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Bank Technology News May 2009 Mike Reagan	Time is Now For Payments Convergence Payments account for as much as a third of commercial bank revenue, and that makes one message clear: The payments business is directly influential to the bottom line.
Bank Systems & Technology February 28, 2008 Peggy Bresnick Kendler	Can Remote Deposit Capture Drive Growth? How can banks use remote deposit capture as a competitive differentiator, and can it actually drive growth?
Bank Technology News April 2011 John Adams	The Opportunity is in The Partnerships An important IT focus is integrating payments into a larger platform that's evolving toward remote channels like mobile. For U.S. Bank's Ralph Berstein, the best experience in consumer-driven healthcare is one that mimics the old flash-a-single-card world that we've all been told is gone for good.
Bank Technology News December 2009 John Adams	Post Oak Performs a Paper-ectomy While responsibility for insuring healthcare payments has been mired in political debate that's touched all points on the national intellect curve, the virtue of automating those payments should be of little doubt.
Bank Systems & Technology February 1, 2007 Nancy Feig	Financial Institutions Must Treat Payments Processing as a Business Line to Gain Competitive Differentiation As competition in the payments space continues to heat up, more and more banks will take an enterprise-wide view of the payments business and corresponding technology.
Bank Systems & Technology February 27, 2006 Patrick K. Barron	Pay It Forward The First Vice President & COO of the Federal Reserve Bank of Atlanta talks about payments systems and Check 21.
Bank Systems & Technology January 1, 2007 Maria Bruno-Britz	Study: Banks Need New Ways to Gauge Customer Payment Preferences A recent study shows behavior models can help financial institutions understand clients better and can improve their competitive position in the payments business..
Bank Systems & Technology June 26, 2006 Lisa Valentine	Beating the Community Bank Drum Bridge Community Bank is a rural community bank with a can-do attitude toward technology.
Bank Systems & Technology September 17, 2009 Maria Bruno-Britz	PNC's Tom Kunz Cracks the Gen Y Code With Targeted Products At PNC Elite 8 honoree Tom Kunz is creating targeted products that will appeal to a generation with a different mind-set about financial services.
Bank Systems & Technology February 1, 2007 Craig Vaream	Electronification Is the Future In the coming year, it is clear that electronification will be the path to payments prosperity for both corporates and financial institutions alike.
Bank Systems & Technology September 30, 2006 Maria Bruno-Britz	Information Integration Key for Banks in Consumer Payments Integrating customer information is key in order for banks to stay competitive in the consumer payments game, according to Christophe Uzureau, an analyst with Gartner.
Bank Systems & Technology February 21, 2008 Danne Buchanan	Banks Will Face Competition in the RDC Space Third parties that can decouple remote deposit capture from the deposit relationship may pose a threat to banks in the payments space.
Bank Systems & Technology March 30, 2007 Maria Bruno-Britz	Retail Payments Business Moving More Toward Mobile Increasingly, banks are under pressure to provide multiple payments options to keep customers from going to the bank down the street or even to a nontraditional financial services provider.
Bank Systems & Technology April 25, 2008 Nancy Feig	Enterprise Payments Architectures Are Gaining Ground at Banks The aim of an enterprise payments architecture is to leverage technologies and services across the payments business and throughout the entire organization.
Bank Systems & Technology February 1, 2007 Esther Pigg	Meeting the Corporate Challenge With corporate customers challenging their financial institutions to provide a more-integrated, end-to-end array of payments origination, information management, clearing and dispute resolution solutions, 2007 will be an exciting time in the U.S. payments industry.
Bank Technology News August 2007 David Foss	Remote Capture Is Big For Biz One of the most significant recent events in banking is the rise of remote deposit and merchant capture technologies.
Bank Systems & Technology February 1, 2007 Nancy Atkinson	Aite Group: Wholesale Payments to Become More Electronified in 2007 In 2007, the B2B or wholesale payments industry will show greater movement toward e-payments this year. Financial institutions and the vendors that support them will concentrate on three key opportunities.
