pitfalls. |
U.S. Banker December 2007 Anthony Malakian |
ATM Fees: Do Larger Surcharges Spell Opportunity? High ATM surcharges are not only here to stay, but will continue to rise. |
U.S. Banker July 2007 Lee Conrad |
Community Banks Reporting Greater Pressure to Use BI Community banks are seeing lower prices for business-intelligence products, though they're weathering more competitive pressure from big banks. But BI also helps small banks be better banks. |
U.S. Banker September 2007 Lee Conrad |
NSF, Overdraft-Protection Fees Drawing Greater Fire Which came first: the overextended customer or the bank's overdraft-protection fee? Either way, the cycle continues. And banks are increasingly becoming hooked on these fees to bolster profits. |
Entrepreneur September 2006 Scott Bernard Nelson |
Pick and Choose Big banks are competing for your business. How can you decide which one is best for you and your company? |
U.S. Banker August 2001 |
Credit Unions Get Bum Rap on Privacy Letter to the editor about the article "Credit Unions, Consumers' Friends?" |
Wall Street & Technology June 13, 2007 Melanie Rodier |
Are Banks Meeting the Cash Management Needs of Middle Market Businesses? Data shows midmarket companies want their banks to provide cash concentration, positive pay and foreign exchange capabilities online. But currently only the biggest banks tend to offer these services. |
U.S. Banker March 2003 John Engen |
Steely Determination, Scrappy Fighting Things are just getting started in the war between banks and credit unions. Utah has become the lightning rod for debate, from bank-backed bills that would impose stiff taxes and "competitive equity" fees on credit unions to mudslinging TV ads and newspaper editorials. |
Bank Systems & Technology March 27, 2008 Peggy Bresnick Kendler |
The Credit Crisis Has Increased Scrutiny on Trade Finance The global credit crisis has emphasized the importance of cash management while intensifying the spotlight on corporate governance and banks' risk management practices |
Bank Systems & Technology July 5, 2004 Ivan Schneider |
SEC to Banks: Selling Securities? Get a License Industry convergence slowed by multiple regulators and accounting system limitations. |
The Motley Fool January 12, 2007 Dan Caplinger |
Go Beyond Banks Credit unions can offer great deals to savers and borrowers alike. |
Bank Systems & Technology June 1, 2005 Ivan Schneider |
If You Can't Beat 'Em, Join 'Em A new bill introduced by a senior member of the House Financial Services Committee would relax regulations for smaller community banks and also reduce their tax liability. |
Bank Systems & Technology February 1, 2007 Ashwin Goyal |
Breaking Down Channel Silos While siloed systems are nothing new to most banks, increasing pressure to provide a consistent customer experience across all channels is forcing banks to consolidate their applications infrastructure and integrate previously siloed channels. |
U.S. Banker May 2007 Lee Conrad |
Community Banks Struggle To Know 'Indirect' Clients Indirect channels to customers, particularly check-cashing services, reduce a bank's control of the customer and exposes it to potential money laundering. New products are stepping in to help. |
AskMen.com April 29, 2001 Luis Rodrigues |
How To Avoid ATM Fees We've all heard about the dreaded ATM fees. Everyone talks about how bad and how ridiculously high they are, but forgets how convenient and fast they really are... |
Bank Systems & Technology May 25, 2006 Maria Bruno-Britz |
Corporates' Wishes Are Banks' Commands Between industry consolidation and the entrance of new players in the market, banks have their work cut out for them when it comes to serving business customers and meeting their demands. |
Bank Technology News February 2005 Lee Conrad |
Trust Services: Union Bank Drops SEI in Favor of Itself Though the move is rare for a superregional bank, Union's decision to design a proprietary system not only addresses cost controls, but it also allows the bank to better serve clients. |
U.S. Banker June 2007 Lee Conrad |
Banks' Insurance Operations: Are Painful Lessons Paying Off? Banks clamored for years for the right to underwrite and sell insurance, but few have proven adept at it. There are signs of progress, however, as some banks embrace the brokerage side and gain revenue. |
U.S. Banker November 2007 Karen Krebsbach |
CUs Gird for Battle over CRA Rules Recent remarks about whether credit unions and other nonbank lending firms should participate in Community Reinvestment Act requirements have raised the specter of that age-old argument, with credit union representatives solidly on one side and bankers on the other. |
