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The Motley Fool April 27, 2006 Selena Maranjian	Small Percentages Matter Why bother focusing on your savings or checking account, when it just pays a relative pittance? Because that pittance can add up, that's why.
The Motley Fool February 9, 2005	Money Market Funds, Explained They're not exciting, but you may need them. They're generally ill-suited for long-term savings, but they're great for short-term investments, such as for money you'll need in the near future.
The Motley Fool December 27, 2006 Selena Maranjian	Short-Term Money Doesn't Have to Earn Peanuts A savings account isn't the only option for money you might be needing soon.
The Motley Fool November 16, 2006 Mary Dalrymple	Inflate Your Savings Don't let time eat away at your cash stash.
The Motley Fool January 15, 2004	Short-Term Cash FAQs Here are the answers to your questions about short-term savings and cash investments.
The Motley Fool June 4, 2007	Why Short-Term Savings? You've got several options on where to keep your short-term stash. But first, you need to do a bit of financial self-reflection to determine how much short-term savings you need and when you'll need it.
The Motley Fool December 1, 2005	Think Thrice Before Dividing in Thirds Portfolio allocations don't come in one-size-fits-all. A more sensible approach is to consider investment timeframes and, of course, what you can tolerate in terms of market volatility.
The Motley Fool October 26, 2004	Why You Need Short-Term Savings Though your short-term savings will never rival returns on stocks over the long term, short-term money needs to earn its keep, countering inflation and maybe earning a little more.
The Motley Fool February 3, 2004	Save Like a Fool Add some balance to your spending-saving seesaw.
The Motley Fool March 30, 2004	Why Short-Term Savings? Fail to save for the near term at your own risk.
The Motley Fool November 8, 2004	Fools Save Half a Billion What could happen if you don't have short-term savings? Avoid these unpleasantries by taking these five steps to establish your own cash cushion.
The Motley Fool March 17, 2004	Three Critical Kinds of Savings If you save incorrectly, your savings could disappear.
The Motley Fool October 7, 2004	Three Tiers of Savings Neglect some important savings plan components at your own risk.
The Motley Fool January 23, 2004 Selena Maranjian	America Saves? Americans aren't saving like they should.
The Motley Fool June 15, 2004 Selena Maranjian	Hooray for Rising Interest Rates There's an upside to rising interest rates. Higher rates may be bad for borrowers, but they're good for lenders, which is what you are when you park your money in a bank account.
The Motley Fool April 5, 2004 Mathew Emmert	Stretching for Short-Term Yield Don't let a higher yield jeopardize the money you need within five years. Boring may be, well, boring, but it is also safe. So when you're searching for fairly short-term yields, make sure the risks you're taking are appropriate.
The Motley Fool September 26, 2007 Selena Maranjian	Make the Most of Falling Interest Rates Act now to lock in some relatively high CD rates.
The Motley Fool January 5, 2007 Dan Caplinger	Climbing Down the Ladder Does bond laddering make sense with an inverted yield curve?
The Motley Fool January 5, 2004	Wanted: Safe Short-Term Investments Where should you put money that you'll need in a year or two?
The Motley Fool August 8, 2005	3 Critical Kinds of Savings To put your short-term savings into context, think of your finances as a wedding cake. The bottom layer is your long-term savings, short-term savings first appear in the second tier of the cake and the top tier is your rainy-day fund.
The Motley Fool February 12, 2008 Dan Caplinger	Where You'll Find the Best Rates As customers have moved to the Internet for financial solutions, banks have paid attention.
The Motley Fool July 12, 2006 Selena Maranjian	Where to Put Your Short-Term Savings Why settle for getting 1.05% at your bank when you might earn 5% somewhere else?
The Motley Fool September 20, 2006 Ryan Popple	Farewell to Money Market Mutual Funds For the cash portion of a portfolio, money market mutual funds once offered a valuable service and paid out an acceptable return. Nowadays, direct Internet banking offers individual savings accounts that are risk-free and FDIC-insured. They also offer better returns.
The Motley Fool August 30, 2007 John Rosevear	Start Saving Now Does the prospect of saving for an emergency fund or for retirement seem too overwhelming? Then start smaller. Save for a tangible near-term goal, and commit yourself to paying off credit cards each month.
The Motley Fool February 12, 2007 Mary Dalrymple	I Love Online Savings An easily accessible, high-yielding, online savings account is just the thing to warm your heart.
