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Bank Systems & Technology September 30, 2006 Maria Bruno-Britz	Speaking the Same Language Banks are faced with a dilemma around the extent to which they should remain in the payments business.
Bank Systems & Technology March 29, 2006 Jacob Jegher	SEPA: Time to Light the Fire As the deadline looms, all Single Euro Payments Area stakeholders need better coordination and collaboration.
Bank Systems & Technology September 27, 2004 Jacob Jegher	Collaboration Conundrum As markets become increasingly global, however, there is a pressing need to fulfill the requirements of corporations participating in cross-border trade and the financial institutions that serve them.
Bank Systems & Technology July 27, 2007 Maria Bruno-Britz	Deutsche Bank's Harold Young Predicts SEPA Opportunities Single Euro Payments Area, or SEPA, will open new doors to differentiation and payments standards for banks.
Bank Systems & Technology February 11, 2004 Ivan Schneider	Letter from Europe: Payments Unification SEPA (the proposed Single Euro Payments Area) will simplify payments but could face opposition.
Bank Systems & Technology September 28, 2007 Maria Bruno-Britz	Transaction Processing Not Enough to Succeed In Commercial Banking Banks will need to move away from the transaction processing model to become the advisers of choice for their corporates.
Bank Systems & Technology September 27, 2004	Viva Standards! Proprietary interfaces are out, and common message standards for banks (and their clients) are in.
Bank Systems & Technology March 27, 2008 Maria Bruno-Britz	International Payments Framework Organization to Standardize Cross-Border Payments The banking industry has experimented with payments standards for years. New initiatives for cross border payments are detailed.
Bank Systems & Technology August 30, 2005 Ivan Schneider	The United Banks of Europe How do you take the payments networks of 25 European Union countries - each with its own set of banking institutions, regulators and laws - and knit them together for clearing and settlement? Very carefully.
Bank Systems & Technology April 25, 2008 Nancy Feig	Enterprise Payments Architectures Are Gaining Ground at Banks The aim of an enterprise payments architecture is to leverage technologies and services across the payments business and throughout the entire organization.
Bank Systems & Technology February 27, 2006 Maria Bruno-Britz	Stepping Closer to SEPA The Single European Payments Area will allow 500 million European Union citizens to purchase goods and services using the same direct debit product in any EU country.
Bank Systems & Technology November 29, 2004 Cynthia Ramsaran	Banks Face Reduced Payments Profits Transactions will increase, but margins will decline.
Bank Systems & Technology February 1, 2007 Nancy Feig	Financial Institutions Must Treat Payments Processing as a Business Line to Gain Competitive Differentiation As competition in the payments space continues to heat up, more and more banks will take an enterprise-wide view of the payments business and corresponding technology.
Bank Systems & Technology February 1, 2007 Esther Pigg	Meeting the Corporate Challenge With corporate customers challenging their financial institutions to provide a more-integrated, end-to-end array of payments origination, information management, clearing and dispute resolution solutions, 2007 will be an exciting time in the U.S. payments industry.
Bank Systems & Technology May 4, 2005 Phil Britt	Balancing Act There is a transition away from paper and toward electronic transactions, but banks and their corporate customers want options for making electronic payments.
Bank Systems & Technology March 30, 2004 Ivan Schneider	One Bank, One Technology Architecture Deutsche Bank to launch multicurrency automated payments platform by year's end.
Bank Systems & Technology November 1, 2006 Katherine Burger	Debate Down Under The most-significant challenges facing the banking industry are the following: Consolidation of payments infrastructures; how banks [can] create new payments products; margin compression; and the threat of new entrants, which is driving innovation.
Bank Systems & Technology October 28, 2004	One Question For: Imre Mentsik, Bank Austria Creditanstalt How is your organization aiming to achieve leadership in cross-border payments processing?
Bank Systems & Technology May 25, 2006 Maria Bruno-Britz	Hurry Up and Wait As the deadline for the single European payments area (SEPA) draws closer, the vendor community is starting to respond to banks' SEPA needs. However, banks have not done a good job communication with their corporate clients to learn their needs in a SEPA world.
Bank Systems & Technology March 30, 2004 Ivan Schneider	The End of the Payments Business Moving money is easy. Providing risk, liquidity and information? Now, that's banking!
FDIC FYI May 25, 2004 Neil Murphy	The Impact on U.S. Banking of Payment System Changes Although the much-heralded check-less society has yet to arrive, major changes are underway in retail non-cash payment systems. Today's issue of FYI surveys the implications of the rising use of electronic payments.
Bank Systems & Technology May 25, 2006 Maria Bruno-Britz	Corporates' Wishes Are Banks' Commands Between industry consolidation and the entrance of new players in the market, banks have their work cut out for them when it comes to serving business customers and meeting their demands.
Bank Systems & Technology September 27, 2004 Ivan Schneider	GE Brings SWIFT to Life Corporate treasury seeks automation, information and simplification through adoption of financial messaging standards.
Bank Systems & Technology November 1, 2006 Maria Bruno-Britz	Bankers See SEPA Benefits, But Most Not Ready to Make Transition There is a marked change among bankers in their attitudes toward SEPA compared to last year.
Bank Systems & Technology November 11, 2007 Feig & Bruno-Britz	Shaping the Future From management shakeups at some of the top financial institutions to fallout from the mortgage crisis, big changes are in store for the banking industry in 2008.
