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Managed Care November 2005	Most Want Choice of Doctors More Than Pick of Health Plan Consumers value having a choice in providers more than having a choice of health plans, according to a study by the Commonwealth.
Managed Care February 2006 Lola Butcher	Consumer-Directed Health Pains Two studies suggest that consumer-directed health care may not be a long-term method for controlling health care costs.
Managed Care January 2006	Managed Care Outlook Two surveys point to growth for consumer-directed health plans.
Managed Care March 2004 MargaretAnn Cross	Consumer-Directed Plans Begin Measuring Patient Satisfaction Initial results are promising. Employees turn toward preventive medicine and away from expensive drug therapies.
Managed Care June 2005 MargaretAnn Cross	Consumer-Directed and Home-Brewed Regional health plans and small HMOs coming late to the consumer-directed health plan market haven't missed out -- yet.
CFO March 1, 2008 Scott Leibs	A Fatal Flaw for CDHPs? Consumer-driven health plans may not pass the test of time if companies don't do a better job of communicating their virtues to employees.
Managed Care July 2007 Lola Butcher	Consumer-Directed Plans Fall Short of Expectation As the consumer-directed health plan design approaches its seventh year in the marketplace, some wonder if it will ever be more than a niche product.
Managed Care August 2007 Lola Butcher	What Attracts Workers to Consumer-Directed Plans? High-deductible insurance hasn't been a big draw, but plan sponsors have found a few ways to make it attractive.
Managed Care August 2007	Consumer-Directed Health Plans: Built to Last or Designed to Fail? A point-counterpoint debate about the effect of CDHPs on overall health and health care costs.
The Motley Fool June 7, 2007 Dan Caplinger	Health Insurance for Healthy People Even though you can't eliminate insurance costs, you can still make them as small as possible. By keeping the responsibility for paying some of your own health costs, you can save hundreds on health insurance premiums.
Registered Rep. August 1, 2005	Maybe It Was the TeePee Building Exercise Commonwealth Financial Network was recently named the best place to work in the state of Massachusetts by the Boston Business Journal.
Managed Care November 2007 MargaretAnn Cross	The Evolving Health Plan The consumer-directed health care model isn't taking the country by storm, but its innovations are influencing other coverage designs.
CFO February 22, 2005 Joseph McCafferty	Attention Shoppers Consumer-driven health plans are catching on quickly, but are they the answer to runaway medical costs?
Managed Care February 2004 MargaretAnn Cross	Why Workers Choose CDHPs: Matter of Dollars and Sense In a new study of how consumer-directed plans are doing, one finding is that lower premiums was not a major factor in whether workers selected such a plan.
Managed Care October 2007	CDHPs Aren't Catching On Despite the extensive attention paid to consumer-directed health plans, a survey conducted by the Kaiser Family Foundation shows that these types of plan arrangements have made only small inroads in the employer market.
Managed Care September 2003 MargaretAnn Cross	Consumer-Directed Health Care: Too Good To Be True? People talk about it as the sure way to control costs and give consumers the choice they seem to want. Are we being realistic?
Managed Care October 2004	Consumer-Directed Insurance Plans Problematic for Patients, Docs, HMOs New studies are finding wide variations of cost and quality across hospitals and physicians, yet few private insurers, managed care plans, or public programs reward superior quality or efficiency.
Managed Care September 2004	Employers Offer 'Consumer' Plans with Trepidation There is concern that these plans will primarily attract healthier and higher-income individuals, leaving sicker and lower-wage employees in higher-cost alternatives.
Managed Care July 2005 John A. Marcille	Talk About Consumer Plans Rapidly Becoming Reality After years of expectation and debate, consumer-directed health plans are all over the place.
Managed Care July 2005 MargaretAnn Cross	Momentum Shifts Toward Consumer-Directed Plans Looking at past enrollment shifts and at the evolution of managed care can shed light on how to compete in the new market for account-based consumer-directed care.
CFO August 1, 2003 Joseph McCafferty	Heal Thyself Consumer-directed health care is hot. But is it a danger to the medical-insurance system?
Managed Care July 2007	Having a Baby? Avoid CDH Plans A report issued by the Kaiser Family Foundation evaluates the level of insurance protection that consumer-directed health plans (CDHPs) provide women for maternity care.
Managed Care September 2003 Martin Sipkoff	This Isn't the First Attempt To Shift Cost to Employees Companies are decreasing their share of medical insurance premiums. It remains to be seen how this will affect workers' health status.
Managed Care August 2006	One Insurer, One Think-Tank Issue Studies of High-Deductible Plans High-deductible health plans are in the news and on the minds of researchers.
Inc. June 2008	How To Choose A Health Care Plan: Three Ways to Save Money Tips on saving money on group heath insurance plans.