The Motley Fool September 29, 2004	You Really Need an Emergency Fund Don't get caught with a sudden need for cash.
The Motley Fool February 16, 2007 Matt Koppenheffer	A Savings Triple Play Making sure you have enough stashed away for all of life's adventures can be as easy as one, two, three.
The Motley Fool November 17, 2006 Elizabeth Brokamp	Ask Mrs. Riches: Two Steps Forward, Three Back When you have financial emergencies, how can you get ahead?
The Motley Fool November 1, 2006 Hope Nelson-Pope	Cash Under the Mattress Eschew your mattress, your attic, and your piggy bank as your savings vehicles of choice and plunk your money into higher-yielding vehicles instead. Don't let your hard-earned cash wilt on the vine.
The Motley Fool December 15, 2005	Do You Really Need an Emergency Fund? Don't rely on conventional wisdom to protect yourself. Here's how to determine how much you need to save to live on.
The Motley Fool May 7, 2004	How to Invest for College As your kids get older, you may be wondering what you should invest your savings for their college education in -- stocks, for example, or bonds? One size doesn't fit all when it comes to college savings.
The Motley Fool July 3, 2007 Selena Maranjian	Earn 5% on Your Cash If you're earning less than 4% on your cash, you're not trying hard enough.
The Motley Fool October 1, 2007 Rich Duprey	A Savings Plan Gone Simple Being realistic about savings can get you further along the road to sound financial freedom.
The Motley Fool November 3, 2006 Mary Dalrymple	Plunk Down a Pile of Cash Here are the questions to ask before parking your savings somewhere.
The Motley Fool March 1, 2007 Mary Dalrymple	Urgent! Emergency! How long could your emergency savings last?
The Motley Fool January 23, 2004	How Much Should You Save? Depends if you're single, scared, or have a significant other.
The Motley Fool January 25, 2008 Dan Caplinger	Are Savers Bailing Out Banks? Rate cuts hurt those on a fixed income. A large group of investors, especially retirees who rely on their savings to pay living expenses, have already started to feel the effects of lower interest rates.
Entrepreneur November 2007 James Park	A New Option for Penny Pinch-ING ING's new savings account is tailor-made for growing entrepreneurs.
The Motley Fool July 9, 2007 Buz Livingston	Not Everything Is an Emergency You need an emergency fund. What you don't need are excuses to burn through it.
The Motley Fool September 11, 2007 Dayana Yochim	Market? Mattress? Neither! Depending on when you will be needing your money, there are plenty of safe, rewarding places to park your cash.
The Motley Fool November 23, 2005 Selena Maranjian	CD Rates Rising Recent rate hikes are making CDs more attractive. Just make sure you shop around for the best deal.
The Motley Fool February 2, 2007 Mary Dalrymple	Our Savings Rate Is Abysmal The national rate's in the red. How are your savings statistics? If you're not shunting at least a little of your discretionary income into short-term savings or long-term savings, you might be setting yourself up for trouble down the road.
The Motley Fool March 12, 2008 Todd Wenning	When It Pays to Be Tax-Free With interest rates decreasing, tax-free savings vehicles look more attractive.
The Motley Fool December 19, 2006 Dan Caplinger	The Scoop on Savings Bonds: Part 2 A closer look at why bonds aren't as attractive as they used to be.
The Motley Fool March 27, 2007 Selena Maranjian	What's Your Work-to-Retirement Ratio? See whether you'll be able to afford retirement -- the answer may surprise you.
The Motley Fool March 19, 2007 Mary Dalrymple	Is Your Emergency Fund Too Big? Here are some signs that it might be time to put your money to other uses.
The Motley Fool November 29, 2007 Dan Caplinger	How to Survive When Rates Fall On a fixed income, falling rates can hurt you. Here's how to cope.
The Motley Fool June 17, 2008 Dayana Yochim	No-Sweat Savings No need to stew and sweat. Putting money aside can be easy.
The Motley Fool April 20, 2004 Dayana Yochim	How to Spend a Bundle The author shares tips on preparing for big purchases and softening their impact on your day-to-day finances.
The Motley Fool November 15, 2006 Mary Dalrymple	Be a RoboInvestor If you can automatically set aside a small sum in a savings account every month, you can build a healthy emergency fund without having to exercise a lot of discipline.