Bank Systems & Technology January 29, 2008 Maria Bruno-Britz	Evolving Card Business Presents Opportunities and Threats for Banks Rapid advances in technology, the recent IPOs of Visa and MasterCard, an uncertain economy, and shifting consumer behaviors all are converging to create a whirlwind of change -- and opportunity -- in the card space.
Bank Systems & Technology October 30, 2007 Richard Winston	Mobile Wallet Will Take Time to Mature In U.S. Contactless payments are a transitional technology on the way to the anticipated wallet phone.
Bank Systems & Technology September 17, 2008 Maria Bruno-Britz	Banks Missing Out on $5bn Revenue Opportunity in Expedited Payments Banks will essentially lose the payments franchise to billers, says Javelin Strategy & Research, if they don't take advantage of the opportunities around expedited payments.
Bank Systems & Technology February 29, 2008 Lisa Valentine	To Think Globally, Scotiabank Acts Locally A conversation with Bob Grant, Senior Vice President of Global Transaction Banking for Toronto-based Scotiabank.
Bank Systems & Technology December 1, 2005 Maria Bruno-Britz	Check 21: Evolution, Not Revolution Originally hailed by legislators as ushering in a new era of banking, it seems the reality of Check 21 is a bit less lofty than they anticipated - so far, at least.
Bank Systems & Technology September 30, 2006 Maria Bruno-Britz	Speaking the Same Language Banks are faced with a dilemma around the extent to which they should remain in the payments business.
Bank Technology News May 2005 Holly Sraeel	Nonbank Payments: Are Banks Green? Yes And No. If you take cash and payments out of the equation, who needs banks?
U.S. Banker September 2007 John Adams	Healthcare: Banks Can Cure Docs' Payment Pains Automating healthcare-transaction documents for payers and providers is a tough nut to crack, but there's a healthy opportunity for banks with a strong payments platform.
Bank Systems & Technology June 8, 2007 Nancy Feig	Banks Need To Engage Corporate Customers To Provide Payment Solutions Banks and commercial customers need to work together to develop meaningful payments standards.
Bank Systems & Technology June 29, 2009 Maria Bruno-Britz	Bank of America, First Data to Form 'Next-Gen' Payments Company Banc of America Merchant Services is being created to deliver merchants and consumers with a variety of secure, convenient payment features.
Bank Systems & Technology November 1, 2006 Katherine Burger	Debate Down Under The most-significant challenges facing the banking industry are the following: Consolidation of payments infrastructures; how banks [can] create new payments products; margin compression; and the threat of new entrants, which is driving innovation.
Bank Systems & Technology June 25, 2007 Maria Bruno-Britz	Payment Card Business Still Offers Variety of Opportunities for Growth Control over customer relationships is pushing card business to the next level.
Bank Systems & Technology November 4, 2003 Katherine Burger	Channel Strategies On a Massive Scale As EVP, technology solutions, for Inovant, the information technology and processing services subsidiary of Visa International, Scott Thompson is focused on critical issues such as transaction volume, speed and reliability, security, and support of newer business initiatives.
Bank Systems & Technology May 6, 2004 Cynthia Ramsaran	2004 Fed Forecast: Enhanced Electronic Payments Claudia S. Swendseid, SVP of the Fed's Financial Services Policy Committee, spoke about the organization's goals for 2004 and what it is currently doing to move the financial services industry gracefully from paper to electronic checks.
Bank Systems & Technology May 4, 2005 Phil Britt	Balancing Act There is a transition away from paper and toward electronic transactions, but banks and their corporate customers want options for making electronic payments.
Bank Technology News February 2007 Glen Fest	Conversion's the Word In '07 e-Payments Drive For financial institutions electronic remittance, automated exceptions, back office conversion and other breakthroughs appear on the horizon as the next phase for remote capture.