Bank Technology News April 2001 David Rountree |
Customers Blast Service in Exit Poll at Branches A consulting firm recently button-holed U.S. bank customers as they were leaving branches of major institutions on both coasts and the Midwest. The results of the poll are enough to make a marketing executive weep openly... |
The Motley Fool November 16, 2006 |
Credit Union Pros and Cons Credit unions have advantages and disadvantages for customers; let's review some of each. |
AskMen.com October 1, 2000 Luis Rodrigues |
Sneaky Credit Card Scams: Part II Once you're a cardholder, you become one of the millions of people who help banks become highly profitable. Here's some information that most banks omit to offer customers, but can save you a whole lot of money... |
The Motley Fool September 23, 2005 Rich Smith |
Fools Want to Know, With Digital Insight An interview with CEO Jeff Stiefler on the online banking biz and the company's stock. |
Wall Street & Technology February 14, 2006 |
Small Businesses Big Biz for Banks Capturing small businesses as banking customers will be a top priority for many banks this year, according to a new report. |
U.S. Banker December 2001 |
Deposit-Equity Balance Earlier this year, banks were pleased to see a healthy inflow of deposits, those low-cost funds that help keep interest-rate margins strong. Many banks have been reporting increases of more than 10% over the previous year... |
Bank Technology News May 2001 Maria Bruno |
E-Mania Takes Community Banks by Storm According to Grant Thornton, community banks must commit to big changes, or else... |
The Motley Fool January 19, 2007 Dan Caplinger |
Banks Need Your Fees The best way to avoid fees is to make sure you understand what fees your bank charges for certain transactions or activities before you need them. |
BusinessWeek May 2, 2005 Dean Foust |
Banks: "Protection" Racket? As overdraft and other fees become huge profit sources for banks, critics see abuses. And most troubling to consumer activists is that most of the new fees fall on the poorest consumers. |
Bank Technology News April 2003 |
By the Numbers Consumers want to pay bills on-line -- just not necessarily with their bank. |
OCC Bulletin |
Weblinking The guidance offers risk management tools that would reduce risk to banks from linking arrangements and with third parties, especially reputation and compliance risks. |
U.S. Banker April 2002 Mark Bruno |
Broken Affair? Banks, as most companies, have enjoyed close relationships with their accountants for decades, and have been becoming more and more dependent on them for a variety of services, often far removed from auditing their books. Now those relationships are being called into question... |
The Motley Fool June 14, 2005 Selena Maranjian |
Credit Union Pros and Cons Have you considered maintaining an account at a credit union in addition to or instead of at your local bank? You should. Credit unions have advantages and disadvantages. Here is a review of some of them. |
U.S. Banker January 2008 Anthony Malakian |
Poor Branch Placement Could Kill Revenues For smaller community banks, poor branch placement is a far greater concern than for a trillion-dollar behemoth. |
Bank Systems & Technology May 8, 2007 Maria Bruno-Britz |
For Money Transfers, Going Solo Not the Best Route for Banks A new study says banks are better off teaming up with existing money transmitters to succeed in remittance business. |
Bank Systems & Technology May 27, 2003 Steven Marlin |
Fiserv and SVPCo To Exchange Images Fiserv and SVPCo have agreed to establish system connectivity to allow for electronic exchange of check data and images. |
U.S. Banker June 2006 Lee Conrad |
Making Sense of HSAs For Community Banks Community and mid-sized banks are jumping into the fray of health savings accounts, but some analysts wonder if they can successfully compete against the big guys. |
Bank Systems & Technology December 1, 2006 Phil Britt |
Banks to Allow E-Bill Pay Customers to Pay With Cards The growing popularity of online bill payment services presents a revenue opportunity for banks. |
Bank Systems & Technology March 27, 2008 Mike McDonough |
Centralized and Single-Platform Operations Reduce Overall Trade Finance Risk Banks with centralized operations and banks with all of their operations on a single platform will have a distinct advantage because there is lower operational risk generally associated with these structures. |