Managed Care October 2005 MargaretAnn Cross	Medtronic, Early Adopter of CDHP, More Than Satisfied With Result The medical device manufacturer, Definity Health's first client nearly 5 years ago, has moved a fourth of its employees into the new-style consumer-directed health plan.
Managed Care June 2005 Frates & Severoni	Consumer-Directed Health Plans: Enrollee Views, Early Employer Experience As CDHPs increasingly penetrate the commercial market, their greatest contribution might lie in funding health services for retirees and in reducing the number of uninsured people by offering affordable insurance.
Managed Care November 2006 Lola Butcher	Manipulating Deductibles To Foster Healthful Behavior Increasing employee deductible levels to encourage workers to be better health care consumers has become old hat. But how about this: tying an employee's deductible level to health status?
The Motley Fool October 18, 2006 Mary Dalrymple	Fall for Free Money, Part One Your employee benefits could benefit you more. Many jobs offer benefits that can save a few dollars, reduce your taxes, and maybe even cut your commuting costs. But it's up to you, as an employee, to figure out which programs can benefit you.
Pharmaceutical Executive April 1, 2006 Humphrey Taylor	Opinion: Unintended Outcomes for Consumer-Drive Insurance So-called "consumer-driven" health insurance is designed to help informed consumers make better decisions about their medical treatment. But the high deductibles associated with these plans are affecting the end goal.
Managed Care August 2005 MargaretAnn Cross	Consumers in This Market Struggle To Keep Their HMOs Rochester, N.Y., faces rising health care costs and a growing employer interest in consumer-directed health plans. Can a managed care town hold its own?
The Motley Fool August 29, 2007 Dan Caplinger	Play It Safe With Your Health Census Bureau figures indicate 47 million Americans do not have health insurance. High deductible insurance is one solution that may help these individuals to avoid a potential financial disaster.
The Motley Fool November 3, 2010 Dan Caplinger	Your Answer to Skyrocketing Health Costs Health savings accounts are worth a closer look.
Managed Care September 2007	Opportunity in Shift to Consumer Plans As enrollment in consumer-directed plans increases steadily, some consultants are predicting a breakout year for the movement.
Managed Care May 2006	Many More CDH Plans to Include Pharmacy The number of plan sponsors that will offer consumer-directed health plans that integrate pharmacy and medical benefits increased more than 16-fold, from 3 to 50, between January 2005 and January 2006, according to Medco Health Solutions.
The Motley Fool September 13, 2006 Dan Caplinger	The Dark Side of HSAs The combination of tax-deductible savings, tax-free income and withdrawals, and lower insurance premiums make the health savings account provisions extremely attractive. However, HSAs aren't right for everyone.
Financial Planning April 1, 2007 Donald Jay Korn	Healthy, Wealthy and Wise As more and more affluent clients start managing their medical costs, financial advisors may be asked to provide a second opinion on the choices.
The Motley Fool July 30, 2004 Roy Lewis	Accounts Ease Medical Costs The new health savings accounts help ease the burden of high-deductible medical policies.
Managed Care September 2003 John A. Marcille	How Should We Evaluate The New Insurance Models? Business people have to come up with new products, and in our part of the economy, the hot product is consumer-directed health care. Yet we all know that a product that is well promoted and superficially attractive is not necessarily good for us all, individually or collectively.
The Motley Fool September 16, 2009 Dan Caplinger	The Biggest Casualty of Obamacare Health savings accounts that qualify for deductions on your income tax return could disappear.
Managed Care November 2004 MargaretAnn Cross	Accrediting Agencies Turn Attention To Consumer-Directed Health Plans If employers make decisions based on United Regional Health Care Foundation's and National Committee for Quality Assurance's rating of traditional managed care plans, shouldn't they want similar ratings of consumer-directed health plans?
Managed Care December 2007	Most HSA/HDHPs Cover Preventive Treatment on a First-Dollar Basis Most health savings account plans cover recommended preventive benefits on a first-dollar basis, which is to say without regard to whether the deductible has been met. A new survey shows which high-deductible plans are compatible.
The Motley Fool September 14, 2011 Dan Caplinger	How You Can Make Health Care Affordable Health savings accounts and high-deductible health plans make a powerful combination.
Insurance & Technology February 2, 2006 Maria Woehr	Aligning on Payments WellChoice and American Express have teamed to offer the American Express HealthPay Plus Card, a healthcare payment solution for participants in Empire Total Blue's consumer-directed health plan.
Managed Care May 2005 MargaretAnn Cross	Are Consumers Really Directing Their Own Care? In theory, consumer-directed health plans put the reins of decision making into the hands of their members. But medical management departments are alive and well inside CDHPs -- and may even expand under these plan designs.
BusinessWeek November 19, 2009 Jena McGregor	Health Care: GE Gets Radical GE is offering only high-deductible, consumer-directed plans. That will save millions but may damage morale.