U.S. Banker October 2006 Lee Conrad	New Industry Index Aims to Quantify The Progress of Corporate Payments Companies still make most of their payments with paper checks, but new VICOR-commissioned research suggests a major change is afoot. Restless bankers are more than ready.
Bank Systems & Technology September 28, 2005 Maria Bruno-Britz	Is the End of Cash at Hand? The growing comfort with digital and wireless technologies may be largely responsible for the recent upswing in e-payments. Of course, the trend has not gone unnoticed by the financial services industry.
Bank Systems & Technology July 5, 2004 Kristi Nelson	Pumping Up the Purchasing Power More information and integration are needed to grow corporate purchasing card usage.
Bank Systems & Technology November 11, 2007 Feig & Bruno-Britz	Shaping the Future From management shakeups at some of the top financial institutions to fallout from the mortgage crisis, big changes are in store for the banking industry in 2008.
Bank Systems & Technology August 30, 2005 Maria Bruno-Britz	Commercial Payments: From Many, One All the major players - banks, corporations, regulators and vendors - are attempting to standardize and simplify the commercial payments process. But, everyone seems to have a different idea as to the best way to do so.
Bank Systems & Technology December 1, 2006 Phil Britt	Banks to Allow E-Bill Pay Customers to Pay With Cards The growing popularity of online bill payment services presents a revenue opportunity for banks.
Bank Systems & Technology February 10, 2004 Cynthia Ramsaran	Rock, Scissors, Plastic There will be a rise in plastic payments in 2004 because of the availability of more merchants accepting credit, analysts say.
Bank Technology News May 2007 John Adams	Healthcare: Fifth Third Wants a Healthy Future Banks are well positioned to be the nexus between payers, providers and patients. But to automate medical payment documents banks must cope with a new level of complexity.
Bank Systems & Technology May 15, 2008 Maria Bruno-Britz	Fox Chase Promotes Lynch to Chief Payments Officer Keiron Lynch will focus on helping customers understand the new payments landscape.
Bank Systems & Technology May 1, 2006 Maria Bruno-Britz	Electronification And Beyond For remote deposit capture -- using devices to create digital images of checks -- the adoption curve has climbed steadily, but only now is banks' use of the technology about to explode.
Bank Systems & Technology March 30, 2007 Maria Bruno-Britz	Aite Urges Consolidation of Wire and ACH Systems A new study says convergence of wire transfer and ACH will lead to efficiency and cost savings for banks and their commercial clients.
Bank Systems & Technology September 9, 2010 Peggy Bresnick Kendler	Elite 8 2009: Where Are They Now? Catching up with some of last year's Elite 8 honorees to see how the improving economic outlook is influencing their responsibilities and priorities.
Bank Systems & Technology February 1, 2007 Peggy Bresnick Kendler	Show Me the Value Industry association executives speculate on the top challenges, opportunities and trends facing the banking industry in 2007.
Bank Technology News January 2010 John Adams	Thank Payments Innovation a Bundle Like a specialist working with a primary care doctor, US Bank takes a tag-team approach to bundling commercial lending with payments and processing automation.
Bank Systems & Technology May 4, 2005 Peggy Bresnick Kendler	Cards Product innovation is key to growth in the card business, but the ability to grow without sacrificing security, speed and reliability is critical. Banks that can provide these things will achieve success.
Bank Systems & Technology April 28, 2008 Lisa Valentine	The Bank of New York Mellon Integrates Legacy Systems to Offer Customers Only the Best Following the merger of The Bank of New York and Mellon Financial, cohead of treasury services integration efforts Al Briand forges a best-of-breed and technology portfolio while continuing to provide Treasury Services customers with innovative new products.
Bank Systems & Technology October 28, 2004	One Question For: Imre Mentsik, Bank Austria Creditanstalt How is your organization aiming to achieve leadership in cross-border payments processing?