Bank Systems & Technology June 8, 2007 Nancy Feig	Banks Need To Engage Corporate Customers To Provide Payment Solutions Banks and commercial customers need to work together to develop meaningful payments standards.
Bank Systems & Technology December 1, 2006 Phil Britt	Banks to Allow E-Bill Pay Customers to Pay With Cards The growing popularity of online bill payment services presents a revenue opportunity for banks.
Bank Systems & Technology September 27, 2004 Peggy Bresnick Kendler	Clearing and Settlement Technology can be a powerful ally for banks looking to streamline their clearing and settlement processes and mitigate settlement risk. But to effectively compete in the global arena, financial institutions will have to adopt standards and work together.
Bank Technology News July 2008 Shari Krikorian	B2B Payments Face Major Transformation Across the globe, market forces such as innovation, the need for efficient cash flow management models, cross-border trade and new industry standards are shaping the future of the B2B payments industry.
Bank Systems & Technology September 30, 2006 Maria Bruno-Britz	Information Integration Key for Banks in Consumer Payments Integrating customer information is key in order for banks to stay competitive in the consumer payments game, according to Christophe Uzureau, an analyst with Gartner.
Bank Systems & Technology January 1, 2007 Maria Bruno-Britz	Study: Banks Need New Ways to Gauge Customer Payment Preferences A recent study shows behavior models can help financial institutions understand clients better and can improve their competitive position in the payments business..
Bank Systems & Technology April 28, 2008 Nancy Feig	Banks Told to Prep for New International ACH Rules The NACHA rule and format for international ACH transactions presents both opportunities and challenges for banks.
Bank Systems & Technology March 30, 2007 Maria Bruno-Britz	Aite Urges Consolidation of Wire and ACH Systems A new study says convergence of wire transfer and ACH will lead to efficiency and cost savings for banks and their commercial clients.
Bank Technology News June 2001 Patricia A. Murphy	New Push to Cut Paper Intensifies The checkless society is a fallacy, but slowly payments are going electronic...
Bank Systems & Technology February 1, 2007 Nancy Atkinson	Aite Group: Wholesale Payments to Become More Electronified in 2007 In 2007, the B2B or wholesale payments industry will show greater movement toward e-payments this year. Financial institutions and the vendors that support them will concentrate on three key opportunities.
Bank Systems & Technology January 1, 2007 Maria Bruno-Britz	Banks Starting to Embrace Concept of Financial Supply Chain Management Financial supply chain management represents a growing opportunity for banks.
U.S. Banker October 2006 Lee Conrad	New Industry Index Aims to Quantify The Progress of Corporate Payments Companies still make most of their payments with paper checks, but new VICOR-commissioned research suggests a major change is afoot. Restless bankers are more than ready.
Bank Systems & Technology October 1, 2007 Maria Bruno-Britz	U.K. Faster Payments to Change Payments World Some experts see Faster Payments as a model for the rest of the world.
Bank Systems & Technology January 5, 2009 Charles Kohler	Banks In Europe Must Turn Attention to PSD Financial institutions are relying on payment processing as a principal profit driver. However, many European payments providers will find this core transaction banking business under intense pressure from the requirements of the Single Euro Payments Area and the Payment Services Directive.
Bank Technology News December 2002	By the Numbers With more nonbanks taking a shot at the payments industry, the benefits of account-to-account (A2A) transfer services far outweigh the risks.
Bank Systems & Technology December 1, 2005 Maria Bruno-Britz	Check 21: Evolution, Not Revolution Originally hailed by legislators as ushering in a new era of banking, it seems the reality of Check 21 is a bit less lofty than they anticipated - so far, at least.
CFO March 1, 2007	Treasure Trove Ask 10 treasurers what they want from their banks and you will probably get similar answers: seamless payment solutions and multiple financing options.
Bank Systems & Technology March 10, 2004 Deena M. Amato-McCoy	WesPay/Clearing House Deal Aims For Integrated Payments Structure Processors seek economies of scale as payments landscape undergoes transformation.
Bank Technology News May 2005 Holly Sraeel	Nonbank Payments: Are Banks Green? Yes And No. If you take cash and payments out of the equation, who needs banks?
Bank Systems & Technology May 5, 2004 Ivan Schneider	High and Low: EPN Forges SWIFTNet and FTP Connections Banks enjoy greater options for payments connectivity.
Bank Systems & Technology February 1, 2007 Peggy Bresnick Kendler	Show Me the Value Industry association executives speculate on the top challenges, opportunities and trends facing the banking industry in 2007.
Bank Systems & Technology November 21, 2007 Jim Eckenrode	Taking Its Lumps and Moving On Despite the subprime meltdown banks will continue to invest in certain IT areas, including front-end customer management systems, new-account opening processes, mobile banking and payments, and, of course, compliance.
Bank Systems & Technology May 8, 2007 Maria Bruno-Britz	Corporate Clients Inceasingly Favor Card Payments, Visa Says Banks have an opportunity to help corporate customers increase efficiencies by implementing more e-payments.
Bank Systems & Technology February 1, 2007 Craig Vaream	Electronification Is the Future In the coming year, it is clear that electronification will be the path to payments prosperity for both corporates and financial institutions alike.
Bank Systems & Technology July 1, 2005 Phil Britt	Payments Without Borders Mellon Financial's payment engine now allows for processing on an unlimited number of international payments, independent of foreign exchange (FX) transactions.